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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

BOTTLES OF PERRIER

SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

New Listings

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LOADING

For sale
$425,000
19549 HIGHWAY 6 SW, georgian bluffs, Ontario

19549 Highway 6 Sw

Georgian Bluffs, Ontario

3 Bedroom 1.5 bath Bungalow on 1 acre corner lot in Clavering fronting on highway 6, 5k North of Hepworth. Large detached garage with 2 overhead doors, hydro and workshop space. Open concept flow through from front door to large living room with galley kitchen with breakfast bar. Airtight wood stove in living room (unused by current owner). Lots of natural light from south facing patio door to sheltered patio and a large picture window that faces North towards the 24' x 24' garage/workshop built in 2016. Some windows replaced 2018. Convenient to Wiarton 10 min, Sauble Beach 15 min, 25 min to Owen Sound. Large open space for pets etc., back drop is a walking path formally a railway track. A 2nd entrance off the side road. Drilled well 2011, blown in insulation upgraded 2011. Due to the Estate Nature of the sale, the seller offers no warranties, or representations of any kind, and the property is being sold in “as-is, where-is” condition. (id:22681)

3 Bedroom 2 Bathroom 1000

Brand Realty Group Inc.

For sale
$895,000
245 MELROSE Avenue, kitchener, Ontario

245 Melrose Avenue

Kitchener, Ontario

This REMARKABLE property is centrally located near Kitchener Auditorium, Downtown Kitchener, Schools, Stanley Park, Churches, Public Transit and much more! Focus attention on the beautiful FENCED in yard, 20'x 24' deck with hot tub and 10 ft. OUTDOOR kitchen! Main floor features a fully remodeled Kitchen with all new Appliances, ample counter space and sitting area for guests. A main floor bedroom, a bright living room and 4 pc bathroom. 2 additional bedrooms, and another 2 pc bath on Upper Level. Basement highlights an incredible rec room, bar, guest room, plus stackable washer/dryer. The 20' x 16' heated GARAGE includes an airtight wood stove. It is a MUST see! (id:22681)

4 Bedroom 2 Bathroom 903.0500

Century 21 Heritage House Ltd.

For sale Open House
$1,199,900
3 SNYDER Street, port elgin, Ontario

3 Snyder Street

Port Elgin, Ontario

Welcome to your dream location by the beach! Nestled on the edge of Port Elgin known locally as Gobles Grove, this picturesque bungalow offers the perfect blend of tranquility and convenience. Step into the main floor with 1660 sqft of inviting living space, boasting 3 bedrooms on the main floor plus an additional bedroom in the walk-out basement. There are large windows and ample natural light flooding through, creating a warm and inviting atmosphere throughout. Enjoy the luxury of three full bathrooms, providing convenience and comfort for you and your guests. Situated on a sprawling 3/4 acre treed lot, this property offers privacy and serenity. Spend lazy afternoons lounging in the shade of mature trees on the new deck 14 x 28, hosting outdoor gatherings, or simply enjoying nature's beauty in your own sunny southern facing backyard. Close to the Beach & MacGregor Point Provincial Park, embrace the coastal lifestyle with the beach just a short walk away; beach strolls & nature walks mean endless opportunities for relaxation and recreation by the shore. The walk-out basement features a fully equipped in-law suite, perfect for extended family or guests. With its own separate entrance, kitchen, and living space, everyone can enjoy their own slice of paradise while still being together. This home is heated with a gas forced air furnace (2020) and gas fireplace, cooled with central air and serviced with municipal water and a septic. There is a dug well in place for lawncare, the garage is insulated and heated with its own natural gas heater, and there's a free standing gas generator. (id:22681)

4 Bedroom 3 Bathroom 1660

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$730,000
150 PALMDALE Drive Unit# 54, scarborough, Ontario

150 Palmdale Drive Unit# 54

Scarborough, Ontario

Just move in and enjoy this lovely, well maintained townhouse in a highly sought after and convenient area. This home is perfect for 1st time home owners, downsizes or investors. This unit features a bright and inviting atmosphere with fresh paint through the home, a fully updated powder room, new carpeting throughout the upstairs, large sliding doors in the living room bringing in lots of natural light that lead to a beautifully flowering backyard attached to common area green space. The 3 bedrooms upstairs have ample storage with floor to ceiling double door closets. The basement features one side having a warm living area accented with a large fireplace, great for entertaining, paired with a great storage area and laundry on the other side. This well managed complex comes with visitor parking, underground parking, exterior summer and winter maintenance, and home cable and internet, all at a reasonable fee. This unit is in a prime location! Within walking distance to a supermarket, restaurants, parks, schools, public transit and minutes to the 401 and 404. Don't miss out on this family friendly neighbourhood. (id:22681)

3 Bedroom 2 Bathroom 1400

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$849,900
430 PARKSIDE Drive, mount forest, Ontario

430 Parkside Drive

Mount Forest, Ontario

Investors take notice, this property has been very diligently and meticulously taken care of and updated over the years. Thinking of buying a home and having someone help pay the mortgage? This is a great opportunity for that with traditional lenders being able to use market rents to help you qualify for a purchase. Live in 1 unit and have the other two subsidize your mortgage. This is a great time and way to get an investment property for now and the future. Unit 1 has private use of the North side driveway and has their own private entrance at the rear. A nice mudroom and living room above grade with a 3pc bath, 2 bedrooms, eat in kitchen and storage. Unit 2 is a nice 1 bedroom apartment on the main floor with a great sunroom, living room, eat in kitchen, 3pc bath and large bedroom. This unit gets parking on the south side driveway. Unit 3 is on the 2nd and 3rd floors which comes with 3 bedrooms, kitchen, 4pc bath, 2pc bath and a large living room. This unit also has its own parking on the south side driveway. All of the units have separate hydro meters and hot water tanks. All units also have in-suite laundry. There is outdoor storage for tenants and a large inviting fenced rear yard for the tenants to share. There is also a detached garage with hydro which the Landlord currently uses but could be used to generate more income. Some of the many upgrades over the years include: Appliances, washrooms, flooring, windows, roof, central air, furnace, electrical, fire safety, paint, plumbing and more. Ask your Realtor for a complete list of upgrades. Priced at a 5% Cap Rate, this property is perfect to add to your portfolio of investments or to jump in for your first. Solid Brick, Solid Income, Solid Investment. (id:22681)

6 Bedroom 4 Bathroom 2551

Coldwell Banker Win Realty Brokerage
Wilfred Mcintee & Co Ltd Brokerage (Walkerton)

For sale
$849,900
430 PARKSIDE Drive, mount forest, Ontario

430 Parkside Drive

Mount Forest, Ontario

Investors take notice, this property has been very diligently and meticulously taken care of and updated over the years. Thinking of buying a home and having someone help pay the mortgage? This is a great opportunity for that with traditional lenders being able to use market rents to help you qualify for a purchase. Live in 1 unit and have the other two subsidize your mortgage. This is a great time and way to get an investment property for now and the future. Unit 1 has private use of the North side driveway and has their own private entrance at the rear. A nice mudroom and living room above grade with a 3pc bath, 2 bedrooms, eat in kitchen and storage. Unit 2 is a nice 1 bedroom apartment on the main floor with a great sunroom, living room, eat in kitchen, 3pc bath and large bedroom. This unit gets parking on the south side driveway. Unit 3 is on the 2nd and 3rd floors which comes with 3 bedrooms, kitchen, 4pc bath, 2pc bath and a large living room. This unit also has its own parking on the south side driveway. All of the units have separate hydro meters and hot water tanks. All units also have in-suite laundry. There is outdoor storage for tenants and a large inviting fenced rear yard for the tenants to share. There is also a detached garage with hydro which the Landlord currently uses but could be used to generate more income. Some of the many upgrades over the years include: Appliances, washrooms, flooring, windows, roof, central air, furnace, electrical, fire safety, paint, plumbing and more. Ask your Realtor for a complete list of upgrades. Priced at a 5% Cap Rate, this property is perfect to add to your portfolio of investments or to jump in for your first. Solid Brick, Solid Income, Solid Investment. (id:22681)

6 Bedroom 4 Bathroom 2551

Coldwell Banker Win Realty Brokerage
Wilfred Mcintee & Co Ltd Brokerage (Walkerton)

For sale
$575,000
354 GODERICH Street, port elgin, Ontario

354 Goderich Street

Port Elgin, Ontario

Welcome to 354 Goderich Street! Featuring 4 bedrooms and 2 baths, this 3-level side-split includes ample parking for 5 vehicles, and has a carport that could be converted into a single car garage. There is also a bonus area that is a perfect workshop or space for extra storage. The backyard is fully fenced with a shed and a large deck, perfect for relaxing or entertaining. Coming inside the home has a long list of updates! This home is move-in-ready with new laminate flooring, updated windows and doors, and a refreshed kitchen with newer countertops and an island. The dining area boasts a large bay window, with excellent sight lines to the back yard, and walk-out to the back deck. With a separate entrance to the basement, fresh paint, new carpeting, and central vac, this home offers both functionality and style. Located only a 20 minute drive to Bruce Power and a 10 minute bike ride to the beach it’s perfectly situated.  Walking distance to schools, parks, shops and everything Port Elgin has to offer! This home offers a comfortable and convenient lifestyle and is ideal for someone looking to get into the real estate market. Book your showing today! (id:22681)

4 Bedroom 2 Bathroom 1135

Royal LePage D C Johnston Realty Brokerage

For sale
$2,999,000
157 GEORGIAN DR Drive, northern bruce peninsula, Ontario

157 Georgian Dr Drive

Northern Bruce Peninsula, Ontario

A RARE OPPORTUNITY to own 425ft of the BEST GEORGIAN BAY shoreline, AND 43 ACRES of UNIQUE PARK-LIKE land abutting the NIAGARA ESCARPMENT & BRUCE TRAIL. Set on the EXCLUSIVE shores of JACKSON COVE, this WATERFRONT FAMILY COMPOUND offers a 2,700 sq ft RAISED MODERN BUNGALOW with STONE EXTERIOR, private 700sq ft MASTER RETREAT south area w/2 entrances, 6pc ensuite, HIS/HERS walk-in closets, office/den & walk-out to patio. Separate north area w/3 additional bedrooms & full bath. North/South areas separated by OPEN-CONCEPT LIVING SPACE with incredible CHEFS KITCHEN w/maple cabinetry, GRANITE SURFACES, large ISLAND, open to DINING AREA & LIVING ROOM w/stone feature wall ... all with STUNNING GEORGIAN BAY WATER VIEWS. Multiple walkouts to multi-tiered WATERSIDE DECKING. Formal & mudroom entries, finished laundry room & 2 pc powder. ATTACHED 28X26 GARAGE w/entry to main floor & stairway to additional 2,700 sq ft 'UNSPOILED' LOWER LEVEL open space w/9ft ceilings & rough-in for 4th bathroom = 5,400 sq ft of total living space. Excellent mechanicals incl. whole-home back-up generator. Separate 30x50 detached dome garage w/hydro. STONE-IRON GATE entry with 500ft winding driveway and tasteful lighting. PROPERTY offers protected shoreline for safe BOAT DOCKING, crystal clear swimming & water play, 300ft NIAGARA ESCARPMENT VIEWS, unique 43 acres featuring ALVAR rock-garden-grassland, FORESTED AREAS, massive MOSS-COVERED BOULDERS, private 25ft ESCARPMENT ROCK-WALL – backing on to PROVINCIAL PARKLAND & direct access to Bruce Trail. This WATERFRONT RETREAT on GEORGIAN BAY is conveniently located 20mins from Wiarton, 10mins from LIONS HEAD, and 35-45mins from the GROTTO & TOBERMORY. Simply one of the FINEST PROPERTIES on the BRUCE PENINSULA ... just 3 hrs from the GTA. (id:22681)

4 Bedroom 3 Bathroom 2700

Royal LePage Rcr Realty Brokerage (Wiarton)

For sale
$325,000
290 GARAFRAXA STREET N Street N, durham, Ontario

290 Garafraxa Street N Street N

Durham, Ontario

Get your foot in the real estate market in the town of Durham. This is a corner lot with paved driveway and garage. Main floor consists of kitchen, dining rooom, living room, two bedrooms (or one bedroom and one office/den) and 3-piece bathroom with laundry. Upper level has two bedrooms and a 4-piece bathroom. First time homebuyers and investors seaching for rental properties look no further. (id:22681)

4 Bedroom 2 Bathroom 1350

Century 21 Heritage House Ltd.
Century 21 Cedar Glen Ltd Brokerage

For sale Open House
$699,900
200 2ND Avenue SE, georgian bluffs, Ontario

200 2nd Avenue Se

Georgian Bluffs, Ontario

Gorgeous 2 story family home boasts 3 bedrooms upstairs, and the master bedroom even has an ensuite and his and hers closets. But that's not all, the basement is fully finished with a rec room and plenty of space to potentially add a 4th bedroom. The main floor is absolutely stunning with beautiful hardwood floors, a formal dining room, and a cozy family room complete with a gas fireplace. The home has a natural gas furnace and central air and almost 2500 sq ft of finished living space. There is lots of storage and an unfinished workshop in the basement. One of the best features of this home are the large windows that let in tons of natural light, creating a bright and airy atmosphere throughout. Step outside onto the covered front porch or the back deck and take in the beautifully landscaped yard, perfect for relaxing or entertaining guests. The property is deep and fronts onto 2nd Ave SE, while also backing onto 2nd Ave SW, providing plenty of privacy and space for outdoor activities. Don't miss out on this incredible opportunity to own your dream home! Annual Utilities: Ontario Hydro - $1667.23 Enbridge Gas - $1445.93 City Water - $940.49 (id:22681)

3 Bedroom 3 Bathroom 2489

Sutton-Sound Realty Inc. Brokerage (Tara)

For sale
$634,900
483 ALICE Street, southampton, Ontario

483 Alice Street

Southampton, Ontario

Looking for a Southampton home to call your own? This four bedroom raised bungalow could be just what you’ve been waiting for! Boasting lovely curb appeal, this home sits on an extra deep lot in a quiet area of town while still being close enough to enjoy all the amenities that Southampton has to offer including shops, restaurants, cafes, playgrounds, the Saugeen River and of course the amazing sandy shores of Lake Huron! The upper level has three spacious bedrooms, a beautifully remodelled 4 piece bathroom, kitchen, living room and separate dining room that has patio doors out to a large deck overlooking the 200+foot yard. The lower level offers a fourth bedroom, workshop/office, 2 piece powder room and bright laundry area with sink and a separate entrance for easy access to the backyard and covered patio. New gas furnace and a/c in 2022, and attached double car garage. Freshly painted, solid hardwood floors and updated windows show that this home has been loved by the same family since it was built in 1989. Looking for new owners to love it as much as they have. Let this be the place you call home. (id:22681)

4 Bedroom 2 Bathroom 1612

Royal LePage D C Johnston Realty Brokerage

For sale
$596,900
366 4TH Avenue, hanover, Ontario

366 4th Avenue

Hanover, Ontario

JUST LISTED! 3 bedroom, 2 bathroom, 1700+/- total sqft. Main Floor features: kitchen with ample cabinets; dining area with patio doors; living room with lots of natural light. Main floor flooring is 2 years old. Upstairs features: Kings n Queens size primary bedroom with 2 closets; 2 additional bedrooms and 4 piece bathroom. Lower level finds: Large family room with lots of space to kick back “N” relax; Special Features are the beautiful windows that go almost the full length of the room so you can watch your children on their new pay set (included) and still lots of room for a trampoline. Basement has laundry room, workshop, and storage space to keep things neat and tidy. Round out this package with double wide driveway; Quiet cul-de-sac. Enjoy the end of the day or morning coffee on your new deck 21' x 22' with the tranquil sounds of nature. BBQ is connected to gas and will stay. There are optional gas hook-ups for stove, dryer. Nice garden shed in backyard. Shopping, restaurants, parks, schools, playgrounds. Book your personal viewing and get ready to make this your new home. (id:22681)

3 Bedroom 2 Bathroom 1792

Royal LePage Rcr Realty Brokerage (Hanover)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.