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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

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SHANNON DECKERS

Why Choose Us

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Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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LOADING

For sale
$995,000
105 FOREST CREEK Trail, west grey, Ontario

105 Forest Creek Trail

West Grey, Ontario

This impressive new home on a 2 acre lot in a preferred neighbourhood is a must see! Set on a rural estate lot, this stone bungalow shines with an abundance of natural light. Hardwood floors grace the open concept living area. The kitchen is both lovely and practical, with lots of counter space and storage, built-in appliances and a generous island. The living room features a fireplace and large front window overlooking the lawn. In the privacy of a back corner, the spacious primary bedroom is enhanced by a four piece ensuite and large walk-in closet. On the other side of the home you will find 2 more generous sized bedrooms and another four piece bath. To top of the efficiency of this home, the laundry is tucked behind the stairs to the basement. Two covered porches lead to the yard which is sheltered on all sides by trees. Downstairs is yet to be finished but has a roughed in bath, is fully insulated, and has a ton of potential. A second set of stairs leads to the basement from the huge three-bay garage which is lined with Trusscore, is very bright and has included built-in workbench/tool boxes. A well-built home with 2”x6” walls and Fir plywood on the complete exterior. Forced air system with the heat pump providing heating and cooling and a propane furnace as a secondary source if needed. An electric car charging port, fibre optic internet, an installed standby generator, and a 10'x16' shed with a roll up door. A delightful country property for your family in a great area right at Boyd Lake. (id:22681)

3 Bedroom 2 Bathroom 1756

Exp Realty

For sale
$739,000
1076 BRUCE ROAD 15, brockton, Ontario

1076 Bruce Road 15

Brockton, Ontario

Set against the backdrop of a rolling pastoral landscape, this charming country farmhouse with heated 2,700+ square foot shop is nestled on 1 full acre of land peppered with grand evergreens and deciduous trees. This picturesque property in Brockton offers the best of both worlds: an idyllic country retreat secluded enough for you to enjoy the tranquility of a rural lifestyle yet just an easy 20 minute drive to Kincardine for all your amenities. Large, updated, and well maintained family home with 4 bedrooms, 2 bathrooms, and fabulous backyard. The sparkling pool offers a refreshing escape on warm summer days, while the hot tub provides year-round luxury. The inviting wrap around porch beckons you inside, where you'll find spacious principle rooms, wide plank hardwood floors, and a bright and cheery open concept design. With 4 ample bedrooms upstairs, there's room for family, guests, or even a home office: country living with the convenience of the city allows you to work from home with high-speed Internet. Behind the home you’ll find an impressive 36x76 detached shop with 3 bays, a new commercial-grade hoist (2020), and 200 amp service. Whether you're a car enthusiast, do-it-yourselfer, or a small business owner, this shop provides the ultimate space for all your endeavours. The 1-acre lot provides plentiful room for gardening, outdoor play, or simply soaking up the beauty of nature. Isn't it time you moved to the country? (id:22681)

4 Bedroom 2 Bathroom 2500

Keller Williams Realty Centres

For sale
$439,000
549 STOKES BAY Road, stokes bay, Ontario

549 Stokes Bay Road

Stokes Bay, Ontario

In the Bruce Peninsula village of Stokes Bay, you will find a sweet house on a large lot. This one and a half story home is fully renovated and could have been plucked out of a fairy tale with it's idyllic charm. Being 4 season, this could be your forever home or the perfect cottage getaway. The double wide drive way lends extra space for company parking. Coming in through the main side door, there is a mudroom for all of your outerwear. The galley kitchen has ample counter and cupboard space, to make sure you can cook, bake and entertain in comfort. Turn the corner to the front of the house where you will find the living room, bathroom (with laundry) and primary bedroom. Wonder upstairs to find two conjoined bedrooms that could be utilized in many different ways to suit your unique needs. All three bedrooms have been renovated in the past year, with new drywall, ceilings, lighting and flooring. This property comes fully furnished. Stokes Bay is located in the center of the Bruce Peninsula, with all of the natural attractions, including Sauble Beach, Tobermory, The Grotto only a drive away. If you want to stick closer to home, Black Creek provincial, with it's sandy beach, is a short 5km down the road. (id:22681)

3 Bedroom 1 Bathroom 1040

RE/MAX Grey Bruce Realty Inc Brokerage (Wiarton)

For sale
$1,685,000
314245 HWY 6, west grey, Ontario

314245 Hwy 6

West Grey, Ontario

You need to see this property in person to truly appreciate the unique 1600 feet of water frontage. Fantastic for fishing, boating, swimming, or enjoying the privacy of country living. It truly feels like a lakefront! The 70-acre property features 30 acres of workable land, towering hills with unbeatable views, and 30 acres of mature mixed forest. A beautiful 1900's Victorian brick home with an addition has had many quality renovations and features 4 bedrooms (with a 5th possible bedroom currently used as a playroom), and 2.5 baths. Relax in the claw foot tub, get cozy by the warmth of the wood stove in the living room, and take in the country views in the large family room. Updates include: windows, roof, high-efficiency furnace, electrical, bathrooms, 2 woodstoves, painting, siding & trim on the back addition, soffit, fascia, and eaves. Bank barn with hydro and a separate dug well suitable for farming or storage. Enjoy the deer and birds as you hike, ski, or horseback the trails. Great for ATVs, sledding, snowmobiles, and other outdoor activities. Possibly ideal for a B & B destination, hobby farm, and family events. (id:22681)

4 Bedroom 3 Bathroom 2700

Wilfred Mcintee & Co Ltd Brokerage (Dur)

For sale
$1,685,000
314245 HWY 6, west grey, Ontario

314245 Hwy 6

West Grey, Ontario

70-acre farm with 30 acres of workable land. Large fields of productive soil make for a great farm with added recreational value. You need to see this property in person to truly appreciate the unique 1600 feet of water frontage. Fantastic for fishing, boating, swimming, or enjoying the privacy. It truly feels like a lakefront! Unbeatable views, and 30 acres of mature mixed forest allows for views for miles. A beautiful 1900s Victorian brick home with an addition has had many quality renovations and features 4 bedrooms (with a 5th possible bedroom currently used as a playroom), and 2.5 baths. Relax in the claw foot tub, get cozy by the warmth of the wood stove in the living room, and take in the country views in the large family room. Updates include; windows, roof, high-efficiency furnace, electrical, bathrooms, 2 woodstoves, painting, siding & trim on back addition, soffit, fascia, and eaves. Bank barn with hydro and a seperate dug well suitable for farm or storage. Enjoy the deer and birds as you hike, ski, or horseback the trails. Great for ATVs, sledding, snowmobiles, and other outdoor activities. Possibly ideal for a B & B destination, hobby farm, and family events. (id:22681)

4 Bedroom 3 Bathroom 2700

Wilfred Mcintee & Co Ltd Brokerage (Dur)

For sale
$890,000
7 PURGATORY Road, northern bruce peninsula, Ontario

7 Purgatory Road

Northern Bruce Peninsula, Ontario

Exceptional double-wide waterfront property with an expansive 165ft of Lake Huron shoreline in a protected bay! Spacious four bedroom, two bathroom, 2,000sqft home or cottage PLUS oversized double car garage attached! Lots of room for all your needs! The property offers a seamless indoor-outdoor flow with multiple lower-level walkout areas and an expansive wrap-around deck on the upper level, perfect for savouring your morning coffee with Lake Huron views. As you step inside you are greeted with cathedral ceilings and an abundance of natural light. Open concept kitchen, dining, and living room makes it ideal for entertaining friends and family, complemented by a cozy gas fireplace! Most of the bedrooms feature vaulted ceilings or 10’ tall ceilings creating a grand and spacious feel! Two of the bedrooms even boast walk-in closets with built-in shelving and storage. Make your way downstairs you’ll find a generous sized recreation room, a versatile flex-space for your imagination. Additionally, there's a spacious 21ft by 11ft workshop room, perfect for all your tools and/or hobbies. Step back outside to admire the true abundance of privacy this property offers with this rare double-wide lot! You even have your own private pond as you enter the property. Take a stroll under the mature evergreen trees down to the water's edge, there you have over 600sqft of deck space to enjoy the waterfront lifestyle! Additionally, there is also a stone patio area with a fire-pit right on the shoreline for spectacular stargazing in this dark-sky community. The protected bay and dug-out channel offer excellent swimming opportunities and an ideal spot to moor your boat. Lots of updates over the years, new roof 2023, new septic 2008, new drilled well 2013, windows from 2008 or newer, newer gas forced air furnace ~2014, and much more. Schedule a visit and get an up-close look at this extraordinary property. Your dream of waterfront living awaits! (id:22681)

4 Bedroom 2 Bathroom 2000

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

For sale
$859,000
316591 6 Highway, chatsworth (twp), Ontario

316591 6 Highway

Chatsworth (Twp), Ontario

Indulge in eco-conscious luxury while embracing tranquility in this meticulously crafted off-grid haven. Designed with the discerning environmentalist in mind, this self-sustaining sanctuary seamlessly blends comfort with environmental responsibility. Nestled on a serene property boasting vistas of the surrounding countryside, this home sits gracefully amidst 10 acres adorned with 1800 planted trees. Its architectural brilliance lies in its utilization of thermal mass and passive solar principles, ensuring cozy winters and cool summers without compromising on style or sustainability. Step inside to discover an age-friendly floorplan, tailored for ease of movement. Wide doors and open spaces throughout the kitchen, dining area, living space, and two spacious bedrooms. The inclusion of a 4-piece bath and powder room, both featuring low-flow toilets, epitomizes thoughtful design. Powered by a sophisticated 3kW Solar Photovoltaic system paired with a deep cell battery bank boasting 1500-amp hour storage, this home epitomizes self-sufficiency. A propane generator stands ready to provide backup power, offering peace of mind in any scenario. Warmth emanates from the air-tight woodstove and wood cookstove, with in-floor heating roughed-in for added comfort. Supplemental cooling and heating are effortlessly provided by a ground-source geothermal fresh air system, ensuring optimal temperatures year-round. Indulge in guilt-free hot showers thanks to solar hot water supplemented by a backup propane boiler. The durability and resilience of the construction materials ensure longevity and peace of mind for years to come. Outside, a 30’x20’ detached garage, 10’x10’ woodshed, and spacious dog enclosure cater to all practical needs. This is more than just a home; it's a unique opportunity tailored to those who prioritize environmental stewardship and a sustainable lifestyle. Embrace the future of retirement living while reducing your footprint in this remarkable sanctuary. (id:22681)

2 Bedroom 2 Bathroom 1233

Grey County Real Estate Inc. Brokerage

For sale
$309,999
72 APPLEWOOD Boulevard, inverhuron, Ontario

72 Applewood Boulevard

Inverhuron, Ontario

Desirable year round home or cottage. This well cared for 800sq’ raised bungalow is minutes to Inverhuron’s famous sandy beach, and fantastic hiking and biking trails and only minutes to Bruce Power. Being the last home on a dead end street provides enormous privacy in this great location. Any owner is sure to enjoy the backdrop of trees, birds and endless stars. Take in the sunrise and sunset with 2 walkout decks great for entertaining, BBQing, or simply reading a book in the peace and quiet of such a fantastic location. Inside you’ll find an open concept kitchen, living and dining room warmed by the cozy propane fireplace. Down the hall offers 2 bedrooms and a large 3 piece bathroom complete with stackable laundry neatly tucked away. Added features are the eye catching steel roof, the main heat source being a new heat pump that also provides A/C, and an electric car charger has also just been installed. The 12 X 12 custom storage shed is located at the back of the property for all your patio furniture, bikes and beach toys. As well as another smaller shed for lawn mowers and snow blowers. Located in Woodland Court Park the lease fees are $630.00/ month with taxes at $45.00/m. This includes water, septic, common area snow removal, common area landscaping, road maintenance and management. Be sure to book a personal viewing today with your REALTOR®. — Mortgage financing is available. (id:22681)

2 Bedroom 1 Bathroom 800

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$369,900
1775 9TH Avenue E Unit# 406, owen sound, Ontario

1775 9th Avenue E Unit# 406

Owen Sound, Ontario

This condo building is one of the best in Owen Sound, offering underground parking, elevator access, storage locker, multiple common areas and conveniently close to all of the East Side amenities. The unit itself is a rare find for the building being a 3 bed, or a 2 bed plus den leaving you options for guests, storage, or office space. The location of this unit is ideal as you have no one above you and you're at the end of the hall, allowing maximal quietness for a condo building. This 1,000 sq ft unit features a galley kitchen with an open-concept design, large, eastward-facing patio doors in the dining area for abundant natural light and access to your private outside balcony. The building has games room with mini library, a gym area, and common lounge with a natural gas fire place. The condo fees here are $502.29/Monthly and include things like building Insurance & maintenance, landscaping, snow removal, parking, garbage removal, exterior items, AND city water usage. Downsizing? looking for a weekend place? this is the perfect option, and at $369,900 it's a great option with the versatility the extra room offers. (id:22681)

3 Bedroom 1 Bathroom 943

Century 21 In-Studio Realty Inc.

For sale
$849,000
88 CAPE CHIN NORTH SHORE Road N, northern bruce peninsula, Ontario

88 Cape Chin North Shore Road N

Northern Bruce Peninsula, Ontario

Well built 3 bedroom cottage on Georgian Bay. There is a 4 piece bath, laundry room and a loft for the kids. It has an 8x12 storage building for your tools, lawnmower, garden tools, etc. There is a wrap around deck on three sides that is in excellent shape. There is 2 lots giving lots of privacy. The cottage is on one lot with the other between it and the neighbour. The 2 lots have merged together. There is a few steps down to the waterfront and fire pit. Come and enjoy your waterfront cottage for the summer. (id:22681)

3 Bedroom 1 Bathroom 850

Royal LePage Rcr Realty Brokerage (Wiarton)

For sale
$919,000
260 BRADLEY Drive, northern bruce peninsula, Ontario

260 Bradley Drive

Northern Bruce Peninsula, Ontario

Discover the epitome of tranquility in this charming waterfront chalet, ideally situated near Lions Head and Tobermory. Set against the picturesque backdrop of serene waters and private treed lot, this cozy retreat offers the perfect blend of comfort, style, and natural beauty. Nestled on the shores of Bradley Harbour and Lake Huron, this chalet-styled home welcomes you with its inviting ambiance and stunning views. Step inside to find a thoughtfully designed interior adorned with rustic charm and modern amenities. The spacious living area is bathed in natural light, creating a warm and welcoming atmosphere. Relax by the gorgeous floor to ceiling stone fireplace on cool evenings, or step outside onto the deck to soak in the breathtaking vistas of the waterfront and surrounding landscape. Four cozy bedrooms offer comfortable accommodations for family and guests, each providing a peaceful retreat for rest and relaxation. Three well-appointed bathrooms ensure convenience and comfort for all. Outside, the property boasts a detached double car garage with a loft above, providing additional space for storage, a workshop, or even a guest suite. Imagine the possibilities for this versatile bonus space! Conveniently located close to a sandy beach and the Lindsay Tract Trails, outdoor enthusiasts will delight in the abundance of recreational opportunities right at their doorstep. Whether you enjoy hiking, swimming, or simply unwinding amidst nature's splendor, this idyllic location has something for everyone. Escape the hustle and bustle of city life and embrace the serenity of waterfront living in this charming chalet near Lions Head and Tobermory. Don't miss your chance to make this dream retreat your own - contact your REALTOR® today to schedule a showing! (id:22681)

4 Bedroom 3 Bathroom 2328

RE/MAX Grey Bruce Realty Inc Brokerage (Wiarton)

For sale
$725,000
681456 SIDEROAD 6, chatsworth (twp), Ontario

681456 Sideroad 6

Chatsworth (Twp), Ontario

Opportunities await with space to spare with this beautiful yellow brick estate sized home! Set back off a quiet country road, situated on 3.4 acres of scenic countryside and surrounded by farm fields. Located only 25mins south of Owen Sound and a short drive to Chesley and McCullough Lake. The character of the main house shows through the high ceilings and big windows to let in the light and take in the views. Throughout the home you'll find expansive living spaces, large eat in kitchen, back country kitchen, cozy living room, plus numerous bonus living or work spaces that are a must see! Wood stoves throughout add to the charm of this handsome and spacious century home. This home has 9+ bedrooms and three baths, making it an amazing option for a multi-generational home or multi-family living. Plenty of separate entrances to the home allow for many options to design the perfect way to utilize the space. Lovely outdoor living, including the perfect front veranda to sit out and enjoy, plus a side deck to watch the horses in the pasture. Need more space for hobbies or your at-home business? Continue out to the 29x50 detached shop with oversized door and high ceilings, making it suitable for many options. The potential for this home is absolutely endless. Whether you are looking for an investment opportunity or just require extra space to fit your dreams, this property is a must see to really take in how unique and special it is! (id:22681)

9 Bedroom 3 Bathroom 4592.8200

Exp Realty

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.

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