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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

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SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$189,900
55 GRAHAM Crescent, sauble beach, Ontario

55 Graham Crescent

Sauble Beach, Ontario

Welcome to this prime vacant lot located in the charming community of Sauble Beach, Ontario. Situated in a family-friendly neighborhood, this property offers the perfect opportunity to build your dream home or cottage getaway. Conveniently located close to Lake Huron, residents will enjoy easy access to the beach and all the amenities that Sauble Beach has to offer. Additionally, outdoor enthusiasts will appreciate the proximity to the Bruce Trails, providing opportunities for hiking and skiing adventures. With dimensions measuring 100’ by 164’ this spacious lot offers ample room for a variety of building possibilities. Municipal water and natural gas are available, adding convenience and ease to the building process. Sauble Beach boasts a range of amenities, including shops, restaurants, and recreational facilities, ensuring residents have everything they need within reach. The central location provides easy access to neighboring towns such as Southampton, Port Elgin, Owen Sound, and Wiarton, offering even more opportunities for exploration and entertainment. For those looking to explore further afield, Tobermory is approximately 90 kilometers away, offering stunning natural beauty and exciting attractions such as the Grotto, Bruce Peninsula National Park and the Fathom Five National Marine Park. Don't miss out on this incredible opportunity to create your own slice of paradise in the heart of Sauble Beach. Whether you're seeking a year-round residence or a vacation retreat, this vacant lot offers endless possibilities for you and your family to enjoy the beauty of Ontario's lakefront living. (id:22681)

Sutton-Sound Realty Inc. Brokerage (Wiarton)

For sale
$249,900
2016 6TH Avenue W, owen sound, Ontario

2016 6th Avenue W

Owen Sound, Ontario

Looking for a project or a little fixer upper? This is the spot for you. A little house nestled on a big lot, located on a quiet street. Large lot 52 x 165 backing onto escarpment privacy. This home needs some tlc - could be renovated to be a cutie. Just a short walk to Kelso Beach, trails and parks - a really nice location on the west side of town. Bring your tools and imagination - perhaps turn it into a little retirement spot or getaway place? Opportunity is knocking! (id:22681)

1 Bedroom 1 Bathroom 700

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

For sale
$699,999
8 LEVITTA Street, flesherton, Ontario

8 Levitta Street

Flesherton, Ontario

This warm and welcoming renovated farmhouse has been beautifully modernized and updated while keeping all of the original charm and character. The hard work has already been done for you – all that’s left is to move in! Featuring an eat-in Kitchen with coffee bar, Living Room with Juliette balcony, main floor gym, spacious and restful primary bedroom with walk-in closet and no less than 3 electric fireplaces to add to the cozy atmosphere. The lovely Family Room is full of natural light and is the perfect space to relax and enjoy time with friends and family, complete with built-in shelving, in-floor heat & an attractive fireplace. A small fenced yard means minimal outdoor maintenance with patios, perennial flower beds, cedar hedge and garden shed for outdoor storage. A wonderful location for a young family or retirees, just a short walk to schools, shops, local library, & Flesherton Pond. Just 12 mins from Beaver Valley Ski Club + easy access to golf, rec facilities, new hospital and more. The popular Beaver Valley area, ski clubs, the Bruce Trail, swimming, boating & fishing are all right on your doorstep! Under 2 hrs from GTA, 90 mins from Kitchener/Waterloo, 40 mins to Collingwood/Blue Mountain. (id:22681)

3 Bedroom 2 Bathroom 1795

Forest Hill Real Estate Inc. Brokerage

For sale
$1,349,000
81 2ND STREET Crescent, hanover, Ontario

81 2nd Street Crescent

Hanover, Ontario

Introducing Golden Hour Villa, an aptly named home perched on the edge of Hanover with sweeping views of fields, forests and sunsets, offering an unparalleled blend of elegance and natural beauty. Recently reimagined, this exquisite residence features 5 bedrooms and 3 custom bathrooms, including two expansive primary suites, each with a lavish ensuite and walk-in closet. The kitchen is a culinary masterpiece boasting top-tier GE Cafe appliances, 10.5' island with storage, gold stainless steel sink, custom micro-cement range hood, full-slab Italian porcelain backsplash and high-end Silestone countertops from Spain providing a Mediterranean feel. The adjoining dining room is equipped with a second dishwasher, sink, coffee bar and balcony access. The living room features expansive windows, a cozy gas fireplace and a window seat overlooking the recreational area featuring an 11'-deep Acapulco indoor pool, hot tub, wall shower, infrared sauna, and mildew-proof Trusscore ceiling and micro-cement flooring. Throughout the house is high-end, 100% waterproof Luxury Vinyl Plank flooring blending with Italian porcelain tiles in the bathrooms and lower floor. A grand micro-cement staircase, adorned with LED lighting, acts as both a statement piece and a natural air purifier, a design feature found in many celebrity homes. This entire house boasts meticulous attention to detail, giving a captivating ambience that welcomes you at every turn. The exterior is equally impressive, featuring a 3-car garage, all-new windows, numerous outdoor seating spaces, balconies on the upper floors and a charming back courtyard. Wonderful opportunity for multi-generational living with a variety of adaptable rooms. Golden Hour Villa is located in Hanover, a bustling town with great amenities; only minutes from two beautiful conservation areas and under an hour away from the pristine beaches of Lake Huron. This is your opportunity to experience the perfect harmony of beauty and modern luxury. (id:22681)

5 Bedroom 3 Bathroom 5100

Royal LePage Rcr Realty Brokerage (Hanover)

For sale
$589,900
339668 PRESQU'ILE Road, georgian bluffs, Ontario

339668 Presqu'ile Road

Georgian Bluffs, Ontario

Ever Dreamed of sipping coffee and watching the SUNRISE ON THE TRANQUIL WATERS OF GEORGIAN BAY? Here is your opportunity to get a beautiful cottage on the water at a reasonable price point. This cozy 2 bedroom cottage has an open concept that focuses on the waterfront with a wood stove for the chilly nights. Listen to the loons call and sit upon the crystal clear waters , with the sun on your face. Being sold as a turn key cottage with a small list of exclusions. Presquile Road is a sought after area and this rare opportunity to get into the waterfront market will not last long. Call to book a showing today. Waterfront road between. (id:22681)

2 Bedroom 1 Bathroom 540

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$499,900
308 NAPIER Street, walkerton, Ontario

308 Napier Street

Walkerton, Ontario

5 bed, 2 bath bungalow nestled in the heart of Walkerton, this fully renovated home is move-in ready! The quiet street and private backyard offers a place to come home and unwind. This property has plenty to offer including new stairs and flooring on both levels (2023), new ceilings on lower level (2024), new insulation on lower level (2024), fresh paint, new furnace (2023), two renovated bathrooms (2023), and a renovated kitchen (2022). The walkout basement allows for an influx of natural light with a spacious area to entertain. This house is conveniently located walking distance to several schools, trails, and downtown. Location! Location! Location! Book your showing today as this one is priced to sell! (id:22681)

5 Bedroom 2 Bathroom 2150

Coldwell Banker Peter Benninger Realty Brokerage (Walkerton)

For sale
$729,900
10 DEVINWOOD Avenue, walkerton, Ontario

10 Devinwood Avenue

Walkerton, Ontario

Welcome to 10 Devinwood Ave! This bungalow offers a walkout basement, back onto green space, concrete driveway and patio off of the rec room. This home provides 4 bedrooms (2+2) and 3 full bathrooms. High end finishes include consist of quartz counters throughout, luxury vinyl plank flooring, soft close cabinets, custom lighting and landscaping. This open concept design makes this home great for entertaining. The main level includes a mudroom with laundry, bedroom, a 4pc. bath, two tone custom kitchen with island, dining area, living room with electric fireplace and patio doors to the covered deck. The large master includes a walk-in closet and a luxurious 4pc. ensuite with double vanity and tiled shower with 2 shower heads and corner bench. Walk down the hardwood staircase to the bright basement where you'll find huge rec room with patio doors to a concrete patio, 2 more bedrooms, a 4pc. bath, as well as the utility room and a large cold room. Book a showing with your REALTOR® today! (id:22681)

4 Bedroom 3 Bathroom 2209

Royal LePage Rcr Realty Brokerage (Hanover)

For sale
$549,000
551 CATHERINE Street, port elgin, Ontario

551 Catherine Street

Port Elgin, Ontario

Welcome to this charming two-storey family home in the heart of Port Elgin! This wonderful property, lovingly maintained by the same family since it was built in 1964, is now ready for a new family to make it their own. With four spacious bedrooms upstairs, there's plenty of room for everyone to grow. Situated on a mature, generously sized lot backing onto a quiet lane, this home offers the perfect blend of comfort and convenience. Enjoy the great location, just a short walk to the lake and close to schools. The heart of the home is the spacious kitchen and dining room, perfect for family gatherings and entertaining. Inside, you'll also find a full basement, ideal for a recreation room or ample storage. The lovely family room addition features a vaulted ceiling, gas fireplace, and a walkout to a private deck overlooking the gorgeous backyard - the perfect spot to relax and watch the kids play. Additional features include a double-wide asphalt driveway and an oversized single car garage. Don't miss out on this fantastic opportunity to create your own family memories in this wonderful home! (id:22681)

4 Bedroom 2 Bathroom 1609

Royal LePage D C Johnston Realty Brokerage

For sale
$1,599,000
584 WARNER BAY Road, tobermory, Ontario

584 Warner Bay Road

Tobermory, Ontario

Private Waterfront Cottage on Warner Bay situated on 4.8 acres. Boasting 216' of shoreline spanning across this extra wide lot offering southern exposure. Main floor has large kitchen with breakfast bar, spacious dining area for large family gatherings, Cozy family room with stand alone propane fireplace for those chilly evenings. Also an area for game activities & murphy bed when needed. The main floor has a spacious 3 pc bathroom with large walk - in glass block shower. Two patio doors lead to the expansive waterside deck. Enjoy morning coffee or evening cocktails while listening to the waves lapping beside you. 2nd level has a 2 pc bathroom & 3 bedrooms, one with a walk out deck overlooking the crystal blue waters of Lake Huron. Intricate red cedar detailing is found throughout on the walls and ceilings providing that true cottage feel. A detached 18' x 24' building offers space to house all your water toys & is equipped with a 3 pc bath, laundry facilities and wet sauna on the main level. Upstairs is finished for guest overflow offering 3 beds, walk in closet and a common sitting area. Privacy is provided by many trees including mature maple. The original charming A Frame cottage was maintained and substantial upgrades & additions were completed in 2008. Cement dock and rock gabions in place for fluctuating lake levels. Easy launching for kayaks and perfect for swimming even with young children. This cottage offers so much & is waiting to create some new family memories. VTB option at superior rate to the banks (id:22681)

3 Bedroom 3 Bathroom 1825

Chestnut Park Real Estate Limited

For sale
$1,497,000
110 HOBSON'S HARBOUR Drive, northern bruce peninsula, Ontario

110 Hobson's Harbour Drive

Northern Bruce Peninsula, Ontario

Imagine … the sound of the waves crashing on a rocky shoreline, endless views, spectacular sunsets, night skies filled with stars and space to play and entertain - 110 Hobson’s Harbour delivers on all fronts. This magnificent property set on 475 feet of waterfront features three separate living spaces. Mature gardens line the stone walkway that leads to an impressive 3 bed/4 bath full scribe log home with just under 4000 sq ft of finished living space and spacious decks and seating areas that surround the exterior. Enter through the front door and you are immediately captured by the breadth of the log timbers that make up this stunning home. Truly an entertainers dream the large principal rooms will house your family and guests comfortably whether it’s for a sit-down meal in the dining room; gathering in the kitchen and breakfast area for morning coffee; or settling in the great room for a glass of wine, with its spectacular stone fireplace and soaring log beamed cathedral ceilings. Upstairs you’ll find an open loft sleeping area, a family bath, and two further bedrooms including the primary bedroom with spa-like bath and views over the water that will take your breath away. A cozy ambience is created with 6 stunning fireplaces found throughout this impressive home. The lower level rec room provides space for reading and games while the attached workshop and garage take care of the hobbyist and any storage needs. Need extra room for family or for guest quarters? Then venture down the path to the carriage house which features a full garage and a separate 3 bed/1 bath living space with vaulted ceilings, kitchen, living area and walkout to a large deck. In the other direction, the Little Cottage, affectionately known as the LC, also provides additional living space with 2 bedrooms, a loft sleeping area, living room, 3-piece bath and newly built deck. Privately set on 3.4 acres with mature trees, a sandy beach area and stone shoreline, this property is sure to impress! (id:22681)

9 Bedroom 6 Bathroom 3772

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

For sale Open House
$789,000
55 HANSEN Drive, south bruce peninsula, Ontario

55 Hansen Drive

South Bruce Peninsula, Ontario

Experience the ultimate naturalist's dream refuge at this exceptional 40+ acre property by Berford Lake near The Bruce Trail. This well-maintained home offers modern amenities including a bunkie, gazebo, hot tub, generator, and more. Ideal for large families, investors, or retirees, with a detached garage, RV parking area with electric and water hookup, and a zipline plus many more upgrades. For the avid angler, Berford Lake is known for its fishing and you can finish the day with a bonfire at the fire pit. Explore nearby trails, parks, beaches, and outdoor activities, making it perfect for active lifestyles or just chillin'. Enjoy the birds and peacefulness while sitting on the full length back veranda and embrace the rare flora and fauna surrounding you. Conveniently located near popular attractions such as Colpoy's Bay, Tobermory, 'The Grotto' in the National Park, Sauble Beach, Wiarton and so much more that the Bruce Peninsula has to offer. This property offers a unique opportunity to own a turn-key home base to explore and get back to the important things in life - you and family. 2 1/2 hours from Kitchener-Waterloo and 3 hours from GTA. (id:22681)

3 Bedroom 2 Bathroom 1570

Coldwell Banker Peter Benninger Realty Brokerage (Walkerton)

For sale Open House
$669,900
207 ALMA Street W, paisley, Ontario

207 Alma Street W

Paisley, Ontario

Welcome to Your Modern Bungalow Oasis! Nestled in a tranquil neighbourhood, this custom-built modern bungalow offers the epitome of comfort and convenience. Boasting a thoughtful design with 3 bdrms, 3 baths, this home is a testament to contemporary living at its finest. With stunning cherry hardwood floors throughout and a spacious ensuite bathroom for relaxation, every inch of this home exudes luxury. Entertain effortlessly in the open concept kitchen, dining room, and living room, or take the party downstairs to the fully finished basement complete with a wet bar and ample space for guests. Enjoy the convenience of ample parking space for guests and vehicles, an oversized attached garage with a separate entry to the basement makes it perfect for easy access. Step outside onto the front porch or covered deck to savour the peaceful surroundings of the fenced yard. With in-floor heating in the basement and gutter covers for low-maintenance living, this home is designed for comfort and ease. Located near the rail trail, it's ideal for leisurely strolls and outdoor adventures. Don't miss your chance to call this modern bungalow yours—schedule your viewing today! (id:22681)

3 Bedroom 3 Bathroom 2078

Exp Realty

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.