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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

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SHANNON DECKERS

Why Choose Us

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Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$1,699,900
3585 BRUCE ROAD 3, saugeen shores, Ontario

3585 Bruce Road 3

Saugeen Shores, Ontario

Forget Muskoka. Look what $1.699 million can buy you close to home and no 400 highways involved. Saugeen River Farm. Ideal recreation property with rolling lands, beautiful mature forest area of about 50 Acres, and over 1 km waterfront on the Saugeen River. The home has had several upgrades including new siding, new windows with screens installed in July 2022. In 2020 the drilled well was cleaned and upgraded to current standards including a UV light treatment. Also a recently installed hot water tank. Approximately 3 years ago the main level bathroom and adjacent bedroom were renovated making a total main level living area should you wish to avoid the stairs. The new windows give lots of light into the home. The rolling lands provide pleasant long views and with lots of trails this property is ideal for all your recreational pursuits. Drive through picturesque towns, villages and farms with roadside stands. Go for a day, weekend, or longer/four season enjoyment, perfect family retreat. Always pet friendly-recreation, art scene, retirement or work from home. If you're a snowbird - fall & winter seasonal Bruce contractors are a good source of income. Also listing as Farm MLS® 40587453. (id:22681)

4 Bedroom 2 Bathroom 1850

Chestnut Park Real Estate Limited

For sale
$599,000
27 HEMLOCK Road, oliphant, Ontario

27 Hemlock Road

Oliphant, Ontario

Welcome to your serene retreat in Oliphant! This charming bungalow offers the perfect blend of comfort, convenience, and relaxation, nestled in a tranquil neighborhood close to Sauble Beach and Wiarton. Step inside to discover a cozy yet spacious interior boasting 3 bedrooms, 2 baths, and a versatile bonus room, ideal for use as another bedroom, office, or recreational space. Whether you're hosting guests, working from home, or unwinding after a long day, this home provides the flexibility to suit your lifestyle. Outside, you'll find your own private oasis awaiting. Dive into the refreshing above-ground pool on warm summer days, or simply bask in the sun on the expansive deck while enjoying the peace and seclusion of the large backyard. With ample space for entertaining, gardening, or simply enjoying the great outdoors, this backyard is sure to become your favorite spot to unwind and recharge. Start your mornings right with a cup of coffee on the great deck out front, soaking in the peaceful surroundings and breathing in the crisp, fresh air. And when adventure calls, take a short bike ride to the nearby sandy beach for a day of sun, sand, and surf. Don't miss out on the opportunity to make this your own slice of paradise in Oliphant. Schedule a showing today and experience the beauty and tranquility this home has to offer! (id:22681)

3 Bedroom 2 Bathroom 1400

Keller Williams Realty Centres Brokerage (Wiarton)
Keller Williams Realty Centres

For sale
$342,000
229 ADELAIDE Street Unit# 207, southampton, Ontario

229 Adelaide Street Unit# 207

Southampton, Ontario

Join the beautiful Lake Huron community of Southampton with this low maintenance 2 Bedroom/1 Bathroom condo in the Manchester West building. This well kept and very tidy 2nd level condo is one of the largest units in the building and faces to the South making it a bright and cheerful space on those sunny days. There is a comfortable open concept layout plus 2 balconies, one off the main living area and one off the spacious primary bedroom. The kitchen features clean white cabinets and lots of counter pace. The 4Pc bathroom offers a tub/shower combo. The second bedroom is great for guests or an office space/den. You will appreciate the in-suite stacked laundry and multiple closets providing ample storage. Bonus, appliances are included; fridge, stove, microwave, washer/dryer, wall A/C unit, and electric fireplace. This well-cared for condo building offers plenty of features encompassed in your monthly condo fee, including: heat, hydro, water/sewer, landscaping & lawn care, snow removal, exterior and common area maintenance, secured entry, elevator, laundry facilities at no charge, one exclusive parking space and a storage locker. There is a community in-ground swimming pool and BBQ pavilion that is included for your enjoyment as well. Benefit from the great location with downtown shopping/dining not far away. Access one of the areas nicest sandy beaches just short stroll or bike ride to the end of Adelaide St. Don’t hesitate to view this beautiful condo in a great building and great location. (id:22681)

2 Bedroom 1 Bathroom 840

Wilfred Mcintee & Co Ltd Brokerage (Southampton)

For sale
$427,900
443 BRUCE ROAD 13 Road, saugeen indian reserve #29, Ontario

443 Bruce Road 13 Road

Saugeen Indian Reserve #29, Ontario

Looking for a lease land waterfront cottage with great water access, a well-appointed cottage and fantastic views ….. this is the ONE! Designed for family entertainment the open concept living room, dining and kitchen area offers plenty of windows and opens to a large lakeside deck. The master and ensuite are part of a new addition and feature a large window that provides spectacular lake views. A foyer features 3 closets that are handy for cottage storage. Three heating options for cooler days include a woodstove, gas stove and electric baseboard. The lot has great privacy with perimeter trees and carefree landscaping. 3 sheds, including a new 10 ft. by 8 ft. shed, provide plenty of outdoor storage. Enjoy great summer entertaining with two lakeside decks and a roadside deck. Updated infrastructure with newer 200-amp service, 11 year old roof shingles, new approved septic system updated bathroom and a shore well. Fully furnished and ready for family enjoyment this summer. Annual lease fee is $9,000 and service fee is $1,200. (id:22681)

3 Bedroom 2 Bathroom 1152

Wilfred Mcintee & Co Ltd Brokerage (Southampton)

For sale Open House
$699,000
516 LYNDEN Crescent, kincardine, Ontario

516 Lynden Crescent

Kincardine, Ontario

Introducing a spacious and comfortable home located in Lynden Estates, an established upscale neighbourhood in Kincardine. This well-maintained 5-bedroom (3+2) home is well situated on a private lot with great curb appeal showcasing mature trees and landscaping. The home's proximity to the lake allows for leisurely walks to the beach and along the boardwalk, close to the trail system and the shops and restaurants downtown.The large, bright foyer provides access to the 1.5 car garage with built in storage and walks out to a private yard with patterned concrete patio, perennial gardens and fenced in area ideal for children or pets. On the main level, the open floor plan allows for seamless flow between the main living areas including the kitchen with a large island, and bright living and dining spaces perfect for entertaining or spending quality time with family. This floor also includes the primary bedroom with double closet and cheater ensuite and 2 additional bedrooms as well as a large main bathroom with a jetted jacuzzi tub and separate shower. On the lower level is the very large family room with large above grade windows that flood the room with natural light and a cozy propane fireplace, as well as the second 4-piece washroom and a large bedroom with oversized walk-in closet with closet organizer and a 5th bedroom or office, utility/laundry room and separate storage area. This level would make an ideal in-law/guest suite or could be converted into an income unit.The home is unoccupied and unfurnished which provides a great opportunity to imagine your own dream living space with endless possibilities. (id:22681)

5 Bedroom 2 Bathroom 2412

RE/MAX Land Exchange Ltd Brokerage (Kincardine)

For sale
$679,900
8 CARTER Road, northern bruce peninsula, Ontario

8 Carter Road

Northern Bruce Peninsula, Ontario

Imagine waking up to breathtaking sunrises over the turquoise waters of Georgian Bay, and spending your days soaking in the serenity of this one-of-a-kind 15-sided cottage. Nestled among towering trees and lush greenery, this whimsical retreat is a true gem for those seeking an unforgettable getaway. 8 Carter Rd is designed to take in the natural beauty of the Niagara Escarpment and the stunningly clear blue waters of Georgian Bay. Built into the bedrock, this unique structure features two levels with three (3) bedrooms, a 2-piece bathroom and a separate insulated shower room. Currently set up to sleep 10 - this is an ideal spot to spend time with friends and family! Enjoyed for many years as a 3-season retreat, this cottage has been lovingly maintained and upgraded with a newer water storage and treatment system, newer roof shingles (hurricane grade IKO), and a well maintained septic system (pumped in 2022). Heading down the escarpment via the metal stairs you will find a beautiful white rocky beach and a composite deck perfect for quiet evenings or watching as the kids and grandkids tirelessly splash in the water. Access to the Bruce Trail is just steps away down Carter Rd with endless opportunities for exploration. Hurry to book your private viewing and make this spectacular waterfront retreat yours for the summer of 2024! (id:22681)

3 Bedroom 2 Bathroom 1329

Royal LePage Rcr Realty Brokerage (Wiarton)

For sale
$279,000
228 COREY Crescent, tobermory, Ontario

228 Corey Crescent

Tobermory, Ontario

Enjoy the peace & quiet... This 2.5+Acre property is located only minutes to Tobermory and all that it has to offer, however, is tucked away near the end of a quiet dead-end road. When you step outside, you can hear the birds singing, the wind through the trees and even the waves on the nearby shore some days! The property is well treed and located on a year-round municipal road with hydro. There is a driveway already in and ready for you, with a large clearing. Take a stroll down to the waterfront - it is gradual and perfect for those who love nature, birdwatching and taking in the views. Situated at the mouth of a protected inlet, you are greeted with cattails and bullrushes. Grab your canoe or kayak and paddle out further into the inlet for access to larger water. Enjoy ease of access to town, restaurants, shops and other amenities. Explore the Bruce Peninsula National Park, Fathom Five National Marine Park and the many beautiful public swimming areas. Private, quiet and relaxing... Welcome to 228 Corey Crescent! (id:22681)

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

For sale
$439,900
118 PARKVIEW Circle, moorefield, Ontario

118 Parkview Circle

Moorefield, Ontario

Whether you're the private home body type or love to entertain, this beautiful open concept private oasis on a peaceful street may be the perfect fit. This centrally located rural one owner (pet free/smoke free) home backing on to green space is nestled at the end of Conestoga Estates and is only 10-15 minutes from 6 local towns and a mere 40 minutes to Guelph and KW. Plenty of yard space surrounds a huge partially covered deck with a hot/cool tub that looks out over a quiet back yard and your campfire area. Perfect for a starter home, retiree, or the relocator, it comes impeccably furnished with all appliances, 2 fireplaces, 2 flatscreens, and so much more including a pool table that converts to a dining table for family gatherings. The spacious driveway leads up to a stylish roomy shed that has everything you need for the deck including resin patio furniture, firetable, bar, lighting, and much more. As you enter the front door you are greeted with a large foyer with walk in closet. Enter through the arched doorway into a large open concept Living Room, Dining Room and Kitchen. The kitchen space with island provide ample counter space for entertaining or cooking Christmas dinner. Entertain with the beautiful red felt pool table and lounge in the large recroom. The amount of natural light from the windows in this space must be seen to truly appreciate. Head back into the primary suite which is large enough for 2 bedrooms and enjoy the vast walk in closet and beautiful 3pc ensuite with shower. The 2nd bedroom features large closets and has french doors that walkout to the back yard oasis. Rounding out the home is a 4pc main bath as well as a mudroom with laundry and stand up freezer. The benefit of Conestoga Estates is the natural gas heat which is rarely found in mobile parks and is what makes this such an affordable place to live year round. This is truly a well looked after home and a must see. Quick closing available. (id:22681)

2 Bedroom 2 Bathroom 1302

Coldwell Banker Win Realty Brokerage

For sale
$399,000
LT 16 CONCESSION 16 KEPPEL, georgian bluffs, Ontario

Lt 16 Concession 16 Keppel

Georgian Bluffs, Ontario

Beautiful and private 100 acre property near Clavering; prime opportunity for those looking to hunt, explore and experience the great outdoors. The large parcel of land consists of approximately 50 acres of open land and 50 acres of bush (cedar and hardwood) along with wetlands and creeks throughout. The property is accessed by an unopened road allowance past a quiet dead end road in Georgian Bluffs and is surrounded by conservation lands. There are 2 hunt stands already on the property. Enjoy for hunting, atving, snowmobiling, snowshoeing, hiking, skiiing and much more! You will appreciate the peaceful setting and vast abundance of wildlife that can be found in the fields, bush and wetlands. The property is located in a quiet rural area of Grey County, less than 15 minutes from Wiarton, 20 minutes to Sauble Beach and 25 minutes to the city of Owen Sound. (id:22681)

Keller Williams Realty Centres

For sale
$1,425,000
68 SAUBLE FALLS Road, sauble beach, Ontario

68 Sauble Falls Road

Sauble Beach, Ontario

Ever dreamed of living in the vibrant community of Sauble Beach? Renowned for its crystal clear waters and beautiful sand beaches. Here is an opportunity to take over a thriving, well established business and a fully updated residence. This home features 3 bedrooms and 2 baths with over 2200 square feet of living space that has been extensively renovated. Beautiful open concept kitchen and 3 separate living spaces. A living room, billiard room and a family room with sliding doors to a roof top patio. Bathroom was renovated in 2023, to cap off a long list of updates and renovations throughout. The windows are even tinted to allow one way viewing and privacy. All in close proximity to the clean sand beaches, the beautiful Sauble river and falls and numerous amazing attractions the area has to offer. You can live up top and rent out the commercial space below or continue to run the successful business that has a proven track record for over 17 years. Current business offers meats, local products, wood and so much more that is tailored to the area. All with a 3000+ square foot successful business. (id:22681)

3 Bedroom 2 Bathroom 2200

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$349,000
6 EDISON Circle, saugeen indian reserve #29, Ontario

6 Edison Circle

Saugeen Indian Reserve #29, Ontario

Remarkable, well thought out, picture perfect absolutely fabulous cottage in the South end of Sauble Beach! Wow what a place! Built in 2018 and still looking sparkling new, this gorgeous cottage is everything you need to entertain your friends and family while maintaining a private space for yourself! Great room with vaulted shiplap ceiling, two-sided gas fireplace. 2 x 6 construction, 9-foot ceilings, 200 amp service , drilled well, fully winterized, heat pump and A/C. The 2 bedroom guest wing with its own bathroom is separated from the main part of house by a stunning indoor/outdoor living space that features two beautiful overhead garage doors that roll up with ease. The propane fireplace keeps the unique space comfortable throughout the four seasons. This amazing room leads to the sunny front porch or the hot tub and backyard oasis. Truly a space that you can move into and celebrate, furniture and appliances included. Loads of parking PLUS a winterized furnished bunkie bedroom. You really need to tour this place to appreciate what a cool cottage this is! Native Leased Land. Lease amount is $4660 and annual service fee is $1200. Talk to your REALTOR® about the details of leased land cottages. (id:22681)

3 Bedroom 2 Bathroom 1313

RE/MAX Grey Bruce Realty Inc Brokerage (S.b.)

For sale Open House
$324,900
471 BRUCE ROAD 13, saugeen indian reserve #29, Ontario

471 Bruce Road 13

Saugeen Indian Reserve #29, Ontario

Just move in! Lake-front living at a fraction of the cost. Enjoy direct beach frontage with large front and back yards, expansive deck areas, parking for 6 PLUS vehicles, an outdoor shower, a bunkie and a shed that houses your own washer and dryer!! House has no wasted space and embraces 4 bedrooms, a renovated bathroom and galley kitchen, huge dining area with Amish-style table from Country Charm and a comfortable Living Room complete with wood burning fireplace. Complete cottage renovation done in 2018, including upgrading the 200 amp breaker panel. (Extra pony panel in shed). Home comes with furnishings and other house-keeping and kitchen items including a dishwasher which many cottages don't have. Notice the walk-in Pantry off of the kitchen, plenty of storage there! Turn-key ~ you just move in with a quick closing possible. Patio doors off of the Dining Room lead to a large deck with incredible Lake views. To the right is a bunkie which is also used for storage depending on your desires. Further is a firepit for those magical summer nights along with a newer stairway down to the water. Stones and sand combine on the beach, look for fossils and shells! For birders and fishermen, there are added dimensions in nature that will keep you captivated. Little chipmunks will eat out of your hand!! What makes this cottage different from the rest? The way it lives with 4 bedrooms, and large principle spaces. Huge deck, expansive parking and inviting cottage floorplan accommodate your favourite friends and family. Buy now and enjoy your summer!!!! Roof shingles, new Hot Water Heater (owned), interior cosmetics including kitchen, blinds, some light fixtures, bathroom and more were completed in 2018. Pack your bags and move in!! (id:22681)

4 Bedroom 1 Bathroom 914

Coldwell Banker Peter Benninger Realty

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

You Could Be Saving Money!

Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.