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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

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SHANNON DECKERS

Why Choose Us

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Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale Open House
$529,900
21 CHURCH ST E, elmwood, Ontario

21 Church St E

Elmwood, Ontario

A RARE FIND! Located in the Hamlet of Elmwood, at the end of Church St. with a 0.5 acre view of county side, Main floor has eat-in kitchen, 3pc bathroom, living room and two additional rooms. Second floor features three bedrooms and a 4pc bathroom. Detached 24 x 36 workshop, garage, storage build, enclosed workshop area (insulated, no heat) within building. Roof 2018, Furnace 2017. (id:22681)

4 Bedroom 2 Bathroom 1422

Exp Realty

For sale Open House
$1,419,000
901 BOGDANOVIC Way, huron-kinloss, Ontario

901 Bogdanovic Way

Huron-Kinloss, Ontario

Contemporary, two-storey home with striking curb appeal, by Bogdanovic Homes in the new lakeside subdivision, Crimson Oak Valley, just south of Kincardine and only a short walk to the beaches of Lake Huron. This elaborate, beautifully designed, open plan home with stunning interior finishing will suit many, offering over 4000 sq ft of living space on three floors plus the WOW factor: open to below 19’ ceilings. Beyond the welcoming porch, the main floor foyer opens into a soaring two storey great room complete with gas fireplace and abundance of windows; the bright dinette boasts patio doors leading to a private backyard and huge covered porch, ideal for year-round entertaining (and future hot tub); the kitchen is a showcase enjoying plenty of custom cabinetry, floating shelves and work surfaces, an over-sized centre island plus easy access to a chef's delight: a large walk-in pantry! Completing this level is a mudroom located off the garage, a two piece bathroom and an office/study. Heading upstairs to the second level, you will note the expanse of the ceiling height once again with the addition of the wall of windows. The second level offers three bedrooms including a primary which enjoys a double door entrance, large walk-in closet complete with designer shelving and ensuite graced with a custom glass/tile shower, double vanity and tub. The main bathroom is conveniently located between the other two bedrooms; the laundry room is also located on this level, the perfect size and includes counter space plus cupboards. The open stairway to the lower level (almost 9' high ceilings), leads to a large family room , 4th bedroom and 4 piece bathroom. Completing this unprecedented new home are engineered hardwood, porcelain tile and carpeted floors; granite or quartz countertops; double car insulated garage; concrete driveway and sod. With schools, shops, restaurants, the recreation centre, golf course and harbour within easy reach, this is the ideal place to call home. (id:22681)

4 Bedroom 4 Bathroom 4353

RE/MAX Land Exchange Ltd Brokerage (Kincardine)

For sale Open House
$1,749,900
125 BOILER BEACH Road, huron-kinloss, Ontario

125 Boiler Beach Road

Huron-Kinloss, Ontario

Enjoy Luxury Lakeside Living along the shores of Lake Huron on the highly coveted stretch of Boiler Beach Road! This carefully designed custom built home sits on a large double lot and offers over 2000 square feet of high quality living space. The 3 bedroom, 2 bathroom bungalow home has been meticulously maintained and cared for since its build in 2012. The home offers an impressive open concept kitchen, living room with vaulted ceilings and dining room which all overlook an unobstructed view of some of the worlds greatest sunsets. With high end finishes, hardwood and tiled floor throughout this lakeside home is sure to impress. A wrap around covered porch makes watching the Lake Huron sunsets a dream and features a convenient outdoor natural gas BBQ hook-up. The well manicured landscaping throughout the property is complimented with both lighting and irrigation. Don't miss out on your chance to own your dream home on Lake Huron, call your REALTOR® today! Waterfront travelled road between. (id:22681)

3 Bedroom 2 Bathroom 2035

RE/MAX Land Exchange Ltd Brokerage (Kincardine)

For sale
$1,075,000
403277 GREY ROAD 4, west grey, Ontario

403277 Grey Road 4

West Grey, Ontario

An idyllic retreat nestled in the heart of nature! Welcome to this remarkable 3-bedroom Confederation bungaloft log home, poised on a sprawling 7-acre oasis of privacy with two serene ponds and a meandering spring-fed creek. Through the covered front porch, the spacious foyer sets the tone for the inviting ambiance that flows throughout the home. The open concept kitchen is a perfect blend of functionality and style and ideal for entertaining guests or enjoying family meals. Three well-appointed bedrooms, including a primary suite boasting a 3pc ensuite bathroom and a walk-in closet, providing a private sanctuary to unwind after a long day. Convenience meets sophistication with main floor amenities, including a powder room and a 5-piece bathroom. The partially finished basement holds boundless potential, awaiting your personal touches to transform into the ultimate retreat tailored to your desires. Features including a steel roof, HRV system, propane fireplace, and wood stove, ensuring year-round comfort. Step outside onto the back deck and indulge in stunning views of the 7 acres, a sight to behold in every season. A detached double car garage provides ample space for storage and workshop needs, offering practicality without compromising on charm. Immerse yourself in outdoor bliss with a gorgeous large swimming pond, a second smaller pond, and a private fire-pit area, perfect for cozy evenings under the stars. Explore the natural wonders of the area with access to Bell’s Creek and nearby trails, providing endless opportunities for adventure. Conveniently located just minutes from Durham, enjoy easy access to town amenities, while still relishing in the seclusion of your own private retreat. Don't miss your chance to own this extraordinary property where every day feels like a retreat. Schedule your private tour today and unlock the door to a life of unparalleled tranquility and luxury. (id:22681)

3 Bedroom 4 Bathroom 2195

Century 21 In-Studio Realty Inc.

For sale
$959,000
453157 GREY ROAD 2, grey highlands, Ontario

453157 Grey Road 2

Grey Highlands, Ontario

Perfect country property for the entire family! This spacious and stunning 6-bdrms, 3-bthrms raised bungalow on 1.5-acres offers the perfect blend of comfort, convenience, and income potential! Step inside from the covered front porch to find a welcoming foyer complete with a convenient closet. The home features new vinyl plank flooring and large windows throughout, flooding the space with natural light and accentuating its airy ambiance. The heart of the home lies in the pine living room, boasting a cathedral ceiling and a wood stove insert, perfect for cozy evenings. Galley kitchen with oak cupboards and a bright 3-panel breakfast/dining nook. 4 above grade bdrms, including a primary suite with a walk-in closet and a 4-pc. ensuite featuring a jet tub & corner shower. A hallway with a main floor 4-pc.bath, two linen closets, & main floor laundry with a double closet adds to the convenience. The fully finished basement suite is complete with its own kitchen, dining area, living room/rec room, office/den, cold room, utility room, 3pc bthrm, & two bdrms. Whether you're looking for additional living space, a guest suite, in-law apartment, or rental income opportunity, this home offers everything you need. Attached 2-car garage & a second detached 2-car garage/workshop with hydro. Generac generator, HRV system, & aluminum roof. Outside, enjoy the great patio and back deck, perfect for relaxing or entertaining against the backdrop of the serene rural landscape with the outer lying Osprey Wetland Conservation Lands. Located in a prime spot surrounded by natural beauty with plenty of birds and wildlife and recreational opportunities for every season, this home offers the ultimate country lifestyle. Explore nearby conservation areas, fishing, parks, skiing resorts, and golf courses. Just a 10-minute drive to Dundalk and 25 mins to Markdale, 15 mins to Lake Eugenia, 30-40 mins to Georgian Bay, enjoy the tranquility of rural living without sacrificing convenience. (id:22681)

6 Bedroom 3 Bathroom 4120

Century 21 In-Studio Realty Inc.

For sale
$174,900
230 4 Concession Unit# 6, carrick twp, Ontario

230 4 Concession Unit# 6

Carrick Twp, Ontario

Welcome to Cedar View Mobile Home Park! Nestled away from the hustle and bustle of the city, this quiet, year-round mobile home park provides a peaceful sanctuary to enjoy the simpler things in life. The well-established community features just a handful of neighbours, allowing for a private, low-maintenance lifestyle without compromising convenience as a variety of town centres remain only minutes away. The natural splendor of the surrounding countryside can be enjoyed through various areas of the home. The 14x70 ft. dimensions provide extra space for use, enjoyment, and storage. The primary bedroom features double closets while the secondary bedroom lends itself well to a home office, craft room or guest quarters. Outdoors, the sundeck grants stunning views of the meticulously manicured grounds and serene ponds on the premises. Abundant storage space in the attached carport and exterior shed (wired for electricity) offer room for hobbies, gear, or seasonal items. House, carport and shed roof shingles replaced approx. in 2014, windows are vinyl replacements, older but functioning F/A electric furnace and central A/C. The extremely reasonable lease fees make this an affordable haven for relaxation, nature, and community living (fees will increase to $150.00/mo. for new owner). (id:22681)

2 Bedroom 1 Bathroom 980

Exp Realty

For sale
$999,900
784 CAMPBELL Avenue, kincardine, Ontario

784 Campbell Avenue

Kincardine, Ontario

Ravine location brick bungalow now being built features finished lower level and many special features: AYA kitchen with granite or quartz countertops, center island and walk-in pantry and patio doors from dinette to covered deck; open concept living / dining / kitchen area. Walk-in closets in both main floor bedrooms. Combination garage - entry and main floor laundry and mudroom. Lower level finished with two extra bedrooms or special purpose rooms; third full bath; huge 16' X 25' family room; walkout from utility area to full 2-car garage. All this adjacent to parkland and Kincardine trail access and only five blocks to downtown, schools and arena / community centre. (id:22681)

4 Bedroom 3 Bathroom 2721

RE/MAX Land Exchange Ltd Brokerage (Kincardine)

For sale
$849,000
133 HAWTHORN Crescent, kemble, Ontario

133 Hawthorn Crescent

Kemble, Ontario

Welcome to your dream lifestyle on the shores of Georgian Bay! This stunning 3-bedroom, 3.5-bath townhouse offers an unparalleled living experience, nestled on a prestigious golf course and boasting breathtaking Georgian Bay views. Step inside to find a spacious and open-concept floor plan with elegant finishes and modern touches throughout. The bright and vaulted ceiling living room features large windows that bathe the space in natural light, while offering serene views of 10th green. The gourmet kitchen is a chef's delight, equipped with stainless steel appliances, sleek countertops, and ample storage space. A charming dining area is perfect for entertaining. The primary suite on the main floor is a tranquil retreat, featuring a spa-like ensuite bathroom and a walk-in closet. Upstairs, you'll find another bedroom with its own private ensuite bathroom and access to a lovely balcony. This covered outdoor oasis is perfect for enjoying your morning coffee. The lower level boasts a third generously sized bedroom and large family room that provides comfort and versatility for family, and guests. The home includes a convenient two-car garage, ensuring ample parking and storage space. This condo townhouse includes access to exclusive Cobble Beach Golf Course Resort amenities, such as a clubhouse, swimming pool, hot tub, tennis courts, private beach and 60' day dock. Take advantage of reduced residence rates for the prestigious golf course, spa and restaurant. All this is located minutes away from the amenities of Owen Sound. Don't miss the opportunity to own a piece of paradise in one of areas most sought-after locations! (id:22681)

3 Bedroom 4 Bathroom 2540

Royal LePage Rcr Realty Brokerage (Os)

For sale
$410,000
443 14TH Avenue, hanover, Ontario

443 14th Avenue

Hanover, Ontario

Welcome to 443 14th Ave, Hanover, just half a block off Main Street, boasting unparalleled exposure and convenience. Step inside to discover some modern updates. With 2 bedrooms and 1 bath, this home offers the perfect sanctuary amidst the bustling energy of main street life. The renovations ensure both style and functionality including a new kitchen, modern bathroom, vinyl flooring throughout and the new spacious living room with french doors to deck. The insulated 12'x20' garage provides ample space for a workshop, vehicles or storage, enhancing the property's practicality. For those with a vision, the unfinished basement presents an exciting opportunity for customization or expansion according to your desires. Whether you envision a home gym, or additional living space, the possibilities are endless. Currently used for residential purposes, this property also offers commercial potential, making it an ideal investment opportunity. Take advantage of the prime location and excellent exposure to set up your dream business or rental property. Don't miss your chance to own this property with its unbeatable location, modern updates, and versatile potential, this home truly has it all. Schedule your viewing today and make your urban living dreams a reality! (id:22681)

2 Bedroom 1 Bathroom 2193

Exp Realty

For sale
$1,265,000
424 HURON Road, red bay, Ontario

424 Huron Road

Red Bay, Ontario

Luxurious Retreat in the Heart of Red Bay. Tucked away Between Sauble Beach and The Grotto in Tobermory Embrace the beauty and tight-knit community atmosphere of Red Bay offering unparalleled comfort and elegance across three levels of meticulously crafted living space. Step into a world of sophistication and charm with large windows Crown molding and 9-foot ceilings on the main floor that add a touch of grandeur, while hardwood flooring creates a sense of warmth and luxury. The chef's kitchen offers a commercial Garland propane stove and custom exhaust hood. Unparalleled counter space with Corion countertops and island, stainless steel prep areas, triple sinks, two refrigerators and two dishwashers, large pantry. There is an eat in Dining area with chef’s desk and built in bookcases. A spacious dining room makes entertaining a delight. The main floor office with propane fireplace offers a cozy retreat for work or relaxation. Upstairs, four bedrooms await, including two expansive ensuite bedrooms. Plush carpeting in the hallway and stairs reduces sound, while heated floors in two bathrooms provide comfort and luxury. Descend to the basement to discover a haven of relaxation and recreation, with a bedroom suite, sauna, and spacious bathroom featuring heated floors and a large shower. A laundry room with steam closet and sewing area, workshop, and ample storage space. Experience the epitome of outdoor living with a pergola Trex deck with fire table and swings, fire pit, and Arctic Spa hot tub, perfect for enjoying the breathtaking sunsets that Red Bay is renowned for or gazing at the stars. Additional features such as a cabana with hammocks and a shed with covered wood storage ensure that every need is met. There is a privacy fence and parking for 8 vehicles offering convenience and security. Truly exceptional Red Bay property offering luxurious amenities, spacious living areas, attention to detail, this home offers the perfect blend of comfort and elegance. (id:22681)

6 Bedroom 6 Bathroom 5418

Royal LePage Rcr Realty Brokerage (Wiarton)

For sale
$449,000
46 ROBERTSON Street, harriston, Ontario

46 Robertson Street

Harriston, Ontario

Good rental income on this 1.5 storey duplex located in Harriston on a large lot with a fenced backyard. The back unit has a foyer, kitchen with island and laundry, living room, 2 piece bathroom and storage room on the main floor. Upstairs is a sitting area, 3 bedrooms and a full bathroom. Front unit has a foyer, kitchen, living room and bathroom on main floor with 2 bedrooms upstairs. 10 years ago major work was done-roof, furnace, back unit all redone, electrical and plumbing throughout most of the house. Tenants are month to month and are responsible for lawn care and snow removal. (id:22681)

5 Bedroom 3 Bathroom 1900

Royal LePage Rcr Realty Brokerage (Hanover)

For sale
$649,900
222 6TH Street W, owen sound, Ontario

222 6th Street W

Owen Sound, Ontario

Situated across from the winding banks of the Sydenham River as it flows over the Mill Dam, this gorgeous 4-bedroom, 2-bathroom brick home has been completely updated, inside and out. Stylishly redesigned and professionally finished, this is where the timeless elegance of Georgian colonial architecture meets modern comforts. With extra touches like new windows and doors, new kitchen, new bathrooms, and new hardwood flooring throughout, this impressive contemporary residence is the perfect home for any family. Upon arrival, you'll be greeted by a circular drive, providing a grand entrance to your new sanctuary. The light, bright, and airy layout is immaculately presented, complete with seasonal views over the Sydenham River. The modern kitchen offers sophisticated quartz countertops, tile backsplash, breakfast bar, and stainless steel appliances. A contemporary living room, 2-piece powder room, and dining area, featuring double doors opening up to an expansive deck, complete the flow of the main floor. Step upstairs to the luxurious principal bedroom overlooking manicured lawns and apple trees. Indulge in the 3-piece bath with spa-like amenities including a fully automated rainfall shower panel with body jets. Three additional bedrooms provide ample family and guest accommodation. Entertain with ease in the expansive lower level, featuring a cozy gas fireplace and a stylish bar area, ideal for hosting family movie nights. Outside, a sprawling back deck bathed in sunlight awaits as the perfect setting for summer BBQs. Here, the fabulous location puts you in the heart of Owen Sound's scenic beauty and vibrant community. Perfectly situated with cafes, restaurants, schools, trails, parks, and Ontario’s first fish ladder all within a quick stroll. Elevate your lifestyle in one of the Scenic City's most coveted neighbourhoods. (id:22681)

4 Bedroom 2 Bathroom 1800

Keller Williams Realty Centres

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

You Could Be Saving Money!

Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.