(519) 375 - 5120 shannon@shannondeckers.com

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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

BOTTLES OF PERRIER

SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

New Listings

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For sale Open House
$599,900
509 ALMA Street, walkerton, Ontario

509 Alma Street

Walkerton, Ontario

Welcome to your dream home nestled on a picturesque corner lot! This beautifully updated home includes a spacious open concept layout that flows from kitchen, dining, and living rooms. Step outside onto the expansive deck, perfect for entertaining or simply unwinding and taking advantage of the beautiful Bruce County summer evenings. Venture further into the backyard and discover the three-tiered terraced back yard that extends to the stream below. At the end of the day relax in the primary bedroom with walk-in closet, ensuite, and conveniently located near community parks, Walkerton Downtown, or for the adventure enthusiasts, a short distance to the Saugeen River where you can spend the day fishing and canoeing. Don't miss out on this opportunity to call this house, HOME. (id:22681)

2 Bedroom 2 Bathroom 1554 sqft

Wilfred Mcintee & Co Ltd Brokerage (Southampton)
Exp Realty

For sale
$439,900
163 4TH Avenue, chesley, Ontario

163 4th Avenue

Chesley, Ontario

Excellent move-in-ready family home! Many updates including steel roof, windows, natural gas furnace, spacious renovated kitchen with entertaining island, eat-in dining space, updated bathroom, flooring, wiring and much more. Main floor offers main floor laundry, three piece bathroom, oversized living room, and a nice walkout to deck overseeing fully fenced in yard. Three spacious bedrooms on upper level supported by a full bath. The primary bedroom is everything you've dreamed of with a large walk-in closet. Two covered porches and newer deck provide lots of opportunity for enjoying the outdoors and entertaining for these upcoming summer months. (id:22681)

3 Bedroom 2 Bathroom 1748 sqft

RE/MAX Grey Bruce Realty Inc Brokerage (Chesley)

For sale
$599,900
034722 N/A Side Road, elmwood, Ontario

034722 N/a Side Road

Elmwood, Ontario

Attention property seekers. Welcome to 034722 5th Sideroad NDR., in the municipality of West Grey. This vacant parcel of land is almost 50 acres of mature trees, trails, open pasture for camping or relaxing. Located only a few minutes to the town of Hanover this could be your opportunity to use this land as is, or potentially develop and build your own home. (id:22681)

Exp Realty

For sale
$775,000
216 BIRCHWOOD Avenue, lake huron highland, Ontario

216 Birchwood Avenue

Lake Huron Highland, Ontario

Discover the ultimate Location just steps away from the picturesque shores of Lake Huron. This fully updated 4-bedroom, 3-bathroom all-brick raised bungalow is nestled on over half an acre in a sought-after family-friendly neighbourhood just north of Kincardine. Surrounded by stunning mature trees, this property features views of the lake, a spacious concrete driveway, charming landscaping & a revamped detached storage shed with roll-up door & hydro, and a delightful elevated back deck with easy access to the house. Step inside to find a main floor boasting 3 bedrooms, including a generous master bedroom with a new 3pc ensuite & walk-in closet, a combined living room and dining area, a freshly renovated kitchen & island with new appliances, and a full bathroom. The lower level impresses with a renovated sizable recreation room including a new 42 Inch gas fireplace, an open space perfect for an office/hobbies, an additional bedroom, storage room, a second full bathroom, and a spacious laundry room with direct entry to the (19'7x 21'8) 2 car garage. Other key upgrades include; new flooring & lighting throughout, fresh paint, updated bathrooms & 2 new basement windows. Stay comfortable year round with a high efficiency natural gas furnace and a heat pump for optimal heating and cooling. Nestled in a safe and welcoming neighbourhood, enjoy easy access to a park & the new KIPP (Kincardine to Inverhuron Provincial Park) trail system & the serene shoreline of Lake Huron just steps away. Experience the perfect blend of modern comfort and natural beauty in this completely updated home near the tranquil waters of Lake Huron. (id:22681)

4 Bedroom 3 Bathroom 2300 sqft

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$750,000
49 MARSHALL Street Unit# B, waterloo, Ontario

49 Marshall Street Unit# B

Waterloo, Ontario

Welcome to 49B Marshall St, a prime property in the heart of Waterloo. This semi-detached home is steps from major universities, making it ideal for end users and investors. The location ensures high rental demand in a vibrant student area, perfect for investment or comfortable living. The home boasts a spacious layout with a massive backyard for year-round enjoyment and 4 driveway parking spots, a rare feature in this bustling neighborhood. A separate side entrance offers the potential to create an additional rental unit, serving as a significant mortgage helper and enhancing the property's value. Recent updates inside provide a modern and comfortable living experience, enhancing both aesthetic appeal and functionality. Located near essential amenities like shopping centers, grocery stores, parks, and recreational facilities, daily errands and leisure activities are convenient and easy. 49B Marshall St offers a versatile layout and rental income potential, making it perfect for families, students, or investors. Don't miss out on this fantastic opportunity. Contact us today to schedule a viewing! (id:22681)

4 Bedroom 1 Bathroom 1050 sqft

Century 21 Heritage House Ltd.

For sale Open House
$599,000
308 CLARENDON Street, southampton, Ontario

308 Clarendon Street

Southampton, Ontario

Step into the charm of yesteryear with Clarendon Cottage, a century-old farmhouse nestled on a serene corner lot. Surrounded by mature trees and beautifully manicured English gardens, this enchanting property offers privacy and tranquility, complete with an outdoor shower for a touch of rustic luxury. The main house features a bright and airy living room - Bask in the natural light that floods this welcoming space, featuring hardwood floors and a Scandinavian-style freestanding gas stove for cozy evenings. A perfect kitchen for culinary adventures, combining practicality with charm. Recently renovated and updated bathroom combines modern amenities with timeless appeal. Three comfortable bedrooms provide ample space for rest and relaxation. Basement laundry - convenient and functional, located in the partial basement. The secondary suite offers one and a half bedrooms, a cozy family room with second gas fireplace and its own private entrance, it’s a versatile space, perfect for family, guests or short term rentals. There is also the option to convert back to a single residence if desired. Additional features include a detached single car garage/workshop, Ideal for hobbies or additional storage and an efficient natural gas forced air furnace. Discover the perfect blend of historic charm and modern convenience at Clarendon Cottage. Whether you’re looking for a family home, a rental property, or a peaceful retreat, this unique farmhouse has it all. Don't miss the opportunity to own a piece of Southampton’s history. (id:22681)

5 Bedroom 2 Bathroom 1500 sqft

Royal LePage D C Johnston Realty Brokerage

For sale
$469,900
969 10TH Street E, owen sound, Ontario

969 10th Street E

Owen Sound, Ontario

THIS IS THE ONE! This stunning, fully renovated 3 bed, 4 bath townhouse exudes class with attention to detail! The main level showcases beautiful hardwood floors and an updated kitchen with stainless steel appliances. The two sets of glass sliding doors on either side of the fireplace provides ample natural light to both the living room and dining room areas. The upper level boasts a spacious primary bedroom with large updated ensuite, 2 additional bedrooms and another updated full bath. The lower level offers a large 20'x14' family room for children or friends to be entertained. This home has been renovated with modern, tasteful finishes and is move-in ready! No need to spend money on updates.....and NO CONDO FEES! Close to amenities. This one is worth a look! Book your showing today. (id:22681)

3 Bedroom 4 Bathroom 1700 sqft

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$1,069,900
61 NORTH SHORE Road, northern bruce peninsula, Ontario

61 North Shore Road

Northern Bruce Peninsula, Ontario

This CUSTOM HOME or VACATION RETREAT is truly the BEST of both worlds - with BOTH an incredibly PRIVATE 1.34+ acre PROPERTY and a PRIME WATERFRONT LOT. This Barrow Bay - GEORGIAN BAY offering features a gorgeous property with a mix of PROFESSIONAL LANDSCAPING, amazing elevated VIEWS, natural NIAGARA ESCARPMENT rock outcroppings, and a separate WATERFRONT LOT included where you can keep your boat, swim and enjoy dockside waterfront activities! Enter winding custom INTERLOCKING STONE DRIVE to discover a COMPLETELY PRIVATE OASIS hidden in the trees & offering elevated views of the manicured grounds and escarpment. Not to be outdone by the setting, the custom home features 1,824 sq ft of ONE-FLOOR LIVING with IN-FLOOR RADIANT HEAT throughout, a CUSTOM KITCHEN w/built-in appliances, hardwood flooring, large windows with transoms, walk-out to elevated private terrace w/hot tub and stunning views - TRUE SERENITY! All MODERN MECHANICALS, including on-demand hot water heater, new (2024) whole home back-up generator & EV car charger. Did I mention the OVERSIZED 24x32 TWO-LEVEL GARAGE with 525+sq ft fully finished GUEST SUITE? A short walk across the road, find the INCLUDED WATERFRONT LOT on Little Lake with PRIVATE DOCK. EXCLUSIVE LITTLE LAKE on GEORGIAN BAY is a unique protected waterfront - yet 2 mins out the deep-dredged channel to main body Georgian Bay offers unlimited boating and shoreline escarpment views! 61 North Shore Rd is a mid-peninsula location - steps from GEORGIAN BAY & BRUCE TRAIL, and less than 10mins to Lion's Head for shopping, marina, restaurants and hospital. Discover the best of both WORLDS on the Bruce Peninsula. A MUST SEE, to fully appreciate - Book your viewing now! (id:22681)

3 Bedroom 2 Bathroom 1824 sqft

Royal LePage Rcr Realty Brokerage (Wiarton)

For sale
$1,350,000
204542 HIGHWAY 26, meaford (municipality), Ontario

204542 Highway 26

Meaford (Municipality), Ontario

Tucked in on an expansive 14-acre property, surrounded by hardwood and cedar trees, this large ranch bungalow offers the perfect blend of luxury, comfort, and tranquility. Immerse yourself in the beauty of nature as you explore private trails that wind through the lush greenery surrounding your new home. Boasting a spacious and well-designed layout, this residence features five bedrooms and four bathrooms, ensuring space for everyone. This home would be perfect for multi-generational family living or a single family that loves to entertain. The heart of the home is a new kitchen that opens seamlessly to the dining area, perfect for hosting family gatherings and social events. The large island in the center of it all is a perfect space for baking, crafting or sitting around and enjoying a glass of wine. The highlight of this home is the sunroom that overlooks the beautifully landscaped backyard. Bask in natural sunlight or enjoy the tranquility of the evening breeze as you unwind in this versatile space. The backyard is adorned with a waterfall feature illuminated by enchanting lights, creating a picturesque setting for relaxation and entertainment. On a stormy day, there's a lower level rec room with a bar and exercise room so you'll never feel bored. Many updates already taken care of such as natural gas furnace, tankless water heater, and steel hygrade roof. Indulge in the convenience of a triple garage and a separate shop, providing ample space for your vehicles or storage needs. There's also an indoor workshop in the lower level for the carpenter in the family. Whether you're a nature enthusiast or a DIY aficionado, this property has the space and facilities to accommodate your passion. This offers a rare combination of privacy and accessibility, being just a short 10 min drive away from local amenities in Owen Sound and Meaford or a 30 min drive to Blue Mountain. Make this breathtaking property your forever home! (id:22681)

5 Bedroom 4 Bathroom 3866 sqft

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

For sale Open House
$595,000
126 OLD MILL Road, georgian bluffs, Ontario

126 Old Mill Road

Georgian Bluffs, Ontario

WATERFRONT BUNGALOW sits perched overlooking Georgian Bay with access directly across the road. This 3 bedroom, 1 bathroom bungalow is nestled on an acre of property. Experience the newly renovated kitchen and flooring, seamlessly designed to elevate your culinary journey. Start your mornings with a cup of coffee on the freshly constructed deck, embracing the serenity of the outdoors. In the living room enjoy the views with the oversized window all year round. The propane fireplace in the living room will keep you cozy warm. Outside enjoy your morning coffee on the spacious wrap around deck listening to the sounds of the creek and nature just off to the side of the property. Plenty of space for entertaining, playing in the landscaped perennial gardens outside or enjoying the fire-pit area. When you are ready to play on the water, launch your boat or water toys into Georgian Bay directly across the road. The oversized workshop provides plenty of space for those water toys or gardening tools. Located on a year-round municipal road; it is close to town for amenities. Contact a REALTOR® today to book a viewing to see this waterfront home for yourself! (id:22681)

3 Bedroom 1 Bathroom 1062 sqft

Exp Realty

For sale Open House
$769,900
148 ANDERSON Street, georgian bluffs, Ontario

148 Anderson Street

Georgian Bluffs, Ontario

Welcome to your dream home! This exceptional 5-bedroom, 2-bathroom raised bungalow offers the perfect blend of comfort, style, and functionality, nestled on a beautifully landscaped 1/2 acre lot just outside Owen Sound boundary into Georgian Bluffs. Step into an inviting open-concept living and dining area with large windows that flood the space with natural light. The living room features a cozy fireplace, perfect for relaxing evenings. The main kitchen boasts modern appliances, ample cabinetry, and a convenient island, providing a practical surface for cooking and baking. The five bedrooms provide ample space for family, guests, or home office needs. The lower level has a fully-equipped second kitchen offering versatility for large gatherings or a potential in-law suite. The expansive family room includes a pool table and a cozy fireplace, creating the perfect spot for relaxation and entertainment and walks out to a marvelous patio for enjoying those summer evenings. Meticulously maintained gardens, lush lawns, and mature trees offer a private and picturesque setting. A convenient 24' x 30' double garage provides ample storage and parking space with a separate workshop at the back. Situated in a peaceful neighborhood with easy access to local amenities, schools, and parks. This home is a true gem, combining luxury and practicality in a serene, spacious setting. Don't miss the opportunity to make it yours. (id:22681)

5 Bedroom 2 Bathroom 2527 sqft

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

For sale Open House
$425,000
908 HURON Terrace, kincardine, Ontario

908 Huron Terrace

Kincardine, Ontario

Welcome to this affordable bungalow with attached garage. This prime location offers easy access to all amenities, making it a convenient and desirable place to live. This bungalow is perfect for the 1st time, retirement or cottage buyer. 2 bedrooms, 4 piece bath, kitchen/dining area, living room with wood stove and hardwood floors. The attached garage offers convenience for parking inside and a full unfinished basement with walkout offers an abundance of space for storage. Sunroom overlooks the backyard full of perennials and flowering bushes. There's even a spot for the firepit. Located just 2 blocks to the lighthouse, marina, restaurants and shops. Spend this summer soaking up the small town charm that Kincardine has to offer. (id:22681)

2 Bedroom 1 Bathroom 846 sqft

Royal LePage Exchange Realty Co. Brokerage (Kin)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.