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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

BOTTLES OF PERRIER

SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$1,350,000
49 WIDGEON COVE Road, northern bruce peninsula, Ontario

49 Widgeon Cove Road

Northern Bruce Peninsula, Ontario

WATERFRONT LOG HOME ON 1.2 ACRES! As you enter this beautifully maintained property, you are greeted with a paved driveway, 2700sq.ft.+ Log home, spacious 3-bay garage and 260 ft. of waterfront! As you explore the property you will find plenty of additional storage space with the double detached garage and dry boathouse for your canoes/kayaks. The property is situated in Pike Bay, a lovely year-round community with a store, restaurant, and a public beach. Southern exposure provides for sun all day, with the benefit of colours both from sun rise and sun set! The expansive waterside deck has two levels with beautiful views of the lake through the unobstructed glass railing. Do you love to entertain? Guests can place their drink order in your very own tiki bar - complete with hydro. The 30'x50' 3-bay garage provides plenty of room for toys, storage or to enjoy your hobbies in the insulated workshop. A log home provides much comfort and warmth, which you can feel the minute you walk through the door. The living room offers a wall of windows, walkouts to the deck, cathedral ceiling and a floor-to-ceiling stone fireplace. The dining area is quite spacious, allowing the entire family to gather and create special memories. The kitchen was renovated in 2019, providing you with a beautiful canvas for creating family meals. Large island with plenty of storage and SS appliances. The pantry / storage room is located just off the kitchen or it could make a beautiful walk-in closet for a primary suite! There are two main floor bedrooms, two main floor bathrooms, and main floor laundry. The upper level also hosts three large bedrooms with storage and a loft area perfect for a kids playroom or office with views to the living room below. Additional features: Carport, metal roof, propane furnace (2023) & more recent updates! Located only a short drive to Lion's Head or Wiarton for further amenities. Come and tour this wonderful property, you will never want to leave. (id:22681)

5 Bedroom 2 Bathroom 2743

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

For sale
$1,675,000
174088 MULOCK Road, west grey, Ontario

174088 Mulock Road

West Grey, Ontario

Welcome to this stunning custom built stone home, sitting on over 3 acres and offering over 2800 sq ft of brilliantly designed living space spread out over the main and second level. With the spectacular open feel, cathedral ceiling, and large bright windows centered around the floor to ceiling fireplace handcrafted with 130 year old brick, you’ll be hooked from the minute you walk through the front doors. No detail was overlooked in the construction of this home, with no better example than the chef’s dream kitchen, which features built-in appliances, 2 beautiful islands, induction stove with pot filler, and wall to wall views of the private backyard setting. The second floor not only offers 2 generous secondary bedrooms, a full bath, nice sized laundry room, and great open loft space, but is highlighted by the magnificent primary suite with walk in closet, private balcony and ensuite that includes a soaker tub, full body dryer, and relaxing shower complete with rainfall shower head and body jets. The pride and quality undertaken in building this home doesn’t stop there - both the home and 40’x60’ shop (with 16’ doors and wired for in floor heat) have been entirely clad in stone by an award winning mason, strategic exterior lighting truly really makes this home shine at night, and even the driveway was designed to allow for turnaround points for larger vehicles and equipment. With another 1400+ sq ft of basement space highlighted by10 ft ceilings awaiting your finishing touches, this is an opportunity to own your dream home, in a private setting, and only minutes to town. Don’t miss out on this one! (id:22681)

3 Bedroom 3 Bathroom 2875

Exp Realty

For sale
$529,900
471 4TH Street, hanover, Ontario

471 4th Street

Hanover, Ontario

This attractive brick bungalow is nestled in a quiet neighborhood in Hanover. The attached carport and a fenced back yard of a manageable size, are perfect for children, pets, or gardening. Inside, the home has undergone many thoughtful upgrades for modern living, boosting energy savings and comfort! Plus the owners had an Energy Audit completed as well as an Electrical Safety Check, allowing them to make smart upgrades for reduced energy use. Enjoy a new kitchen and appliances, updated bathrooms, flooring, fixtures, lighting, plumbing and electrical, windows, front door, hot water heater, upgraded insulation, reconditioned water softener, fireplace, concrete driveway and rear patio, leaf guard on eaves and so much more! The furnace receives regular servicing annually and roof shingles appear to be in good condition. The main floor laundry provides convenience for any age group as does the walk-up from the basement to the rear yard. With front and side entrance, potential exists, should you wish to convert the basement level to an in-law suite. The carport ceiling is high, allowing you to park small or larger vehicles. Add to this, the clean and stylish decor, a landscaped lot and lots of storage, with little to do except position your furniture! Finally, the prime location provides easy access to schools, parks, shopping and all the neighborhood amenities that families desire. With its updates and curb appeal, this charming brick bungalow is move-in ready for the lucky new owners. (id:22681)

3 Bedroom 2 Bathroom 2452

Exp Realty

For sale
$999,000
204 BRUCE RD 9, colpoy's bay, Ontario

204 Bruce Rd 9

Colpoy's Bay, Ontario

Nestled along the tranquil shores of Colpoys Bay, this stunning 4-bedroom, 2-bathroom home offers an idyllic blend of comfort and natural beauty. This turn-key investment can come furnished, so its move in ready! With a road between the property and waterfront, it provides easy access to a large section of waterfront, ideal for swimming, boating, and fishing. Wake up to breathtaking sunrises over the bay, setting the scene for a perfect day of relaxation or adventure. Conveniently located close to Wiarton, residents will enjoy easy access to all amenities including schools, banks, grocery stores, shops, and restaurants, ensuring a comfortable and convenient lifestyle. Don't miss out on this rare opportunity to own your own waterfront oasis in Colpoys Bay, where every day feels like a vacation. Schedule your viewing today and start living the waterfront lifestyle you've always dreamed of! (id:22681)

4 Bedroom 2 Bathroom 2094

Keller Williams Realty Centres

For sale
$474,900
70 JOHN Street, tara, Ontario

70 John Street

Tara, Ontario

Welcome to 70 John Street in the beautiful village of Tara. This charming bungalow offers convenient and efficient one floor living. The home Features a vaulted ceiling in the open concept living room, dining room and kitchen, 2 good sized bedrooms, and an attached single car garage. Enjoy all the seasons Bruce County offers with the comfort of natural gas in floor heat, relax on the covered front porch, or entertain friends with a BBQ on the back patio. Tara is located centrally to Owen Sound, Saugeen Shores, Hanover and Bruce Power. Call your REALTOR® today to set up your private showing. (id:22681)

2 Bedroom 1 Bathroom 1000

Sutton-Sound Realty Inc. Brokerage (Tara)

For sale
$859,000
363618 LINDENWOOD Road, kemble, Ontario

363618 Lindenwood Road

Kemble, Ontario

Welcome to 363618 Lindenwood Road, this meticulously maintained brick raised bungalow is situated on 2.3 acres. Boasting a walkout basement with 9ft ceilings and a propane fireplace, providing you with ample space and natural light. Inside, you'll find 3 bedrooms and 2 bathrooms, providing plenty of space for family or hosting guests. The kitchen features a walkout 16x16ft deck (2015), perfect for enjoying morning coffee or hosting summer BBQs. 10 main floor windows replaced (2019). Located less than 5 minutes from Georgian Bay and Cobble Beach golf links, outdoor enthusiasts will have endless opportunities for recreation and relaxation. For those in need of extra storage space, the property also includes a 40x60 coverall storage building, ensuring that all your toys and equipment are safely stored away. Conveniently located just 15 minutes away from Owen Sound and all amenities, this property offers the perfect blend of tranquility and accessibility. (id:22681)

4 Bedroom 2 Bathroom 2737

Exp Realty

For sale
$799,000
838 23RD Street E, owen sound, Ontario

838 23rd Street E

Owen Sound, Ontario

Welcome to your own private paradise in the heart of the city! This meticulously maintained home is the perfect combination of function and FUN! A sparkling in ground saltwater pool invites you to take a refreshing dip on warm summer days, while the adjacent hot tub provides the perfect spot to unwind and soak away stress. Adjacent to the pool, a stylish cabana offers a shaded retreat for lounging with a good book or hosting intimate gatherings with friends and family. The entire outdoor space is fenced in for complete privacy, creating an exclusive haven for you to enjoy. Back inside the home, you will be impressed with the spacious floor plan that features three bedrooms and two bathrooms, including a lavish primary suite complete with a generously sized walk-in closet, offering both style and functionality. Situated in a terrific family neighbourhood that is a short distance to the popular east side walking trails, but also a reasonable distance to shopping and schools, this home is a perfect choice for young families and retirees as well. Contact your REALTOR® today! (id:22681)

3 Bedroom 2 Bathroom 1986

RE/MAX Grey Bruce Realty Inc Brokerage (Os)
RE/MAX Grey Bruce Realty Inc Brokerage (Chesley)

For sale
$625,000
74 SPRY LAKE Road, oliphant, Ontario

74 Spry Lake Road

Oliphant, Ontario

Welcome to your perfect getaway in Oliphant, Ontario! This charming 3-bed, 2-bath home has been recently upgraded to ensure comfort and convenience. From the updated bathroom to the ductless mini-split providing heat and AC, flooring improvements, and freshly painted interiors, every detail has been meticulously attended to. The attached double garage shields you from the elements year-round, making trips hassle-free. Step onto the covered porch and take in the tranquil surroundings of your fenced yard, offering privacy and security for outdoor activities. Located in an area renowned for kiteboarding, boating, and hiking, adventure is just moments away. Enjoy kite surfers on Lake Huron or take a short drive to Oliphant Beach and Marina for sandy shores and aquatic fun. Wiarton and Sauble Beach are nearby for vibrant coastal vibes, while Owen Sound offers urban exploration opportunities just 40 minutes away. Back home, unwind on the back deck with a hot tub or utilize the garden shed (8x12) for outdoor gear. Inside, spacious rooms including an ensuite bathroom in the primary bedroom provide comfort for everyday living or weekend getaways. Whether seeking a permanent residence or vacation retreat, this versatile property offers the best of both worlds. Schedule a viewing today and make this charming retreat yours! (id:22681)

3 Bedroom 2 Bathroom 1773.2700

Keller Williams Realty Centres
Keller Williams Realty Centres Brokerage (Wiarton)

For sale Open House
$224,900
1086 FRENCH BAY Road, saugeen indian reserve #29, Ontario

1086 French Bay Road

Saugeen Indian Reserve #29, Ontario

Dreaming of owning a cottage at Sauble Beach? Here is your very affordable opportunity. Welcome to 1086 French Bay road, just steps to the clean, sandy, family friendly shores of Sauble Beach. This 3 bedroom, 2 bath, 700sq foot 3 season cottage has been completely updated with new septic system and water system, Beautiful new Kitchen, 1 new 3pc bathroom and a new 2 pc ensuite. New flooring, forced air heating system, new windows and doors, new appliances and a fresh coat of paint throughout. This affordable 3 season cottage comes furnished so all it needs is you. The open concept makes it feel larger than it looks but still offer the cottage life charm with a touch of elegance. The large 80ft X 200ft lot backs on to greenspace that is well treed. The large front deck offer retractable awning and BBQ with storage bind, the large rear decks offers views of the lush rear green space. And lets not forget the extended family space or the memory making firepit. This exceptional turn-key cottage is ready to start your family memories on the shores of Sauble Beach and lets not forget the world famous sunsets over lake huron. Yearly lease is $4,660.00, service fee is $1,200. You can hear the seagulls calling, you better too. (id:22681)

3 Bedroom 2 Bathroom 693

Royal LePage Rcr Realty Brokerage (Wiarton)

For sale
$1,699,900
3585 BRUCE ROAD 3, saugeen shores, Ontario

3585 Bruce Road 3

Saugeen Shores, Ontario

Forget Muskoka. Look what $1.699 million can buy you close to home and no 400 highways involved. Saugeen River Farm. Ideal recreation property with rolling lands, beautiful mature forest area of about 50 Acres, and over 1 km waterfront on the Saugeen River. The home has had several upgrades including new siding, new windows with screens installed in July 2022. In 2020 the drilled well was cleaned and upgraded to current standards including UV light treatment. Recently installed hot water tank. Approximately 3 years ago the main level bathroom and adjacent bedroom were renovated making a total main level living area should you wish to avoid the stairs. The new windows give lots of light into the home. The rolling lands provide pleasant long views and with lots of trails this property is ideal for all your recreational pursuits. Drive through picturesque towns, villages and farms with roadside stands. Go for a day, weekend, or longer/four season enjoyment, perfect family retreat. Always pet friendly-recreation, art scene, retirement or work from home. If you're a snowbird - fall & winter seasonal Bruce contractors are a good source of income. Also listing as Residential MLS® 40588150. (id:22681)

4 Bedroom 2 Bathroom 1850

Chestnut Park Real Estate Limited

For sale
$899,900
178 SUTACRITI Street, kemble, Ontario

178 Sutacriti Street

Kemble, Ontario

IS THIS YOUR FOREVER HOME? Imagine sitting on the front porch admiring the commanding views of Georgian Bay. Situated on an elevated lot in the desirable Sutacriti community, this custom built 3 bed, 2.5 bath home has been loved and meticulously maintained by the same family for 30 years. The front tiled entrance features 17'ceilings with an open staircase. The Bay window from the front living room continue the view of the bay with beautiful french doors leading onto a side verandah. Picture yourself preparing meals in the open kitchen while watching the children in the cozy family room with gas fireplace. The sliding doors lead out to the tranquility of the back yard. Enjoy your evening dinner in the formal dining room. The upper level showcases a full bath with laundry and 3 spacious bedrooms including the primary bedroom which offers a large ensuite and walk-in closet. Large unfinished basement with high ceilings and development potential. Double long driveway with 2 car garage for parking up to 12 vehicles when hosting family events. Steps away from public access to water. Truly a wonderful family home to start creating your memories in. (id:22681)

3 Bedroom 3 Bathroom 1860

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$699,900
178469 GREY ROAD 17, georgian bluffs, Ontario

178469 Grey Road 17

Georgian Bluffs, Ontario

Discover the perfect blend of modern comfort and scenic tranquility in this charming 3 bedroom, 2 bathroom bungalow just minutes from Owen Sound's amenities. Boasting tasteful renovations throughout, this property welcomes you with an inviting open concept main floor flooded with natural light from the numerous picture windows, offering lovely views of the stunning countryside. The fully renovated kitchen and bathrooms feature beautiful fixtures and finishes, providing both style and functionality. Step outside to enjoy the fresh air and beautiful scenery from the front deck or retreat to one of the rear decks for peaceful relaxation. The attached garage is convenient, providing direct access to the house, while a double wide paved driveway offers ample parking space. Whether you're entertaining guests or enjoying quiet evenings at home, this property offers the ideal setting. This gem is truly move in ready. Welcome to your new Home Sweet Home! (id:22681)

3 Bedroom 2 Bathroom 1857

Royal LePage Rcr Realty Brokerage (Os)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.