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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

BOTTLES OF PERRIER

SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

New Listings

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For sale
$689,000
19 LAURDO Crescent, oliphant, Ontario

19 Laurdo Crescent

Oliphant, Ontario

This stunning two-story home, built in 2018, offers the perfect blend of modern design and functionality. With its contemporary and thoughtful layout, it provides a spacious and comfortable living environment for you and your family. Step inside to discover an airy and light-filled interior, where large windows flood the space with natural light and offer picturesque views of the surrounding forest. The open-concept layout seamlessly connects the living, dining, and kitchen areas, creating an ideal setting for both daily living and entertaining. The main floor of the home also features a powder room, front office, laundry, storage and utility room and access to the garage. Upstairs, you'll find the three bedrooms, including a spectacular primary suite complete with a private ensuite bathroom and large walk in closet. Two additional bedrooms and 1 other bathroom offer generous size for allow for flexibility for guests and children. Outside, the property boasts a well-manicured yard eye catching exterior finishes and a large garage, providing plenty of space for activities and storage. Situated in a quiet and family-friendly neighborhood, and close to the lake, this home offers the perfect combination of tranquility and convenience. With its quality finishes, contemporary design, and desirable location, this 2018-built two-story home is sure to exceed your expectations. (id:22681)

3 Bedroom 3 Bathroom 1680

Century 21 In-Studio Realty Inc.

For sale
$499,000
LOT 19 CON 1 THE BURY Road, northern bruce peninsula, Ontario

Lot 19 Con 1 The Bury Road

Northern Bruce Peninsula, Ontario

100 acre parcel with approximately 35 acres of cleared land, currently used for pasture. Located on The Bury Road Road, just off of Little Pike Bay Road. Enjoy all that the Bruce peninsula has to offer, a short drive to Lake Huron or Georgian Bay. There is hydro and a well on the property. Adjacent 100 acre parcel is also for sale. (id:22681)

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$499,000
973 THE BURY Road, northern bruce peninsula, Ontario

973 The Bury Road

Northern Bruce Peninsula, Ontario

100 Acre parcel of land with the front half being open pasture land and the back being lower lying mixed bush. Centrally located on the Bruce peninsula, just a short drive to Lake Huron. Adjacent 100 acre parcel is also for sale. (id:22681)

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale Open House
$899,900
178 SUTACRITI Street, kemble, Ontario

178 Sutacriti Street

Kemble, Ontario

IS THIS YOUR FOREVER HOME? Imagine sitting on the front porch admiring the commanding views of Georgian Bay. Situated on an elevated lot in the desirable Sutacriti community, this custom built 3 bed, 2.5 bath home has been loved and meticulously maintained by the same family for 30 years. The front tiled entrance features 17'ceilings with an open staircase. The Bay window from the front living room continue the view of the bay with beautiful french doors leading onto a side verandah. Picture yourself preparing meals in the open kitchen while watching the children in the cozy family room with gas fireplace. The sliding doors lead out to the tranquility of the back yard. Enjoy your evening dinner in the formal dining room. The upper level showcases a full bath with laundry and 3 spacious bedrooms including the primary bedroom which offers a large ensuite and walk-in closet. Large unfinished basement with high ceilings and development potential. Double long driveway with 2 car garage for parking up to 12 vehicles when hosting family events. Steps away from public access to water. Truly a wonderful family home to start creating your memories in. (id:22681)

3 Bedroom 3 Bathroom 1860

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$439,900
118 PARKVIEW Circle, moorefield, Ontario

118 Parkview Circle

Moorefield, Ontario

Whether you're the private home body type or love to entertain, this beautiful open concept private oasis on a peaceful street may be the perfect fit. This centrally located rural one owner (pet free/smoke free) home backing on to green space is nestled at the end of Conestoga Estates and is only 10-15 minutes from 6 local towns and a mere 40 minutes to Guelph and KW. Plenty of yard space surrounds a huge partially covered deck with a hot/cool tub that looks out over a quiet back yard and your campfire area. Perfect for a starter home, retiree, or the relocator, it comes impeccably furnished with all appliances, 2 fireplaces, 2 flatscreens, and so much more including a pool table that converts to a dining table for family gatherings. The spacious driveway leads up to a stylish roomy shed that has everything you need for the deck including resin patio furniture, firetable, bar, lighting, and much more. As you enter the front door you are greeted with a large foyer with walk in closet. Enter through the arched doorway into a large open concept Living Room, Dining Room and Kitchen. The kitchen space with island provide ample counter space for entertaining or cooking Christmas dinner. Entertain with the beautiful red felt pool table and lounge in the large recroom. The amount of natural light from the windows in this space must be seen to truly appreciate. Head back into the primary suite which is large enough for 2 bedrooms and enjoy the vast walk in closet and beautiful 3pc ensuite with shower. The 2nd bedroom features large closets and has a sliding glass walkout to the back yard oasis. Rounding out the home is a 4pc main bath as well as a mudroom with laundry and stand up freezer. The benefit of Conestoga Estates is the natural gas heat which is rarely found in mobile parks and is what makes this such an affordable place to live year round. This is truly a well looked after home and a must see. Quick closing available. (id:22681)

2 Bedroom 2 Bathroom 1302

Coldwell Banker Win Realty Brokerage

For sale
$1,075,000
318561 GREY ROAD 1, georgian bluffs, Ontario

318561 Grey Road 1

Georgian Bluffs, Ontario

Every day begins with a breathtaking sunrise over the endless blues of Georgian Bay at this enviable property and dream lake house spanning more than 97 feet of pristine shoreline. This exquisite walk-out bungalow with private dock, boat launch, and heated boathouse is all about life at the lake. Presenting 3 bedrooms and 2 bathrooms across almost 1,800 square feet of elevated living space, all with the beauty of Georgian Bay as your backdrop. Skylights, vaulted ceilings, and big picture windows flood the home with natural light. The interior exudes contemporary elegance with an open-concept design, sleek, high-end finishes, and a palette that reflects the coastal setting. Equipped with sophisticated granite countertops and a black stainless steel appliance package, the kitchen promises the utmost convenience for your culinary endeavours. Outdoor living is taken to new heights with multiple captivating spaces for al fresco dining all while relishing in panoramic vistas. A glass railing staircase takes you to the lower level featuring multiple walkouts, custom live edge crafted bar, and, of course, a games room. The decadent primary suite is a true retreat tucked behind French doors, featuring a private media room, four-piece bath with his and her sinks, and sliding glass doors leading to the water’s edge. Here, you can indulge in the ultimate waterfront lifestyle with a variety of outdoor amenities. At the shore, the crystal-clear, Caribbean blue waters of Georgian Bay invite you to indulge in swimming, boating, paddling, and fishing right from your doorstep. Improvements include new vinyl siding 2024, new windows and door 2024, interior painting 2024, new septic 2021, custom shoreline stone work 2021, all new electrical 2018, and new HyGrade Steel Roof 2015. An 8 minute drive to the amenities of Owen Sound, an easy 2 hours to Kitchener-Waterloo, and 2.5 hours to Toronto and its International Airport. Simply, this is how you Live the Georgian Bay Lifestyle. (id:22681)

3 Bedroom 2 Bathroom 1754.1500

Keller Williams Realty Centres

For sale
$479,000
581 2ND Avenue E, owen sound, Ontario

581 2nd Avenue E

Owen Sound, Ontario

Welcome home to this beautifully updated century home, a quick walk to the Mill Dam, and a nice stroll or bike ride to Harrison Park. This family home has had many updates, including new flooring, updated wiring, new kitchen, freshly painted and new bathroom on the second floor just to name a few. The Main floor offers a inviting entry way, living room, formal dinning room, updated kitchen, and mudroom off the back. The second floor boasts 3 bedrooms and a bath. The third floor is fully finished with two spaces to enjoy. Enjoy sipping your morning coffee on the beautiful front veranda and evening barbeques on the back two tiered deck. The property is 200+ ft back yard is fully fenced for the dogs, kids or even a pool! Seller is able to do a vendor take back Mortgage. (id:22681)

4 Bedroom 2 Bathroom 1646

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$599,900
PARTS 34 & 35 ROWSONS Road, tobermory, Ontario

Parts 34 & 35 Rowsons Road

Tobermory, Ontario

WOW... Stunning South-west views, access to a beautiful shoreline and a driveway in place! This piece of paradise awaits you at the tip of the Bruce Peninsula in Tobermory. The property is accessible via a quiet, private road where you would have a mixture of year-round and seasonal neighbours. A lovely location tucked away from Tobermory, yet only a short bike ride away for recreation, amenities and more. The property features hydro at the road, a winding driveway and large clearing - ready for your plans and dreams to flourish into life! An elevation plan has been completed for ease of working with the Municipality. The 1.5+ acre property is nicely treed with an expansive 222ft. of waterfront, plus it abuts an unopened municipal road allowance for additional privacy! Enjoy the sounds of the stream trickling through the site with the drainage work already in place. As you walk towards the water you are greeted with beautiful open lakefront views. Soak in the sunshine and sunsets from the water-side deck. Enjoy a campfire under a blanket of stars! Store your items in the storage sheds and get ready to kayak, swim or scuba dive away! The shipwreck 'China' is located just off-shore for your underwater adventures. Tobermory is a popular scuba diving destination. Hiking the Bruce Trail, exploring the Grotto, building sandcastles at Singing Sands Beach, dining at one of the many restaurants or taking a boat tour to Flowerpot Island are just a few of the fun things you, your family and guests may enjoy. Book your showing to view this truly unique property! (id:22681)

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

For sale
$1,149,000
419 MECHANICS Avenue, kincardine, Ontario

419 Mechanics Avenue

Kincardine, Ontario

Simply put: WOW! Situated on a dead-end street and nestled into the trees next to designated green space, this exquisitely expanded and transformed home on a DOUBLE LOT will captivate you. The beautiful Scandinavian-inspired design epitomizes modern style and bringing the outdoors in, with spectacular wooded views and privacy, while natural light pours in. Enter into the inspired kitchen with sitting area, abundant storage and oversized waterfall quartz countertop. All new appliances and access from the kitchen to the private deck round out this space. The living/dining room are anchored by a gas fireplace, ample in size and designed around the priceless and inspiring views of nature. Behind the sliding door in the living room you will find the storage room, which from the road, brilliantly appears to be a garage. The lower level features a spacious rec room with walkout to a private patio overlooking the peaceful ravine. This adjacent greenspace ensures privacy for many years to come. Up the open staircase to the second story, you will find 3 sizeable bedrooms, laundry closet and two full bathrooms. The primary suite is breathtaking, a 15 out of 10, with soaring 12'6 ceilings, oversized walk-in closet and a 5-piece en suite with heated floor that can only be described as magazine-worthy. The entire home showcases how beautiful clean lines, functionality and a focus on what nature really is. New windows, new roof (2022), new gas furnace, air conditioner and hot water on demand. BONUS: you can decide what to do with the vacant portion of this double lot, the severance is approved but not finalized: enjoy it for the added privacy of a side yard, build a garage/shed, or even sell it as a building lot! Fantastic location right in downtown Kincardine, walking distance to all of the local amenities, schools, the beach, and only 20 minutes to Bruce Power. No detail was overlooked in the design and function of this spectacular home, you simply must see for yourself! (id:22681)

3 Bedroom 3 Bathroom 2544

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale Open House
$599,000
3 CLARKE Street S, clifford, Ontario

3 Clarke Street S

Clifford, Ontario

This Victorian home is brimming with character and potential; from its stained glass windows to its 9ft high ceilings, and original details. Impressive 5 bedroom, 3 bath has ample space for the entire family. The unfinished walk-up attic provides endless possibilities. Step outside to a covered wrap-around porch, perfect for sipping your morning coffee. On the property you'll find apple trees, a pear tree, blueberry bushes, a plum tree, raspberries the list goes on.There's potential to section off a part of the house for an in-law suite. Large 15ftx24ft above ground pool awaits, though it will need a new liner to shine in its full glory. There's also a fenced in area designed for a dog run. As you enter the property, you'll be welcomed by the sight of sunflowers, commercial playset and garden boxes. The kitchen has newer appliances. As for location, it's ideally situated close to parks, downtown, and just a short walk to the ball diamond, roller rink and library. This home has plenty of natural light that beams throughout the entire home and provides ease of comfort for the entire family. 14'x10' Shed. 20'x11' Metal Shed. (id:22681)

5 Bedroom 3 Bathroom 2570

Exp Realty

For sale Open House
$665,000
184 MCFARLIN Drive, west grey, Ontario

184 Mcfarlin Drive

West Grey, Ontario

Beautiful 4 Bedroom home in a quiet country subdivision only minutes to the great community of Mount Forest! Solid 2 story home sitting on a little over 3/4 of an acre. Upon entry the main floor consists of bright large windows from the kitchen looking into the back yard with plenty of room, mature trees and view of the fields. As you continue throughout the main floor you will find the inviting dining room, spacious living room, bedroom, 3 piece bath, laundry and some farm house appeal with the refinished original hardwood floors and brick walls. The second level offers 3 spacious bedrooms, a large 4 piece bath, and a bonus of a loft which is currently used for storage, however could be completed as a finished room. Some other great features include the large driveway, attached 1 car garage with loft, workshop, upgraded steel roof(2012), newer furnace(2019) and newer appliances(2022). Enjoy the luxury of that country feel with the convenience of being so close to the town! (id:22681)

4 Bedroom 2 Bathroom 2031

Royal LePage Rcr Realty Brokerage (Mf)

For sale Open House
$599,000
21 MOLLY Street, stokes bay, Ontario

21 Molly Street

Stokes Bay, Ontario

Nestled in the serene town of Stokes Bay, this contemporary retreat is located just minutes away from the pristine sandy shores of Lake Huron. Located centrally on the Bruce Peninsula, just 30 minutes to both Sauble Beach and the stunning town of Tobermory, this meticulously crafted home epitomizes the quintessential cottage experience, offering a perfect blend of modernity and tranquility. As you step inside, a warm and inviting ambiance greets you, with an open-concept layout seamlessly connecting the dining area, living space, and a stunning kitchen boasting stainless steel appliances and chic cabinetry. The cozy living room features a gas fireplace framed by a charming shiplap wood mantle, overlooking the lush backyard through two expansive windows. A highlight of this charming cottage or home is the three-season screened-in room, extending the living space and offering a tranquil retreat to enjoy the outdoors without disturbance from bugs. Venture further, and you'll discover three bedrooms, including a spacious primary suite with a shiplap feature wall and a luxurious three-piece ensuite with a glass-tiled shower. Outside, a sprawling grassy area and a covered porch beckon for outdoor gatherings and relaxation, complemented by a hot tub for ultimate indulgence. With its turnkey convenience, low maintenance, and proximity to the beach, this property promises an idyllic escape for creating lasting memories with family and friends. Hot tub and appliances included, furnishings negotiable. (id:22681)

3 Bedroom 2 Bathroom 1305

Century 21 In-Studio Realty Inc.

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.