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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

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SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale Open House
$725,000
238 LAIRD Lane, southampton, Ontario

238 Laird Lane

Southampton, Ontario

Welcome to your dream cottage in the breathtaking Southampton Beach area! Get ready to be enchanted by this charming year-round home, a true gem that has been waiting just for you! Nestled among majestic cedars on one of Southampton's tranquil lanes, this haven is a mere 5-minute stroll away from mesmerizing nightly sunsets and a warm, welcoming sandy beach that awaits your presence. Originally built in 1991, this enchanting abode underwent a substantial renovation in 2014, transforming it into a delightful fusion of classic charm and modern comforts. As you step inside, an open-concept layout greets you, featuring a splendid kitchen, dining area, and a living space adorned with a beautiful stone fireplace - perfect for cozy gatherings with friends and family. With three lovely bedrooms, a stylish 4PC bathroom, and convenient laundry facilities, every aspect of comfort has been thoughtfully considered. You will revel in the luxury of updated windows, top-notch insulation, a tankless water heater, and the inviting allure of engineered hardwood flooring throughout. Prepare to be amazed by the tastefully appointed kitchen, boasting elegant quartz countertops and a custom dining table that adds a touch of sophistication to every meal. Outside, the property is a sight to behold, with impeccable curb appeal in the front and a peaceful haven of privacy in the back. The thoughtful construction includes a 2 1/2-foot crawl space offering storage possibilities, thanks to a concrete floor and efficient spray foam insulation. Now, imagine this remarkable property having played numerous roles for its current owners: a cozy year-round home, a cherished family retreat, and even a potential income property. This incredible property is being offered completely furnished, turnkey, and ready to embrace the life you have always envisioned. Step into a new beginning, do not wait any longer. This is where you truly want to be. (id:22681)

3 Bedroom 1 Bathroom 924

Sutton-Huron Shores Realty Inc. Brokerage

For sale Open House
$1,430,000
378 MCLEAN Crescent, port elgin, Ontario

378 Mclean Crescent

Port Elgin, Ontario

Located in the growing Summerside neighbourhood in Port Elgin, this modern custom two-storey is fully loaded with elegant upgrades, neutral features and exudes attention to detail. Built by Snyder Development, this home was recently completed in 2024, and offers 2730 square feet plus a fully finished basement with a 1031 square foot legal apartment. The front foyer is open to the second floor, providing a level of grandeur upon entering the home. The cozy Great Room is complete with gas fireplace with custom built-ins on either side, and large windows overlooking the backyard. The eat-in kitchen boasts luxury cabinetry, quartz countertops, and an 8’ x 8’ pantry for plenty of extra storage. There is also a formal dining room, as well as a 2-pc. powder room. The second level includes four bedrooms: a primary suite with deluxe ensuite and walk-in closet, a 2nd bedroom with a 4-pc. ensuite, a 3rd bedroom with 5-pc. semi-ensuite, and a 4th bedroom, plus laundry room with tiled flooring. The basement is fully finished with a legal apartment, including direct access from the garage. The living/dining/kitchen is open concept, with extra pantry storage; there are two bedrooms, and a 4-pc. bathroom, as well as separate laundry for the unit. This property backs onto the Summerside playground, with trails, school(s), and shopping nearby. Attached oversized double garage with entrance to basement apartment. Driveway + sod will be completed by the builder. (id:22681)

6 Bedroom 5 Bathroom 3761

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale Open House
$1,025,234
358 MCLEAN Crescent, port elgin, Ontario

358 Mclean Crescent

Port Elgin, Ontario

Pristine raised bungalow built by Snyder Development in 2023! Are you looking for a brand new build, but don't want to wait to make your move? This is the home for you! 358 McLean Crescent is a 1624 sq. ft. raised bungalow with 1265 sq. ft. finished in the basement. This home is open concept and offers 3+2 bedrooms and 3 full baths, including a beautiful ensuite to the primary bedroom, with walk-in closet. The windows in the basement allow for a ton of natural light. There is a completed deck which can be accessed through sliding doors from the dining area. Central air, fridge, stove dishwasher, washer and dryer are included. (id:22681)

5 Bedroom 3 Bathroom 2889

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$1,199,900
113 WILSON Drive, georgian bluffs, Ontario

113 Wilson Drive

Georgian Bluffs, Ontario

Experience the tranquility of owning a charming 3-bedroom home with a finished loft and 2 bathrooms nestled in a desirable neighborhood just outside of Wiarton, on the shores of picturesque Georgian Bay. Situated on a spacious waterfront lot spanning over half an acre, this well-maintained log home boasts new armour stone surroundings, an updated laneway, and expansive decking perfect for unwinding while taking in the stunning views. Delight in the convenience of a dock and boat basin for your watercraft, providing easy access to the crystal-clear waters of Georgian Bay. Witness breathtaking sunsets and bask in the beauty of a waterfront lifestyle on the esteemed Bruce Peninsula. Don't miss this exceptional opportunity to secure your dream waterfront property. Waterfront travelled road between. (id:22681)

3 Bedroom 2 Bathroom 1439.2600

Exp Realty

For sale
$799,000
86 MOORE Street, lion's head, Ontario

86 Moore Street

Lion's Head, Ontario

Welcome to 86 Moore Street! It's an ideal home and with a water view of Georgian Bay! This beautiful and well maintained bungalow home on Moore Street in Lion's Head. As you enter the home, you'll find a bright and spacious living area with plenty of windows to allow the natural light in during the day and an abundance of recessed lighting to create a relaxed ambience setting at night. The family room has a fabulous view of the bay and there is a walkout to deck to enjoy the scenery amidst the maple trees that offers some privacy. Enjoy the comforts of the woodstove that could easily take the chill out on those frosty days and nights. Home also features a nice sized kitchen, with tons of cupboards, a propane cook stove with dual oven that works with propane and or electric, and there is a walkout to deck where there's a spot for the barbecue grill (propane line installed to the barbecue therefore no need to exchange tanks)! There is a separate dining area. The primary bedroom has a three piece en suite and with a view of the bay. Two additional bedrooms, a four piece bathroom (both bathrooms have heated floors), laundry closet, propane forced air for heating. The attached garage easily accommodates the vehicle and there is additional storage inside. Property is nicely landscaped with easily kept perennials, flagstone walkways, paver stone driveway, and is partially fenced. Home is definitely not a drive by! Steps to the Bruce Trail and a nice stroll to downtown shopping, beach, marina and other amenities within the village. Property is located on a year round paved road. Services available include garbage and recycling pick up. Great home for a family, a couple or the single person. Taxes: $4145.55. Lot size is 100 feet wide by 375 feet deep. You wouldn't want to miss out on this beauty! (id:22681)

3 Bedroom 2 Bathroom 1900

RE/MAX Grey Bruce Realty Inc Brokerage (Lh)

For sale Open House
$849,900
683355 CHATSWORTH RD 24, chatsworth (twp), Ontario

683355 Chatsworth Rd 24

Chatsworth (Twp), Ontario

Gorgeous Country Bungalow on 4 Acres! This lovely home is located on a quiet country road just outside Chatsworth. Featuring large living spaces - there are 5 generous sized bedrooms and 3 full baths. The kitchen features updated counters and backsplash and fabulous stainless steel appliances. The kitchen overlooks the expansive property. The dining room leads out to a large tiered deck with above ground pool. The large master suite features a 3 pc ensuite and generous sized walk in closet. 2 additional beds, another bath, and main floor laundry/mudroom complete this level. The fabulous spacious lower level rec room is perfect for entertaining with wet bar and wired in speakers. There is plenty of light with large windows, and a walk out to the back yard. This could easily be converted to an inlaw suite as 2 additional large bedrooms and a full bath are also on this floor. Outside awaits your gorgeous 4 acre property featuring woods and trails - a pristine place to enjoy nature in peace. Ample parking and storage with a large laneway and 2 car attached garage. Updates include: Water Softener -2024 Main Floor Bath Reno -2023 Kitchen Update (Counters/Backsplash) -2023 Dishwasher, Microwave/hoodfan, Washer -2023 Furnace and A/C -2020 Roof Shingles -2019 Ensuite Bath -2018 Basement Reno -2012 Utilities Average: Propane - $250/m, Hydro - $160/m, Internet (GB Telecom Fibre) - $100/m (id:22681)

5 Bedroom 3 Bathroom 3460

Royal LePage Rcr Realty Brokerage (Os)

For sale
$1,499,000
175442 CONCESSION 6, chatsworth (twp), Ontario

175442 Concession 6

Chatsworth (Twp), Ontario

This property has it all! Take the circle drive to this beautiful stone home with attached double car garage all nestled on 100 private acres with 60 ft x 120 ft barn which offers a work shop area with large roll up entry doors, livestock area with hay loft and loads of storage. Perfect for a hobby farm and could be set up for horses with an indoor riding area. The lovely home features an inviting front foyer with an eat in kitchen with spectacular views and access to large composite deck beautifully finished with glass railing. There is a formal dining room, spacious Livingroom with lots of natural light and a cozy wood fireplace. You will love the main floor laundry with newer flooring, powder room, family bath and three bedrooms. The master suite is complete with ensuite bath with bay window, jet tub and walk out to deck. Downstairs has three more bedrooms, one with walk out, a large family room and games room complete with separate kitchen and dining area; perfect for family gatherings or in-law suite. Enjoy the outdoor hot tub, relaxing sauna, screened in porch and smoke house. This home has maintenance free hy-grade steel roof (installed in 2016) with 50 year warranty, high end velux skylights, central vac and all economically heated/cooled with geothermal system. The barn built in 2015 is well equipped offers an insulated workshop with in floor heating (powered by solar) and a lower level wine cellar. There is also an insulated livestock area and huge drive in storage area with hay loft. For additional soft water to the home there is a cistern system. Also an outdoor RV plug in for your trailer. Enjoy the wildlife and serenity of walking the beautiful trails with babbling creek, your own orchard and approximately 70 acres of mixed bush with approx 20 acres workable. Truly a one of a kind property you going to love to call home. Located minutes to McCullough lake and approx 25 minutes to Owen Sound and Hanover. (id:22681)

6 Bedroom 4 Bathroom 2250

Peak Edge Realty Ltd.

For sale
$494,900
35 BRACKENBURY Street W, markdale, Ontario

35 Brackenbury Street W

Markdale, Ontario

Looking to get into home ownership? Charming bungalow in a desirable Markdale neighbourhood with detached garage. This open concept home offers a fenced backyard, full unfinished basement brimming with potential, and the choice of a front or back deck for outdoor relaxation. Includes a 5-piece appliance package. Ideal for first-time buyers or retirees, conveniently located near amenities such as shopping, golf, a new hospital, and more. Enjoy morning coffee on the deck or host evening barbecues in your private backyard oasis. Explore the endless possibilities this property has to offer in the vibrant town of Markdale. (id:22681)

3 Bedroom 1 Bathroom 1022

Coldwell Banker Peter Benninger Realty Brokerage (Walkerton)

For sale
$960,000
149 HURON Road, point clark, Ontario

149 Huron Road

Point Clark, Ontario

There is only one way to describe this location...seclusion and privacy with this Waterfront seasonal Bungalow style cottage. Property features tongue and grove pine interior that is sure to please with plenty of space for everyone. This 3 season cottage features 4 bedrooms, 1.5 baths, Storage sheds for tools and toys, and comes almost completely furnished so all you will need to do is come and enjoy Point Clark with all that it has to offer. This property has an unopened shore road allowance, but that doesn't keep you from enjoying the total property and famous Lake Huron Sunsets from the beach. (id:22681)

4 Bedroom 2 Bathroom 1200

RE/MAX Land Exchange Ltd Brokerage (Pc)

For sale
$799,999
716573 WEST BACK Line, chatsworth, Ontario

716573 West Back Line

Chatsworth, Ontario

Escape to nature with this secluded 27+ acre retreat at the end of West Back Line. Surrounded by tranquility and plenty of trails on the property to explore. This updated unique home offers an open living space, 2 bedrooms on main level and 4pc bathroom. Lower level offers family room, 3rd bedroom, 4pc bathroom, laundry room and large foyer plus a spacious garage and workshop for all your hobbies, plus ample storage for ATVs and snowmobiles. Just under an hour away from Blue Mountain for winter sports enthusiasts, and conveniently located between highways 6 and 10 near Markdale with easy access to Owen Sound for supplies. Enjoy the rustic charm of the outdoors with the feeling of being nestled amongst the trees - this property is a nature lover's dream waiting for your personal touch. Let the trees be your home decor and nature your ultimate interior designer at this whimsical property just waiting for your creative touch! (id:22681)

3 Bedroom 2 Bathroom 2357

Coldwell Banker Peter Benninger Realty Brokerage (Walkerton)

For sale
$569,900
1135 12TH Street E, owen sound, Ontario

1135 12th Street E

Owen Sound, Ontario

Welcome to 1135 12th St E in Owen Sound. This beautifully maintained home features 6 bedrooms and 2 bathrooms, with many updates throughout. The bright and airy open concept living and dining area flow seamlessly to the freshly updated kitchen with a stunning farmhouse sink and stainless steel appliances. Backing onto the picturesque Ed Taylor Park, this property offers the perfect blend of comfort and convenience. Located close to amenities and Georgian College, this is an excellent investment opportunity for those looking to expand their real estate portfolio. Each room currently leased on month to month at $850 all inclusive. Updates include: Air conditioning 2020, new flooring throughout 2020, new kitchen and appliances 2016, new furnace 2016. 200 amp electrical. (id:22681)

6 Bedroom 2 Bathroom 1735

Exp Realty

For sale
$299,900
793 BRUCE ROAD 13, saugeen indian reserve #29, Ontario

793 Bruce Road 13

Saugeen Indian Reserve #29, Ontario

GREAT OPPORTUNITY TO GET INTO THE WATERFRONT COTTAGE MARKET! This cozy and charming LEASED LAND WATERFRONT cottage offers 2 Bedrooms/1 Bathroom and packs a lot of punch with the 2 awesome bunkies and stunning Sunset views! Situated on a nice deep lot with plenty of privacy from the road and neighbour’s…you will feel like you have truly found your escape. Take in the panoramic postcard lake views from many vantages including the cottage, lakeside deck, and elevated shoreline. The property has seen many improvements in recent years; new septic system (2017), new gravel driveway with additional parking (2020), ez-log bunk (2021), shoreline stability stonework (2020), and newer storage shed. The main cottage is nicely updated throughout and is just what a cottage should be, cute & cozy, but provides plenty of space for entertaining friends and family with the spacious lot, 2 large decks, and the bunks. There are also stairs to access the water below. Bonus, this cottage comes with appliances and most furnishings. This is the perfect retreat for you and your loved ones! Now grab a drink, sit back, relax and listen to the waves roll in as you feel the weight of the world lift from your shoulders...Enjoy! (id:22681)

2 Bedroom 1 Bathroom 660

Wilfred Mcintee & Co Ltd Brokerage (Southampton)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

You Could Be Saving Money!

Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.