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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

BOTTLES OF PERRIER

SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

New Listings

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For sale
$829,900
694 17TH STREET CRESCENT, hanover, Ontario

694 17th Street Crescent

Hanover, Ontario

Beautiful new 2 storey home in a mature subdivision, backing onto the trees and walking trail! This 1971 sq ft Candue build is perfect for a family with 3 bright levels of finished living space, including the walkout basement. This home features a 2 level entry and offers an open concept living space with vaulted ceiling & stone fireplace, large kitchen with quartz countertops, walk-in pantry, and walkout from the dining area to your covered deck. You'll also find a 2 piece bath and entrance to the attached 25’ x 24’ garage through the mudroom with built in bench and storage. The 3 bedrooms are all located on the 2nd level, including the master with ensuite and a walk in closet. An additional bathroom with double sinks supports the other bedrooms, and laundry is conveniently located at the end of the hall. Basement comes fully finished, with lots of room for games or entertainment space, along with another 2 piece bathroom, and walkout to your back yard. *Interior photos in listing are from a previously built home with similar layout and finishes. (id:22681)

3 Bedroom 3 Bathroom 1971 sqft

Keller Williams Realty Centres

For sale
$639,900
192 12TH Avenue, hanover, Ontario

192 12th Avenue

Hanover, Ontario

Welcome to your spacious family home. This remarkable, 2 story home is the perfect place to raise a family. The second floor offers 4 bedrooms and a full bath plus the basement has the potential for one more bedroom, (perfect for accommodating a growing family or hosting guests). Start your mornings on the relaxing front porch and unwind in the afternoons beneath the large Sunbrella retractable awning in your private backyard. Catch some rays by the 18x32 above-ground pool with a partial deck that overlooks the fenced-off kitchen gardens where farm-to-table freshness awaits. The main floor has undergone substantial upgrades, including new flooring, trim, and kitchen cabinets in 2021. But the enhancements don't end there—since 2021, the main floor and upper windows and doors have been replaced, the concrete driveway expanded to accommodate 4-6 vehicles, the panel box upgraded to 200 amps, and siding, soffit, fascia, and eavestroughs replaced in 2023, along with a new furnace installation. Nestled on a 165-foot-deep lot, this property offers the quintessential backyard retreat for nature enthusiasts and green-thumbed gardeners alike. Additionally, the main floor features a versatile room perfect for a home office, offering tranquil views of the backyard—ideal for remote work setups. Call today to arrange to see this home. You will be glad you did. (id:22681)

4 Bedroom 3 Bathroom 2496 sqft

Peak Edge Realty Ltd.

For sale
$789,000
457 BRUCE ROAD 13, saugeen indian reserve #29, Ontario

457 Bruce Road 13

Saugeen Indian Reserve #29, Ontario

Nestled on the shores of Lake Huron, this 1700 sq ft property, plus garage & studio, exudes the timeless charm of Yellowstone. With a design that seamlessly blends modern luxury and rustic allure, every corner of this retreat resonates with the spirit of the great outdoors. Step inside to discover interiors adorned with wood accents, invoking a cozy Yellowstone ambiance. The slate floors in the foyer and bathrooms add a touch of rugged elegance. Indulge in the gourmet kitchen boasting granite countertops and stainless-steel appliances. Retreat to the spacious master suite, offering breathtaking views of the lake, a walk-in closet, and a rejuvenating jacuzzi tub. Entertain guests on the upper and lower decks, complete with a full outdoor kitchen and bar area. Unwind in the hot tub as you stargaze under the vast Bruce County sky. Embrace eco-friendly living with solar panels adorning the roof, providing sustainable energy. Stay cozy year-round with insulation, including FA electric furnace and a heatilator wood fireplace. This property features a studio over the garage, perfect for a home office or creative space. Escape the ordinary and experience the essence of Yellowstone living in this remarkable retreat. Schedule your tour today and embark on a journey of natural beauty and unparalleled comfort. Exceptional infrastructure includes a full foundation and partial basement with walkout, shore well that is fully treated, an approved 1500 gal. septic system and all new windows. Annual lease $9000, service fee $1200. (id:22681)

3 Bedroom 2 Bathroom 1710 sqft

Wilfred Mcintee & Co Ltd Brokerage (Southampton)

For sale
$395,000
132 MAPLE Drive, northern bruce peninsula, Ontario

132 Maple Drive

Northern Bruce Peninsula, Ontario

Immerse yourself in the beauty of the Bruce Peninsula with this delightful 3-bedroom, 1-bath cottage, perfectly located near Miller Lake—one of the most desired inland lakes in the region. This well-maintained property offers a peaceful getaway just steps from the lake's public water access, inviting you to enjoy leisure and recreation in a picturesque setting. The cottage was lifted onto a new foundation approximately in 2005, ensuring durability and stability. Its roof, replaced about three years ago, and a recently renovated bathroom add modern comfort to its rustic charm. New flooring enhances the inviting atmosphere, perfect for leisurely lakeside living. The property also features a 12x18 garage constructed in 2012, ideal for storing boats, kayaks, and other recreational gear. The basement is usable, presenting opportunities for further customization—whether for additional living space or storage for your lake life essentials. Strategically located, the cottage is a mere 23-minute drive from the vibrant town of Tobermory and only 17 minutes from the charming community of Lion's Head, making it easy to access local amenities, dining, and shopping while still enjoying the seclusion and beauty of a cottage getaway. Seize this rare opportunity to own a slice of paradise in the Miller Lake community, a gem renowned for its crystal-clear waters and scenic beauty. This cottage is your gateway to experiencing the best of Bruce Peninsula's natural allure. Don't miss out, you deserve it!! (id:22681)

3 Bedroom 1 Bathroom 845.9 sqft

Keller Williams Realty Centres

For sale
$69,900
27 COVE OF CORK Road, neyaashiinigmiing, Ontario

27 Cove Of Cork Road

Neyaashiinigmiing, Ontario

Nestled amidst the serene beauty of Georgian Bay, this enchanting 2-bedroom cottage offers a tranquil escape from the hustle and bustle of everyday life. Situated on leased land, it's a unique opportunity to own a piece of paradise in Neyaashiinigmiing, one of Ontario's most coveted regions. As you approach, a quaint, private roadway leads you through lush foliage, setting the scene for the tranquil haven that awaits. The cottage itself exudes timeless rustic charm. Step inside to discover a cozy interior. Imagine unwinding here after a day of exploration, basking in the warmth of the crackling woodstove as you recount adventures with loved ones. The cottage offers 2 bedrooms, a kitchen, living area and a covered sun porch to enjoy your morning coffee. Outside, you will find a deck, hand made outdoor shower, spacious back yard for outdoor games and the upmost privacy. With an outhouse for convenience, you can immerse yourself in the natural surroundings & enjoy a full cottage experience. The expansive grounds offer plenty of space for outdoor activities, from leisurely strolls along the shoreline to lively gatherings around a crackling bonfire. Surrounded by untouched wilderness & close to recreational amenities, this cottage promises an unforgettable retreat for those seeking solace by the water. Located in close proximity to a wealth of recreational amenities, including boating, fishing, and local hiking trails, this cottage promises endless opportunities for adventure and relaxation. You will love the beautiful community of Neyaashiinigmiing (formerly known as Cape Croker) which is administered by the Chippewas of Nawash Unceded First Nation. Explore the local light house, Bruce Trail, and visit the Cape Croker Park where you can camp and experience their annual Pow-wow. Welcome to your Bruce Peninsual retreat. Waterfront travelled road between. Annual Lease: $2400.00 + $612 service fee. (id:22681)

2 Bedroom 410.9 sqft

Keller Williams Realty Centres

For sale
$1,850,000
236216 GREY ROAD 13, grey highlands, Ontario

236216 Grey Road 13

Grey Highlands, Ontario

Welcome to an unparalleled opportunity to own a stunning 78-acre estate nestled in pristine countryside. This meticulously maintained property, situated at the highest point, offers unobstructed, awe-inspiring panoramic views that extend for miles. From the moment you enter, you are greeted by west-facing vistas that provide breathtaking sunsets. Lovingly cared for by its owners for over 45 years, the home reflects exceptional pride of ownership. Recent updates, including a new roof in 2021, full interior paint in 2022, and exterior paint with a new deck in 2023. The property features 35 workable acres currently managed by a local farmer, presenting endless possibilities. Whether you envision cultivating your own crops, creating a sprawling estate, or simply savoring the tranquility of rural living, this property offers a versatile canvas for your aspirations. Enhancing its natural beauty, over 6,000 trees planted by Trees Ontario adorn the landscape, providing both scenic appeal and environmental benefits for future generations. Strategically located between Kimberly and Thornbury, this estate ensures convenient access to a variety of amenities. It is near private ski clubs for winter sports and golf courses and marinas for summer fun. Or build your own ski hill and short course on the expansive grounds. This prime location perfectly balances tranquility and accessibility, allowing you to enjoy the peace of rural living while remaining within easy reach of urban conveniences. Do not miss this extraordinary chance to own a piece of paradise with views that must be seen to be believed. Whether you choose to renovate the existing home or build your dream estate, this expansive property provides endless opportunities to create the lifestyle you have always envisioned. Seize this moment and make this your once-in-a-lifetime retreat. Schedule your private viewing today and discover the beauty and potential of this remarkable property. (id:22681)

4 Bedroom 3 Bathroom 2514 sqft

Forest Hill Real Estate Inc. Brokerage

For sale
$689,000
143 LAKE Street, inverhuron, Ontario

143 Lake Street

Inverhuron, Ontario

What a view! Welcome to this remarkable lakeside retreat offering breathtaking evening sunsets and panoramic views across Inverhuron Bay, the North Point, and Provincial Park. A sand beach is right in front of the cottage this year with a flat limestone shelf for swimming. Or, if you prefer, sand bottom swimming is just a few steps away at the main sandy beach. This property offers iconic character. The 3-season cottage encompasses 1016 sq' of finished living space, featuring 3 bedrooms & 1 bathroom. You'll be captivated by the striking bevelled wooden panelling in the open Living and Dining Rooms. Can you find the hidden compartments? Stay cozy with a wood fireplace with a classic stone mantle, complemented by electric heat to keep the evening chill at bay. It also offers municipal sewer service & a recently tested, clean shared drilled well. Situated on a 55’ X 53’ lot, a playground is just a stone's throw away. The east portion has lovely stonework walls/ foundation, and a small crawl space; the west portion rests on piers. The exterior combines vinyl and Johns Manville siding, ensuring durability and low maintenance. Additional storage is provided by an attic hatch with a folding staircase and a newer 14’ X 8’ shed to the southern side. For generations, families have cherished the Inverhuron lifestyle, and now it’s your turn to create your own magical memories. Offering a short, low-traffic, 2-hour drive from Kitchener Waterloo and just 3-ish hours from Toronto, Burlington or Oakville, this location is easily accessible for weekend getaways or full-time lakeside living. While you might wish to do some updating, the “bones” are solid, and the setting, location, and views are simply spectacular. Bring your vision and turn this diamond in the rough into your dream cottage retreat. All measurements are approximate. Don’t miss out on this incredible opportunity! Contact your favourite REALTOR® today. (id:22681)

3 Bedroom 1 Bathroom 1016 sqft

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$599,000
789 LUSTIG Lane, port elgin, Ontario

789 Lustig Lane

Port Elgin, Ontario

Welcome to your idyllic retreat by the shores of Port Elgin! This charming three-bedroom, four-season cottage or home presents a great opportunity for an investment property, a family cottage or live here year round. Situated mere moments from Port Elgin's main beach and marina, this property offers a coveted location for both relaxation and profit if that appeals to you. Including most furniture, this turn key home makes this an ideal and easy investment, just move in and enjoy. Meticulously maintained and thoughtfully updated, this home boasts a series of enhancements, including windows, doors, and a 5-year-old roof. Step onto the front deck, perfect for soaking in the sun or savouring the peaceful surroundings. Inside, there's plenty of warmth with a natural gas furnace located in the crawl space, central air conditioning, and a gas fireplace for those cozy evenings. The bathroom has also been recently updated, featuring a tiled shower/tub combination. Currently leased for the summer season of 2024, prospective buyers have the flexibility to assume ownership early and capitalize on the full rental period or wait until after Labor Day to enjoy the late summer and fall ambiance. Don't miss this prime opportunity to enter the Saugeen Shores market and claim your slice of paradise. Whether seeking a personal getaway or a savvy investment, this home offers the perfect blend of lifestyle and financial potential. Seize the moment and make your dreams a reality! LOCATION LOCATION LOCATION. (id:22681)

3 Bedroom 1 Bathroom 1100 sqft

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale Open House
$729,900
16 TELFORD Street, oliphant, Ontario

16 Telford Street

Oliphant, Ontario

Looking for an escape? Why not Oliphant! Step inside to this modern and stylish 2019 built bungalow. Situated on almost 1/2 an acre of property this is the perfect place to finally breath a sigh of relief. Oliphant is located on the Beautiful Bruce Peninsula only a short drive to the famous beaches of Sauble and the growing community of Wiarton. Oliphant is well known for its many islands along the coast, great kite boarding and its fantastic fishing. This is an amazing place to relax, unwind and spend time with those who matter most to you. Inside the home you'll find high ceilings, bright natural light and a beautifully designed modern and stylish interior. This home was made great for entertaining and enjoying the company of friends and family. The home offers great high speed internet, a large and spacious kitchen with stunning quartz counter top space, new appliances, custom quality cabinetry and a large kitchen island perfect to pull up a stool and see what's cooking. The living room is a large and open concept design with large patio doors facing the back forest area and a propane fireplace insert perfect for warming up on a cold winters day. The east area of the home offers a primary bedroom with walkout patio doors and an ensuite with large tiled walk in shower and natural light. The west side of the home offer an additional 2 bedrooms and 4 -piece bathroom. The main floor also features laundry and good closet space for storage. Underneath the main floor you will find a 5ft crawl space throughout the entirety of the home providing great space for storage as well as access to all of the homes utilities. The front of the exterior features dark vinyl and wood siding and a great covered porch. The rear of the home offers a large deck across the entire back of the home creating great space for a full house as well as a peaceful view of the forest surroundings. If you are looking for a change it's time to try Oliphant. Call today to book your showing. (id:22681)

3 Bedroom 2 Bathroom 1368 sqft

Century 21 In-Studio Realty Inc.

For sale Open House
$689,000
19 LAURDO Crescent, oliphant, Ontario

19 Laurdo Crescent

Oliphant, Ontario

This stunning two-story home, built in 2018, offers the perfect blend of modern design and functionality. With its contemporary and thoughtful layout, it provides a spacious and comfortable living environment for you and your family. Step inside to discover an airy and light-filled interior, where large windows flood the space with natural light and offer picturesque views of the surrounding forest. The open-concept layout seamlessly connects the living, dining, and kitchen areas, creating an ideal setting for both daily living and entertaining. The main floor of the home also features a powder room, front office, laundry, storage and utility room and access to the garage. Upstairs, you'll find the three bedrooms, including a spectacular primary suite complete with a private ensuite bathroom and large walk in closet. Two additional bedrooms and 1 other bathroom offer generous size for allow for flexibility for guests and children. Outside, the property boasts a well-manicured yard eye catching exterior finishes and a large garage, providing plenty of space for activities and storage. Situated in a quiet and family-friendly neighborhood, and close to the lake, this home offers the perfect combination of tranquility and convenience. With its quality finishes, contemporary design, and desirable location, this 2018-built two-story home is sure to exceed your expectations. (id:22681)

3 Bedroom 3 Bathroom 1680 sqft

Century 21 In-Studio Realty Inc.

For sale Open House
$607,000
355 SIXTH Street N, sauble beach, Ontario

355 Sixth Street N

Sauble Beach, Ontario

Welcome to your next chapter at this enchanting 3+bedroom, 2-bathroom home or cottage bungalow, nestled just a short walk from the sands of Sauble Beach. This isn’t just a place to live—it’s a gateway to a lifestyle rich with sand, sunsets, & the rhythmic lapping of Lake Huron’s waves. As you step through the door, you'll feel the care and attention that have revitalized this home into a sanctuary of comfort & style. Roof was redone last year & updated thermal windows throughout also recently updated essentials such as updated plumbing fixtures—redone water system including updated pressure tank, submersible well pump, & water softener (2 yrs old)—every element ensures peace of mind and a seamless living experience. Imagine your days transitioning effortlessly from indoor serenity to outdoor celebration in the heart of this home: beside the property are 124 acres of municipal forest which creates a private backyard setting with an expansive patio designed for both grand parties and intimate gatherings. Here, a robust stone fireplace stands ready to warm cool evenings, while the outdoor kitchen invites you to master the art of the perfect barbecue, turning every meal into a festive event. Tucked away, you’ll find practical touches like the carport, offering sheltered access to the home alongside separate laundry facilities equipped with a recent-model washer and dryer. These conveniences meld functionality with the home’s overall charm. Beyond the confines of this beautiful property lies Sauble Beach, a vibrant community celebrated for its scenic beauty & lively spirit. Here, life is punctuated by seasonal festivals, bustling markets, & endless outdoor activities such as kayaking, fishing, and bird-watching. This bungalow is more than a home; it's a story waiting to be lived. Whether you're seeking a permanent residence or a seasonal retreat, this property promises a life filled with new memories, found within one of Ontario’s most beloved beach towns. Turnkey option (id:22681)

3 Bedroom 2 Bathroom 992.8 sqft

Keller Williams Realty Centres

For sale
$424,900
240 EGREMONT Street N, mount forest, Ontario

240 Egremont Street N

Mount Forest, Ontario

Cute, economical and move in ready !!! Located in a mature and nicely treed neighbourhood you will find this little gem. Within the last 10 years this home has been thoroughly rebuilt on the interior. It was stripped to the original brick walls (this home is a vinyl covered double brick home), the stud walls built out and then insulated with R20 insulation and drywalled. Other updates completed include the electrical and heating systems, the plumbing system, kitchen cabinets, washroom, flooring as well as exterior doors and windows. The roofing was just replaced in 2022. You will be able to relax on either of the 3 decks to enjoy the sunshine from sun up to sundown as there is no work to do but to cut the grass. (id:22681)

1 Bedroom 1 Bathroom 1000 sqft

Coldwell Banker Win Realty Brokerage

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

You Could Be Saving Money!

Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.