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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

BOTTLES OF PERRIER

SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

New Listings

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For sale
$849,900
210 DENSTEDT Street W, listowel, Ontario

210 Denstedt Street W

Listowel, Ontario

As you enter the home, you're greeted by a beautiful ceramic tile foyer with a double closet. The main floor features an open-concept layout with gorgeous hardwood floors and a natural gas fireplace, creating a warm and inviting atmosphere. The living room also has a tray ceiling, which adds a touch of architectural detail that adds a whole lot of elegance. Now, let's talk about the kitchen. It's truly a chef's dream! With ample cabinet space, granite countertops, stainless steel appliances, and a spacious island that can accommodate 3 barstools, making this the perfect setting to entertain guests or enjoy a peaceful Sunday dinner with family. The dining area, which seamlessly flows from the kitchen, also has ceramic tile flooring, adding a stylish touch while being functional and durable. The primary bedroom is a tranquil retreat, boasting plenty of natural light and a double closet. The ensuite bathroom is like a spa, featuring a large soaker tub and a walk-in shower. It's the ultimate space to relax and unwind. Convenience is key with the main floor laundry, complete with additional cupboard space and a sink. Rounding out the main floor you will find a second bedroom and the primary 4-piece bathroom across the hall, which is perfect for guests. Heading downstairs, you'll find an oversized rec room that's perfect for entertaining. It even includes a quality pool table and a bar area with a sink and bar fridge. The basement also offers an additional bedroom, a den, and a 3-piece bathroom with a walk-in tile shower. The entire house is heated with a natural gas furnace and cooled with central air, ensuring comfort throughout the year. Outside, the property is a true oasis. The oversized deck is great for outdoor gatherings, and the covered outdoor natural fieldstone fireplace adds a cozy ambiance. You'll also find a shed with lights and hydro, providing extra storage space. And the pond surrounded by beautiful landscaping adds a touch of serenity to the backyard. (id:22681)

3 Bedroom 3 Bathroom 2855

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$725,000
1076 BRUCE ROAD 15, brockton, Ontario

1076 Bruce Road 15

Brockton, Ontario

Set against the backdrop of a rolling pastoral landscape, this charming country farmhouse with heated 2,700+ square foot shop is nestled on 1 full acre of land peppered with grand evergreens and deciduous trees. This picturesque property in Brockton offers the best of both worlds: an idyllic country retreat secluded enough for you to enjoy the tranquility of a rural lifestyle yet just an easy 20 minute drive to Kincardine for all your amenities. Large, updated, and well maintained family home with 4 bedrooms, 2 bathrooms, and fabulous backyard. The sparkling pool offers a refreshing escape on warm summer days, while the hot tub provides year-round luxury. The inviting wrap around porch beckons you inside, where you'll find spacious principle rooms, wide plank hardwood floors, and a bright and cheery open concept design. With 4 ample bedrooms upstairs, there's room for family, guests, or even a home office: country living with the convenience of the city allows you to work from home with high-speed Internet. New flooring has been installed in the living room, bathroom and two bedrooms in 2024. Behind the home you’ll find an impressive 36x76 detached shop with 3 bays, a new commercial-grade hoist (2020), and 200 amp service. Whether you're a car enthusiast, do-it-yourselfer, or a small business owner, this shop provides the ultimate space for all your endeavours. The 1-acre lot provides plentiful room for gardening, outdoor play, or simply soaking up the beauty of nature. Isn't it time you moved to the country? (id:22681)

4 Bedroom 2 Bathroom 2500

Keller Williams Realty Centres

For sale
$799,000
164 BALMY BEACH Road, georgian bluffs, Ontario

164 Balmy Beach Road

Georgian Bluffs, Ontario

Location, Location, Location, EXECUTIVE Home, EXECUTIVE Area, It's Time To Make an EXECUTIVE Decision to join the Highly Sought after Balmy Beach Area Home Owners. Wired For EV Charger in garage, Complete Interior New Paint, Top of the Line Front Door Newly installed with Door Bell Camera {$8,000.00.] Living Room has Brand New Luxury Vinyl Flooring, Basement Finishes all New, C/Air/Furnace Heatpump Serviced regularly since New. Swimming Pool and Hot Tub Maintained professionally. Natural Gas has been brought to the rear of the home. This property must be seen as very rarely do Homes of this Quality at this price come available. The Beach, Tennis Courts, Trails, Boat Launch and Small Grocer/LCBO are all within walking distance via a stroll along Old Beach Drive where you will enjoy stunning views over Georgian Bay. Minutes from the renowned Legacy Ridge Golf Club and Cobble Beach Golf Resort. (id:22681)

3 Bedroom 3 Bathroom 2520

Keller Williams Realty Centres Brokerage (Wiarton)
Keller Williams Realty Centres

For sale Open House
$694,900
1685 9TH Avenue E Unit# 3, owen sound, Ontario

1685 9th Avenue E Unit# 3

Owen Sound, Ontario

Fantastic new large upscale condos boasting over 1700 sq. feet on the East Side of Owen Sound. 3 bedroom 2 1/2 baths, (main floor bedroom has ensuite). Open concept, main floor with high ceilings give these townhomes a grand feeling. Mezzanine family room above the dining area. Attached single car garage. Shouldice stone and Vinyl siding exteriors, with paved driveways, cement walks make for beautiful curb appeal. The ICF construction goes all the way to the roof line. Additional features include auto garage door opener with key pad, 6 engineered hardwood floors and stairs, porcelain tile in bathrooms and entrance ways, 6 baseboards, thermal low E vinyl windows, designer lights, master bedroom shower is glass and porcelain tile, quartz countertops in kitchen and all bathrooms, stainless steel hardware. Patio doors open on to a great deck overlooking back yard. Optional finished basement includes a mini kitchen, 3 piece glass and tile bathroom and vinyl floor. PLEASE VIEW MLS#40491175 FOR VIRTUAL STAGED PICTURES (id:22681)

3 Bedroom 3 Bathroom 1773

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale Open House
$759,900
1685 9TH Avenue E Unit# 7, owen sound, Ontario

1685 9th Avenue E Unit# 7

Owen Sound, Ontario

Fantastic new large upscale condos boasting over 2200 sq. feet on the East Side of Owen Sound. 4 bedroom 3 1/2 baths, (main floor bedroom has ensuite). Open concept, main floor with high ceilings give these townhomes a grand feeling. Mezzanine family room above the dining area. Attached single car garage. Shouldice stone and Vinyl siding exteriors, with paved driveways, cement walks make for beautiful curb appeal. The ICF construction goes all the way to the roof line. Additional features include auto garage door opener with key pad, 6 engineered hardwood floors and stairs, porcelain tile in bathrooms and entrance ways, 6 baseboards, thermal low E vinyl windows, designer lights, master bedroom shower is glass and porcelain tile, quartz countertops in kitchen and all bathrooms, stainless steel hardware. Patio doors open on to a great deck overlooking back yard. Finished basement includes Living area, a mini kitchen, 3 piece glass and tile bathroom, 4th bedroom and vinyl floor. Appliances $10,000 extra - 2 fridges, 1stove, 1 dishwasher, stackable washer and dryer. (id:22681)

4 Bedroom 4 Bathroom 2223

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale Open House
$999,900
325 6TH Avenue W, owen sound, Ontario

325 6th Avenue W

Owen Sound, Ontario

Beautiful 4 bedroom 3 bath bungalow with 2 car garage in Woodland Estates. 1594 square feet on main floor has 2 bedrooms up and 2 bedrooms down. The great room features 9' ceilings, lots of cupboards, quartz countertops, a large kitchen island, a gas fireplace and patio doors to a 10' X 21' partially covered deck, with stairs to the sodded yard. Large master has walk-in closet and 4 piece quartz counter top ensuite featuring tiled shower and free standing tub. Main floor laundry/mudroom has cabinets and countertop. Main floor has hardwood throughout except in the foyer, baths and laundry where there is ceramic tile. The lower level has 8'6 ceilings except for duct work. Large family room has 2 good size bedrooms going off it and a 3 piece bath. Large utility room completes the basement. The outside boasts Shouldice Stone all the way around 2 car garage with cement driveway and cement walk to the covered front porch. (id:22681)

4 Bedroom 3 Bathroom 2972

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale Open House
$697,500
753 PRINCESS Street, mount forest, Ontario

753 Princess Street

Mount Forest, Ontario

Priced to Sell. This 2 + 2 bedroom, 2 bath side split shows Pride of Ownership throughout. Located on a quiet street close to the hospital, medical centre, arena with walking track, and soccer fields. Some of the features are main floor laundry, gas furnace and gas fireplace in rec room and attached garage. Move Right In. (id:22681)

4 Bedroom 2 Bathroom 1428

Royal LePage Rcr Realty Brokerage (Mf)

For sale Open House
$1,215,000
345 BEECHWOOD Drive, georgian bluffs, Ontario

345 Beechwood Drive

Georgian Bluffs, Ontario

Welcome to this majestic home, boasting 2600 square feet of luxurious living space on just less than .4 acres nestled in Forest Heights neighborhood where homes rarely come FOR SALE. As you enter you'll immediately be greeted by an abundance of natural light. The main level features a sunken family room, perfect for relaxing evenings by the gas fireplace or entertaining guests at the built-in wet bar. The adjacent oak kitchen is a chef's dream, with ample cupboard space, quartz countertops, and a convenient breakfast area with patio doors leading to a spacious cedar deck – ideal for al fresco dining or enjoying morning coffee. Convenience is key with main floor laundry facilities, complete with a sink, as well as a 2-car garage along with space for 6 cars on the concrete drive and stamped concrete walkway to back yard. A cozy living room and dining area provide additional space for gatherings, while a well-appointed office offers built-in oak cupboards and desk space. Ascending the oak staircase to the upper level, you'll find four generously sized bedrooms, including a master retreat boasting twin double closets, a large ensuite bathroom with soaker tub and walk-in shower. A 4-piece guest bathroom serves the remaining bedrooms, ensuring comfort and convenience for family and visitors alike. The basement offers further potential with a guest room, cold room, and a generously sized unfinished area awaiting your personal touch – whether you envision a home gym, recreation room, or additional living space, the possibilities are endless. With its blend of elegance, functionality, and potential for customization, this exquisite property offers the perfect canvas for creating your dream home. Don't miss the opportunity to make this your own sanctuary in a desirable neighborhood. Minutes from your front door are walking trails through conservation area and Harrison Park Schedule your showing today and envision the possibilities awaiting you at this remarkable address. (id:22681)

4 Bedroom 3 Bathroom 2600

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$219,000
302694 DOUGLAS Street, west grey, Ontario

302694 Douglas Street

West Grey, Ontario

PERFECT LOCATION FOR SENIORS, 55+, RETIREES & EMPTY NESTERS. VERY PRIVATE LOT, BACKS ONTO FARMERS FIELD. JUST 10 MIN. TO HANOVER & 5 MIN. TO DURHAM. NATURAL GAS FURNACE INSTALLED FOR INEXPENSIVE HEATING. WELL MAINTAINED AND PRICED TO SELL. (id:22681)

2 Bedroom 1 Bathroom 1132

RE/MAX Land Exchange Ltd Brokerage (Hanover)

For sale Open House
$769,900
906 TANGLEWOOD Drive, point clark, Ontario

906 Tanglewood Drive

Point Clark, Ontario

Welcome to this stunning 3 bedroom, 2 bathroom Brick bungalow nestled in the heart of Point Clark – a desirable, quiet lakeside community. The property exudes incredible curb appeal and showcases the owner's pride of ownership both inside and out. Set on a large 100' x 150' lot, the home is perfectly set on the lot offering a good balance of green space. This exquisite home has a list of desirable features highlighted with an amazing new kitchen renovated in 2022, offering both style & functionality. Enjoy the convenience of main floor living and be awed by the cathedral ceiling in the spacious living room accompanied by the wood burning fireplace, adding to the overall comfort & grandeur of the space. One of the features you will appreciate the most is the abundance of natural light, with ample windows looking out to the backyard. The basement offers a unique opportunity for a workshop or hobby room with an abundance of storage space including a traditional cold cellar. Outside, the property is enveloped by cedar fencing, and soon the special tall grass will help providing total privacy and seclusion during the summer months, making this space perfect for outdoor relaxation and entertaining. The fresh landscaping enhances the beauty of the surroundings, creating an overall inviting vibe. The attached garage is the perfect place to park your car with ample room for additional storage along with the detached storage shed. The sprawling double-wide concrete laneway offers ample parking suitable for you and all of your guest. Don't miss this opportunity to own a piece of paradise in this charming lakeside community. Live in luxury and comfort in this meticulously maintained bungalow. (id:22681)

3 Bedroom 2 Bathroom 1650

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$769,900
76 FISCHER DAIRY Road, walkerton, Ontario

76 Fischer Dairy Road

Walkerton, Ontario

3 bedroom 2 1/2 bath 2,270 ft.² home ready for immediate occupancy. Situated in a modern neighbourhood located close to schools and recreation areas. Many quality features of this home include quartz countertops, ground floor laundry, large en-suite washroom & WIC in the principal bedroom, ground floor office/den, a covered front porch & an overhead door at the back of the attached double car garage to allow access to the large rear yard. Quality JEMA home built by this Tarion registered builder. (id:22681)

3 Bedroom 3 Bathroom 2270

Coldwell Banker Win Realty Brokerage

For sale
$774,900
362534 LINDENWOOD Road, georgian bluffs, Ontario

362534 Lindenwood Road

Georgian Bluffs, Ontario

This charming 4-bedroom, 1-bath bungalow on 26.58 acres of pristine land with the bonus of waterfront access to Francis Lake, provides endless opportunities for fishing, boating, or going for a walk on your own property with mature trees and abundant wildlife, offering a picturesque backdrop for daily adventures and tranquil moments. The comfort of four bedrooms, including a large master bedroom added in 2006 for modern comfort and relaxation. Convenience meets functionality with main floor laundry facilities, ensuring effortless household chores. An oversized garage and a welcoming circular driveway provide easy access and ample parking for both residents and guests. Well and septic. 660 feet of road frontage and no visible neighbors, revel in the utmost privacy and serenity, creating a true sanctuary away from the hustle and bustle of city life. Don't miss the opportunity to make this tranquil oasis your own! (id:22681)

4 Bedroom 1 Bathroom 1100

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.