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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

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SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$749,900
21 2ND STREET Crescent, hanover, Ontario

21 2nd Street Crescent

Hanover, Ontario

Welcome to 21 2nd Street Crescent in the town of Hanover. This bungalow checks off off all the boxes plus one amazing additional feature - accessibility! This home is located in a mature area of town backing onto countryside. The main level offers an open style kitchen with dining and patio doors leading to the rear deck and private views. The main level also offers three bedrooms, a fully accessible four piece bathroom with spacious roll-in shower, powder room and large living room, plus - main floor laundry. The large lower level is a nice compliment as it is fully finished, natural gas fireplace, bar area, lots of room to entertain, a fourth bedroom and three piece bath to top it off. With excellent curb appeal, stamped concrete drive and walkway this home is a must see. (id:22681)

4 Bedroom 3 Bathroom 3039

Exp Realty

For sale
$789,000
457 BRUCE ROAD 13, saugeen indian reserve #29, Ontario

457 Bruce Road 13

Saugeen Indian Reserve #29, Ontario

Nestled on the shores of Lake Huron, this 1700 sq ft property, plus garage & studio, exudes the timeless charm of Yellowstone. With a design that seamlessly blends modern luxury and rustic allure, every corner of this retreat resonates with the spirit of the great outdoors. Step inside to discover interiors adorned with wood accents, invoking a cozy Yellowstone ambiance. The slate floors in the foyer and bathrooms add a touch of rugged elegance. Indulge in the gourmet kitchen boasting granite countertops and stainless-steel appliances. Retreat to the spacious master suite, offering breathtaking views of the lake, a walk-in closet, and a rejuvenating jacuzzi tub. Entertain guests on the upper and lower decks, complete with a full outdoor kitchen and bar area. Unwind in the hot tub as you stargaze under the vast Bruce County sky. Embrace eco-friendly living with solar panels adorning the roof, providing sustainable energy. Stay cozy year-round with insulation, including electric baseboard heating and a heatilator wood fireplace. This property features a studio over the garage, perfect for a home office or creative space. Escape the ordinary and experience the essence of Yellowstone living in this remarkable retreat. Schedule your tour today and embark on a journey of natural beauty and unparalleled comfort. Exceptional infrastructure includes a full foundation and partial basement with walkout, shore well that is fully treated, an approved 1500 gal. septic system and all new windows. Annual lease $9000, service fee $1200. (id:22681)

3 Bedroom 2 Bathroom 1710

Wilfred Mcintee & Co Ltd Brokerage (Southampton)

For sale
$975,000
130 GORDON OWEN Drive, kemble, Ontario

130 Gordon Owen Drive

Kemble, Ontario

This stunning & recently renovated home offers the epitome of comfortable living. Boasting 4 bedrooms and 2 bathrooms, this home is perfect for both relaxation and entertainment. Situated on a 2-acre lot, this property provides ample space for outdoor activities and features a sparkling pool, ideal for enjoying lazy summer days or hosting unforgettable gatherings under the stars. Imagine barbecuing poolside, surrounded by friends and family. The interior of the home is equally impressive, with an open layout that seamlessly connects the living, dining, and kitchen areas. Natural light floods the space, creating a warm and inviting atmosphere throughout. The kitchen is a chef's delight, complete with modern appliances and ample storage. The bedrooms offer plenty of space for rest and relaxation. The primary bedroom features a double closet and overlooks the backyard. Located just minutes away from Cobble Beach, this home offers the perfect blend of privacy and convenience. Whether you're looking to unwind in your own private paradise or explore the vibrant community around you, this property has it all. (id:22681)

4 Bedroom 2 Bathroom 2739

Royal LePage Rcr Realty Brokerage (Os)

For sale
$1,899,900
85493 MCDONALD Lane, ashfield-colborne-wawanosh (twp), Ontario

85493 Mcdonald Lane

Ashfield-Colborne-Wawanosh (Twp), Ontario

Stunning lakefront property with 180 feet of frontage & 1.5+ acres on Lake Huron, situated between Kincardine and Goderich. This 2000+ square foot, 5-bedroom plus loft (sleeps several), 2-bathroom, 2.5 storey home features an attached single-car garage which has recently been used as a games room. The layout was carefully designed to maximize the breathtaking views, with ample windows, a deck, a patio, and a second east-facing balcony. The main floor offers patio doors from the open-concept kitchen/living room leading to the covered patio & hot-tub area, providing panoramic views of the lake. The main floor includes 2 bedrooms & a 3-piece bath with Laundry & utility room. Head up to the breathtaking second floor, you'll find a beautiful open floor plan, highlighted by the wall of west-facing windows. This floor has a 4-piece bathroom, a second spacious kitchen with stainless steel appliances, a dining area, a large living area, and three bedrooms including the loft area. You'll appreciate the three-season sunroom which has access to 2 balcony’s, offering extra living space. Head out to the upper deck which provides unobstructed views of the lake with the see-through tempered glass rail system. The property is heated with forced-air propane and includes central air conditioning. Additionally, the home includes a 4-foot crawl space with a sump pump and water shut-off, as well as a 200amp hydro service. Head outside, and you’ll appreciate, a 12’ x 26’ bunkie equipped with hydro, a roughed-in eat-in kitchen, a roughed in bathroom, and 2 bedrooms. While outside you’ll appreciate the beautifully landscaped gardens, watch the sunrise with a coffee on the front deck, & enjoy an evening fire overlooking the lake. Enjoy the spectacular sunsets year-round from this exceptional double lot. This home could be an incredible income generator. Furnishings are negotiable. There is an annual fee of $650 for membership in the HVEC Horizon View Estates Cottage Association. (id:22681)

5 Bedroom 3 Bathroom 2100

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale Open House
$949,000
553 CREEKWOOD Drive, southampton, Ontario

553 Creekwood Drive

Southampton, Ontario

553 Creekwood is an absolutely stunning home, situated in a fantastic location backing onto a ravine, and only a 5 minute bike ride to our famous white sand beaches. Enjoy easy access to tennis courts, biking & hiking trails, and the shops of downtown Southampton. This well-maintained property, built in 2010, features 4 bedrooms (3 up, 1 down - partially finished, with the potential for another bedroom as well) & 3 baths. The exterior of the home showcases tremendous curb appeal with landscaped grounds, a lovely cherry tree, a covered front porch, and a fully fenced backyard. Additional highlights include a double car garage, concrete drive, & a back deck with recently added glass railing & privacy wall. The backyard oasis features a fire pit, garden beds, a storage shed & a very private setting backing onto an environmentally protected area. Inside, the home boasts a beautiful high vaulted pine ceiling in the Great Room, complemented by lots of windows for natural light. The stone Natural Gas fireplace with reclaimed mantel adds warmth & character. The main floor also features a powder room, an open concept kitchen/dining area perfect for entertaining, and laundry. Conveniently, the primary bedroom is also located on the main floor & features a coffered ceiling, gorgeous 3 pc en-suite, & a walk-in closet. Most of the main level has beautiful hickory hardwood flooring & the dining area offers a walk-out to the deck perfect for dining al fresco. The kitchen boasts a stone backsplash, stainless steel appliances, & a newer natural gas stove. Upstairs, you'll find 2 bedrooms & a 4 pc bathroom, a perfect layout for a family who values space & privacy. The basement is mostly unfinished with the exception of a bedroom that just needs flooring. You can create another bedroom, an office, or a large family area, plenty of options and it is roughed-in for another bathroom as well. This 4-season home offers an exceptional living experience in Southampton and won’t last long! (id:22681)

4 Bedroom 3 Bathroom 2911

Royal LePage D C Johnston Realty Brokerage

For sale
$874,900
521655 CONCESSION 12, west grey, Ontario

521655 Concession 12

West Grey, Ontario

Down a long laneway to this peaceful acreage with lovely 3+1, 3 bathroom bungalow, shed/garage, storage sheds, forest, trails and gently sloping pasture land. Nestled on 9.5 acres, this well-maintained bungalow has many features including an open floor plan, lots of natural light, eat-in kitchen with island, patio doors to deck, spacious living room with large picture window, 3 bedrooms, en suite, main floor laundry, central air, central vacuum and finished lower level. Walkout basement features a sizeable family room that runs the entire length of the house, plumbed in for a wet bar, propane fireplace for those cozy winter nights, additional bedroom or office, bathroom, workshop, storage room and sliding doors to a welcoming sun room with views of meadows and forests. NEW FURNACE installed January 2024. Lower level could easily be used for an in-law suite and includes a separate entrance. Right outside the sun room is a cement pad, perfect place for a hot tub to enhance chilly evenings and your enjoyment of the great outdoors. Lots of storage with 23'x22' attached double car garage, 21'x18' shed with 18'x14' lean-to and hydro, garden shed 12'x10', storage shed 22'6x6'. Wired in for a generator. So many uses for this idyllic country property-perfect place for the one wanting to escape from the busyness of town, for the homesteader and hobby farmer. (id:22681)

4 Bedroom 3 Bathroom 2660

Royal LePage Rcr Realty Brokerage (Hanover)

For sale
$625,000
74 SPRY LAKE Road, oliphant, Ontario

74 Spry Lake Road

Oliphant, Ontario

Welcome to your perfect getaway in Oliphant, Ontario! This charming 3-bed, 2-bath home has been recently upgraded to ensure comfort and convenience. From the updated bathroom to the ductless mini-split providing heat and AC, flooring improvements, and freshly painted interiors, every detail has been meticulously attended to. The attached double garage shields you from the elements year-round, making trips hassle-free. Step onto the covered porch and take in the tranquil surroundings of your fenced yard, offering privacy and security for outdoor activities. Located in an area renowned for kiteboarding, boating, and hiking, adventure is just moments away. Enjoy kite surfers on Lake Huron or take a short drive to Oliphant Beach and Marina for sandy shores and aquatic fun. Wiarton and Sauble Beach are nearby for vibrant coastal vibes, while Owen Sound offers urban exploration opportunities just 40 minutes away. Back home, unwind on the back deck with a hot tub or utilize the garden shed (8x12) for outdoor gear. Inside, spacious rooms including an ensuite bathroom in the primary bedroom provide comfort for everyday living or weekend getaways. Whether seeking a permanent residence or vacation retreat, this versatile property offers the best of both worlds. Schedule a viewing today and make this charming retreat yours! (id:22681)

3 Bedroom 2 Bathroom 1773.2700

Keller Williams Realty Centres
Keller Williams Realty Centres Brokerage (Wiarton)

For sale Open House
$729,000
765 PRINCESS Street, mount forest, Ontario

765 Princess Street

Mount Forest, Ontario

765 Princess St in Mount Forest will make you feel like you are royalty living here. This raised bungalow has all the desired features and updates one could look for. Situated between the Hospital and the Sports Complex, this home is perfect for a family. Enter the front door (2022) into the large foyer with stairs to both levels, access to the attached single car garage and access to the stamped concrete patio in the fully fenced rear yard. Head upstairs and you will be in love with the modern open concept living room, dining room and kitchen with accented cobblestone flooring transitions. The kitchen features stainless steal cabinets, subway tile backsplash, black hardware and a large L Shaped island perfect for morning breakfasts or weekend glasses of wine. The natural light pours in through the main floor windows (all in 2022) to make the main living space bright and inviting. Head down the hall and you will find the primary bedroom and 2 additional bedrooms as well as a 4pc bathroom. When it's time to relax, head downstairs and enjoy the large L Shaped rec room featuring a gas fireplace, sitting area and pool table. Saturday nights you won't want to go out. Just call your friends and family and have game night down here while watching sports. Downstairs there is a 4th bedroom, an updated 3pc bathroom and a large utility room. Need more storage? Under the front foyer is a 3ft crawl space perfect for seasonal items and extra storage. When it's time to BBQ, head out back and entertain on the stamped concrete patio. The fully fenced yard and tall trees give ample privacy. Need a hot tub hookup? This has it ready for you. Call your REALTOR® today to get a view at this spectacular home and start packing. (id:22681)

4 Bedroom 2 Bathroom 2011

Coldwell Banker Win Realty Brokerage

For sale
$389,900
460 DURHAM Street W Unit# 210, mount forest, Ontario

460 Durham Street W Unit# 210

Mount Forest, Ontario

210-460 Durham St W is the perfect spot if you are looking for a secure condo apartment with 1 level living. The controlled main door can be opened via the intercom system to add a sense of security to those living in the building. This unit is large and inviting with a bright eat in kitchen and an open concept to the Living room accented with bay window. The main living area gets filled with light as well as the covered balcony area. Looking for a comfortable seat for the Mount Forest Fireworks Festival? This balcony overlooks the main location so you can watch the show from the convenience of your own home. The primary bedroom will shock you in size being 17 feet long. This will fit the whole bedroom suite you have and more thanks to the walkthrough closet that connects to the bathroom. There is a large 2nd bedroom as well. The bathroom has seen bathfitters adjust it for ease of entrance for those who struggle getting into a full bathtub. There is also insuite laundry with room for storage. At over 1,000 square feet, this apartment will feel like a home. Call your REALTOR® today and see what this condo lifestyle can offer you. (id:22681)

2 Bedroom 1 Bathroom 1064

Coldwell Banker Win Realty Brokerage

For sale Open House
$1,695,000
262194 CONCESSION 18, west grey, Ontario

262194 Concession 18

West Grey, Ontario

100 acre natural haven for the equestrian hobbyist. The property features a 3 bedroom, 2 bathroom bungalow with a partially finished basement and approximately 1200sq.ft. per level. On the main level, there is a kitchen, dining room, sunken living room, foyer/mudroom with laundry room, 3pc bathroom and 4pc bathroom, as well as the primary bedroom with walkout patio doors to deck overlooking an amazing pond stocked with fish, and 2 additional bedrooms. On the lower level basement, there is a rec room with a walkout to the side yard, office, utility room, and storage/workshop with the hydro breaker panel. The home has an attached 2-car garage and complete door and windows alarm system by BOLT Security Systems. This equestrian hobby farm has a purpose built steel faced coverall barn. With 4 large box stalls, plus grooming tie area, tack room, and spacious alley. All complete with solid wood paneling, concrete floor, hydro and water, as well as mezzanine storage. With fenced paddocks, approximately 15 acres are dedicated to grazing land, and the balance is mixed bush. Explore the tranquil property with trails throughout leading to the Beatty Saugeen River. This property has ownership of approximately 1300 feet of both shorelines of the river, with near 30 acres on the far side of the river as well. (id:22681)

3 Bedroom 2 Bathroom 1950

Wilfred Mcintee & Co Ltd Brokerage (Dur)

For sale
$539,000
224 6TH Avenue W, owen sound, Ontario

224 6th Avenue W

Owen Sound, Ontario

Welcome to this charming bungalow nestled in one of Owen Sound's most coveted neighbourhoods! Situated along the base of the awe-inspiring escarpment, your backyard becomes a gateway to breathtaking natural beauty. Step inside to discover a meticulously maintained home, boasting original hardwood floors on the main level. The spacious living room and formal dining area provide ample space for relaxation and entertainment. The large kitchen features abundant cabinet space, Corian countertops, and glass sliding patio doors leading to a wraparound deck, ideal for enjoying the serene surroundings. On the main floor, you'll find two bedrooms and a four-piece bathroom, including a bright and spacious primary bedroom. Pride of ownership shines through every detail in this home from the well maintained windows, updated furnace & A/C and the overall clean and well kept condition of the home. Venture downstairs to explore a versatile living space, complete with a cozy sitting area, a new gas fireplace, and a third bedroom perfect for guests. A thoughtfully designed backyard awaits outside, offering privacy, a majestic backdrop of the escarpment, and ample storage space with a sizeable shed and gravel pathways. Complete with timeless curb appeal from the new vinyl siding, double wide concrete drive and cedar hedges, you want want to miss the opportunity to make this your new home sweet home! (id:22681)

3 Bedroom 2 Bathroom 1779

Century 21 In-Studio Realty Inc.

For sale Open House
$779,900
452 2ND Avenue W, owen sound, Ontario

452 2nd Avenue W

Owen Sound, Ontario

This Beautiful century home is located on Millionaire's Drive, one of my favourite areas of Owen Sound. Walk to the Owen Sound's River District, the wonderful Saturday morning market as well as Harrison Park. Open the front door to the spacious foyer leading to the light-filled living room and dining room typical of a beautiful century home like this. Featuring 4 bedrooms and a main floor addition with laundry, a two piece bath and family room. French doors from the family room open to a private gardener’s dream. It doesn't end there - the third floor offers the 4th bedroom and an additional 3pc bathroom as well as additional storage space. Plenty of parking with a carport that will fit two vehicles. (id:22681)

4 Bedroom 4 Bathroom 2190

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.