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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

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SHANNON DECKERS

Why Choose Us

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Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale Open House
$879,000
395 NORTHPORT Drive, port elgin, Ontario

395 Northport Drive

Port Elgin, Ontario

Introducing this stunning 4 bedroom, 3 bath home, built in 2019 and boasting exquisite features throughout. The exterior showcases beautiful Shouldice stone, a fully fenced backyard with a hot tub (2019), gas BBQ line, privacy shades, & a covered deck area, perfect for outdoor entertaining. Step inside to discover a kitchen that will impress any chef, featuring upgraded quartz countertops, flush to ceiling soft-close cabinetry, a spacious 7’ x 3’ island, and includes all stainless steel appliances. California shades adorn throughout (primary has custom blinds), adding both style and functionality. The primary bedroom is a true retreat, complete with stunning lighting pieces in both the bedroom and walk-in closet. The luxurious 3 pc en-suite offers a rain shower and body jets for a spa-like experience. Downstairs, the lower level offers a walk-out to the garage, a cozy family room with a natural gas fireplace, and enhanced lighting with dimmers perfect for movie night! The lower level bedroom is ideal for shift workers seeking peace and quiet, and the home also has the potential for a 5th bedroom. The 3 pc bath on this level with laundry is also super convenient. Ample storage space and professionally designed closets can be found throughout the home. With an attached double car garage and all the bells and whistles you could desire, this home offers the perfect blend of luxury and functionality. This home is situated in the Northport school district and is close to the baseball diamonds, walking trails, parks, Port Elgin main beach and marina! 20 minutes to Bruce Power! Book your private showing at 395 Northport Drive today! (id:22681)

4 Bedroom 3 Bathroom 1395

Royal LePage D C Johnston Realty Brokerage

For sale
$799,900
343570 CHURCH Sideroad, georgian bluffs, Ontario

343570 Church Sideroad

Georgian Bluffs, Ontario

Experience an absolutely gorgeous location with stunning views! Nestled on two acres along a quiet country road, yet only 15 minutes from Owen Sound, this 4-bedroom, 2-bath bungalow has it all. Step into a spacious open-concept living and dining area featuring hardwood floors, an updated VanDolders kitchen, and patio doors leading to a west-facing deck with breathtaking sunsets. The expansive master bedroom boasts windows galore and two closets, accompanied by a second generous bedroom on the main level. The lower level offers two additional large bedrooms, an office/den (or potential 5th bedroom), another full bath —ideal for an in-law suite or guest quarters. Enjoy the warmth of a wood-burning stove on chilly winter days. The lower level also features a walkout to the backyard, offering ample space for gardens and abundant nature, including wildlife, birds, and flowers. In addition to an attached double garage, there is a detached double garage. The expansive country lot includes forest, apple trees, and trilliums, epitomizing nature at its finest. With central heating and air conditioning, central vac, and updated flooring throughout, this home has so much to offer—it’s the complete package. Located just minutes from Cobble Beach, this is the lifestyle you’ve been dreaming of. (id:22681)

4 Bedroom 2 Bathroom 1211

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

For sale
$659,000
560 5TH Street E, owen sound, Ontario

560 5th Street E

Owen Sound, Ontario

Welcome Home! First time ever to hit MLS®- ONE OWNER property in this extremely quiet Cul de Sac and SOUGHT-AFTER East side NEIGHBORHOOD with STATELY CURB APPEAL. This 3 Bedroom (potential for 4th Bedroom), 2 Bath Open Concept Raised Brick Bungalow emphasizes TRUE PRIDE of OWNERSHIP inside and out! Featuring Gleaming Hardwood Floors throughout much of Main Level, Beautifully Updated Kitchen boasting Centre Island and Quaint Sitting Area transitioning to Outdoor Living Space, Large Updated Windows with Professional Window Treatments, Massive Master Bedroom with Two Double Closets, Updated Main Bath with Elegant Soaker Tub. The Bright Lower Level with Large Windows allows for an abundance of natural light and presents a Generous Family Room accented with a Natural Gas Fireplace and separate Den area, an additional Bedroom as well a sizable Work Room. Steps to the rear trails leading to our 100 Acre Harrison Park with the Sydenham River winding through, great for paddling along with miles of trails perfect for hiking, jogging, cycling, snow shoeing, and cross-country skiing leading to our Conservation Area and Inglis Falls! Walking distance to our new Rec Centre/YMCA, downtown shops, market, restaurants, theatre, and library. Properties like these don’t come by often- Be the next to raise your family in this Completely Updated MOVE IN READY home located in this EXCELLENT neighborhood! Natural Gas Furnace (2018), A/C (2018), Shingles (approx. 2012), Front Windows (2016), Lower Level and Rear Windows (2010). (id:22681)

3 Bedroom 2 Bathroom 2317

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$499,700
668 PALMATEER Drive, kincardine, Ontario

668 Palmateer Drive

Kincardine, Ontario

Excellent family area for this 3+1 bedroom, 2 bathroom, raised bungalow with attached 12ft x 40 foot garage. Main level features a large eat in kitchen, living room, four piece bathroom and three bedrooms including one with a patio door leading to a covered deck, overlooking the fenced back yard. Lower level has huge rec room with gas fireplace, fourth bedroom, 3 piece bathroom and laundry area. Very rare lot, backs onto park, green space and Kincardine trails. Shingle on garage and covered patio replaced May 2024, main home in last 10 years. (id:22681)

4 Bedroom 2 Bathroom 1900

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$2,500,000
521 BERFORD LAKE Road, south bruce peninsula, Ontario

521 Berford Lake Road

South Bruce Peninsula, Ontario

Embrace a once-in-a-lifetime chance to possess a slice of history nestled on the serene shores of Berford Lake. Held within one family's care for nearly a century, this remarkable estate spans 115 acres of pristine woodland, boasting an impressive 3000 feet (914 meters) of coveted waterfront. Tucked away at the terminus of Berford Lake Road, a charming rustic cabin graces the southern expanse, complete with essential amenities including a well and septic system. Discover the allure of two private harbors and exclusive sandy beaches, alongside remnants of a bygone era with the echoes of an old sawmill. Witness breathtaking sunsets over the expansive southwesterly vistas, where the lake's tranquil waters stretch endlessly before you. Berford Lake, renowned for its crystal-clear depths and rocky bed, spans 412 hectares (1018 acres) with a maximum depth of 6.1 meters (20 feet). Delight in an abundance of aquatic life and wildlife, from elusive pike and smallmouth bass to the calls of loons and the graceful flights of geese and ducks. Traverse the woodland paths where black bear, white-tailed deer, and wild turkeys roam freely. Indulge in a myriad of water activities, from leisurely swims to exhilarating kayaking, paddle boarding, and water skiing. Whether envisioning a waterfront development venture or crafting your own lakeside sanctuary, seize the opportunity to immerse yourself in unparalleled natural beauty, tranquility, and seclusion. Call your REALTOR® today to find out more information! (id:22681)

Sutton-Sound Realty Inc. Brokerage (Wiarton)

For sale
$355,000
242 QUEEN Street S, paisley, Ontario

242 Queen Street S

Paisley, Ontario

A nice home to consider, well appointed at the south end of the Village of Paisley, on the main street (Queen Street). The house has been nicely brought up to date over the last 10 years, with new shingles in 2016, new windows, insulation and a basement overhaul to keep it dry. Extensive concrete work has been done recently which protects the home from water, and allows a couple of super patio spots and good parking. Driveway is shared with the neighbours next door, and winter plowing is also shared. Past uses of this home include rental income, and even Commercial Office space. Home is larger inside, than it looks and has an added advantage of two main floor bedrooms, and a main floor laundry/mud room right at the back entry, flanked by the bathroom. 2nd floor Sitting Room is open, but could be divided to include another smaller room, if desired. Newer 200 amp breaker panel is located in the kitchen. Back and side concrete patio spots add dimension to this narrow, but very deep lot. Back yard is partially fenced, with two sturdy storage sheds, one fairly new. Natural Gas and Fiber Optics newly being installed at the curb! Plenty of room for the fire pit, and dogs, or children! Turn key living where the Saugeen and Teeswater Rivers meet. (id:22681)

3 Bedroom 1 Bathroom 1308

Coldwell Banker Peter Benninger Realty

For sale
$595,000
2020 5TH Avenue W, owen sound, Ontario

2020 5th Avenue W

Owen Sound, Ontario

Nestled amidst a landscaped lot backing onto a small creek, this delightful & inviting bungalow will not disappoint. With great curb appeal, this well-appointed, truly move-in ready home is super clean & neat as a pin! From the covered front porch, step inside to discover a well crafted & thoughtful interior including a gleaming renovated kitchen with SS appliances that blends well with the upgraded quartz counter tops & coffee bar, sink & taps + stylish backsplash. Relax in the large living room with a picture window. At the rear of the home is a 4-season sunroom with a wall of windows & a cozy gas fireplace. A comfortable place to enjoy your privacy with a morning coffee or evening glass of wine. The partially finished basement offers a versatile floor plan for recreation or a great home office. Over $50K in updates include: efficient hot water on demand boiler system, heat pump (heat & A/C), 100A breaker panel, fresh paint & flooring, updated main floor bathroom, thermo glass panes replaced on main floor windows, etc! This property boasts a 10x15 storage shed plus attached oversized single car garage with cement floor, workbench & inside access to the home. Easy to maintain exterior & a low maintenance concrete driveway complete this picture. Located in Owen Sound's desirable West side, a family friendly neighbourhood, close to Kelso Beach & downtown that offers 3 total bedrooms, 2 bathrooms & a fabulous rear yard deck. This bright & cheerful home is a fantastic find in the Scenic City! (id:22681)

3 Bedroom 2 Bathroom 1799

Chestnut Park Real Estate Limited Brokerage (O.s.)
Chestnut Park Real Estate Limited (Collingwood) Brokerage

For sale Open House
$679,000
351 MARKET Street, saugeen shores, Ontario

351 Market Street

Saugeen Shores, Ontario

Charming Three-Bedroom Bungalow in the Heart of Port Elgin! This delightful three-bedroom bungalow, situated on a spacious 66' x 132' lot, has seen many updates over the years. Nestled in the core of town, it is conveniently close to Port Elgin's main beach, making it an ideal location for a retired couple, a growing family, or a perfect cottage retreat. The main floor features three cozy bedrooms and a modernized four-piece bathroom. The living room is just off the kitchen and dining area, where you'll find a timeless kitchen with white cabinets designed and built by Andrew Hill, along with stone counter tops and additional built-ins around the dining area for lots of storage. The classic curved entryway from the living area to the bedrooms adds a touch of the home's original character. In the backyard, enjoy the privacy of a fenced yard, a large shed perfect for woodworking, and a stunning professional putting green for golf enthusiasts or family fun, along with a driving net to practice your swing. Relax in the hot tub or unwind in the generous backyard, on the front porch, or simply appreciate the expansive spaces this property offers. And maintaining this beautiful yard is made easier with the in ground sprinkler system and sand point. The basement provides a large Rec room for entertaining, a second spacious four-piece bathroom, and a laundry room. This versatile space is perfect for kids, guests, or additional activities. Don't miss out on this spectacular property that truly offers something for everyone. (id:22681)

3 Bedroom 2 Bathroom 2084

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$849,900
978 BENTLEY Street, mount forest, Ontario

978 Bentley Street

Mount Forest, Ontario

Huge Lot, Detached Shop, Inground Pool, Country Feel, All for under $1 Million! This home is located on the southern edge of Mount Forest on a mature tree lined street which will have you feeling like you live in the country. With a nice walk into town through the trail/bridge at the end of the street, it brings you right to the Sports Complex, Sports fields and Playground. Situated on a large 132ft x 198ft lot, this property has everything you are looking for. The home boasts over 2,700 sqft of finished living space with 4 bedrooms and 2.5 bathrooms. The main floor is very family centric with its large open concept kitchen and dining room. Entertain family and friends here with the deck a step away for BBQs and a living room with large picture window overlooking the rear yard adjacent to this space. The large primary bedroom is sure to please with an en-suite, walk in closet and a perfect private office area. Need a place for family movie night or to send the kids to play? Head downstairs to the large family room with wood fireplace with a flex use area which can provide space for a multitude of purposes. Need space for kayaks, bikes, motor sports, woodworking, etc? The 33ft x 24ft detached garage provides the perfect space for all of this so that you can still park in the attached double car garage, with walk down to basement, at the house. Get ready to be the center of summer fun with the heated inground pool and large yard for backyard games. No need for a cottage when your backyard is like this! Don't forget the attached hot tub room which is convenient for those chilly winter months. Large Primary with En-Suite and Office, Detached Workshop, Attached Double Car Garage, 4 Bedrooms, 3 Bathrooms, Heated Inground Pool, Large Lot, Lots of Natural Light, Family Centric Layout, Tree Lined Road, Edge of Town, the list goes on. Come view this house and see how it feels just like home. Updates include flooring, decking, Furnace, Roof, Skylights, Well Pump, Central Air. (id:22681)

4 Bedroom 3 Bathroom 2800

Coldwell Banker Win Realty Brokerage

For sale Open House
$849,000
929 16TH Street W, georgian bluffs, Ontario

929 16th Street W

Georgian Bluffs, Ontario

Welcome to 929 16th St. West, a fully renovated home with a double attached garage and shop situated on 1.48 acres just outside of Owen Sound. Georgian Bluff Taxes and city water. This property offers modern amenities, functionality, and outdoor appeal. The house features three bedrooms and two bathrooms, providing ample space for comfortable living. The kitchen is a standout feature, boasting a chef's kitchen design with high-quality finishes, including New countertops, a double built-in oven, and a 6-burner gas stove top. The spacious island serves as a focal point for meal preparation, dining, and socializing. Upstairs, three good-sized bedrooms and a beautiful 4-piece bathroom await, offering comfort and privacy. Recent upgrades such as new windows, doors, Navien tankless dual boiler to ensure efficiency and modernity. The property includes a partially fenced yard a spring-fed pond in the back enhances the natural beauty and provides a tranquil feature for relaxation or recreation. A renovated shop with a new concrete pad, insulation, and furnace offers additional space for storage, hobbies, or even a home business, adding versatility and value to the property. R1C zoning offers a range of possibilities. Properties like this are hard to find and rarely come available in this desirable Georgian Bluffs location. (id:22681)

3 Bedroom 2 Bathroom 1702

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$849,000
551 ATTAWANDARON Road, point clark, Ontario

551 Attawandaron Road

Point Clark, Ontario

**INCLUDES ADJOINING VACANT LOT** Welcome to your perfect summer getaway! This charming three-bedroom, one-bathroom home or cottage in the heart of Point Clark offers a serene escape just steps from the beautiful shores of Lake Huron. Inside, you'll find a cozy living space with plenty of natural light, an inviting kitchen, and three bedrooms perfect for family and guests. The full bathroom is well-appointed and convenient. Outside, the deck has plenty of space for entertaining or relaxing with a good book. The expansive yard provides ample space for outdoor activities, and the proximity to the lake ensures endless opportunities for swimming, boating, and sunsets over the water. A detached shed offers extra storage for all your beach gear and outdoor equipment. Additionally, a charming bunkie can sleep up to four people, making it ideal for additional guests or a cozy retreat. Located just a two-minute walk to the beach, with direct access right across the road, this cottage offers the ultimate convenience for beach lovers. For those interested, the vacant lot adjacent to the property can be purchased separately. Don't miss this chance to own a slice of paradise in Point Clark. Contact your agent today! (id:22681)

3 Bedroom 1 Bathroom 1029

RE/MAX Land Exchange Ltd Brokerage (Pc)
RE/MAX Land Exchange Ltd Brokerage (Goderich)

For sale
$980,000
582 JOHNSTON Avenue, port elgin, Ontario

582 Johnston Avenue

Port Elgin, Ontario

Unparalleled Opportunity in Port Elgin's Heart! Welcome to 582 Johnston Ave, a rare gem in the midst of this charming beach town. Imagine owning a property that offers the perfect blend of convenience, income potential, and only a few blocks to Lake Huron's edge. This unique property boasts four separate apartments, including a spacious 2bed/2bath unit and three cozy 1bed/1bath units, providing endless possibilities for investors, entrepreneurs, or those seeking a unique living arrangement. The property's CC (Core Commercial) zoning opens up a world of possibilities, from keeping it as a lucrative rental property to exploring alternative uses that capitalize on its prime location. Additional features include a large 23x16' garage attached to a boathouse with an automatic garage door opener and boathouse measuring 24x16', perfect for storing watercraft or equipment with a concrete floor. This space also offers the potential for office space and development ideas. Half of the property is still available to build additional apartments or office space as well. The dreamer's can dream with this space with perfect zoning to instil your next business venture. With its proximity to shopping, amenities, schools, Bruce Power, and the breathtaking shores of Lake Huron, this property is poised to deliver exceptional returns from summer rentals and long-term tenants. Don't miss this chance to own a piece of Port Elgin's heart. Call today to explore the endless possibilities of 582 Johnston Ave! (id:22681)

5 Bedroom 5 Bathroom 2300

Wilfred Mcintee & Co Ltd Brokerage (Southampton)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.