GREY & BRUCE COUNTIES
Find & Sell
Your Home
SHANNON DECKERS
Not Just Another Realtor®
Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.
As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.
Extensive experience in the Owen Sound area
Specializes in buying and selling residential, rural properties
Has the local knowledge needed for buying and selling in Grey & Bruce Counties
YEAR EXPERIENCE
HOUSES PURCHASED
HOUSES SOLD
BOTTLES OF PERRIER
SHANNON DECKERS
Why Choose Us
Honesty
Truthful assessments and real estimates based on current markets.
Availability
Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.
Determination
Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.
New Listings
491 Gould Street
Wiarton, Ontario
Stunning stone house full of character, in the charming town of Wiarton, Ontario, this expansive home offers 1975sq ft of living space, including four bedrooms and two bathrooms. Situated close to downtown, residents have easy access to grocery stores, local shops, and cafes, alongside the natural beauty of Georgian Bay. The home, boasting over 100 years of history, features impressive stonework and large windows, creating a bright and welcoming interior. Unique to this property are the breathtaking water views from both decks, offering a serene backdrop for relaxation and entertainment. An unfinished large attic space presents a canvas for customization, allowing new owners to tailor the space to their liking. Wiarton is renowned for its scenic landscapes, community spirit, and outdoor recreational activities, with this property perfectly placed to enjoy all these benefits. The town serves as a gateway to the Bruce Peninsula, offering endless opportunities for exploration and adventure. Notably, the home is just a 20-minute drive to Sauble Beach, one of Canada's top beaches, known for its stunning sunsets and golden sands. Owen Sound is also conveniently located within a 30-minute drive, providing additional amenities, cultural events, and services. This property is an ideal match for those looking to immerse themselves in the lifestyle of Wiarton, a community that prides itself on its natural surroundings and vibrant local life. (id:22681)
Keller Williams Realty Centres
33 Lakefield Drive
Kincardine, Ontario
This one or two family home is near completion - Two + Two bedroom with full in-law suite in the bright, spacious lower level. Lower level also has its own entrance by a side door and includes tidy kitchen, 3-piece bath, huge family / dining room with corner unit gas fireplace; and the two large bedrooms. The lower level can be closed off from the upper level. The shared laundry area is off of the secure lower level foyer. Home also features engineered hardwood floors throughout the main level, vinyl plank in main living areas down (lower bedrooms are carpeted), with ceramic flooring at foyer and the three bathrooms. Quartz or granite kitchen countertops. Partially covered deck off of kitchen and from patio doors in master bedroom. Master has 3-piece ensuite. Concrete drive and walks, entire lawn will be sodded in season. Lakefield Drive is two blocks from the beach and walking path to the beach begins across the street from 33 Lakefield. (id:22681)
RE/MAX Land Exchange Ltd Brokerage (Kincardine)
Part Lot 28 Concession 12
Elderslie, Ontario
Great opportunity to buy an affordable lot in the charming hamlet of Dobbinton. The Commercial Hamlet zoning allows for a multitude of uses such as Dwelling accessory apartment, personal service shop, small engine establishment, automobile repair and much more. The back of the property is treed and there is hydro at the road. Call for a full list of what the zoning will allow on the lot. (id:22681)
Peak Edge Realty Ltd.
323 Mclean Crescent
Saugeen Shores, Ontario
Looking to get into the housing market, or thinking about downsizing? This is the home for you! Built by Snyder Development, you will find the quality he is known for throughout. This 1258 sq. ft. bungalow offers 2 bedrooms and 2 full baths. The main level is open concept, complete with living, dining and kitchen with a pantry for extra storage space. The lower level is being completed with a legal apartment and offers, 2 bedrooms, a bath, kitchen and living room. This unit also has in suite laundry. There is an attached double car garage, as well as an exterior entrance to the basement. Some interior finishes can still be chosen! (id:22681)
RE/MAX Land Exchange Ltd Brokerage (Pe)
505035 Grey Road 1
Georgian Bluffs, Ontario
Nestled along the picturesque shores of Georgian Bay, this newly built residence is a taste of waterfront luxury. Boasting over 95 feet of frontage, the possibilities are as vast as the bay itself. The unfinished basement, bathed in natural light and featuring a roughed-in fireplace and private entry, unveils the potential for a generational estate, or lucrative income property. Designed for versatility with the waterfront lot includes multiple thoughtful touches, including a separate water hookup and dual 30A plugs, cater to the future, whether it's for an RV enthusiast or dreamers planning further buildouts. Explore the limitless potential of life by the bay—private tours now available by appointment. (id:22681)
Brand Realty Group Inc.
200014 Sideroad 10
Georgian Bluffs, Ontario
Nestled between Owen Sound and Shallow Lake, this jaw-dropping bungalow sits on a private 3/4-acre lot. Having undergone a thorough renovation, this home showcases a style reminiscent of the pages of your favourite design magazines. Large windows invite the natural light to dance through, highlighting the incredible fit, finish, and materials throughout. Positioned on a country lot, this property not only offers a peaceful escape but is also equipped with modern amenities like natural gas and fiber optic internet/TV. Private previews now available by appointment. (id:22681)
Brand Realty Group Inc.
576 6th Street W
Owen Sound, Ontario
Discover your ideal family home in this sought-after west side location! This charming 2-storey residence offers the perfect blend of convenience and tranquility. With 4 spacious bedrooms and 1 and a half bathrooms, there's plenty of room for the whole family to spread out and unwind. Enjoy the serene ambiance of the quiet neighborhood with quick access to the Niagara Escarpment walking trails. The highlight of this home is the inviting 3-season sunroom, where you can relax and soak in the sunshine year-round. Located close to schools and amenities. Don't miss out on this rare opportunity – schedule a viewing today and make this house your forever home! (id:22681)
Sutton-Sound Realty Inc. Brokerage (Owen Sound)
46 Cranberry Drive
Ashfield-Colborne-Wawanosh, Ontario
Huron Haven Parkbridge Community! Welcome to affordable living nestled between the beautiful Town of Goderich and an 18 hole Golf Course. Enjoy the world famous sunsets of Lake Huron just a few steps away. Very well maintained mobile home with recent appliance package. Check out the recreation hall and pool at Parkbridge Community Goderich! (id:22681)
Exp Realty
Pt Lt 41 Robson Road
Chatsworth, Ontario
Beautiful 2.5 acres to build your dream home on! Lot is mostly mixed bush. Hydro is approx 1000 feet away from the lot. Close to the rail trail for snowmobiling and ATVing. Excellent private location on quiet road just off Hwy 10 for easy access to travel to Owen Sound, Holland Centre, Berkeley or Markdale. A picturesque location for your new home! (id:22681)
Royal LePage Rcr Realty Brokerage (Flesherton)
66-68 Elora Street
Mildmay, Ontario
Remarkably well built triplex, with two residential units and 1 commercial, all completely renovated with separate entrances and private parking. Entire building is owner occupied therefore the new owners are able to set their own rent amounts! This property is truly a gem and a pleasure to show. (id:22681)
Century 21 Heritage House Ltd.
12 Pierce Street S
Oliphant, Ontario
Well-kept inside and out! This 1200sq.ft. Bungalow offers a comfortable family home, cottage or investment property. With 3 bedrooms, 1.5 bathrooms and laundry facilities, you will never want to leave! Tucked away at the end of a cul-de-sac, this property is 130’ x 137’ in size. The circular driveway welcomes you in, and you can store your toys or vehicle in the ShelterLogic tarp structure. Outside you have many places for entertaining or playing with the kids. Soak up the morning sunshine with coffee on the patio, dine on the wraparound deck, or cozy up to the firepit to enjoy campfires under the stars. Inside, you are greeted with a large open concept living space. The kitchen, dining and family room feature large windows and a great place to enjoy family meals, games or a good movie. Updated vinyl flooring throughout makes cleaning a breeze! The home also features a sitting area, which would be a great potential office nook, games room or library, and abuts the living room (or a great play room for the kids) with a walkout to the patio. The main 4Pc bath was recently updated with newer fixtures and tiled tub surround. A great layout for a family or retiree looking to have separate space for guests. Fully furnished & turn-key! If beach life is what you crave, Oliphant offers a beautiful sandy beach with gradual shoreline – perfect for kids and pets. Located a short distance to Wiarton or Sauble Beach, the community of Oliphant also features a dog park, marina and various trails through Conservation land to enjoy nature! Oliphant is known for its kite surfing and fishing islands. Come, relax, stay, and enjoy your next adventure! (id:22681)
RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)
159 Westlinks Drive
Saugeen Shores, Ontario
This 1453 Sqft bungalow is located in a Golf Course Community; at 159 Westlinks Drive in Port Elgin. The main floor feature an open concept great room, dining area and kitchen with gas fireplace, 9ft ceilings, hardwood floors, Quartz kitchen counters and walkout to a covered rear deck 9'6 x 14. The balance of the main floor features a primary bedroom with walk-in closet and 3pc bath, office, laundry room and powder room. The basement will be almost entirely finished featuring a family room, 2 bedrooms, and full bath. There is a monthly Sports Membership Fee of $135 that must be paid providing access to golf, pickle ball / tennis court and fitness room. HST is included in the purchase price provided the Buyer qualifies for the rebate and assigns it to the Builder in closing. (id:22681)
RE/MAX Land Exchange Ltd Brokerage (Pe)
560 5th Street E
Owen Sound, Ontario
Welcome Home! First time ever to hit MLS®- ONE OWNER property in this extremely quiet Cul de Sac and SOUGHT-AFTER East side NEIGHBORHOOD with STATELY CURB APPEAL. This 3 Bedroom (potential for 4th Bedroom), 2 Bath Open Concept Raised Brick Bungalow emphasizes TRUE PRIDE of OWNERSHIP inside and out! Featuring Gleaming Hardwood Floors throughout much of Main Level, Beautifully Updated Kitchen boasting Centre Island and Quaint Sitting Area transitioning to Outdoor Living Space, Large Updated Windows with Professional Window Treatments, Massive Master Bedroom with Two Double Closets, Updated Main Bath with Elegant Soaker Tub. The Bright Lower Level with Large Windows allows for an abundance of natural light and presents a Generous Family Room accented with a Natural Gas Fireplace and separate Den area, an additional Bedroom as well a sizable Work Room. Steps to the rear trails leading to our 100 Acre Harrison Park with the Sydenham River winding through, great for paddling along with miles of trails perfect for hiking, jogging, cycling, snow shoeing, and cross-country skiing leading to our Conservation Area and Inglis Falls! Walking distance to our new Rec Centre/YMCA, downtown shops, market, restaurants, theatre, and library. Properties like these don’t come by often- Be the next to raise your family in this Completely Updated MOVE IN READY home located in this EXCELLENT neighborhood! Natural Gas Furnace (2018), A/C (2018), Shingles (approx. 2012), Front Windows (2016), Lower Level and Rear Windows (2010). (id:22681)
Sutton-Sound Realty Inc. Brokerage (Owen Sound)
313 Mary Rose Avenue
Port Elgin, Ontario
Welcome to this 3 bedroom/2 bath bungalow located in the Summerside neighbourhood. This Walker Built bungalow, merely a year old and never before lived in, awaits its fortunate new owner. This charming home boasts three bedrooms along with a full bathroom and an four piece ensuite on the main floor, offering both comfort and convenience. Hardwood floors cover the the main level, including the living/dining area and kitchen, as well as all three bedrooms, creating a seamless open-concept layout that's perfect for modern living. The inviting dark maple kitchen cabinets, complete with a peninsula, are tailor-made for entertaining guests. The patio doors off the dining area lead into your backyard oasis. Conveniently situated in the Summerside neighbourhood, this home is surrounded by scenic trails, parks, and a variety of shopping destinations, ensuring that every need is within easy reach. Don't miss out on the opportunity to make this almost-new house your own! This home is perfect for families, first time home buyers or anyone downsizing. Walker Homes will be pouring the driveway and doing the sod this spring/summer. (id:22681)
RE/MAX Land Exchange Ltd Brokerage (Pe)
64 Louise Street
Harriston, Ontario
Good brick 3 bedroom, 2.5 bath backsplit with large rear deck and attached garage. Eat in kitchen, formal diningroom and livingroom on one level. Rec room, den, laundry and 2 pc bath on lower level. Basement has utility room and lots of storage. Well taken care of family home on quiet dead end street. (id:22681)
RE/MAX Midwestern Realty Inc Brokerage (Har)
230 Wellington Avenue S
Listowel, Ontario
Good 3 + 1 bedroom brick bungalow with attached garage. Open concept kitchen/diningroom/livingroom, foyer and 4 pc bath. Lower level has rec room, bedroom, utility/laundry room and 2 pc bath. Partly fenced yard, close to downtown. (id:22681)
RE/MAX Midwestern Realty Inc Brokerage (Har)
21 Molly Street
Stokes Bay, Ontario
Nestled in the serene town of Stokes Bay, this contemporary retreat is located just minutes away from the pristine sandy shores of Lake Huron. Located centrally on the Bruce Peninsula, just 30 minutes to both Sauble Beach and the stunning town of Tobermory, this meticulously crafted home epitomizes the quintessential cottage experience, offering a perfect blend of modernity and tranquility. As you step inside, a warm and inviting ambiance greets you, with an open-concept layout seamlessly connecting the dining area, living space, and a stunning kitchen boasting stainless steel appliances and chic cabinetry. The cozy living room features a gas fireplace framed by a charming shiplap wood mantle, overlooking the lush backyard through two expansive windows. A highlight of this charming cottage or home is the three-season screened-in room, extending the living space and offering a tranquil retreat to enjoy the outdoors without disturbance from bugs. Venture further, and you'll discover three bedrooms, including a spacious primary suite with a shiplap feature wall and a luxurious three-piece ensuite with a glass-tiled shower. Outside, a sprawling grassy area and a covered porch beckon for outdoor gatherings and relaxation, complemented by a hot tub for ultimate indulgence. With its turnkey convenience, low maintenance, and proximity to the beach, this property promises an idyllic escape for creating lasting memories with family and friends. All the furnishings and Hot tub can be included! (id:22681)
Century 21 In-Studio Realty Inc.
1324 The Bury Road
Northern Bruce Peninsula, Ontario
This fabulous, fertile piece of land is perfect for anyone looking to build a dream home or hobby farm on a manageable piece of property. Located only minutes from the amenities and sites, beaches and shops of Ferndale, Lions Head and Stokes Bay this acreage is surrounded by agricultural rotating crops, open space and a world of potential. Mature trees wind break, an extended private driveway and potential for small crops are some of its unique features. Must see to appreciate. (id:22681)
Shanahan Realty Inc.
Pt Lt 23 Concession 2
Miller Lake, Ontario
Good building lot in Miller Lake on Highway 6. Lot is well treed and measures 80 feet wide by 200 feet deep. Centrally located between Tobermory and Lion's Head. There is a good public access to Miller Lake just a kilometers away. Taxes:$162.82. Roll Number 410966000107009. For more information, feel free to contact the Municipality of Northern Bruce Peninsula at 519-793-3522; ext 227. (id:22681)
RE/MAX Grey Bruce Realty Inc Brokerage (Lh)
222 Plantts Point Road
Grey Highlands, Ontario
Beaver Valley Waterfront Home on Lake Eugenia. Almost 4000 sq ft of living space makes this lovely home ideal for hosting a crowd: 5 beds, 2 baths, 2 fireplaces, in-deck hot tub overlooking the lake, child-friendly shoreline and a boathouse (take in the sunset from the rooftop patio) all situated on an attractively landscaped and private 1 acre lot. Spend your days on the water or on the nearby ski slopes, then head inside and cozy up in the absolutely gorgeous timber-framed Great Room, absolutely perfect for entertaining friends and family. This dream property features lots of room for kids to play, a lake-side fire pit, 47 feet of water frontage and shared boat dock. Enjoy everything this popular 4-season vacation spot has to offer, centrally located minutes from 9 ski clubs, 11 golf clubs, cycling routes, Blue Mountain, the Bruce Trail and so much more. Under 2hrs from the GTA, 90 min from K-W, Barrie and Guelph, 30 min from Collingwood/Thornbury and 15 mins from amenities in the charming villages of Kimberley, Flesherton and Markdale. Hydro approx $373/mo, propane approx $791/12 mos, Eastlink internet $85/mo. Well head at front yard shed, septic inspected 2023. (id:22681)
Forest Hill Real Estate Inc. Brokerage
6 Harold Best Parkway
Flesherton, Ontario
Nestled within the charming Village of Flesherton, this waterfront brick bungalow offers 2,400 sq. ft. of living space, featuring 2+1 bedrooms and 2.5 bathrooms. The location is perfect, close to downtown with charming shops, restaurants, and cafes all within walking distance. For those who appreciate outdoor activities, the property is ideally situated, offering easy access to fishing, hiking trails, ATV adventures, and ski slopes, all within minutes of your doorstep. From the inviting front porch and expansive bay window, you can enjoy a view of the peaceful Flesherton Community Pond. The backyard is a haven of peace and quiet, featuring mature trees, a large back deck and a shed offering additional storage. The primary suite is complete with its own ensuite and private access to the back deck. An additional bedroom and a versatile den provide space for family, guests, or your very own home office. Natural light floods the kitchen through a generous bay window, which overlooks your private backyard retreat. Step outside, and you'll be captivated by the beauty of nature, with direct access to the picturesque pond and a backyard that beckons you to unwind. This is your chance to own a piece of paradise, all while enjoying proximity to the amenities you desire. Arrange a private viewing today to discover the charm and functionality of this brick bungalow firsthand! (id:22681)
Century 21 In-Studio Realty Inc.
731 Reynolds Drive
Kincardine, Ontario
Discover this welcoming house spanning an expansive 2200 square feet, showcasing a charming family room, a flexible fourth bedroom or den, and a convenient 3-piece bath. Relax in the cozy ambiance provided by the lower level gas fireplace, adding an extra layer of warmth to your home. Experience seamless access to the double garage through the basement's walkout, ensuring convenience at every turn. The main living space boasts tasteful oak flooring, complemented by ceramic tiles in the entrances and bathrooms. Step outside to enjoy leisurely moments on the 10x12 deck, surrounded by a newly installed exposed aggregate concrete driveway and lush lawn, creating a picturesque setting for outdoor enjoyment. Positioned conveniently close to schools, the arena, and downtown Kincardine, this property promises not just comfort, but also unparalleled accessibility to amenities. Offered at $739,700, seize the opportunity to make this your dream home today. (id:22681)
Royal LePage Exchange Realty Co. Brokerage (Kin)
719 1st Avenue E
Owen Sound, Ontario
Are you looking for an affordable home to enter the market? Or a great opportunity for an investment property? This semi detached, two bedroom home is central to all the downtown amenities. Just a few minutes walk to the river district including farmers markets, shops, restaurants and parks all on a quiet side street. Hear the river flow right from your front door and enjoy the natural environment right in the downtown core. As you enter the main floor you will find the functional kitchen, dining room and living room with a back bonus room, mudroom or office space. Upstairs you will find two spacious bedrooms and a full bathroom. Complete with hardwood floors throughout and laundry on the main floor. Outside enjoy your own backyard and create a beautiful space to enjoy the warm summer months surrounded by mature trees! Book a showing today! (id:22681)
Century 21 In-Studio Realty Inc.
9851 Highway 6
Wellington North, Ontario
Ideal Building Site: This 4.36 acre property is ready for your new home. There is presently an old house and shed that have virtually no value. There is gas, hydro and a drilled well on the site. When you tear down the old home, you will receive credits on your Development Charges. Don't Miss this property. (id:22681)
Royal LePage Rcr Realty Brokerage (Mf)
WHAT PEOPLE ARE SAYING
Featured Comments
“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”
Doug & Sue Reider
WOODFORD, ON
“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”
Jennifer Ageeb
OWEN SOUND, ON
“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”
Charlene Hellens
KITCHENER, ON
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Owen Sound, Ontario
Where Is Owen Sound?
Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.
Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.
Nature, Outdoors, and Activity
Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.
If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.
There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.
Education
Local Amenities and Attractions
Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!
If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.
RRSP HOME BUYER'S PLAN
This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.
Home buyer's tax credit
The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.
First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.
If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.
Genworth Canada Energy-Efficient Housing Program
Land Transfer Tax Refunds for First-Time Home Buyers
Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.
The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.
GST/HST Tax Credit
The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.
CMHC Green Home
If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.
Northern Locations Energy Credit
Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.
The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.
Ontario Every And Property Credit
Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.
Options For Homes
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity
You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity
Municipal Land Transfer Tax Rebate Program
If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.
Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!
Daniels FirstHome Boost Program
Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.
The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.
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