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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

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SHANNON DECKERS

Why Choose Us

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Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

New Listings

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For sale
$699,000
188 OLD BEACH Drive, georgian bluffs, Ontario

188 Old Beach Drive

Georgian Bluffs, Ontario

Welcome to your idyllic waterfront (road between) escape—a captivating two-story cottage that effortlessly marries classic charm with modern comforts. This enchanting residence sits on a generous parcel of land, featuring a detached garage perfect for vehicles and hobbies. The living room, bathed in natural light, becomes a cozy haven with a fireplace and panoramic water views. Venture outside to the expansive private rear yard—a meticulously landscaped oasis perfect for family gatherings or quiet moments by the water's edge. The detached garage offers practical storage and versatile space for hobbies. Beyond the cottage, imagine lazy afternoons along the shoreline launching a kayak into the water. One distinctive feature is the morning sunrise that bathes the waterfront in golden hues. The road between the house and water ensures privacy and easy access to the waterfront, providing the best of both worlds. In summary, this cottage/home offers a harmonious blend of comfort, style, and natural beauty, transcending the ordinary to create a perpetual vacation home. (id:22681)

4 Bedroom 2 Bathroom 2300

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

For sale
$859,900
478 CREEKWOOD Drive, southampton, Ontario

478 Creekwood Drive

Southampton, Ontario

Stylish and functional this beautiful 2 + 2 bedroom 4 bath bungalow built by Berner Contracting is a true gem. Located in the much sought after Creekwood subdivision in Southampton, it's just a 7 minute walk to the sandy shores of Lake Huron and South Street Beach. The main floor is flooded with natural light from the floor to ceiling windows surrounding the gas fireplace. The vaulted ceiling in the living room adds drama and interest. The kitchen has loads of quality cabinetry with matching black appliances and an adorable window seat area. The Primary bedroom is carpeted with Walk-in Closet, a beautiful coffered ceiling and a 3 pc bath. The second bedroom could double as a main floor office or den. A 4pc bath and laundry room with garage entrance completes the main floor. Walk-out from the full size Dining area, onto a two tiered spacious covered deck, truly your own private Oasis! The grounds are maintenance free grass cutting only required in the front! The lower level is fully finished with an extra large recreation room with fireplace and wet bar. There is a large bedroom with a walk-in closet and a 3pc bath, as well as a newly renovated area with a 3 pc bath an extra bedroom for guests, and a bonus room that would make a great office or craft room. This quality home is waiting for you. (id:22681)

4 Bedroom 4 Bathroom 2943

Royal LePage Exchange Realty Co.(P.e.)

For sale
$459,990
279 1ST AVE S, chesley, Ontario

279 1st Ave S

Chesley, Ontario

NEW PRICE! If it's super spacious you are looking for, look no further than this 2 storey brick home, with high ceilings, and abundant character traits of a true Century family home. The XXL mudroom is great for storage of outdoor gear. Enter onto the brand new hand scraped quality laminate floors throughout the main level, except in the beautiful formal living room which has hardwood floors! There is also a main floor oversized Bedroom that could be used for an office or den. Enjoy bubble baths in the recently renovated large main floor spa/bath! The dining room features a large 16' wood stove that provides the majority of the heat for the house. The updated kitchen has ample cupboard space, & the convenient laundry/ pantry finish out the main floor. Backyard access from the kitchen onto the deck is perfect for entertaining friends and overlooking a completely fenced XL yard! with a Brand new 8x16 wooden shed and an above ground swimming pool. There is a driveway on each side of the property for plenty of parking. On the upper level you will find a good sized 4 pc bath and 4 extraordinarily sized bedrooms, including a gigantic 20' 5 x 13' 2 primary. Lots of updates done, too many to list!. This home is located only 40 mins to Bruce Power, 20 minutes from Hanover and 25 min. from Owen Sound. This is a unique family home that is priced to sell. (id:22681)

5 Bedroom 2 Bathroom 2217

RE/MAX Land Exchange Ltd Brokerage (Hanover)

For sale
$889,000
447 FIFTH Street, collingwood, Ontario

447 Fifth Street

Collingwood, Ontario

HUGE 24 x 24, Insulated and Heated Garage must be seen. Welcome To 447 Fifth Street, walk to fine restaurants, boutiques and scenic downtown Collingwood. This home has a great welcoming vibe and charm. It is a Detached brick bungalow with 3 bedrooms on the main floor, an open concept living / kitchen area and a full bathroom. The kitchen has sleek stainless steel counter tops for years of worry-free food preparation. A separate entrance to the lower level creates the ideal in-law suite that’s complete with a kitchen, bathroom and laundry area. This home provides durability and functionality, with a durable metal roof on the house, garage and shed, that promises longevity and low maintenance. The spacious 24‘ x 24’ heated insulated garage provides ample room for vehicles, storage, and workspace, offering convenience and practicality for homeowners. Adjacent to the garage, a charming garden shed adds to the property's appeal, providing a dedicated space for tools, equipment, and gardening supplies. The gardens burst with life. A sanctuary where perennials thrive. From vegetables, to fruits, to herbs and a magnificent magnolia tree, each corner reveals another place for everything to blossom. From heirloom tomatoes ripening on the vine to fragrant herbs dancing in the breeze. These features enhance the property’s value, offering appeal and practical amenities for comfortable living. (id:22681)

4 Bedroom 2 Bathroom 1964

Century 21 In-Studio Realty Inc.

For sale
$529,900
3 GEORGE Street, saugeen shores, Ontario

3 George Street

Saugeen Shores, Ontario

OPEN HOUSE SATURDAY MAY 18TH 11AM-1PM. Get ready for summer! Come see why lake life is the best life at this Four-Seasons Cottage a short stroll from miles of White, Sandy Beach on the sparking shores of Lake Huron. Nestled amongst the trees on an Oversized Corner Lot in the most desirable neighbourhood of the Beachside Town of Port Elgin—Gobles Grove Beach—is where you'll find the summer getaway you've been looking for. This charming Coastal Cottage comfortably sleeps 8, boasting 2 bedrooms in the main residence and Additional Living Quarters in the winterized Bunkee, finished with a tongue-and-groove cedar interior. It’s these thoughtful details that make this Beachside Cottage truly special. The Vaulted Shiplap Ceiling adds a touch of breezy coastal charm to the interior, while the barn board solid pine wall treatment brings in the splendor of the natural environment. A brand new, never been used appliance package adorns the Light and Airy white kitchen cabinetry, accented by a stylish tile backsplash and a convenient peninsula for casual dining. In fact, EVERYTHING HERE IS BRAND NEW: vinyl siding, roof, windows, doors, plumbing, electrical, kitchen, bathroom, appliances, flooring, wall treatment, you name it. Outside, the wraparound porch beckons you to embrace outdoor living and entertaining, the perfect setting for creating cherished memories at the cottage. Gobles Grove Beach offers the Best Stretch of Sandy Shoreline on Ontario's west coast, where you can relax and unwind amidst the calming sounds of the waves. Embrace the serenity of the warm shallow waters of Lake Huron or soak up the sun with your toes in the sand. This location is a haven for those who prefer the Slower Pace of Life, away from the hustle and bustle of crowded tourist spots. Don't miss the opportunity to own a piece of the Idyllic Beach Lifestyle that this sought-after neighbourhood affords. Summer here we come! (id:22681)

2 Bedroom 1 Bathroom 720

Keller Williams Realty Centres

For sale
$799,000
51 WHITEFISH Boulevard, south bruce peninsula, Ontario

51 Whitefish Boulevard

South Bruce Peninsula, Ontario

Have you been searching for the perfect property on the Bruce Peninsula but nothing has caught your eye? Look no further. This high-quality, custom-built home is only 2 minutes from the beaches of Oliphant, one of the most charming spots along Lake Huron and just 10 minutes from Sauble Beach and Wiarton. Custom built in 2006 by HCR Custom Homes, this house exemplifies high-end quality and craftsmanship. From the moment you arrive, the curb appeal is undeniable. The exterior features brown cedar shakes, elegant green wood siding, and Shouldice stone finishes. The landscaped gardens and tree-lined property offer privacy, while the in-and-out driveway adds a touch of convenience. Inside, the 2,000 sq ft Craftsman-style home boasts a popular one floor layout, including two bedrooms and two bathrooms. The living room is warm and inviting, featuring bamboo hardwood floors, in-floor heating, and a cozy gas fireplace. The kitchen is a chef's dream, featuring stone countertops, double sink, massive fridge and pantry and wood cabinetry with crown molding, seamlessly connecting to the formal dining room. The primary suite is a highlight, with direct access to the sunroom, a bright and spacious closet with laundry facilities, and a luxurious ensuite bathroom. This spa-like retreat features a separate soaker tub and a stunning Roman-style walk-in shower. The additional bedroom is equally impressive, with high ceilings and natural wood trim, providing a cozy space for guests. Upstairs, a versatile loft area over the garage serves as a fantastic bonus space, suitable for a home theatre, art studio, exercise room, or extra sleeping quarters for family and friends. The backyard is an oasis with a stamped concrete patio, wood trellis for privacy, and cedar hedges. The three-season sunroom, with its composite decking, pot lights, and screened windows, is the perfect spot to relax and enjoy the fresh air. Don't miss out on this exceptional property, book your showing today! (id:22681)

3 Bedroom 2 Bathroom 1970

Century 21 In-Studio Realty Inc.

For sale
$739,900
23 PIERCE Street N, south bruce peninsula, Ontario

23 Pierce Street N

South Bruce Peninsula, Ontario

Welcome to this turn key, contemporary bungalow. Featuring all the comforts you could hope for in a year round home and just 1 km to the warm shores of Lake Huron and Oliphant Marina. Built in 2014 this home sits on a 0.7 acre treed Lot on a dead end street, abutting a large forest parcel which offers extra privacy and natural beauty. This home has been well maintained and updated, featuring new HVAC and Septic bed as well as an impressive detached shop, perfect for storing all your toys or as a potential additional living space. The quaint bunkie is tucked away at the rear of the lot near the firepit, perfect for those extra overnight guests. Stepping into the home, you appreciate the open concept feel on the main floor with abundant natural light through the large windows and sliding door out to the rear deck. The kitchen features plenty of cabinets topped with a beautiful Algonquin limestone. There is a handy inside entry out to the fabulous insulated garage with corrugated steel walls, tons of storage and also plumbed in for a forced air heater. The primary bedroom comes complete with walk in closet, sliding door and ensuite bathroom, 2 additional bedrooms and a 4 pc bath complete the upper level. If you have a large family or have friends stay over often, the downstairs offers an additional 2 large bedrooms, family room, laundry, a cold storage and an extra utility room perfect for a storage/pantry space. Oliphant is a warm and welcoming community, offering a quiet escape yet Sauble Beach is just 10 minutes away to enjoy all the shops and dining options available there. The locals love it here, come see why it might be the perfect place for your next adventure. Showings available now, by appointment only (id:22681)

5 Bedroom 2 Bathroom 2356

Century 21 In-Studio Realty Inc.

For sale
$665,000
184 MCFARLIN Drive, west grey, Ontario

184 Mcfarlin Drive

West Grey, Ontario

Beautiful 4 Bedroom home in a quiet country subdivision only minutes to the great community of Mount Forest! Solid 2 story home sitting on a little over 3/4 of an acre. Upon entry the main floor consists of bright large windows from the kitchen looking into the back yard with plenty of room, mature trees and view of the fields. As you continue throughout the main floor you will find the inviting dining room, spacious living room, bedroom, 3 piece bath, laundry and some farm house appeal with the refinished original hardwood floors and brick walls. The second level offers 3 spacious bedrooms, a large 4 piece bath, and a bonus of a loft which is currently used for storage, however could be completed as a finished room. Some other great features include the large driveway, attached 1 car garage with loft, workshop, upgraded steel roof(2012), newer furnace(2019) and newer appliances(2022). Enjoy the luxury of that country feel with the convenience of being so close to the town! (id:22681)

4 Bedroom 2 Bathroom 2031

Royal LePage Rcr Realty Brokerage (Mf)

For sale
$1,695,000
204117 HIGHWAY 26, meaford (municipality), Ontario

204117 Highway 26

Meaford (Municipality), Ontario

102 acres with 80 acres workable and pasture with perimeter fencing. 46x196 pack barn built in 2021, outside scrape and manger, currently used for cattle. Original bank barn with 200’ fence line feeder. Nice strip of maple bush along the west side of the farm. 2 storey brick farmhouse has 4 bedrooms. Natural gas, paved road, located between Meaford and Owen Sound. Two neighbouring property owners are interested in renting their land to the owner of this property, giving a total land base of 245 acres. (id:22681)

4 Bedroom 2 Bathroom 2380

Royal LePage Rcr Realty Brokerage (Flesherton)

For sale
$949,000
553 CREEKWOOD Drive, southampton, Ontario

553 Creekwood Drive

Southampton, Ontario

553 Creekwood is an absolutely stunning home, situated in a fantastic location backing onto a ravine, and only a 5 minute bike ride to our famous white sand beaches. Enjoy easy access to tennis courts, biking & hiking trails, and the shops of downtown Southampton. This well-maintained property, built in 2010, features 4 bedrooms (3 up, 1 down - partially finished, with the potential for another bedroom as well) & 3 baths. The exterior of the home showcases tremendous curb appeal with landscaped grounds, a lovely cherry tree, a covered front porch, and a fully fenced backyard. Additional highlights include a double car garage, concrete drive, & a back deck with recently added glass railing & privacy wall. The backyard oasis features a fire pit, garden beds, a storage shed & a very private setting backing onto an environmentally protected area. Inside, the home boasts a beautiful high vaulted pine ceiling in the Great Room, complemented by lots of windows for natural light. The stone Natural Gas fireplace with reclaimed mantel adds warmth & character. The main floor also features a powder room, an open concept kitchen/dining area perfect for entertaining, and laundry. Conveniently, the primary bedroom is also located on the main floor & features a coffered ceiling, gorgeous 3 pc en-suite, & a walk-in closet. Most of the main level has beautiful hickory hardwood flooring & the dining area offers a walk-out to the deck perfect for dining al fresco. The kitchen boasts a stone backsplash, stainless steel appliances, & a newer natural gas stove. Upstairs, you'll find 2 bedrooms & a 4 pc bathroom, a perfect layout for a family who values space & privacy. The basement is mostly unfinished with the exception of a bedroom that just needs flooring. You can create another bedroom, an office, or a large family area, plenty of options and it is roughed-in for another bathroom as well. This 4-season home offers an exceptional living experience in Southampton and won’t last long! (id:22681)

4 Bedroom 3 Bathroom 2911

Royal LePage D C Johnston Realty Brokerage

For sale
$759,000
30 EASTWOOD Crescent, kincardine, Ontario

30 Eastwood Crescent

Kincardine, Ontario

Looking for that perfect home with a large lot just outside of town and within budget? Look no further than 30 Eastwood Cres. Located in the prestigious Lake Huron Highland subdivision only minutes drive to Kincardine. The area offers a mix of houses from multi-million dollar lakefronts, to smaller quaint 3 and 4 bedroom homes. Take a stroll around this property and you’ll quickly notice loads of potential along with ample space to build that dream shop. Inside is tastefully decorated and offers open concept on the main floor with large centre island, eat-in kitchen area and entertaining space. Sliding doors open to the large deck, hot tub and beautifully stamped concrete patio; perfect for outdoor entertaining. The upper level has 3 ideal bedrooms and large 4pc bathroom complimented with in-floor heating. Downstairs is a fourth bedroom and additional living area complete with gas fireplace and large windows allowing for loads of natural light. There is also a separate entrance from outside which could lend itself to a separate in-law suit if desired. The updated 3 pc bathroom with tile flooring and glass shower is a plus for any family, while additional storage is provided in the crawlspace. A double car garage and only a 4 minute walk to the water and park make this home and location ideal for many families. Eastwood is a quiet crescent, great for kids to play without the worry of traffic. With summer just around the corner, be sure to enjoy the newly installed walking and biking path that leads into the heart of Kincardine to take in all the summer festivals, concerts, car shows and more. Properties in Lake Huron Highland don’t come to market very often. Book your viewing today. (id:22681)

4 Bedroom 2 Bathroom 1791

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$599,000
3 CLARKE Street S, clifford, Ontario

3 Clarke Street S

Clifford, Ontario

This Victorian home is brimming with character and potential; from its stained glass windows to its 9ft high ceilings, and original details. Impressive 5 bedroom, 3 bath has ample space for the entire family. The unfinished walk-up attic provides endless possibilities. Step outside to a covered wrap-around porch, perfect for sipping your morning coffee. On the property you'll find apple trees, a pear tree, blueberry bushes, a plum tree, raspberries the list goes on.There's potential to section off a part of the house for an in-law suite. Large 15ftx24ft above ground pool awaits, though it will need a new liner to shine in its full glory. There's also a fenced in area designed for a dog run. As you enter the property, you'll be welcomed by the sight of sunflowers, commercial playset and garden boxes. The kitchen has newer appliances. As for location, it's ideally situated close to parks, downtown, and just a short walk to the ball diamond, roller rink and library. This home has plenty of natural light that beams throughout the entire home and provides ease of comfort for the entire family. 14'x10' Shed. 20'x11' Metal Shed. (id:22681)

5 Bedroom 3 Bathroom 2570

Exp Realty

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.