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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

BOTTLES OF PERRIER

SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale Open House
$989,900
379 NORTHPORT Drive, port elgin, Ontario

379 Northport Drive

Port Elgin, Ontario

If you're looking for a brick bungalow with an inground swimming pool that shows like brand new; then this home is just what you've been waiting for. Move in ready; the attention to detail is sure to impress you. All the things that add to the cost of a new home are already here. A heated 12 x 25 fibreglass inground saltwater heated pool was installed in 2021, the fully fenced, landscaped yard with inground sprinklers is yours to enjoy. With just one bedroom on the main floor there is plenty of space for entertaining; put the company or the kids in the fully finished basement. Some of the additional features that are sure to impress, a potfiller for the coffee bar, black stainless appliances, tiled backsplash in the kitchen, luxury ensuite, California shutters, custom cabinets in the laundry room & home office...... do we have your attention. Located on the north end of town just a short walk to Northport Elementary, Food Basics and the beach. (id:22681)

3 Bedroom 3 Bathroom 2480

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$424,900
185 CARGILL Road, cargill, Ontario

185 Cargill Road

Cargill, Ontario

Solid 2.5 storey brick home. Front porch leads to foyer and the open staircase to the upper levels 3 bedrooms, 4 pc. bath, laundry and entry to the unspoiled attic, which has great potential. Main level has plenty of newer kitchen cabinets, dining area and livingroom can be divided off with the original solid wood french doors. Replaced vinyl windows. Appliance package included. 66' X 165' lot that back onto a farmers field. (id:22681)

3 Bedroom 2 Bathroom 1925

Coldwell Banker Peter Benninger Realty Brokerage (Walkerton)

For sale
$1,340,000
737 LAKE RANGE Drive, huron-kinloss, Ontario

737 Lake Range Drive

Huron-Kinloss, Ontario

Welcome to 737 Lake Range Drive! This beautiful 1.7 acre property is just 2 minutes from the breath taking shores of Lake Huron and only 10 minutes from the picturesque town of Kincardine. Perfectly situated to catch the morning sunrise from your back deck and the evening sunset from your front porch. Pulling up you will be greeted by the stunning landscaping and amply parking. Step inside to this incredible one of a kind custom built bungalow which contains gorgeous features and upgrades. The main floor host an inviting open concept kitchen, dining and living area all flooded by natural light through vaulted ceilings, skylights and picture windows. Tasteful finishes such as the stone wood burning fireplace, built in appliances, some in floor heating and hardwood floors elevate the space. Down the hall finds 2 bedrooms, 4 piece bathroom and a primary suite which includes a walk in closest, private bath with a shower and soaker tub. Main floor laundry rounds up the space. Venture downstairs to a light and bright mostly finished basement, walk into the studio room with it’s own separate entrance from the garage which is perfect for a small business opportunity. Just off the studio is the den. Down the hall to finds an elegant bathroom with a relaxing sauna inside. A utility room houses the natural gas furnace, boiler and hot water tank. A workout room and 2 storage rooms wrap up the space. Step outside to immerse yourself in nature, relax by the soothing pond, catch a fish or roast marshmallows by fire. Outside also boast a 24’x40’ two story detached shop and shed. This property is zoned AG3 which offers an array of different uses. If it’s the beach your after then it's at your finger tips, access to Bruce Beach is just a short stroll down the road. Here you will enjoy everything Lake Huron has to offer, white sandy beaches, world famous sunsets and more. This property is truly one of a kind! Don’t miss out on your chance to make this dream property your own! (id:22681)

3 Bedroom 3 Bathroom 3000

Lake Range Realty Ltd. Brokerage (Point Clark)

For sale Open House
$579,900
323 PENETANGORE Row, kincardine, Ontario

323 Penetangore Row

Kincardine, Ontario

Two words; Location & Lakeview! Just a short walk to the sandy beach of Lake Huron (less than 450ft)! This year round home boasts many possibilities, ideal for one looking for a cottage with convivence of in town amenities, first time home buyers looking to enter the market or one considering an investment property for daily, weekly or monthly rentals! Someday this may pose an opportunity for a building lot, consider the infill happening on this street! Filled with character & charm this 3 bedroom 1 bathroom home has main floor laundry, a functional kitchen and a dining / living room where you can enjoy a view from picture windows! The yard provides space for outdoor fun, yard games, firepit and entertaining! Detached single car garage, concrete floor, hydro, electric opener, currently acting as a games room, or if you prefer revert back to traditional garage use! (id:22681)

3 Bedroom 1 Bathroom 1318

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale Open House
$574,900
504 18TH Street E, owen sound, Ontario

504 18th Street E

Owen Sound, Ontario

Welcome to your perfect family home! This delightful property offers comfortable living, modern upgrades, and a fantastic location near parks and amenities. With 3 bedrooms on the upper level and 2 additional bonus rooms awaiting finishing on the lower level. Bonus rooms could be renovated to bedrooms, home gym, hobby room, office or extra storage, making this home ideal for growing families or those who desire extra space. Renovated kitchen with modern stainless steel appliances, sleek countertops, and plenty of storage space. Updated bathroom with contemporary fixtures and finishes with cozy infloor heating. Bright and airy living room, with gleaming hardwood floors and lower rec room with cozy fireplace are perfect for relaxing or entertaining guests. From the open concept kitchen and dining room, enjoy the large composite deck and the privacy and security of a fenced yard, ideal for kids, pets, or outdoor gatherings. Two garden sheds provide lots of storage and room for a workshop, man-cave or she-shed. Convenient covered parking in the carport and ample parking in the double wide concrete driveway. Located near parks, schools and amenities, this home offers easy access to outdoor recreation, shopping, dining, and schools. Don't miss out on this wonderful opportunity to own a charming family home in a prime location! (id:22681)

3 Bedroom 1 Bathroom 1412

Royal LePage Rcr Realty Brokerage (Os)

For sale Open House
$899,900
243168 SOUTHGATE ROAD 24 Road, southgate, Ontario

243168 Southgate Road 24 Road

Southgate, Ontario

Affordable country living opportunity on over 3 Acres with a large pond and forest, close to Durham. Over 1400 sqft Bungalow with two-car attached basement garage (22'x24'). Main floor renovations in 2017 including new kitchen, laminate flooring, LED potlights, all windows and exterior doors (excluding garage door). Maibec wood siding, replaced deck and installed aluminum railings (2018). Replaced all soffit, fascia and eavestrough (2020). New fiberglass shingled roof, fully finished basement (2021). New tile floor in kitchen and foyer and finished pantry (2024). Basement features fourth bedroom, large bathroom/laundry accommodation, large recreation room with walk out to the rear yard. Deck is 20'x16'. Nicely landscaped yard with large pond and running creek. (id:22681)

4 Bedroom 2 Bathroom 2440

Royal LePage Rcr Realty Brokerage (Hanover)

For sale
$269,700
2 GOLF LINKS Road, kincardine, Ontario

2 Golf Links Road

Kincardine, Ontario

Lot 10: This lot on the south side of the Golf Sands Subdivision has one of the best lot values in the area. Welcome to 'Golf Sands', an exclusive enclave of 10 single family lots, four semis and 19 freehold town homes (no condo fees) on the Kincardine Golf and Country Club, steps from the sandy shores of Lake Huron and walking distance to downtown Kincardine. Here is your chance to be one of the first to purchase a lot at this exciting address. You can purchase a lot and use your own Tarion builder, choose one of our lot and home packages or have us custom design and build a new home for you. (id:22681)

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$279,700
2 GOLF LINKS Road, kincardine, Ontario

2 Golf Links Road

Kincardine, Ontario

Lot 11: One of the largest lots in Golf Sands. A quiet, irregularly shaped lot backing onto bush, offering loads of privacy in the south east corner of the Golf Sands Subdivision. Welcome to 'Golf Sands', an exclusive enclave of 10 single family lots, four semis and 19 freehold town homes (no condo fees) on the Kincardine Golf and Country Club, steps from the sandy shores of Lake Huron and walking distance to downtown Kincardine. Here is your chance to be one of the first to purchase a lot at this exciting address. (id:22681)

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale Open House
$1,259,000
151 COBBLE BEACH Drive, kemble, Ontario

151 Cobble Beach Drive

Kemble, Ontario

Welcome To Your Cobble Beach Dream Home, A Stunning Former Model Residence With High-End Finishes And Designed For Both Comfort and Elegance (3059 SqFt Finished). Positioned To Capture The Serene Views Of Georgian Bay, This Property Boasts A Myriad Of Upgrades, Making It A Standout Offering In The Market. Step Inside To Discover A Chef's Kitchen, Where Cambria Countertops, A Large Island, A Farmhouse Sink And Porcelain Tiles Ensure A Delightful Culinary Experience. The Kitchen Seamlessly Flows Into The Living Areas, Highlighted By 16 Foot Coffered Ceilings And A Floor-To-Ceiling Stone Gas Fireplace, Perfect For Cozy Evenings. Double Doors And Custom Built-Ins Make Entertaining In Your Separate Dining Room A Breeze. Natural Light Floods The Home Through An Abundance Of Windows, Creating A Bright and Inviting Atmosphere. With Ample Bedrooms, This Home Accommodates Large Families Or Guests With Ease, While The Completely Finished Walk-Out Basement With 9 Foot Ceilings Offers Additional Living/Sleeping/Office Space, Rough-In For Wet Bar And Access To The Outdoors. Entertain In Style On The Balcony, Featuring Glass Railings For Uninterrupted Views Of Georgian Bay, Or Relax Amidst The Beautifully Landscaped Garden Equipped With A Hassle-Free Irrigation System. Double Car Garage With Inside Entry, Driveway Parking For An Additional 4 Cars And An Interlock Walk-Way That Leads To Your Front Door. Cobble Beach...This Is Not Just A House, This Is A Lifestyle. Don't Miss The Opportunity To Make This Exquisite Former Model Home Yours. Schedule A Viewing Now! Utilities Approximate - Water: $390/2 Months, Hydro: $102/Month, Gas: $120/Month (id:22681)

5 Bedroom 3 Bathroom 3059

Century 21 In-Studio Realty Inc.

For sale Open House
$489,900
1867 5TH Avenue E, owen sound, Ontario

1867 5th Avenue E

Owen Sound, Ontario

LOCATION, LOCATION, LOCATION. Situated across from beautiful green space. This 2 + 1 bedroom, 1 bath home is full of character and ready for you to move in. The original part of the house offers an updated kitchen, open to the dinning room, main floor bedroom, sitting room, full bath and laundry. The 19 ft x 16 ft family room addition in the back, features a gas fireplace and plenty of room for friends and family to gather. Through the french doors to a covered patio area where you can relax or entertain. The upper level offers 2 bedrooms or as is currently a primary bedroom with a dressing room and extra closets. Enjoy morning coffee upstairs looking at greenery, colorful leaves and the Bay. At the back of this lovely property, tinker away in the 16 ft x 20 ft shop. On a quiet street on the East side of Owen Sound. If you are looking for tranquility and a park like setting, this home is a must see!! Garage/ Shop 16 x 20 ft. Shed 7 x 13 ft (id:22681)

2 Bedroom 1 Bathroom 1250

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale Open House
$1,089,000
258 IRONWOOD Way, kemble, Ontario

258 Ironwood Way

Kemble, Ontario

Experience The Epitome Of Elegance & Comfort In This Stunning Luxury Executive Cobble Beach Townhome, Boasting Breathtaking Views & Luxurious Amenities. This Home Is A Perfect Blend Of Style, Functionality & Natural Beauty. Delight In The Stunning Vistas Of The 16th Hole, Georgian Bay And The Iconic Cobble Beach Lighthouse, Visible From Both Inside And Outside The Home. Enjoy The Warmth & Ambiance Of Your Living Room Gas Fireplace, Making It The Perfect Spot For Relaxation Or Social Gatherings. Your Gourmet Kitchen Is Equipped With Quartz Countertops, An Expansive Island, Built-In Wine Fridge, Upgraded Appliances, Soft Close Cabinets/Drawers & A Pull-Out Pantry, Perfect For All Your Entertaining Needs. Dual Primary Bedrooms/Ensuites, Where Would You Like to Sleep, Main Or 2nd Floor? Step Down From Your Covered Back Porch & Enjoy The Serenity With A Large Interlock Patio Featuring 2 External Gas Line Connections, For Your BBQ & Fire Table. The Oak Railing & Stairs Leading Up To The 2nd Level Add A Touch Of Sophistication And Timeless Charm. The Versatile 2nd Floor Family Room Is Complete With An Office Area, Offering Flexibility For Work Or Relaxation. The Lower Level Is Complete With High Quality Durable Luxury Vinyl Flooring, Large 2nd Family Room, 3 Piece Bath And Additional Storage Space. Captivating Views, Spacious Living Areas, Elegant Interior Design, Enhanced Lighting, Seamless Outdoor Access, Ample Storage Solutions, Engineered Hardwood (Main & 2nd), Porcelain Tiles, Upgraded Cabinets, Comfort Height Toilets W/Soft Close, Upgraded Hardware, Window Tint On Back Windows And Doors And Other Fine Finishes Make This Your Perfect Dream Home! Don't Miss This Rare Opportunity To Own A Piece Of Paradise! Whether You're An Avid Golfer, A Nature Lover, Or Simply Seeking A Tranquil Retreat, This Home Is An Ideal Choice. Condo Fee Includes: Windows, Roof, Siding, Eavestroughs, Snow Removal, Garden & Lawn Care. (id:22681)

2 Bedroom 4 Bathroom 2686

Century 21 In-Studio Realty Inc.

For sale
$798,900
1104 HURON Terrace, kincardine, Ontario

1104 Huron Terrace

Kincardine, Ontario

Located on the north end of downtown Kincardine, this stunning property offers a beautiful and private backyard setting. Enjoy its gardens, tall grasses, beautiful interlocking stone patio, complete with gazebo and fire pit, all overlooking the perfect size in-ground salt water pool. Just blocks from the golf course, beach, Hospital, parks and walking trails, the location doesn’t get much better. The curb appeal is great with its interlocking stone driveway and covered front porch. Step inside this charming side split and you’ll be drawn directly to the family room with its window wall that brings the outdoors in, allowing you to enjoy the birds, blue skies and sunsets all year round while staying warm inside by one of 2, gas fireplaces. Just a few steps up you will find the eat-in kitchen with granite countertops and sliding doors opening to the large pergola and deck overlooking the backyard and pool. An additional living room with bay window is located at the front of the home where you can catch the morning sunrise with coffee and another gas fireplace encased in trendy shiplap, with a rustic wood beam mantle. Further upstairs are 3 bedrooms with the primary having en-suite privileges to the 4 pc bath. The lower level offers lots of natural light with a large window stretching most of the rec. room, along with a large modern 3 piece bathroom. Laundry is neatly tucked away and additional storage is easy to access from the crawlspace. Other notables for this wonderful property are the back-up generator, in-ground sprinkler system, solar heat for the pool and its location to the golf course and beach!! A pleasure to show, book your personal viewing today. (id:22681)

3 Bedroom 3 Bathroom 1959

Royal LePage Exchange Realty Co. Brokerage (Kin)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.