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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

BOTTLES OF PERRIER

SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$389,000
497 BIRMINGHAM Street W Unit# 210, mount forest, Ontario

497 Birmingham Street W Unit# 210

Mount Forest, Ontario

Maintenance free living is just a showing away. This 2nd floor west facing unit has modern paint and flooring. In the eat-in Kitchen you will see a large built in pantry which is ideal for storage and for those who love to cook. The open flow to the Living room allows light to come in the big bay window and brighten the whole living space. Controlled entry and an elevator make this home ideal for those looking for ease of life as well as security. Enjoy the evenings on the balcony and the great view of the Mount Forest Fireworks Festival each year! Large bedrooms, a 4pc bath and a storage area with laundry. Book your showing today and see what this lifestyle has to offer. (Interior Photos Coming May 1st). (id:22681)

2 Bedroom 1 Bathroom 1064

Coldwell Banker Win Realty Brokerage

For sale
$1,050,000
123 INGLIS Drive, grey highlands, Ontario

123 Inglis Drive

Grey Highlands, Ontario

Immerse yourself in the tranquil melody of a meandering river. Nestled at the end of a serene cul-de-sac, this riverside retreat beckons those seeking solace in the sounds of water. As you step inside this 4 bed, 4 bath home, you'll immediately feel the warm & inviting atmosphere. Featuring an updated & well-appointed kitchen with a breakfast bar & granite countertops, perfect for sharing meals & stories. Solid wood interior doors & beech plank flooring add a touch of rustic elegance to the space. These floors have been well loved by little feet but could easily be refinished to update & refresh this space. Entertain with ease in the expansive open-concept living & dining areas, each with a walkout to the back deck & enhanced by 9-foot ceilings & oversized windows that offer views of the Beaver River. Imagine spending lazy afternoons fishing by the water's edge & enjoying the serenity of nature. The main floor bedroom provides a versatile space that can be used as a toy room for the little ones or as an office for work or study. The mudroom is accessed off the att’d garage, plus the laundry room & a 2 pc bath add to the convenience of this level. Upstairs, the master suite awaits, offering a 4 pc ensuite & walk-in closet. There are additionally 2 bedrms & a 4 pc bath. Downstairs, the fully finished walkout basement provides addt'l living space for family fun, with a family room & games area perfect for movie nights or friendly competitions, complete with a bonus 2-piece bath. ICF construction ensures your warmth & comfort on this level. Outside, the fenced backyard offers plenty of room for outdoor activities & is perfect for kids & 4-legged family members. The insulated double car garage is convenient & adds storage space. Addt'l updates include a new roof in 2021 & a propane furnace in 2022, ensuring your comfort throughout the year. In its peaceful surroundings & inviting atmosphere, this riverside home is a haven for creating lasting memories. (id:22681)

4 Bedroom 4 Bathroom 3112

RE/MAX Summit Group Realty Brokerage

For sale Open House
$169,900
41 DOVE Road, brockton, Ontario

41 Dove Road

Brockton, Ontario

Located in a year-round park within walking distance to Hanover. 2 Bedroom mobile home. Main floor 4pc bath doubles as cheater ensuite. Main floor laundry. Home was built as 3 BR & could easily be put back to 3 BR. Replacement windows throughout. Natural gas furnace. Wall air conditioner (built-in). Newer counter & sink in bath. Painted throughout and new laminate flooring in 2018. Hydro panel is breakers. Nice covered deck 16'x8'6. Private backyard (backs onto farmers field). Peaked (shingle) roof with new shingles on in 2018. Aluminum facia, soffits & eavestroughs. Paved driveway is double wide with ample room to park 4 vehicles. Included in price: fridge, stove, wall AC, 2 sheds (one was new in 2019, and both have hydro). Garbage & blue box pickup at driveway. Land lease for new owner will be $468/month (includes community water & sewers/septic & snow removal from streets). $25/month water testing fee & $46/month taxes in addition to monthly lot lease makes your total monthly obligation to park $539/month. (id:22681)

2 Bedroom 1 Bathroom 896

Wilfred Mcintee & Co Ltd Brokerage (Walkerton)

For sale
$494,900
35 BRACKENBURY Street W, markdale, Ontario

35 Brackenbury Street W

Markdale, Ontario

Looking to get into home ownership? Charming bungalow in a desirable Markdale neighbourhood with detached garage. This open concept home offers a fenced backyard, full unfinished basement brimming with potential, and the choice of a front or back deck for outdoor relaxation. Includes a 5-piece appliance package. Ideal for first-time buyers or retirees, conveniently located near amenities such as shopping, golf, a new hospital, and more. Enjoy morning coffee on the deck or host evening barbecues in your private backyard oasis. Explore the endless possibilities this property has to offer in the vibrant town of Markdale. (id:22681)

3 Bedroom 1 Bathroom 1022

Coldwell Banker Peter Benninger Realty Brokerage (Walkerton)

For sale
$529,000
605 2ND Avenue S, sauble beach, Ontario

605 2nd Avenue S

Sauble Beach, Ontario

Here it is! A quaint Sauble Beach cottage with all the features you are looking for! Let's start with the perfect location just a short walk to the beautiful sandy beach and the world famous Lake Huron sunsets or to the main street for a little shopping or evening ice cream cone. The cottage is in excellent repair and comes fully furnished inside and out with décor perfect for the beach lifestyle. The open concept layout features a cozy enclosed front porch for those rainy card game days, a living area with gas fireplace and patio door to the side deck, a lovely galley kitchen with eating area, and a 3 pc bath. There are two bedrooms with one having a walkout to its own private sitting deck for your morning coffee and a 3rd bedroom/sleeping area which has two built in bunkbeds to cozy up in. And what cottage would be complete without an adorable bunkie with two beds that the kids will love! Upgrades within the last 6 yrs include many new windows, siding, side deck, front flagstone walkway, approved septic system, standpoint well and gravel driveway. Currently fully rented for July and August, you can enjoy the quiet offseason this year and the significant income from prime time rentals. (id:22681)

3 Bedroom 1 Bathroom 694

Royal LePage Exchange Realty Co.(P.e.)

For sale Open House
$1,550,000
86713 CAMERON Place, ashfield-colborne-wawanosh, Ontario

86713 Cameron Place

Ashfield-Colborne-Wawanosh, Ontario

Welcome to your dream home on the shores of Lake Huron! This magnificent 4-bedroom, 3-bathroom residence boasts over 3000 square feet of luxurious living space. As you step inside, prepare to be enchanted by the breathtaking views of Lake Huron that greet you from the living room, dining room, and master bedroom on the main level. The terrace doors from the living room open up to an expansive entertainment-sized deck overlooking the lake, perfect for hosting gatherings or simply soaking in the serene surroundings. Warm up by the charming propane fireplace in the living room as you enjoy the tranquility of lakeside living. The custom-designed kitchen is a chef's delight, featuring stunning handcrafted cabinets, built-in high-end appliances, quartz countertops, and custom light fixtures, all complemented by the stunning backdrop of Lake Huron. Downstairs, discover even more of the stunning lake views from both bedrooms and the large family room. Double terrace doors lead to a lower level lakeside patio, ideal for al fresco dining or simply relaxing and taking in the beauty of the lake. One of the lower level bedrooms features its own 3-piece ensuite and with the family room sporting a kitchenette, the lower level offers in-law suite potential, providing flexibility and convenience for guests or extended family members. Outside, a 1450 square foot shop awaits, complete with 200 amp hydro service, 9ft and 8ft tall overhead doors, a full cement foundation, excellent lighting, ceiling height to accommodate a hoist and a heated, insulated portion, perfect for storing vehicles, equipment, tools, toys or pursuing hobbies. Experience the ultimate in lakeside luxury and comfort in this exquisite home on a 1.18 acre executive sized lot, where every detail has been meticulously crafted to create a truly exceptional living experience and where the beach is an easy stroll away. (id:22681)

4 Bedroom 3 Bathroom 2538

Century 21 In-Studio Realty Inc.

For sale Open House
$714,900
150 BELL DR Drive, huron-kinloss, Ontario

150 Bell Dr Drive

Huron-Kinloss, Ontario

Well maintained and cared for 2+1 bedroom, 2 bathroom bungalow located in the coveted lakeside community of Lurgan Beach a few short steps from the pure white sand beaches of Lake Huron! The home offers a large welcoming foyer/breezeway that takes you to both the attached garage and the open concept kitchen/dining/living home. The main floor also provides a laundry room with direct access to the large rear deck overlooking the huge private backyard and comes complete with a large roll out awning for those sunny Lurgan Beach afternoons. The master bedroom also gives you a patio door access to the deck. The lower level boasts a comfortable rec room, large 3rd bedroom, storage and utility rooms. Other attributes include a newer forced air propane furnace, central air, water filtration system, air exchanger, full automatic generator and an impressive long double wide concrete driveway. Call your REALTOR® to schedule your personal viewing today! (id:22681)

3 Bedroom 2 Bathroom 1828

RE/MAX Land Exchange Ltd Brokerage (Kincardine)

For sale
$389,900
PT LT 28 CONCESSION 9 E, west grey, Ontario

Pt Lt 28 Concession 9 E

West Grey, Ontario

Beautiful clear 5.69 acre lot for sale on Con 8 Bentinck Twp. West Grey. Whether you build on top of the hill with a natural walkout with great view of the country side or down on the flats with maybe some horses added for your enjoyment. This acreage is presently seeded down for neighboring farmers crop which will be talked about on any offers with Sellers willing to work with any buyer on this. Do a driveby, see what you think as this property Zoned A1 could be yours. Keep in mind they are not making any land so get in on this acerage while you can!! (id:22681)

Century 21 Cedar Glen Ltd Brokerage
Century 21 Heritage House Ltd.

For sale
$1,225,000
495190 TRAVERSTON Road, west grey, Ontario

495190 Traverston Road

West Grey, Ontario

Are you dreaming of a peaceful country lifestyle? Look no further than this immaculate bungalow on 10.321 acres featuring in-law capability, along with a welcoming covered front porch and back deck that is perfect for enjoying your morning coffee or hosting summer barbecues. Open concept living, dining, and kitchen area is flooded with natural light, providing a warm and inviting atmosphere. With 4 spacious bedrooms, the primary bedroom with a walk-in closet and luxurious 3pc ensuite and 2nd bedroom sit on the main level. The lower level has 2 bedrooms, one having a walk-in closet and 3pc ensuite and holds plenty of space for a growing family with several bonus rooms. The main floor laundry with a sink provides convenience and ease to your daily routine. The finished basement is a perfect space to relax or entertain by the propane fireplace. Prepare food in the additional kitchen which includes a walk-out to a covered back deck overlooking the pond. The dry core, plywood, and heavy-duty laminate flooring ensures the space provides durability, warmth and style. An excellent opportunity for in-law capability and privacy for guests. The outside of the home is just as impressive as the inside, featuring a paved circular driveway, a detached insulated 2-car garage/shop with a Generac generator, and a picket fenced veggie garden area. The 16 ft deep spring-fed pond is the perfect spot for fishing or relaxing on the dock. It makes for a wonderful and stunning retreat property or a home for a large family. The walking trails are a nature lover's dream, and the fenced compound for bees is perfect for apiarists. This well-built home features cedar siding, a propane fireplace, hydro in the garage , and 2 propane tanks. All ceilings are strapped, providing added security and peace of mind. Located minutes from Bells Lake and major snowmobile trails and only 20 minute from ski slopes. Don't miss out on the opportunity to own this slice of paradise; Book your viewing today! (id:22681)

4 Bedroom 4 Bathroom 2800

Century 21 In-Studio Realty Inc.

For sale Open House
$649,900
21 EAGLE Court, saugeen shores, Ontario

21 Eagle Court

Saugeen Shores, Ontario

Welcome to 21 Eagle Court, located in the prestigious Westlinks Community, Phase 3 of the renowned Westlink Development. This stunning property is available for immediate possession with no occupancy fees or delays , offering a spacious 1305 square feet on the main level, complemented by a full unfinished basement with a rough-in washroom. As you step inside, you'll immediately notice the well-appointed open concept living room, kitchen, and dining area, perfect for entertaining family and friends. The layout also includes two bedrooms, two baths, a laundry room with custom cupboards, a large welcoming foyer, and an inside entrance to the single-car garage. Large patio doors lead to a beautiful stamped concrete patio, allowing an abundance of natural sunlight to flood the space, creating warmth and a harmonious atmosphere. This home has been meticulously designed with impeccable modern features and finishes, offering turnkey maintenance-free living. The master bedroom boasts your own private ensuite, providing a tranquil retreat for relaxation. Numerous upgrades have been made to this home, including top-of-the-line appliances, central air conditioning, a rear stamped concrete patio, a gas hook-up for barbecues, a gas fireplace, and custom cupboards and sink in the laundry room . The monthly condo fee not only covers maintenance but also includes a golf membership for two at the prestigious 12 Hole Westlinks Golf Course. Additionally, residents will have access to the fitness center with an aerobics room, tennis/pickleball courts, and scenic walking trails, ensuring an active and fulfilling lifestyle. With its bright and spacious layout, this home appeals to a variety of individuals seeking a forever home. Don't miss out on this incredible opportunity! Call today to schedule your private viewing and experience the epitome of upscale living at 21 Eagle Court. (id:22681)

2 Bedroom 2 Bathroom 1305

Royal LePage D C Johnston Realty Brokerage

For sale Open House
$549,900
228 SPENCE Street, southampton, Ontario

228 Spence Street

Southampton, Ontario

Built with quality in mind, this 1.5 storey charmer is sure to steal your heart. This is a tidy home that has been lovingly maintained and tastefully decorated, located a short walk from the beach, the quaint shops and the many eateries in downtown Southampton. Featuring 3 bedrooms, 1.5 baths, an eat-in kitchen with comfortable family room, a main floor bedroom and 4 piece bath, this home offers the opportunity for main floor living. The second floor has a large primary bedroom with 2 pc ensuite and an additional, good sized 2nd bedroom. Whether starting up or slowing down this is easy living - ample storage space, a generous laundry room with built-in cabinets, a small workshop for the hobbyist and a dry basement for additional storage. The compact lot is composed of a large sunny front yard, perfect for gardening and complimented with a quiet and private back yard which borders on uninhabited space and comes complete with an electrified garden shed, perfect for storing your garden tools and furniture. Notable upgrades include a gas furnace and gas hot water heater (2020), new windows (2021-22) and a sump pump, providing peace of mind. As an alternative this is a viable investment opportunity in a sought-after rental area without STR restrictions. Don't miss out on the chance to own this property. Schedule a viewing today and make this charming 1.5 storey your new home or cottage. Be sure to click on the MULTIMEDIA BUTTON for the floorplans and more! (id:22681)

3 Bedroom 2 Bathroom 1771

Royal LePage D C Johnston Realty Brokerage

For sale
$449,900
1060 4TH Avenue E, owen sound, Ontario

1060 4th Avenue E

Owen Sound, Ontario

Great investment opportunity! Owner occupied well maintained solid brick duplex located close to Owen Sound's Downtown core and Harbourfront. 2 - 2 bedroom units and will be vacant upon possession. Live in one unit and rent the other to offset your living expenses. Or rent both at todays current market rate! Opportunity to finish 3rd floor attic to increase the monthly income. Updated windows, shingles and newer furnace. Separate hydro meters. 50 ft wide city lot with a double wide driveway and ample parking. Backyard is accessible from City easement. (id:22681)

4 Bedroom 1830

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.