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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

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SHANNON DECKERS

Why Choose Us

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Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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LOADING

For sale
$699,900
448 BURNSIDE Drive, port elgin, Ontario

448 Burnside Drive

Port Elgin, Ontario

This 3 bedroom home is under construction at 448 Burnside Drive in Port Elgin. 1303 sqft on the main floor with a full unfinished basement; it can be ready in early 2024 for those that act quickly. Main floor will feature hardwood in the living room, dining room and kitchen with carpet in the bedrooms. There is an option to have the basement finished if a little more space is required. If you are looking for an income, a secondary suite could also be finished in the basement. Yard will be sodded, house will be heated with a gas forced air furnace, and there is a main floor laundry. (id:22681)

3 Bedroom 1 Bathroom 1303

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$239,000
302694 DOUGLAS Street, west grey, Ontario

302694 Douglas Street

West Grey, Ontario

PERFECT LOCATION FOR SENIORS, 55+, RETIREES & EMPTY NESTERS. VERY PRIVATE LOT, BACKS ONTO FARMERS FIELD. JUST 10 MIN. TO HANOVER & 5 MIN. TO DURHAM. NATURAL GAS FURNACE INSTALLED FOR INEXPENSIVE HEATING. WELL MAINTAINED AND PRICED TO SELL. (id:22681)

2 Bedroom 1 Bathroom 1132

RE/MAX Land Exchange Ltd Brokerage (Hanover)

For sale
$799,000
142 INKERMAN Street, grey highlands, Ontario

142 Inkerman Street

Grey Highlands, Ontario

Welcome to your enchanting retreat nestled within the picturesque landscapes of Lake Eugenia Village. This captivating bungalow seamlessly blends contemporary elegance with the warmth of comfort living, promising an idyllic haven for both families and discerning couples alike. Located just a leisurely stroll away from the tranquil shores of Lake Eugenia and the captivating Falls, and a mere 5-minute drive to Beaver Valley, this property is perfectly poised to embrace the myriad of activities this coveted locale has to offer. Step inside to discover a luminous, airy living space adorned with lofty ceilings and sleek modern finishes. Foyer for welcoming guest, kitchen beckons culinary enthusiasts, an inviting dining area that effortlessly flows to a back deck boasting panoramic views of the lush, private yard enveloped by mature trees. The main level graciously hosts two generously sized bedrooms and a luxurious 5-piece bathroom, offering ample space for rest and rejuvenation. Descend downstairs to uncover two additional bedrooms, a spacious Rec room with walk-out to back patio, a convenient 4-piece bathroom, and a well-appointed laundry room. Crafted with meticulous attention to detail, this home boasts top-tier construction featuring an ICF foundation and spray foam insulation, ensuring year-round comfort while keeping energy costs at bay. Outside, the enchanting backyard beckons with its own allure, featuring a cozy fire pit, a charming chicken coop, and a convenient storage container, all within a fully fenced space ideal for furry friends. Eugenia serves as a four-season playground, offering an array of outdoor pursuits including scenic hikes, thrilling ATV adventures, and access to local skiing clubs. Come winter, delight in the exhilaration of downhill and Nordic skiing, snowmobiling, ice skating, and the time-honored tradition of ice fishing on the tranquil lake. Embrace the charm of small-town living and make this exquisite property your own. (id:22681)

4 Bedroom 2 Bathroom 1100

Grey County Real Estate Inc. Brokerage

For sale
$370,000
60 BURMA Road, northern bruce peninsula, Ontario

60 Burma Road

Northern Bruce Peninsula, Ontario

Quaint two bedroom home/cottage situated on a private one acre lot near Lion's Head. Property is well treed, offering plenty of privacy and nestled amongst a mature cedar bush. Interior of the home/cottage has a good size living area, cozy woodstove insert to enjoy on those winter days. Dining nook; walkout to deck from living area. Kitchen is galley-styled and there is a four piece bath. Enjoy the comforts of the three season sunroom on those warm summer days. There is an outdoor shower for an added bonus! Exterior is wavy cedar. There are a couple of storage sheds. Property has been used on a year round basis. There is a good public access to Lake Huron just down the road. Property is a short drive to public beach at Black Creek Provincial Park, marina, beach, and shopping (just to name a few amenities) in the village of Lion's Head. Centrally located to Tobermory and Wiarton. Property is located on a year round paved municipal road. Makes a great starter home or year round cottage. Lot size measures 132 feet wide by 330 feet deep. Taxes: $1486.15. Property is being sold AS IS, by the Estate. Please do not enter the property without an appointment and without a REALTOR®. (id:22681)

2 Bedroom 1 Bathroom 948

RE/MAX Grey Bruce Realty Inc Brokerage (Lh)

For sale
$2,100,000
845064 DEVIATION Road, grey highlands, Ontario

845064 Deviation Road

Grey Highlands, Ontario

A stunning property on a scenic 100 acres, this elegant century home offers a private and serene retreat. The grandeur of this home is beautifully enhanced by its gardens and pastures. This is an executive rural oasis for family and friends, a home designed for entertainment and enjoyment. The house features high ceilings, original woodwork, and is a time capsule of its era with charming character throughout. From the custom stained glass windows to pocket doors between the formal dining and living rooms, this home showcases many exquisite elements. Care for detail shines through from the hemlock beams in the sunroom to the butternut kitchen cabinets. The second floor offers four bedrooms with a gracious primary presenting beautiful views from every window. The third floor is a showstopper, with natural light streaming in and offering endless possibilities. Even the basement, with its high ceilings, ample space and walkout, can be utilized in so many ways from workshop to storage. With 80 acres workable and a bank barn, this is not only a gorgeous home but a functioning farm. The many mature pines and maples offer seclusion and privacy as do the towering cedar hedges which line the drive and surrounding gardens, invoking a storybook feel. With longevity in mind, approximately 6 acres were planted in 2023 with 4,800 mixed species trees (pine, spruce, maple, larch, cedar). A short drive to Meaford, Thornbury and Owen Sound, and in close proximity to farm shops, you won't be missing anything living in this rural paradise! (id:22681)

5 Bedroom 3 Bathroom 3197.2200

Exp Realty

For sale
$674,900
46 GRAHAM Crescent, sauble beach, Ontario

46 Graham Crescent

Sauble Beach, Ontario

Welcome to your dream one-floor living retreat in the heart of Sauble Beach! Nestled on a tranquil, tree-lined street, this charming bungalow is a serene oasis boasting 3 bedrooms, 2.5 bathrooms, and a host of impressive updates. As you step inside, you'll immediately notice the well-maintained interior flooded with natural light. The spacious family room, complete with a cozy gas fireplace, provides a warm and inviting space for relaxation. For those who love to entertain, the adjacent 3-season sunroom offers breathtaking views of the lush, wooded lot, perfect for enjoying your morning coffee or hosting gatherings. The heart of this home is the well-appointed kitchen, featuring updated appliances and ample storage. A formal dining area is ideal for intimate dinners or festive holiday gatherings. Retire to the good-sized primary suite, complete with an ensuite bathroom for added convenience. Two additional bedrooms and another full bathroom ensure there's plenty of space for family and guests. This home boasts numerous practical updates, including a generator installed in 2017, an updated septic bed in 2005, a new roof in 2018, and a tankless water heater that's owned, ensuring peace of mind for years to come. Stay comfortable year-round with the forced air natural gas furnace and air conditioning. Outside, you'll find stunning perennial gardens that provide a burst of color throughout the seasons. The wooded backyard offers privacy and a sense of tranquility, making it the perfect spot to unwind after a day at the nearby Sauble Beach, which is just a leisurely walk away. This well-maintained, move-in ready bungalow is a true gem in Sauble Beach. With its prime location, modern amenities, and peaceful surroundings, it offers the perfect blend of comfort, convenience, and natural beauty. Don't miss the opportunity to make this your forever home. Schedule your showing today! (id:22681)

3 Bedroom 3 Bathroom 1653

Century 21 In-Studio Realty Inc.

For sale
$1,049,000
177 ISTHMUS BAY Road, lion's head, Ontario

177 Isthmus Bay Road

Lion's Head, Ontario

Lovely contemporary two level home in Lion's Head- with a water view of Georgian Bay and the escarpment. Formerly known and operated as The Bluffs bed and breakfast, this beautiful fully renovated home awaits you! Main floor features a sunken living room with a decorative wall propane fireplace, kitchen has island counter, quartz counter tops, formal dining area with a walkout to deck. Primary bedroom has an ensuite bathroom and also a walkout to deck. Nice size landing. Lower level has a foyer/mudroom with a free standing propane fireplace, two additional bedrooms both with ensuite baths and one with its own private entrance. Laundry room, freezer/storage and with plenty of extra storage also on the lower level. Home is spacious, bright, warm and inviting. Attractive and easy to maintain gardens. Storage shed. Property is located on a year round paved municipal road. Shopping, sandy beach and all other amenities within Lion's Head are close by. The adjacent lot (75 feet wide by 100 feet deep) is included in the purchase price. Taxes: $3944.85. Definitely not a drive by! (id:22681)

3 Bedroom 3 Bathroom 1976

RE/MAX Grey Bruce Realty Inc Brokerage (Lh)

For sale
$199,000
250 THOMPSON Avenue, saugeen indian reserve #29, Ontario

250 Thompson Avenue

Saugeen Indian Reserve #29, Ontario

Welcome to 250 Thompson Avenue! Here you will find a very well maintained, 3 bedroom cottage that is a short stroll to sandy, French Bay beach. This affordable cottage comes furnished as viewed, and ready for you to start cottage ownership right away. The classic cottage has an open living room & kitchen, screened in sun porch & a park like setting back yard. Many updates have been done over the years such as roof, windows and siding. The back yard is nicely laid out with a 2 tier deck, covered barbeque area, firepit and even a horse pit for those who care to play. There are 2 storage sheds for your beach toys. Plenty of room for friends and family to park, camp or bring their trailer for the weekend. This turn-key cottage is NOW available to view. Seller will entertain all offers. Yearly lease fee is $4,600, service fee is $1,200. Call today to book your showing! (id:22681)

3 Bedroom 1 Bathroom 850

Wilfred Mcintee & Co Ltd Brokerage (Southampton)

For sale
$1,590,000
579 CAPE HURD Road, tobermory, Ontario

579 Cape Hurd Road

Tobermory, Ontario

91 acres of serene and quiet privacy on the shore of Lake Huron with no neighbours anywhere in site. Offers great investment potential for licensed STA rentals or a bed and breakfast. Tucked far back in the woods is a beautiful hand crafted log home with over 2000 sq ft of living space. 3 spacious bedrooms offer plenty of space for a family or visitors. Two updated bathrooms have granite top vanities and ceramic backsplash. One has a large shower and the other a large refinished antique soaking tub. Updated porcelain floors complete these beautiful baths. Enter through the back door after tending the garden into a spacious mudroom with plenty of space for boots shoes and all your winter gear. The large laundry room has washer, dryer laundry tub and extra chest freezer. Access to a huge 13' x 5' walk in pantry. Open concept kitchen and dining area has new porcelain flooring, new granite on counters and island and includes all appliances. Tons of storage in the hand made pine cabinets. Elmira wood stove is WETT certified as is the wood burning stone fireplace with new insert in the living room. All flooring throughout is pine and porcelain. Patio doors lead to the back deck with water views. Oversize double garage and multiple outbuildings offer unlimited possibilities. Walk the path to the shore line for stunning views and enjoy a campfire under the stars. Land currently registered with the Conservation Land Tax Incentive Program, ask for details. An exceptional property for Buyers with discerning taste, there is no other place on the Peninsula that compares. Appointments must be booked ahead of time. Please don't enter the driveway without your agent and appointment. Owners live here year round and watch dogs on site when no appointments are booked. If you want complete privacy, waterfront, acres of natural forest, a stream and multiple trails to hike, and always dreamed of living in a log home, then this is the one. (id:22681)

3 Bedroom 2 Bathroom 2000

Shanahan Realty Inc.

For sale
$739,000
1076 BRUCE ROAD 15, brockton, Ontario

1076 Bruce Road 15

Brockton, Ontario

Set against the backdrop of a rolling pastoral landscape, this charming country farmhouse with heated 2,700+ square foot shop is nestled on 1 full acre of land peppered with grand evergreens and deciduous trees. This picturesque property in Brockton offers the best of both worlds: an idyllic country retreat secluded enough for you to enjoy the tranquility of a rural lifestyle yet just an easy 20 minute drive to Kincardine for all your amenities. Large, updated, and well maintained family home with 4 bedrooms, 2 bathrooms, and fabulous backyard. The sparkling pool offers a refreshing escape on warm summer days, while the hot tub provides year-round luxury. The inviting wrap around porch beckons you inside, where you'll find spacious principle rooms, wide plank hardwood floors, and a bright and cheery open concept design. With 4 ample bedrooms upstairs, there's room for family, guests, or even a home office: country living with the convenience of the city allows you to work from home with high-speed Internet. Behind the home you’ll find an impressive 36x76 detached shop with 3 bays, a new commercial-grade hoist (2020), and 200 amp service. Whether you're a car enthusiast, do-it-yourselfer, or a small business owner, this shop provides the ultimate space for all your endeavours. The 1-acre lot provides plentiful room for gardening, outdoor play, or simply soaking up the beauty of nature. Isn't it time you moved to the country? (id:22681)

4 Bedroom 2 Bathroom 2500

Keller Williams Realty Centres

For sale
$1,685,000
314245 HWY 6, west grey, Ontario

314245 Hwy 6

West Grey, Ontario

You need to see this property in person to truly appreciate the unique 1600 feet of water frontage. Fantastic for fishing, boating, swimming, or enjoying the privacy of country living. It truly feels like a lakefront! The 70-acre property features 30 acres of workable land, towering hills with unbeatable views, and 30 acres of mature mixed forest. A beautiful 1900's Victorian brick home with an addition has had many quality renovations and features 4 bedrooms (with a 5th possible bedroom currently used as a playroom), and 2.5 baths. Relax in the claw foot tub, get cozy by the warmth of the wood stove in the living room, and take in the country views in the large family room. Updates include: windows, roof, high-efficiency furnace, electrical, bathrooms, 2 woodstoves, painting, siding & trim on the back addition, soffit, fascia, and eaves. Bank barn with hydro and a separate dug well suitable for farming or storage. Enjoy the deer and birds as you hike, ski, or horseback the trails. Great for ATVs, sledding, snowmobiles, and other outdoor activities. Possibly ideal for a B & B destination, hobby farm, and family events. (id:22681)

4 Bedroom 3 Bathroom 2700

Wilfred Mcintee & Co Ltd Brokerage (Dur)

For sale
$1,685,000
314245 HWY 6, west grey, Ontario

314245 Hwy 6

West Grey, Ontario

70-acre farm with 30 acres of workable land. Large fields of productive soil make for a great farm with added recreational value. You need to see this property in person to truly appreciate the unique 1600 feet of water frontage. Fantastic for fishing, boating, swimming, or enjoying the privacy. It truly feels like a lakefront! Unbeatable views, and 30 acres of mature mixed forest allows for views for miles. A beautiful 1900s Victorian brick home with an addition has had many quality renovations and features 4 bedrooms (with a 5th possible bedroom currently used as a playroom), and 2.5 baths. Relax in the claw foot tub, get cozy by the warmth of the wood stove in the living room, and take in the country views in the large family room. Updates include; windows, roof, high-efficiency furnace, electrical, bathrooms, 2 woodstoves, painting, siding & trim on back addition, soffit, fascia, and eaves. Bank barn with hydro and a seperate dug well suitable for farm or storage. Enjoy the deer and birds as you hike, ski, or horseback the trails. Great for ATVs, sledding, snowmobiles, and other outdoor activities. Possibly ideal for a B & B destination, hobby farm, and family events. (id:22681)

4 Bedroom 3 Bathroom 2700

Wilfred Mcintee & Co Ltd Brokerage (Dur)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.

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