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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

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SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$1,500,000
86713 CAMERON Place, ashfield-colborne-wawanosh, Ontario

86713 Cameron Place

Ashfield-Colborne-Wawanosh, Ontario

Welcome to your dream home on the shores of Lake Huron! This magnificent 4-bedroom, 3-bathroom residence boasts over 3000 square feet of luxurious living space. As you step inside, prepare to be enchanted by the breathtaking views of Lake Huron that greet you from the living room, dining room, and master bedroom on the main level. The terrace doors from the living room open up to an expansive entertainment-sized deck overlooking the lake, perfect for hosting gatherings or simply soaking in the serene surroundings. Warm up by the charming propane fireplace in the living room as you enjoy the tranquility of lakeside living. The custom-designed kitchen is a chef's delight, featuring stunning handcrafted cabinets, built-in high-end appliances, quartz countertops, and custom light fixtures, all complemented by the stunning backdrop of Lake Huron. Downstairs, discover even more of the stunning lake views from both bedrooms and the large family room. Double terrace doors lead to a lower level lakeside patio, ideal for al fresco dining or simply relaxing and taking in the beauty of the lake. One of the lower level bedrooms features its own 3-piece ensuite and with the family room sporting a kitchenette, the lower level offers in-law suite potential, providing flexibility and convenience for guests or extended family members. Outside, a 1450 square foot shop awaits, complete with 200 amp hydro service, 9ft and 8ft tall overhead doors, a full cement foundation, excellent lighting, ceiling height to accommodate a hoist and a heated, insulated portion, perfect for storing vehicles, equipment, tools, toys or pursuing hobbies. Experience the ultimate in lakeside luxury and comfort in this exquisite home on a 1.18 acre executive sized lot, where every detail has been meticulously crafted to create a truly exceptional living experience and where the beach is an easy stroll away. (id:22681)

4 Bedroom 3 Bathroom 2538

Century 21 In-Studio Realty Inc.

For sale
$425,000
1067 11TH Avenue E, owen sound, Ontario

1067 11th Avenue E

Owen Sound, Ontario

An opportunity to get into the market within walking distance of the many amenities of 16th St E, Georgian College, and the Owen Sound Hospital, this home offers choice for first-time buyers or investors alike. A freshly updated kitchen and bathrooms have set the stage for your personal cosmetic touches, allowing you to make this house truly your own. Showings now available by appointment. (id:22681)

4 Bedroom 2 Bathroom 1656

Brand Realty Group Inc.

For sale
$549,900
228 SPENCE Street, southampton, Ontario

228 Spence Street

Southampton, Ontario

Built with quality in mind, this 1.5 storey charmer is sure to steal your heart. This is a tidy home that has been lovingly maintained and tastefully decorated, located a short walk from the beach, the quaint shops and the many eateries in downtown Southampton. Featuring 3 bedrooms, 1.5 baths, an eat-in kitchen with comfortable family room, a main floor bedroom and 4 piece bath, this home offers the opportunity for main floor living. The second floor has a large primary bedroom with 2 pc ensuite and an additional, good sized 2nd bedroom. Whether starting up or slowing down this is easy living - ample storage space, a generous laundry room with built-in cabinets, a small workshop for the hobbyist and a dry basement for additional storage. The compact lot is composed of a large sunny front yard, perfect for gardening and complimented with a quiet and private back yard which borders on uninhabited space and comes complete with an electrified garden shed, perfect for storing your garden tools and furniture. Notable upgrades include a gas furnace and gas hot water heater (2020), new windows (2021-22) and a sump pump, providing peace of mind. As an alternative this is a viable investment opportunity in a sought-after rental area without STR restrictions. Don't miss out on the chance to own this property. Schedule a viewing today and make this charming 1.5 storey your new home or cottage. Be sure to click on the MULTIMEDIA BUTTON for the floorplans and more! (id:22681)

3 Bedroom 2 Bathroom 1771

Royal LePage D C Johnston Realty Brokerage

For sale
$960,000
149 HURON Road, point clark, Ontario

149 Huron Road

Point Clark, Ontario

There is only one way to describe this location...seclusion and privacy with this Waterfront seasonal Bungalow style cottage. Property features tongue and grove pine interior that is sure to please with plenty of space for everyone. This 3 season cottage features 4 bedrooms, 1.5 baths, Storage sheds for tools and toys, and comes almost completely furnished so all you will need to do is come and enjoy Point Clark with all that it has to offer. This property has an unopened shore road allowance, but that doesn't keep you from enjoying the total property and famous Lake Huron Sunsets from the beach. (id:22681)

4 Bedroom 2 Bathroom 1200

RE/MAX Land Exchange Ltd Brokerage (Pc)

For sale
$989,900
379 NORTHPORT Drive, port elgin, Ontario

379 Northport Drive

Port Elgin, Ontario

If you're looking for a brick bungalow with an inground swimming pool that shows like brand new; then this home is just what you've been waiting for. Move in ready; the attention to detail is sure to impress you. All the things that add to the cost of a new home are already here. A heated 12 x 25 fibreglass inground saltwater heated pool was installed in 2021, the fully fenced, landscaped yard with inground sprinklers is yours to enjoy. With just one bedroom on the main floor there is plenty of space for entertaining; put the company or the kids in the fully finished basement. Some of the additional features that are sure to impress, a potfiller for the coffee bar, black stainless appliances, tiled backsplash in the kitchen, luxury ensuite, California shutters, custom cabinets in the laundry room & home office...... do we have your attention. Located on the north end of town just a short walk to Northport Elementary, Food Basics and the beach. (id:22681)

3 Bedroom 3 Bathroom 2480

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$364,900
26 ALICE Street, allenford, Ontario

26 Alice Street

Allenford, Ontario

Welcome to your perfect village retreat, where affordability meets charm in the heart of a quaint Allenford, centrally located close to Southampton, Sauble Beach and Owen Sound. Located on a large corner lot on a dead end street. This cozy and bright house offers a an ideal blend of comfort and convenience making it a perfect place to call home. Step inside to be greeted by a warm and inviting atmosphere. Take in the ambiance of the soft flickering glow of the gas fireplace in the cozy living room. The open-concept layout seamlessly connects dining, living and kitchen area. Enjoy peace of mind with recent upgrades, including new water heater (2023) new propane fireplace (2021), new electrical panel (2023) and all new energy efficient windows throughout (2023) But the allure of this property extends beyond the home itself. Outside, a spacious yard offers ample room for outdoor activities, gardening, or simply unwinding on the large deck. And for those who enjoy tinkering or pursuing hobbies, the 25'x25' heated garage provides the perfect space to work on projects year-round. Heated by a new propane garage heater (2022) and recently newly insulated (2022), you'll be toasty warm year round in your detached shop, complete with new, bright (2023) LED lighting. New steel roof and spray foam insulated ceiling on the shop ensures more peace of mind. Perfect for first time buyers or weekend getaway, this charming home offers endless possibilities for making memories and creating the life you've always dreamed of. Don't miss your chance to own a piece of village paradise – schedule a showing today! (id:22681)

1 Bedroom 1 Bathroom 860

Royal LePage D C Johnston Realty Brokerage

For sale
$1,430,000
378 MCLEAN Crescent, port elgin, Ontario

378 Mclean Crescent

Port Elgin, Ontario

Located in the growing Summerside neighbourhood in Port Elgin, this modern custom two-storey is fully loaded with elegant upgrades, neutral features and exudes attention to detail. Built by Snyder Development, this home was recently completed in 2024, and offers 2730 square feet plus a fully finished basement with a 1031 square foot legal apartment. The front foyer is open to the second floor, providing a level of grandeur upon entering the home. The cozy Great Room is complete with gas fireplace with custom built-ins on either side, and large windows overlooking the backyard. The eat-in kitchen boasts luxury cabinetry, quartz countertops, and an 8’ x 8’ pantry for plenty of extra storage. There is also a formal dining room, as well as a 2-pc. powder room. The second level includes four bedrooms: a primary suite with deluxe ensuite and walk-in closet, a 2nd bedroom with a 4-pc. ensuite, a 3rd bedroom with 5-pc. semi-ensuite, and a 4th bedroom, plus laundry room with tiled flooring. The basement is fully finished with a legal apartment, including direct access from the garage. The living/dining/kitchen is open concept, with extra pantry storage; there are two bedrooms, and a 4-pc. bathroom, as well as separate laundry for the unit. This property backs onto the Summerside playground, with trails, school(s), and shopping nearby. Attached oversized double garage with entrance to basement apartment. Driveway + sod will be completed by the builder. (id:22681)

6 Bedroom 5 Bathroom 3761

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$449,000
449 QUEEN Street N, paisley, Ontario

449 Queen Street N

Paisley, Ontario

Consider how this home is different from others, starting with a deep lot that spans from Street to Street! Front covered porch welcomes evening sunsets and you can see the grocery store nearby for shopping ease and two hot meals a day! Back covered porch greets the morning sun as you bring your coffee from the kitchen to your favourite chair to watch the birds and geese at the nearby Saugeen River walking trails. Inside this spotless house is a sweeping original staircase and large rooms with high ceilings, viewed from the generous front foyer. Dining Room has been used as a work space for hairdressing and accommodates the main floor washer and dryer. It has a nice built-in cabinet that oozes old time charm. Large living room is flanked by bright sunny windows and a bonus den. Notice that the second floor has full tall ceilings and large bedrooms. Family Bathroom is on this second floor, however there is plenty of space on the main floor to add a second one lined up with the current plumbing. Once an early hotel in Paisley, this solid home has had what appears to be a newer foundation added at some point made of poured concrete. Hardwood floors are to be found under carpet in the Primary Bedroom and Dining Room, while others are Pine, except for subfloors under the bathroom and kitchen. Roof was re-shingled in 2020 with the attic insulation being replaced at the same time. All windows are vinyl. Natural Gas has been brought to the street and fibre optics are being completed also. Paisley is a growing Village that provides an excellent quality of life for any generation and provides something for everyone in the way of recreation and local culture. Special events are held during the year with Paisley celebrating its 150th Birthday now in 2024. Come and see if this home is for you! (id:22681)

3 Bedroom 1 Bathroom 2064

Coldwell Banker Peter Benninger Realty

For sale
$549,900
190 HURON RD, point clark, Ontario

190 Huron Rd

Point Clark, Ontario

Your relaxing coastal lifestyle awaits ! Come check out this charming bungalow in Point Clark, featuring 3 bedrooms, full 4 pc bath, lots of closets, storage and laundry. There is an attached garage, fully fenced backyard, storage shed with hydro and concrete floor. The interior is nicely updated with open concept layout. This property is within a few feet of the beach access just across the road for you to enjoy swimming, kayaking or sit and watch those famous Lake Huron sunsets. Summer is coming fast and properties this close to the water in this price range don't come up everyday ! Call your agent today to schedule a private viewing. (id:22681)

3 Bedroom 1 Bathroom 1100

RE/MAX Land Exchange Ltd Brokerage (Pc)
RE/MAX Land Exchange Ltd Brokerage (Goderich)

For sale
$679,000
35 AVELE Road, south bruce peninsula, Ontario

35 Avele Road

South Bruce Peninsula, Ontario

Welcome to this inviting residence that exudes character and offers a tranquil retreat and is located close to both Wiarton and Sauble Beach less than a 20 minute drive to both. Nestled on a spacious lot, on a quiet dead-end road, this nicely appointed house presents a wonderful opportunity for those seeking a comfortable home with ample outdoor space. With an attached double car garage, a 12' by 10' bunkie, a gazebo, a 10' by 25' shed of more storage, and an adjacent lot included, this property is ready for you. The home features 3 bedrooms, open concept living, kitchen and dining. With Pella Windows throughout, updated propane furnace, septic system was replaced, Hy-Grade Metal Roof, this home has been well maintained. The kitchen has beautiful oak cupboards and lots of them. Adjacent to the kitchen is a cozy breakfast nook / dining room, where you can savor your morning coffee while overlooking the serene landscape. The upper level of the house is home to an additional third bedroom / sleeping loft, and a three-piece bathroom. However, it is the outdoor space that truly sets this property apart. Large side and rear yard deck with private fenced area for your fury friends. A standout feature of this property is the bunkie, a delightful separate structure that offers versatile options. Whether you envision it as a guest cottage, a home office, or a creative studio, this additional space provides endless potential. Don't miss the chance to own this enchanting property with its beautiful outdoor living space, a versatile bunkie, a captivating gazebo, and an additional, severed, neighbouring lot for additional privacy. Another great feature is the proximity to the famous Red Bay Beach. Great for kids with shallow sandy beach, park, and a dock for deeper water swimming and within walking distance from the house. It’s all right here! Arrange a viewing today with your Realtor and let your imagination run wild with the endless possibilities this home presents. (id:22681)

3 Bedroom 2 Bathroom 2044

RE/MAX Grey Bruce Realty Inc Brokerage (Wiarton)

For sale
$1,199,900
560 MEADOW Lane, southampton, Ontario

560 Meadow Lane

Southampton, Ontario

Welcome home to this spacious custom-built 3 + 2 bedroom home, ideally situated just a short walk from South Street beach in Southampton. Step through the inviting main entrance into a stunning interior where 9’ ceilings and an open-concept kitchen, dining area, and living room await. Enjoy the cozy ambiance created by the natural gas fireplace strategically placed for comfort, and the custom stone archway that adds a touch of elegance to the great room. Large windows flood the interior with natural light, showcasing the richly coloured wood floors and granite countertops throughout. The generous size primary rooms and convenient main floor laundry enhance the functionality of this exceptional home. The lower level is thoughtfully finished to include a spacious family room with another gas fireplace, two additional bedrooms, a 3 pc bathroom, office, exercise room, and plenty of storage, offer both flexibility and plenty of room for the growing family. This stunning property boasts a carpet-free environment and is ideally located near a playground, the Warder Tennis courts, as well as walking and biking trails. A highly sought-after neighbourhood on the outskirts of Southampton, a charming community along the shore of Lake Huron which offers a desirable lifestyle for residents of all ages. Enjoy easy access to nearby shopping and numerous amenities including a marina, hospital, and several schools. Don't miss this wonderful opportunity to make this spectacular home your own. Be sure to schedule your showing today and experience the Southampton lifestyle firsthand! (id:22681)

5 Bedroom 3 Bathroom 3680

Royal LePage D C Johnston Realty Brokerage

For sale
$824,900
22 CHURCH Street, tiverton, Ontario

22 Church Street

Tiverton, Ontario

Exquisitely built and better-than-new raised bungalow on a quiet street in Tiverton! Situated on an extra-deep lot, this beautiful 4-year old home is impeccably maintained and basking in natural light on both levels. The attention to detail is evident, from the functional layout, to the careful chosen quality finishes. The main floor features a custom kitchen with abundant cabinetry, oversized island, stainless steel LG appliances, large pantry, and walk-out to the spacious covered deck. The living room is enhanced by a natural gas fireplace and vaulted ceiling for a greater sense of space and a focus on the peaceful backyard that it is overlooking. Three large, bright bedrooms round out the main floor, including the primary with en-suite and walk-in closet. The entire home features hard surface flooring throughout (pristine engineered hardwood and tile in all of the bathrooms, luxury plank vinyl on the lower level). On the lower level you will be surprised by how bright it is with extra large windows and the southern exposure in the back. There is a full bathroom and two more bedrooms (or one bedroom + den) downstairs, plus the laundry room, a well organized utility room and a spacious rec room that could be finished to suit your future needs whether that is more living space or an in-law or income suite. The rec room is already studded, insulated and wired for electrical. From this location, you are only a short drive to Bruce Power, 5kms to spectacular Inverhuron and the beach, and 10 minutes from Kincardine. A huge concrete driveway and that oversized backyard round out the limitless potential with this property. Don't wait! (id:22681)

4 Bedroom 3 Bathroom 2417

Royal LePage Exchange Realty Co. Brokerage (Kin)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

You Could Be Saving Money!

Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.