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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

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SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

New Listings

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For sale Open House
$960,000
347 TYENDINAGA Drive, southampton, Ontario

347 Tyendinaga Drive

Southampton, Ontario

Discover your dream home on Tyendinaga Dr of beautiful Southampton where tranquility meets charm & every day feels like a retreat. This welcoming community is known for its sandy beaches, vibrant cultural scene, & the warmth of small-town life. This lot is on a quiet dead-end street that provides lots of privacy. Boasting upgrades in the last 2.5 yrs including renovated bthrms w/ new tile, flooring, windows, blinds, & interior painted. Nestled on an amazing 1/3-ac lot your yard oasis awaits backing onto woodlands & the Southampton Golf & Country Club, providing a private retreat just STEPS away from the serene lake HURON & FAMOUS SUNSETS. Brick exterior is complemented by attractive brick pillars with rod iron & privacy fencing. Step through the front entrance into the foyer leading to main-floor office & massive custom-designed laundry room w/ custom cabinetry & under-cabinet lighting. The cozy family room & stylish 3pc bthrm complete the main level. Ascend to the next level where a spacious living & dining rm combination awaits, accompanied by a kitchen with built-in appliances & a dinette area. The Backdoor leads to a covered back deck offering picturesque views of the backyard & the soothing sounds of the waves. The upper level features 4 bdrm w/ the principal bdrm boasting lovely wood accent walls & a newly renovated ensuite bthrm. The main bthrm has also undergone a full renovation. With over 3000 sqft of finished living space this home is perfect for a large family. The massive basement, w/ separate outside access & the roughed-in bthrm await your custom plans—whether its extra living space or an in-law suite. The backyard features a large shed with a loft ideal for a workshop or use as a bunkie adding versatility to this property. In a highly sought-after residential area close to Lake Huron w/ unique, mature properties this home is a rare find. Act fast as opportunities like these are in high demand. Embrace the Southampton lifestyle. Welcome home! (id:22681)

4 Bedroom 3 Bathroom 2855.6400

Keller Williams Realty Centres

For sale
$875,000
318711 GREY ROAD 1, georgian bluffs, Ontario

318711 Grey Road 1

Georgian Bluffs, Ontario

Family home at its finest! This amazing west-of-the-bay house sits just five minutes from Owen Sound and is a show stopper from the moment you pull in the drive. An enormous lot surrounded by large mature trees gives you so much privacy. The landscaping enhances the curb appeal of the welcoming entrance. The moment you step through the front door you are greeted by the grandeur of the curved staircase. The main floor living area is open and spacious with dining and living room plus gas fireplace. The sunroom is gorgeous, with views of the expansive park-like backyard. The kitchen is designed perfectly for cooking and entertaining, with beautiful cabinets and counter tops. The main floor is completed with a half bath and mudroom. The upstairs offers four bedrooms with a large primary and full bath. The lower level has a mirrored staircase to the entrance, giving it unique character. It is the perfect space for a rec room or added living space, a laundry room and bonus room. After you take a look at the fenced-in backyard and ravine below, you head to the two car garage. This esthetically pleasing building and workshop allows you all the space you could need, with the added feature of a loft above. This home ticks all the boxes for the ideal family house! (id:22681)

4 Bedroom 2 Bathroom 2973.3500

Exp Realty

For sale
$659,500
90 10TH Street SE, chesley, Ontario

90 10th Street Se

Chesley, Ontario

10+++ Welcome to this newly-renovated, sophisticated home in the heart of Chesley! A must see, this fabulous open concept family home boasts 3 large bedrooms & 3 stunning baths. Located on a deep lot with rear yard access. Attached garage with front & rear overhead doors + convenient inside access. Wonderful curb appeal; double-level wrap around porches with classic black railings. There is so much to offer in this bright upscale property. Highlights include main floor powder room, spacious laundry room, generous sized living room that overlooks the gorgeous kitchen with Corian counters, contrasting centre island & side coffee/wine bar. Stylish dining room with door to the side deck. Check out the lighting package; pot lights with changeable light temps (warm to cool) & gorgeous modern chandeliers. Meticulous attention to detail throughout. Be impressed in the spacious primary bedroom with walk-in closet plus luxurious ensuite with double sinks & tiled shower. The 2 additional bedrooms are large, bright & offer plenty of space for furniture. All bedrooms open onto the upper deck! Add in the modern 4-pc bath to complete this floor. Choose to finish the lower level, creating plenty of extra space for a home gym, relaxation or socializing. Too many updates to list; natural gas, hot water on demand, new CAC, paved drive, smart key locks. Complete list of updates available. Only 35 minutes to Bruce Power! Tailor made for hosting social gatherings! The perfect blend of comfort and elegance! (id:22681)

3 Bedroom 3 Bathroom 2084

Chestnut Park Real Estate Limited Brokerage (O.s.)
Chestnut Park Real Estate Limited (Collingwood) Brokerage

For sale
$699,900
775 21ST Street E, owen sound, Ontario

775 21st Street E

Owen Sound, Ontario

Welcome home to this pristine raised bungalow ideally situated near parks, walking trails, schools, and amenities. Tucked away on a quiet street, this 4-bedroom, 2-bathroom home offers a perfect blend of comfort and convenience. Step into your own private oasis with a spacious landscaped lot featuring perennial gardens and a generously sized shed, perfect for gardeners and your workshop area. Embrace the outdoors and create lasting memories in this serene backyard retreat. Inside, the main floor impresses with three bedrooms, a formal living room, and an expansive family room overlooking the lush backyard through large windows. With ample space for dining and entertaining, this home effortlessly accommodates families of all sizes or provides the ideal setting for hosting guests. Enjoy gleaming hardwood floors courtesy of McNabb Flooring and a custom wood staircase that adds a touch of sophistication to the interior. The spacious lower level would also be ideal for extended family or an in-law suite. Parking is a breeze with a wide concrete driveway and a double garage, ensuring plenty of space for vehicles and storage. Also featuring the added benefit of economical heating and hydro costs, averaging approximately $220 per month combined. Don't miss out on the opportunity to make this inviting property your own. It really is a pleasure to show and you can see how well it has been maintained and lovingly updated over the years. All you need to do is move in and enjoy! (id:22681)

4 Bedroom 2 Bathroom 2553

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

For sale
$1,350,000
218072 CONCESSION ROAD 3, georgian bluffs, Ontario

218072 Concession Road 3

Georgian Bluffs, Ontario

Escape to your private oasis in this sprawling 5000+ sq ft executive country home, nestled on a quiet dead-end road at the edge of Owen Sound. Embrace nature on your 1.38 acre property, complete with mature trees, beautifully landscaped gardens, an in-ground heated saltwater pool (7' deep end) & a detached garage with ample storage & a finished area currently used as a gym. Entertain in style in the stunning great room, with a gas fireplace & panoramic views. Impressive chef's kitchen with quartz countertops & custom features, inspires gourmet creations for gatherings with loved ones. Flexible living spaces abound. Four bedrooms & 3.5 baths offer ample room for family & guests, with the option to transform the TV room & spacious studio/office into additional sleeping quarters. The main floor master suite boasts a private ensuite & deck for tranquil moments. Main floor also includes a luxurious steam shower in the 3pc bathroom, a separate family room, a large dining room & laundry with an oversized washing machine. The 2nd floor can easily adapt into an in-law suite with its own kitchen, an art studio/office, den, bedroom, full bath & a cozy loft overlooking the grand great room. Step through the screened porch to your poolside paradise with a large deck for dining, a children's playground & fire pit. Lush landscaping, wild raspberries & a full fence create a sense of seclusion & privacy. Managed trails—including access to the Bruce Trail—offer outdoor adventures just a few minutes walk from your door. Additional features of this exceptional home include a wired-in Generac generator ensuring peace of mind, an EV hookup in the double car garage & an automatic pool cover for convenience & safety. Heated concrete slab foundation with ductless split A/C on the south side (recently replaced), a forced air furnace with central A/C on the north side & wiring for a backyard hot tub. Please contact your REALTOR® for a private viewing of this exceptional property. (id:22681)

4 Bedroom 4 Bathroom 5214

Royal LePage Rcr Realty Brokerage (Os)

For sale
$329,000
339623 PRESQU'ILE Road, kemble, Ontario

339623 Presqu'ile Road

Kemble, Ontario

Welcome to your peaceful escape! This exceptional lot offers a serene escape with its own private pond, providing a picturesque waterfront setting that is perfect for relaxation and nature lovers. Highlighting the property is a camping trailer, which is grandfathered in, offering a cozy place to stay during your visits. The lot is equipped with hydro, ensuring that essential power needs are met for added convenience. Imagine spending your days here, basking in the tranquility of your own pond-side oasis, surrounded by the gentle sounds of nature and the calming view of the water. Whether you are looking for a weekend getaway or a private spot for leisurely retreats, this property offers a unique opportunity to own a slice of paradise with practical amenities. Enjoy the simplicity and beauty of this special place, a haven where you can unwind, rejuvenate, and make lasting memories. Come and see the potential and charm of this unique property. It's not just a lot; it's a lifestyle waiting for you to embrace. (id:22681)

1 Bedroom 1 Bathroom 270.5400

Keller Williams Realty Centres

For sale
$419,000
130 2ND AVE SE, chesley, Ontario

130 2nd Ave Se

Chesley, Ontario

This beautiful, well-maintained 3-bedroom, 1.5-bathroom, 2-storey home boasts character and charm! This home has been enjoyed by the current owners for 42 years and are now ready to pass along the keys. As you walk up to the welcoming front porch, you immediately appreciate the character this home has to offer. Upon entering the front door you are greeted by hardwood floors, high ceilings, and original trim and doors. Main level has a half bath, spacious formal dining, and living areas provide ample room for gatherings and everyday living. The spacious kitchen has cabinets from floor to ceiling with plenty of space to prepare meals as well as additional eat-in space. Upstairs, three generously sized bedrooms and a full bathroom (marble-tub surround) and the sunporch is such a lovely bonus addition to this home. Step outside off the kitchen to enjoy the great sized backyard. Located on a quiet street, its location offers easy access to downtown amenities, schools, parks, river trails, and medical services. Home offers workshop space as well as detached garage. The big updates are already completed for you, including - natural gas furnace, roof and eaves leaf filter, all electrical and plumbing redone, windows updated, front porch rebuilt, bathroom renovated, new flooring, and more. Book your showing today! (id:22681)

3 Bedroom 2 Bathroom 1971

RE/MAX Grey Bruce Realty Inc Brokerage (Chesley)

For sale
$1,599,000
200 ELGIN Street, port elgin, Ontario

200 Elgin Street

Port Elgin, Ontario

Welcome to Bellwood Cottages, once known as The Bellwood Lodge, it was a popular boarding house located just 1/2 block from the sandy shores of Lake Huron. This L-shaped property has a frontage of 198.25 feet, and provides six cozy cottages & a large main house, all located just steps from the beautiful sandy shores of Lake Huron. Enter this traditional inn-style home through the front foyer. The main floor is thoughtfully configured, with a spacious living/dining room, efficient kitchen & laundry area, bonus breakfast nook that could also function as a den, office, or playroom, and a 3-pc. bathroom. The 2nd level is laid out with a 4-piece main bathroom, and four large bedrooms, each numbered and complete with private sink. The attic provides two separate partially finished rooms that offer tons of potential- a rec room, an office area, even a ‘hangout’ space for older children! The exterior siding has been recently replaced, and original oak hardwood flooring runs throughout most of the home. The six cottages included on the property are comprised of four 3-bedroom units and two 2-bedroom units, all of which have been well cared for + maintained, including various interior updates that have been completed over the years. A piece of Port Elgin’s history in a dream location- these comfortable cottages not only offer a major investment opportunity, but a stunning view of Saugeen Shores’ famous sunsets. Lot size is 128.23 ft x 132.15 ft x 83.72 ft x 66.09 ft x 44.06 ft x 198.25 ft. (id:22681)

4 Bedroom 2 Bathroom 1900

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale Open House
$359,000
16 SHORE Road, saugeen indian reserve #29, Ontario

16 Shore Road

Saugeen Indian Reserve #29, Ontario

Welcome to your dream beach getaway! Situated right on the pristine sandy shores of Sauble Beach, this charming property offers the ultimate beachfront living experience, with crystal-clear waters just steps away. Step into this cute and well-maintained cottage, where you'll immediately feel the cozy ambiance enhanced by the rustic pine walls and ceilings, giving it that authentic cottage charm. Enjoy breathtaking panoramic views of the famous Lake Huron sunsets from the comfort of your own retreat, providing a tranquil escape from the hustle and bustle of everyday life. Relax and unwind in your private side yard, complete with a fire pit, perfect for cozy evenings under the stars. This property features 3 bedrooms and 1 bath, ensuring plenty of space for family and friends to come together and create lasting memories. Additionally, three storage sheds offer extra space for storing beach essentials. Please note: The property requires a septic system upgrade. Lease fee: $9600, Service fee $1200. (id:22681)

3 Bedroom 1 Bathroom 715

Wilfred Mcintee & Co Ltd Brokerage (Southampton)

For sale Open House
$219,000
3 WAHBEZEE Drive, saugeen indian reserve #29, Ontario

3 Wahbezee Drive

Saugeen Indian Reserve #29, Ontario

For beach lovers this is a fantastic location just 450 feet to Frenchman’s Bay one of best, most private, white sand beaches on the Lake Huron west coast. This cosy and charming leased land waterfront cottage offers 2-bedroom 1 4 pc bath as well as bunkie built in 2007 for extra sleeping accommodation. The main living area offer an open concept with plenty of south facing windows for a bright and welcoming space also a wood stove for those chilly nights. Outside a large lakeside deck for entertaining, a well shaded and treed lot with open space for family fun. Septic as is & sellers have permit and contractor lined up and it will need to be replaced by the Buyer before 2026. The property is Band owned, fully furnished and move-in ready. Annual lease is $9600 plus service fee of $1200. Grab your beach towel and sun tan lotion and get ready for this summer at the beach. (id:22681)

2 Bedroom 1 Bathroom 680

Wilfred Mcintee & Co Ltd Brokerage (Southampton)

For sale Open House
$199,000
495 BRUCE ROAD 13, saugeen indian reserve #29, Ontario

495 Bruce Road 13

Saugeen Indian Reserve #29, Ontario

Delightful lake side oasis offering inspiring views of Lake Huron. The cottage underwent a major renovation in 2004 – fully gutted so new kitchen, bath, paneling, decks, windows and steel beams under cottage. The result is a charming 2 BR, 1 bath cottage with solid wood flooring and the warm glow of pine paneling throughout. A propane stove takes the chill of cooler nights. Large lakeside windows create a light and airy feel. A cute 12' by 8' shed with a balcony for visiting guests. Entertain on large road side deck (28’ by 8’) or lakeside deck (30’ by 9’). Fully furnished with dishwasher, window AC and propane stove. Lease fee is 9000 per year and service fee is 1000 per year. (id:22681)

2 Bedroom 1 Bathroom 600

Wilfred Mcintee & Co Ltd Brokerage (Southampton)

For sale
$2,195,500
502453 GREY ROAD 1, georgian bluffs, Ontario

502453 Grey Road 1

Georgian Bluffs, Ontario

Beautifully appointed luxury Georgian Bay waterfront home with 2400 sq. feet of living space perfectly secluded on a private landscaped setting with almost 200’ feet of pristine waterfront. Your personal sheltered harbour with a pier is in the very desirable Colpoy’s Bay. This custom 4 bedroom, 3 bathroom home was thoughtfully designed to capture the natural beauty of Georgian Bay. With panoramic views from the waterfront deck and the walkout lower level. Completely renovated, this remarkable home features a wall of new windows for an amazing view. The interior has had all new spray foam insulation. The stunning modern kitchen has quartz countertops, a large island with caesar stone, and all high-end appliances. Engineered hickory flooring throughout. All new electrical and plumbing upgrades. The trim and casings complete with ¾ solid pine. Two propane fireplaces and in floor heating in the all the bathrooms, you can stay cozy warm for the colder seasons. Both the house and bunkie have a steel roof. The 18’x24’ waterfront bunkie is fully insulated, heated and ready for your extra guests. The property boasts a detached 3 car garage with a full loft built in 2020 for all your toys. With two separate driveways, the one that leads to the house is erosion resistant and paved. The second driveway takes you directly to the water to launch your water toys. Just outside the front door there is a large sitting area tastefully done with stamped concrete. Surrounded by mature perennial gardens and mature trees, this is the perfect private waterfront home. Close proximity to Wiarton Golf Course, Bruce Trail, Sauble Beach and so many other features on the Bruce Peninsula. Fantastic cycling along this section of Grey Road 1, as recognized by Ontario Trails Council. Contact a REALTOR® today to book a viewing to see this STUNNING WATERFRONT property for yourself on the BRUCE PENINSULA! (id:22681)

4 Bedroom 3 Bathroom 2400

Exp Realty

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.