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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

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SHANNON DECKERS

Why Choose Us

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Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$1,450,000
101 KINGS Road, south bruce, Ontario

101 Kings Road

South Bruce, Ontario

This unique 125 acre country property is located on a secluded back road in the snow belt, but is close to shopping in several towns and a short drive to the beautiful beaches of Lake Huron. It offers a comfortable, light-filled century home with beautiful moldings, original wood floors and pastoral views from every window. The large kitchen/dining room is older than the main house and is suitable for both cozy and large family gatherings. Enjoy watching the deer graze in nearby fields and eat the apples from the old tree outside the kitchen window. The main part of the house features a large living room, full bathroom and a bright front room that can be used as a formal dining room or a fifth bedroom. There are four good-sized bedrooms upstairs and a large bathroom with a jetted tub. Savour morning coffee on the front porch while watching the sun rise over the fields and forests; sip cool drinks on the patio or snuggle by the fire in the 3-season room while watching the sun set. The house is surrounded by rolling hills, covered by approximately 35 acres of hardwood bush, 20 acres of reforested pine and 30-35 acres of workable land. To the north and west of the house, there are meadows, wetlands and a creek that meanders through one of the bushes, which has been used for maple syrup production. The property can be accessed from 2 roads and backs on to the Stapleton Tract/Bruce County Forest trail. The house has been updated as needed and has a newer furnace, water softener and iron remover. It has excellent fiber optic service for work-at-home. This picturesque property offers many possibilities as a home for an active family, a hobby farm or as a recreational retreat. (id:22681)

4 Bedroom 2 Bathroom 2300

Peak Realty Ltd.

For sale
$1,450,000
101 KINGS Road, south bruce, Ontario

101 Kings Road

South Bruce, Ontario

This unique 125 acre country property is located on a secluded back road in the snow belt, but is close to shopping in several towns and a short drive to the beautiful beaches of Lake Huron. It offers a comfortable, light-filled century home with beautiful moldings, original wood floors and pastoral views from every window. The large kitchen/dining room is older than the main house and is suitable for both cozy and large family gatherings. Enjoy watching the deer graze in nearby fields and eat the apples from the old tree outside the kitchen window. The main part of the house features a large living room, full bathroom and a bright front room that can be used as a formal dining room or a fifth bedroom. There are four good-sized bedrooms upstairs and a large bathroom with a jetted tub. Savour morning coffee on the front porch while watching the sun rise over the fields and forests; sip cool drinks on the patio or snuggle by the fire in the 3-season room while watching the sun set. The house is surrounded by rolling hills, covered by approximately 35 acres of hardwood bush, 20 acres of reforested pine and 30-35 acres of workable land. To the north and west of the house, there are meadows, wetlands and a creek that meanders through one of the bushes, which has been used for maple syrup production. The property can be accessed from 2 roads and backs on to the Stapleton Tract/Bruce County Forest trail. The house has been updated as needed and has a newer furnace, water softener and iron remover. It has excellent fiber optic service for work-at-home. This picturesque property offers many possibilities as a home for an active family, a hobby farm or as a recreational retreat. (id:22681)

4 Bedroom 2 Bathroom 2300

Peak Realty Ltd.

For sale
$699,900
366 ROSNER Drive, saugeen shores, Ontario

366 Rosner Drive

Saugeen Shores, Ontario

This freehold townhome is currently under construction at 366 Rosner Drive in Port Elgin. It will be fully finished up and down with 4 bedrooms and 3 full baths. Main floor standard features include 9ft ceilings, laundry room, Quartz kitchen counter tops, hardwood and ceramic flooring, and covered back deck 12'6 x 11'. The basement features a cozy gas fireplace in the family room with 2 more bedrooms, 3pc bath and plenty of room for storage in the utility room. There will be a hardwood staircase from the main floor to the basement, concrete driveway, sodded yard along with the stone exterior. HST is included in the asking price provided the Buyer qualifies for the rebate and assigns it to the Seller on closing. (id:22681)

4 Bedroom 3 Bathroom 2327

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$824,900
370 ROSNER Drive, saugeen shores, Ontario

370 Rosner Drive

Saugeen Shores, Ontario

Construction has commenced on this brand-new freehold end unit townhome; offering the perfect blend of modern luxury and comfort. With 4 bedrooms, 3 baths, and a finished basement, this residence is designed for contemporary living. The kitchen boasts quartz countertops, providing a stylish and functional space for cooking and gathering. Hardwood and ceramic flooring throughout the main floor add an elegant touch to every room. The finished basement extends your living space, offering versatility for a home office, entertainment area, or guest suite. Situated in the charming town of Port Elgin, this property provides a peaceful residential setting while being conveniently close to amenities, schools, parks and our world famous beaches. Colour selections maybe available for those that act early. HST is included in the asking price provided the Buyer qualifies for the rebate and assigns it to the Builder on closing. (id:22681)

4 Bedroom 3 Bathroom 2758

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$865,000
1A CRAWFORD Street, wingham, Ontario

1a Crawford Street

Wingham, Ontario

All brick executive 2800+ SF, 3 bed 2 bath bungalow at the end of a quiet and private dead end street just outside of Wingham with an attached oversized double car garage (25x25). Enter through the foyer to a large open concept living area featuring a custom kitchen with island, quartz countertops, storage with pantry, a coffee bar island, breakfast bar, built-in appliances, and a lazy suzan. Dining room with custom blinds and patio door with entry to private composite deck area (27'9x12'3), covered in mature maples and a new gazebo. Livingroom with natural gas fireplace and beautiful brick hearth. Durable low maintenance flooring and solid wood crown molding throughout. Primary bedroom with 4pc ensuite and walk-in closet with built-in storage shelving. Main floor laundry. Large finished basement with bar, sprawling brick hearth wall, built-in storage and 2nd natural gas fireplace, pool table area and plenty of extra room. Basement also features a large soundproof office with 2 pc bath and additional large storage area. Many recent upgrades to home include: 2018: air exchanger. 2019 - furnace, dehumidifier, roof, garage doors, water heater (electric). 2020 - eavestroughs with leaf guard. House is well insulated and efficient with a clothes line and a gas line to the BBQ. Enjoy a naturally bright and spacious interior with views south, west, and north to enjoy sunrises and sunsets. Close proximity to amenities, hospital, walk-in clinic, and 2 grocery stores. The property features beautiful landscaping with new stone retaining walls, new trees, fire pit area, perennial and vegetable gardens, and a beautiful covered porch across the front. Please contact your REALTOR® to schedule a viewing of this great property. (id:22681)

3 Bedroom 3 Bathroom 2817

Royal LePage Rcr Realty Brokerage (Os)

For sale
$699,900
939 5TH AVENUE A E, owen sound, Ontario

939 5th Avenue A E

Owen Sound, Ontario

Welcome to an enchanting pocket of Owen Sound! Nestled against the escarpment, this one bedroom with 2 bonus rooms raised bungalow will meet all your needs. The split level entrance is welcoming and roomy. On the main floor, is a beautiful livingroom with gas fireplace, the kitchen/diningroom is bright and contemporary where you can enjoy breakfast at the island and evenings around the table. A large glass sliding door leads you to a large deck and the serenity of mother nature! The master bedroom with an adjoining bathroom leads through to the laundry room and back to the hallway. Downstairs is a lovely family room that's perfect for cozy nights in. This level also hosts a 4 pc bathroom and 2 additional rooms that are perfect for an office or a hobby room or that overnight guests. The utility room is also on this level. Good size garage with concrete driveway. This condo is in a lovely walking area, 4 blocks from main street shopping and close to the recreation center. Book your appointment! This is what you've been searching for! (id:22681)

1 Bedroom 2 Bathroom 1680

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$749,900
622 8TH Street W, owen sound, Ontario

622 8th Street W

Owen Sound, Ontario

Fantastic location! 2 story semi-detached home located on a quiet street close to Hillcrest and West Hill Schools. Walking distance to many amenities including a grocery store and a drug store. Over 2500 square feet the house features a large great room with fireplace and walkout to a large pressure treated deck. Kitchen is large with an island and quartz counter top. There's hardwood flooring throughout the main level and upstairs hallway. The bathrooms and laundry room are ceramic tile. Master ensuite has acrylic shower and quartz counter top. Bedrooms and downstairs family room are carpet. 4 piece family bathroom and 3 piece lower level bathroom have laminate counter tops. 4th bedroom is located in lower level. Laundry room has cupboards an laminate countertop. Your choice of fireplace in the main floor living room or the lower level family room. Fully covered front porch, concrete drive and walkway to front door. Finished garage with automatic door opener. Shouldice stone exterior on majority of front and around entire main level. 10' x 12' pressure treated deck in back. High efficiency gas, forced air furnace. Heat recovery ventilation system exhausting the air from bathrooms, laundry and kitchen. Central air conditioning. Fully sodded yard. (id:22681)

4 Bedroom 4 Bathroom 2505

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$1,290,000
155 NORTH SHORE Road, northern bruce peninsula, Ontario

155 North Shore Road

Northern Bruce Peninsula, Ontario

SPECTACULAR GEORGIAN BAY VISTAS! Over 1 Acre of waterfront property on the Bruce Peninsula (travelled road between). The value is in the incredible 255 ft frontage on Barrow Bay / Georgian Bay giving you panoramic vistas of the escarpment. The water frontage is owned to the highwater mark and extensive supporting wall work has been completed along the shoreline. Enjoy this rustic log four season cottage built in 1948, full of charm and historic character. There is a large garage with loft and outer buildings. Additional outer buildings include: bunkhouse measuring 19 ft x 11 ft, boat house measuring 20.6 ft X 13 ft, and detached garage measuring 25 ft x 15 ft. We believe this to be one of the best waterfront properties available for sale on the Bruce Peninsula. Come and view the endless possibilities and make your dreams come true! (id:22681)

2 Bedroom 1 Bathroom 800

Chestnut Park Real Estate Limited

For sale
$799,000
75 10TH Street, hanover, Ontario

75 10th Street

Hanover, Ontario

Discover the allure of history in this enchanting home near the Saugeen River and trails, just a stone's throw from downtown. With over 4400 sq. ft. of space, this captivating residence boasts 7 bedrooms and 4 bathrooms, promising a life steeped in historic charm and original features. Step into a world of craftsmanship with the original woodwork and the timeless elegance of pocket doors. A cozy fireplace beckons, creating an intimate setting to gather around. The proximity to the Saugeen River and trails ensures a daily dose of nature's embrace, while the convenience of being close to downtown adds a touch of urban charm. With over 4400 sq. ft., this home is a canvas for your dreams, offering so many possibilities for customization and personalization. Whether you envision a family haven or a charming bed and breakfast, this historic gem invites you to explore the potential within its walls. Embrace the unique character and endless possibilities that come with this extraordinary 7-bedroom, 4-bathroom sanctuary. Your journey into the past and future begins here, where history meets opportunity. (id:22681)

7 Bedroom 4 Bathroom 4450

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$684,900
636 22ND Avenue, hanover, Ontario

636 22nd Avenue

Hanover, Ontario

All brick bungalow that has approximately 1184 sq.ft. of finished living space on each level. Attached double garage. Main level offers a bright living room with bay window allowing the morning sun to shine in. The kitchen is at the back of the home with ample amount of cabinets, new dishwasher in 2023 and sliders to the fully fenced (8' high) rear yard. Laundry facilities are in behind double doors at the end of the kitchen. Three bedrooms and 4 piece bath complete this level. Hardwood flooring compliments the living room, hallway, and the 3 bedrooms. The lower levels large family room was completed in fall of 2023, offering luxury vinyl flooring, new trim and a fresh coat of paint. This level also has a 4 piece bath with whirlpool tub, office, cold cellar and spacious utility/storage room. Recent updates include having the kitchen cabinets professionally painted, updated kitchen and bath counter tops and taps, newer lighting, range hood, and a fresh coat of paint. Garage door opener replace in 2023. Rear yard has a deck, lower patio, hot tub, 10'x12' tool shed with hydro and natural gas BBQ hook up. Sump pump in home has never had the need to run. Reverse Osmosis system and water softener (replaced March 2024). Present owner has lived here for approximately 15 years, home is smoke free and shows pride of ownership and awaits a new owner. (id:22681)

3 Bedroom 2 Bathroom 2368

Coldwell Banker Peter Benninger Realty Brokerage (Walkerton)

For sale
$939,900
401 6TH Avenue W, owen sound, Ontario

401 6th Avenue W

Owen Sound, Ontario

Discover the comfort and stylish living in this beautifully designed 1394 square foot bungalow located in the heart of a desirable neighborhood. This home features 2 bedrooms on the main floor and an additional 2 in the fully finished lower level, providing ample space for everyone. Upon entering, you'll immediately feel the warmth of the space, enhanced by 9' main floor ceilings and hardwood flooring throughout. The main floor also includes a direct vent fireplace, surrounded by a painted mantel, creating a cozy atmosphere for gatherings. The fireplace can be placed either on the main floor or in the basement, offering flexibility. The kitchen, the heart of the home, showcases a quartz countertop island and seamlessly flows into the partially covered 10’ X 25’ back deck, perfect for both casual and formal entertaining. The master ensuite is a sanctuary with a tiled shower and a freestanding acrylic tub, providing a relaxing retreat. This property offers additional features that enhance its appeal, such as a fully finished insulated 2-car garage, concrete driveway, and walkways. The combination of designer Shouldice stone and vinyl board and batten exterior adds to the curb appeal, while practical details like rough-in central vac and a heat recovery ventilation system contribute to the home's functionality. The lower level of the home is a haven unto itself, with carpeted bedrooms, a family room, and an 8'6 ceiling height, creating a welcoming space for relaxation. Attention to detail is evident throughout, with a cold room below the front covered porch and concrete walkways from the driveway to the front porch and side garage door. This home offers more than just a living space; it provides a lifestyle. With a high-efficiency forced air natural gas furnace, central air conditioning, and a fully sodded yard, every aspect of comfort and convenience has been carefully considered. (id:22681)

4 Bedroom 3 Bathroom 2788

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$949,900
385 6TH Avenue W, owen sound, Ontario

385 6th Avenue W

Owen Sound, Ontario

Discover the comfort and stylish living in this beautifully designed 1437 square foot main floor bungalow located in the heart of a desirable neighborhood. With 2 bedrooms on the main floor and an additional 2 in the fully finished lower level, this home offers an inviting and spacious retreat for all. As you step inside, the warmth of the space is immediately apparent, complemented by 9' main floor ceilings and hardwood flooring throughout, except where ceramic tile graces the baths and laundry room. A direct vent fireplace, surrounded by a painted mantel, sets the tone for cozy gatherings, and the option for its placement on the main floor or in the basement offers flexibility. The heart of the home, the kitchen, boasts a quartz countertop island and seamlessly flows into the covered 8' x 16' back deck, providing an ideal space for both casual and formal entertaining. The master ensuite is a sanctuary with a tiled shower and a freestanding acrylic tub, offering a perfect retreat after a long day. Additional features elevate this property, including a fully finished insulated 2-car garage, concrete driveway, and walkways. The designer Shouldice stone exterior exudes curb appeal, while the thoughtful details, such as rough-in central vac and a heat recovery ventilation system, contribute to the home's overall functionality. The lower level is a haven unto itself with carpeted bedrooms, a family room, and an 8'6 ceiling height, creating an inviting space for relaxation. The practical elements, like a cold room below the front covered porch and concrete walkways from the driveway to the front porch and side garage door, showcase the attention to detail that defines this residence. This home is not just a living space; it's a lifestyle. With a high-efficiency forced air natural gas furnace, central air conditioning, and a fully sodded yard, every aspect of comfort and convenience has been carefully considered. (id:22681)

4 Bedroom 3 Bathroom 2874

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.

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