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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

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SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$599,900
705 18TH Street, hanover, Ontario

705 18th Street

Hanover, Ontario

Middle unit town home with finished walkout basement backing onto the trees! The main level of this home is incredibly spacious offering 1332 sq ft with an open concept floorplan. You'll find a patio door walkout from the kitchen/living/dining space to a covered back deck. There are 2 bedrooms on this level, including the master with spacious walk in closet and 3 pc ensuite with custom tile shower. Also on the main level is your laundry/mud room and 4 pc main bath. The lower level of this home has a spacious rec room perfect for entertaining with a walkout to the lovely back yard. The 3rd bedroom is on this level as well as a 3rd bathroom, and plenty of storage. (id:22681)

3 Bedroom 3 Bathroom 1332

Keller Williams Realty Centres

For sale
$649,900
108 FEDY Drive, sauble beach, Ontario

108 Fedy Drive

Sauble Beach, Ontario

Immerse yourself in the epitome of coastal living with this exquisite custom built 4-season fully furnished-turn key home/cottage in Sauble Beach. With 4 good sized bedrooms, 2 full bathrooms and plenty of outdoor space, you can enjoy ample room to spread out and unwind! Perfectly positioned near all amenities, trails, and Lake Huron's shores, this charming retreat offers a harmonious blend of comfort and convenience. Featuring a spacious layout with main floor laundry, bedroom, bathroom, and open-concept kitchen, dining, and living area with a wood burning stove to take off the chill, as well as three large additional bedrooms and a full 3 pc bath on the second level, including a primary suite with a private deck. In the back yard, which backs onto green space, unwind on the spacious deck, enjoy sitting around the built in fire pit all while the children play on the included play set , providing the perfect setting for everyone to participate in outdoor enjoyment. Brand new roof shingles installed May 2024! Municipal water. Natural gas is available at road. Don't miss the opportunity to make this enchanting 4 season home/cottage your own and experience the ultimate retreat in Sauble Beach. Call today for more information and to schedule a private viewing! (id:22681)

4 Bedroom 2 Bathroom 1145

Sutton-Sound Realty Inc. Brokerage (Wiarton)

For sale
$1,800,000
430 RIDEAU RIVER Street, waterloo, Ontario

430 Rideau River Street

Waterloo, Ontario

Come see this custom-built, tastefully appointed home, with a finished walk-out lower level, and stunning backyard views – with no neighbours in sight. Located on a prime lot in the desirable area of Conservation Meadows, this 5+1 bedroom and 4 bathroom quality-built home (by Werner Reiter RTS Homes) offers nearly 4000 square feet of finished space! Features: brick exterior, hardwood floors, a formal dining room, multiple gas fireplaces, elegant lighting, custom window coverings (2022), built-in speakers, two BBQ gas lines, 4-camera security system (2023), infrared sauna (2018), and more than $50,000 worth of custom built-ins on all floors. The designer kitchen features quartz countertops and stainless steel appliances (partially updated in 2022). Both the kitchen/living area, deck, and walkout basement/covered terrace offer unobstructed views of two ponds, forest, and a farm in the distance. It is a family-oriented neighbourhood with a small playground across the street and a bigger park 220 meters away, direct access to walking and biking trails, community gardens at the end of the street, and the Laurelwood Conservation Area as well as farmers’ markets nearby! All home mechanics are owned and include upgrades to the air conditioning (2022) and water softener (2023). Make this non-smoking and pet-free home with spectacular views during all seasons your own. (id:22681)

6 Bedroom 4 Bathroom 4014

Coldwell Banker Peter Benninger Realty Brokerage (Walkerton)

For sale
$739,900
313199 HIGHWAY 6, west grey, Ontario

313199 Highway 6

West Grey, Ontario

One Acre Property Located on a Paved Road just outside of Durham. This well maintained home has a kitchen that appears to be pulled right out of a magazine. You're going to love cooking and entertaining at the oversized island while enjoying all the natural light that the kitchen offers. The Livingroom which is currently being used for daycare is a good size and has hardwood floors. The master bedroom has his and her closets. The home has 3 bedrooms and 2 bathrooms, a natural gas furnace and central air. The lower level rec room walks out to a covered sitting area that overlooks the backyard. It also features a retro bar and gas fireplace. In the basement you will find lots of room for a workshop or storage. The yard is landscaped with an abundance of trees. The driveway is paved and the attached carport will accommodate two cars. High speed internet is available. This AAA+ home comes with an appliance package. Call today to arrange your own private viewing. (id:22681)

3 Bedroom 2 Bathroom 2818

Peak Edge Realty Ltd.

For sale
$890,000
7 PURGATORY Road, northern bruce peninsula, Ontario

7 Purgatory Road

Northern Bruce Peninsula, Ontario

Exceptional double-wide waterfront property with an expansive 165ft of Lake Huron shoreline in a protected bay! New addition in 2008 which includes the double car garage, utility room, storage room, two bedrooms, and bathroom. New septic system 2007. All windows and doors are 2008 and newer. New drilled well 2013. New roof shingles in 2023. Forced air furnace ~2014. SO MANY UPDATES! Spacious four bedroom, two bathroom, 2,000sqft home or cottage PLUS oversized double car garage and workshop room! Nearly 3,000sqft total. Lots of room for all your needs! The property offers a seamless indoor-outdoor flow with multiple lower-level walkout areas and an expansive wrap-around deck on the upper level, perfect for savouring your morning coffee with Lake Huron views. As you step inside you are greeted with cathedral ceilings and an abundance of natural light. Open concept kitchen, dining, and living room makes it ideal for entertaining friends and family, complemented by a cozy gas fireplace! Most of the bedrooms feature vaulted ceilings or 10’ tall ceilings creating a grand and spacious feel! Two of the bedrooms even boast walk-in closets with built-in shelving and storage. Make your way downstairs you’ll find a generous sized recreation room, a versatile flex-space for your imagination. Spacious 21ft by 11ft workshop room, perfect for all your tools and/or hobbies. Step back outside to admire the true abundance of privacy this property offers with this rare double-wide lot! You even have your own private pond as you enter the property. Take a stroll under the mature evergreen trees down to the water's edge, there you have over 600sqft of deck space to enjoy the waterfront lifestyle! Additionally, there is also a stone patio area with a fire-pit right on the shoreline for spectacular stargazing in this dark-sky community. The protected bay and dug-out channel offer excellent swimming opportunities and an ideal spot to moor your boat. Your dream of waterfront living awaits! (id:22681)

4 Bedroom 2 Bathroom 2000

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

For sale
$388,000
710 WEST Road, northern bruce peninsula, Ontario

710 West Road

Northern Bruce Peninsula, Ontario

Nestled on a sprawling ~0.7 acre property this home or cottage promises an idyllic escape from the bustle of everyday life! Enter through the tall mature hedge line that provides wonderful privacy and you're soon greeted by the charm of this two bedroom, one bathroom retreat! The property is mostly cleared with open grass area with mature trees featured throughout, perfect outdoor area for entertaining friends and family! Large patio stone area surrounded with garden beds is an ideal place to BBQ or simply read a book in the garden. Great sized bunkie finished with power and covered porch is perfect for an overflow of guests or separated office/hobby space! Step inside to the home or cottage and you'll be welcomed with a well appointed kitchen. The stone countertop, under cabinet lights, and an abundance of prep space makes it an ideal place to spend time cooking. Lots of character as the original exterior wall has been incorporated into the backsplash! Central living room provides nice flow throughout. Especially with the cozy propane fireplace and patio doors leading out to your lush grass area and outdoor fire pit - perfect for soaking up the sunshine or stargazing under the night sky. New addition completed in 2010 which includes the primary bedroom, bathroom, and laundry room. The bathroom features in-floor heating, accessible walk-in tiled shower, and a sky dome that bathes the space in natural light. Primary bedroom boasts ensuite bathroom privileges which continues the easy flow throughout. Primary bedroom has a wall to wall closet ensuring you never run out of storage space! Located centrally on the Bruce Peninsula and just 5 minutes to Lake Huron water access at the end of Whiskey Harbour - also known as the The Rocks. Restaurant, general store, and Pike Bay Marina also just 5 minutes away! This property offers SO MUCH, be sure to add this one to your must see list! (id:22681)

2 Bedroom 1 Bathroom 775

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

For sale
$599,900
150 EAST Street, williamsford, Ontario

150 East Street

Williamsford, Ontario

Tucked back on a quiet side street, this beautifully maintained bungalow with a walk-out basement and detached 20 x 24 garage is located just 17 minutes from Owen Sound in the town of Williamsford. Entertaining on the 27 x 12 covered deck or having a late night bonfire will be a breeze on the 98' x 223' yard. This bungalow is currently set up as a 2 bedroom with office but can easily be turned back into a 3 bedroom home with office. Don't miss your opportunity to view this move in ready home. (id:22681)

2 Bedroom 2 Bathroom 1819

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

For sale
$2,999,000
157 GEORGIAN DR Drive, northern bruce peninsula, Ontario

157 Georgian Dr Drive

Northern Bruce Peninsula, Ontario

A RARE OPPORTUNITY to own 425ft of the BEST GEORGIAN BAY shoreline, AND 43 ACRES of UNIQUE PARK-LIKE land abutting the NIAGARA ESCARPMENT & BRUCE TRAIL. Set on the EXCLUSIVE shores of JACKSON COVE, this WATERFRONT FAMILY COMPOUND offers a 2,700 sq ft RAISED MODERN BUNGALOW with STONE EXTERIOR, private 700sq ft MASTER RETREAT south area w/2 entrances, 6pc ensuite, HIS/HERS walk-in closets, office/den & walk-out to patio. Separate north area w/3 additional bedrooms & full bath. North/South areas separated by OPEN-CONCEPT LIVING SPACE with incredible CHEFS KITCHEN w/maple cabinetry, GRANITE SURFACES, large ISLAND, open to DINING AREA & LIVING ROOM w/stone feature wall ... all with STUNNING GEORGIAN BAY WATER VIEWS. Multiple walkouts to multi-tiered WATERSIDE DECKING. Formal & mudroom entries, finished laundry room & 2 pc powder. ATTACHED 28X26 GARAGE w/entry to main floor & stairway to additional 2,700 sq ft 'UNSPOILED' LOWER LEVEL open space w/9ft ceilings & rough-in for 4th bathroom = 5,400 sq ft of total living space. Excellent mechanicals incl. whole-home back-up generator. Separate 30x50 detached dome garage w/hydro. STONE-IRON GATE entry with 500ft winding driveway and tasteful lighting. PROPERTY offers protected shoreline for safe BOAT DOCKING, crystal clear swimming & water play, 300ft NIAGARA ESCARPMENT VIEWS, unique 43 acres featuring ALVAR rock-garden-grassland, FORESTED AREAS, massive MOSS-COVERED BOULDERS, private 25ft ESCARPMENT ROCK-WALL – backing on to PROVINCIAL PARKLAND & direct access to Bruce Trail. This WATERFRONT RETREAT on GEORGIAN BAY is conveniently located 20mins from Wiarton, 10mins from LIONS HEAD, and 35-45mins from the GROTTO & TOBERMORY. Simply one of the FINEST PROPERTIES on the BRUCE PENINSULA ... just 3 hrs from the GTA. (id:22681)

4 Bedroom 3 Bathroom 2700

Royal LePage Rcr Realty Brokerage (Wiarton)

For sale
$1,199,000
733725 WEST BACK LINE Road, grey highlands, Ontario

733725 West Back Line Road

Grey Highlands, Ontario

One thing is certain they are not making more land so parcels of this size of 108 acres of with ponds, bush, pasture and hay fields grab your attention. Natural gas, hydro at road. Income potential for pasture and or crop. Plenty of solitude and wildlife for the outdoors enthusiast . Great location minutes from Flesherton 10 minutes to Dundalk. (id:22681)

Royal LePage Rcr Realty Brokerage (Os)

For sale
$659,900
3462 CONCESSION 2, point clark, Ontario

3462 Concession 2

Point Clark, Ontario

Situated on a park-like nearly 1/2 acre lot, this updated and well-maintained bungalow in desirable Point Clark is the perfect place to call your new home or year-round cottage. The first impression is a warm and inviting one, with the mature trees and covered south-facing front porch. Inside you will find two comfortable main living spaces and a kitchen with newer stainless steel appliances. Updated windows and doors, and a newer forced air natural gas furnace and fireplace add to the energy efficiency of the home. 3 bedrooms and 1 + 2 bathrooms, which includes the 2-piece en suite, allow for functionality and personal space for all. In addition to the crawlspace, the 23'x27' attached double garage/workshop is accessible via the laundry room and provides optimal storage or a workspace for the creator or handyperson. The private backyard is truly your own personal paradise, backing onto green space and featuring storage sheds, a deck, patio, hot tub and even an outdoor shower feature. Across the road is a playground/park and from here you are only 400M from the shores of Lake Huron. Walk down to the Point Clark lighthouse, marina and boat launch, or sprawling sandy beach. Point Clark an idyllic and picturesque lakeside community for cottaging or year-round living, you will want to see this one! Check out the multimedia link for more information including property video and floor plan. All measurements are approximate. (id:22681)

3 Bedroom 3 Bathroom 1232

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$950,000
144106 SIDEROAD 15, sydenham, Ontario

144106 Sideroad 15

Sydenham, Ontario

Looking to embrace country living? Consider this property as your next HOME! Nestled on forty acres just south of highway #26 between Owen Sound and Meaford, this countryside retreat offers more than just a house. With ample space for horses, cattle, or sheep, and even a horse exercise ring, it's the perfect blend of tranquility and functionality. Not governed by NEC regulations, the property boasts open fields for crops and a hardwood bush to the east. The home itself features three bedrooms and a family bathroom on the second level, alongside a kitchen with a center island and extra cupboard space. The dining area overlooks the picturesque west window, with a convenient spot for a washer and dryer nearby. Cozy up by the wood stove in the family room, which opens to a 16X12 deck. The front of the house offers a spacious dining room and living room on either side, accessible via center stairs. A 2pc washroom is located on the main floor, while the high and dry basement features a side entrance and is heated by a wood/oil furnace. Outbuildings include a single car garage, a lengthy drive shed, and the original barn once used for dairy farming, complete with a 12X14 milk house that could serve as a tack room for your horse(s). Additionally, there's an addition from 1967 measuring 24x66 and 18X18. Situated on a quiet dead-end road, this property offers a serene escape just off Highway 26 between Owen Sound and Meaford. (id:22681)

3 Bedroom 2 Bathroom 1500

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

For sale
$454,900
704 11TH Street, hanover, Ontario

704 11th Street

Hanover, Ontario

Nestled in a great Hanover location, this clean and cared for semi-detached backsplit belies its modest exterior to reveal delightfully spacious interiors! Enjoyed for over a decade and a half by its current owner, this home's bright, welcoming atmosphere is sure to capture the hearts of its next residents. The main floor features a comfy size living room which flows into an eat-in kitchen with ample counter space and lots of storage. Upstairs offers three restful bedrooms and a full bathroom on the second floor. Descend to the lower level to discover a versatile family room with patio doors that open to the outdoors, as well as a free-standing gas stove which is what the owner primarily uses for heat (a few baseboard heaters are used on low settings during colder months). Outdoors, a manageable backyard dotted with perennial beds provides a private oasis and adjoins a spacious municipal parkette, perfect for families with young children. A large patio area and storage shed equipped with electricity make for ideal spaces to pursue hobbies or simply store garden tools. With loads of parking and not far to many amenities, this home truly has everything one could need and more - an ideal blend of charm, convenience and comfort. (id:22681)

3 Bedroom 2 Bathroom 1511

Exp Realty

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.