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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

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SHANNON DECKERS

Why Choose Us

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Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$525,000
789 16TH Street E, owen sound, Ontario

789 16th Street E

Owen Sound, Ontario

This charming 3-bedroom residence is a perfect blend of comfort, style, and convenience. Step into this beautiful haven that exudes the warmth and character of a century home together with modern elegance. The main floor boasts a spacious bedroom, offering the utmost in accessibility and flexibility. The recently renovated 5 piece main floor bathroom is a sanctuary featuring contemporary fixtures and tasteful finishes, with a large storage room/laundry off the side. There's a huge kitchen with loads of storage. Both living room and family room have natural gas fireplaces to warm the space. Details such as the restored wide trim, original hardwood floors, French doors and radiators create a homey atmosphere while freshly painted walls throughout provide a blank canvas for your personal touch. Other updates include some windows/doors, electrical, natural gas boiler, and low maintenance metal roof and vinyl siding. As you step outside the spacious family room, you'll discover a covered deck, perfect for entertaining or simply unwind with a cup of coffee. Beyond the deck lies a large fenced in backyard, providing ample space for outdoor activities, gardening, or creating your own private oasis. The property also features a newly built garage, with hydro and oversized doors on each side for drive through convenience, offering secure parking or storage space for tools or toys. With plenty of parking available, 2 more bedrooms upstairs with a full bathroom, entertaining is a breeze. The kitchenette is a fantastic addition, providing a convenient and functional space for overnight guests or boarding family or tenants. It could also work as a great space for a small home business. Walkable to all eastside amenities. This home is not just a residence; it's a lifestyle. Imagine enjoying the tranquility of the backyard, and relishing the convenience of main floor living all while still having the space and function to entertain! This property is ready to welcome you home. (id:22681)

3 Bedroom 2 Bathroom 1998

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

For sale
$450,000
567 13TH STREET A W, owen sound, Ontario

567 13th Street A W

Owen Sound, Ontario

Beautiful 2 bedroom home on a quiet street on the west side of Owen Sound. Are you looking for a home with 2 parking spaces in front of the house, a front deck and a backyard deck? This home has it all. Walk into the front foyer and you will see a nice size living room, dining room with built in shelves, a large family room and a good size office. The upstairs has a large master bedroom with build in drawers and dressers and you will see that the 2nd bedroom has build in bunkbeds. This may be your home sweet home. (id:22681)

2 Bedroom 1 Bathroom 1364

Exp Realty

For sale
$1,099,888
161 PINE VIEW Drive, west grey, Ontario

161 Pine View Drive

West Grey, Ontario

Welcome to Forest Creek Estates, a preferred neighbourhood just minutes from Hanover. This 5 bed, 3 bath bungalow, built in 2020, is situated on a large, 1.63 acre estate lot. This is one of the more private lots in the neighbourhood, located on a cul-de-sac, surrounded by trees and backing onto farmer's fields. The main floor features a bright, open-concept living room with cozy fireplace and cathedral ceilings. The spacious kitchen boasts quartz countertops, Barzotti cabinets, new, custom backsplash, and large island. From the dining area access the large deck (complete with BBQ hook-up) through large sliding doors. The primary bedroom features a large walk-in closet and luxurious, 5 piece ensuite bath. Two further bedrooms, a 4 piece bathroom, and laundry/mud room complete the main floor. Downstairs, the fully finished lower level boasts an additional two bedrooms, a 3 piece bathroom, spacious rec room, storage, a utility room, and a convenient walk-up to the garage. This up-and-coming neighbourhood is quickly expanding and residents enjoy access to walking trails and nearby beautiful Boyd Lake. (id:22681)

5 Bedroom 3 Bathroom 2924

Royal LePage Rcr Realty Brokerage (Hanover)

For sale
$679,000
455 WATERLOO Street, port elgin, Ontario

455 Waterloo Street

Port Elgin, Ontario

Welcome to your new home. Situated on a mature partially fenced lot measuring 66 x 164; this freshly painted 5-level sidesplit home offers the perfect blend of comfort and style. There are 4 bedrooms, and 1.5 baths, it's efficiently heated with a gas forced air furnace and cooled with central air. Immediate occupancy is available no waiting, just unpack and settle in to enjoy this summer. The main floor features a living room, dining room with garden doors to a nice size deck complete with gas BBQ, and an eat-in kitchen. The bedrooms are spread out with two on the second level and two on the 3rd level. The basement has a nice size family room with cozy gas fireplace and there is one more level for your workshop, laundry and storage. Close to Elementary Schools: makes school runs a breeze. Shingles were replaced in 2012 and this home comes complete with 6 appliances, gas BBQ and a hot tub. (id:22681)

4 Bedroom 2 Bathroom 1788

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$649,000
103 MAPLE GROVE Lane, georgian bluffs, Ontario

103 Maple Grove Lane

Georgian Bluffs, Ontario

Great location for this all stone, water view back split. Outside has a recent 300' upper level deck off the bedrooms, wonderful landscaping, paved drive, large back yard and a nice little storage shed. Interior features include recent custom cherry kitchen with granite counters, stainless steel appliances, replaced vinyl windows, forced gas air furnace, central air, 3 bedrooms and 2 full bathrooms. Extra washer and dryer hookups in the upstairs linen closet. Down stairs could easily be converted to a granny flat with an additional kitchenette installed. (id:22681)

3 Bedroom 2 Bathroom 1920

Ron Hopper Real Estate Ltd Brokerage

For sale
$998,000
2391 9TH Avenue E, owen sound, Ontario

2391 9th Avenue E

Owen Sound, Ontario

Adasha custom built home, built by the Builder for the builder. This is truly a show case home, with its grand foyer upon entering the front door to the bright spacious living room, opening to a magnificent kitchen dining area, with large windows, a set of French doors lead themselves to a spacious back yard completely fenced, with deck and electrical awning for instant shade. The house itself has 3 nice size bedrooms upstairs with the master having its own ensuite and walk in closet. The garage is an oversized double with access to the house the backyard and the front yard, the garage entrance to the house to a large back entrance with a 1/2 bath. It really shows as a Custom Home should with upgrades, large rooms and plenty of space. The basement is unfinished but has a completed 4 piece very large bathroom, as well as all the stud wall in place, all it needs is the drywall, and flooring to finish it off. A lovely studio in the back yard 12X12 new french doors. Brand New Stove, hot water heater Gas, New furnace motor, New fridge. New Opening kitchen window. in ground irrigation system. House is wired for both Bell and Rogers. (id:22681)

3 Bedroom 4 Bathroom 2000

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

For sale
$499,900
178 BRITANNIA Road W, goderich, Ontario

178 Britannia Road W

Goderich, Ontario

Welcome to 178 Britannia Road W in Goderich! This well-maintained bungalow offers a cozy and comfortable living space. The property features a 14’x15’ detached garage and a convenient asphalt driveway. As you approach the home, you'll notice the inviting new front porch, perfect for enjoying your morning coffee. Inside, the main floor boasts 1488 square feet of total finished space. There are two spacious bedrooms, each with its own closet, providing ample storage. The updated 4-piece bathroom adds a touch of modern elegance. The open-concept living/dining room creates a welcoming atmosphere, with open sight lines that lead into the bright and functional kitchen. High-quality window coverings throughout the home add a touch of style and privacy. The fully finished basement offers even more living space, with an additional bedroom, a 3-piece bathroom with laundry facilities, and a cozy rec room. The basement has been updated with new flooring, adding a fresh and modern touch. Storage won't be an issue, thanks to the ample space in the utility room. This home is heated with natural gas-forced air and also includes air conditioning, ensuring year-round comfort. Step outside onto the new deck in the backyard, perfect for relaxing or entertaining guests. Location-wise, you'll love the convenience of being within walking distance of the square, where you can enjoy local shops and restaurants. For nature lovers, the Goderich Lighthouse is just 700 meters away, offering stunning views of Lake Huron which offers incredible sunsets. And if you're in the mood for a beach day, Goderich Main Beach is only 1.3 kilometers away, providing the perfect spot for sun and sand. Whether you are looking for your first home or seeking to downsize in a low-maintenance bungalow – this could be the property for you! (id:22681)

3 Bedroom 2 Bathroom 1312

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$749,900
642 8TH Street W, owen sound, Ontario

642 8th Street W

Owen Sound, Ontario

Fantastic location! 2 story semi-detached home located on a quiet street close to Hillcrest and West Hill Schools. Walking distance to many amenities including a grocery store and a drug store. Over 2500 square feet the house features a large great room with fireplace and walkout to a large pressure treated deck. Kitchen is large with an island and quartz counter top. There's hardwood flooring throughout the main level and upstairs hallway. The bathrooms and laundry room are ceramic tile. Master ensuite has acrylic shower and quartz counter top. Bedrooms and downstairs family room are carpet. 4 piece family bathroom and 3 piece lower level bathroom have laminate counter tops. 4th bedroom is located in lower level. Laundry room has cupboards an laminate countertop. Your choice of fireplace in the main floor living room or the lower level family room. Fully covered front porch, concrete drive and walkway to front door. Finished garage with automatic door opener. Shouldice stone exterior on majority of front and around entire main level. 10' x 12' pressure treated deck in back. High efficiency gas, forced air furnace. Heat recovery ventilation system exhausting the air from bathrooms, laundry and kitchen. Central air conditioning. Fully sodded yard. (id:22681)

4 Bedroom 4 Bathroom 2505

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$2,481,100
215588 CONCESSION 4, chatsworth, Ontario

215588 Concession 4

Chatsworth, Ontario

Nestled on the outskirts of Owen Sound, this stone-sided bungalow offers a tranquil retreat on a sprawling 50-acre property. Boasting 3+1 bedrooms & 2 baths this home exudes comfort & functionality. Step inside to discover a spacious living rm, seamlessly connected to the kitchen with ample cabinetry. The adjacent dining room provides the perfect space for hosting gatherings. A single car attached garage, provides access into a mudroom + wine cellar. Additionally, a main floor laundry room doubles as a pantry. This bungalow offers 4 bedrms with another on the lower level. The finished walkout lower level is designed for versatility, ideal for an in-law suite offering direct access out for easy separate living arrangements. Storage abounds in this home. Outdoor enthusiasts will delight in the array of outbuildings, including a heated workshop measuring 30'x60' with a hydraulic lift, running water, a wood stove, hydro and more perfect for woodworking or pursuing various trades & hobbies. Additionally, a barn/storage building measuring 50'x60' with hydro. A run-in 16'x28' offers a shelter for horses or cattle. Just minutes from McCullough and Williams Lake, and a 30-minute drive to Beaver Valley and Story Book Park. Nearby hiking, snowmobiling trails, and the renowned Saugeen River. This property is ideal for hobby farmers, entrepreneurs, or anyone who appreciates the beauty of the countryside, offering endless possibilities. Don't miss out on this extraordinary opportunity to own a scenic landscape. (20 Acres Workable. Hardwood & Softwood Throughout). (id:22681)

4 Bedroom 2 Bathroom 3533

Exp Realty

For sale
$2,481,100
215588 CONCESSION 4, chatsworth, Ontario

215588 Concession 4

Chatsworth, Ontario

Nestled on the outskirts of Owen Sound, this stone-sided bungalow offers a tranquil retreat on a sprawling 50-acre property. Boasting 3+1 bedrooms & 2 baths this home exudes comfort & functionality. Step inside to discover a spacious living rm, seamlessly connected to the kitchen with ample cabinetry. The adjacent dining room provides the perfect space for hosting gatherings. A single car attached garage, provides access into a mudroom + wine cellar. Additionally, a main floor laundry room doubles as a pantry. This bungalow offers 4 bedrms with another on the lower level. The finished walkout lower level is designed for versatility, ideal for an in-law suite offering direct access out for easy separate living arrangements. Storage abounds in this home. Outdoor enthusiasts will delight in the array of outbuildings, including a heated workshop measuring 30'x60' with a hydraulic lift, running water, a wood stove, hydro and more perfect for woodworking or pursuing various trades & hobbies. Additionally, a barn/storage building measuring 50'x60' with hydro. A run-in 16'x28' offers a shelter for horses or cattle. Just minutes from McCullough and Williams Lake, and a 30-minute drive to Beaver Valley and Story Book Park. Nearby hiking, snowmobiling trails, and the renowned Saugeen River. This property is ideal for hobby farmers, entrepreneurs, or anyone who appreciates the beauty of the countryside, offering endless possibilities. Don't miss out on this extraordinary opportunity to own a scenic landscape. (20 Acres Workable. Hardwood & Softwood Throughout). (id:22681)

4 Bedroom 2 Bathroom 3533

Exp Realty

For sale
$299,000
PT LT 6 BASELINE Road, grey highlands, Ontario

Pt Lt 6 Baseline Road

Grey Highlands, Ontario

Discover tranquility on this spacious 2-acre lot nestled within the serene beauty of Grey Highlands. Adorned with lovely maple trees, this property offers a rare opportunity for those seeking a pristine building lot in the area. Set on a quiet dead-end road, it provides a peaceful backdrop for your future home. With potential for a walkout basement, ample room for a workshop, and even a treehouse for the little ones, there's plenty of space to bring your dreams to life. Enjoy the desirable east-west orientation for soaking in sunrise and sunset views. Conveniently located between Markdale and Flesherton, and just a short drive from Irish Lake, this property offers the perfect blend of rural tranquility and accessibility for your family's enjoyment. **a laneway on the neighboring property (vacant land) has given permission to park and walk into this parcel from the south side for convenience. All access is at a buyers own risk and liability. Front corner boundaries marked with additional pink wooden stakes. (id:22681)

RE/MAX Summit Group Realty Brokerage

For sale
$899,000
58 GREY Street N, southampton, Ontario

58 Grey Street N

Southampton, Ontario

Welcome to 58 Grey St. North. This charming 2 bedroom home, nestled in the heart of Southampton offers an exquisite blend of comfort and convenience, perfectly situated just steps away from Fairy Lake, the Chantry Centre, and downtown shops. Crafted in 2021 with an attention to detail by Devitt Uttley Traditional builders, this home boasts a mix of timeless architecture and contemporary amenities. Step inside to experience the detail and warmth. Encompassing modern comforts, this residence features gas forced air heating, air conditioning, and a gas fireplace, ensuring year-round comfort regardless of the season. Take a moment to unwind and soak in the serene surroundings on the inviting covered front porch, where mornings begin with a cup of coffee and evenings are spent watching the world go by. Embracing the ethos of sustainability, the property showcases eco-friendly landscaping, offering a lush backdrop while minimizing environmental impact. A concrete driveway and a robust steel roof system provide durability and longevity, ensuring peace of mind for years to come. Convenience is key with an attached garage, providing ample space for parking and storage, while enhancing the overall functionality of the home. Whether you're hosting intimate gatherings or enjoying quiet moments of solitude, this residence offers the perfect canvas for creating lasting memories. Don't miss the opportunity to make this your forever home or 4 season cottage and start a new chapter, living in Southampton's most coveted locale. Schedule your private viewing today. (id:22681)

2 Bedroom 3 Bathroom 1423

Royal LePage D C Johnston Realty Brokerage

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.

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