GREY & BRUCE COUNTIES
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Your Home
SHANNON DECKERS
Not Just Another Realtor®
Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.
As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.
Extensive experience in the Owen Sound area
Specializes in buying and selling residential, rural properties
Has the local knowledge needed for buying and selling in Grey & Bruce Counties
YEAR EXPERIENCE
HOUSES PURCHASED
HOUSES SOLD
BOTTLES OF PERRIER
SHANNON DECKERS
Why Choose Us
Honesty
Truthful assessments and real estimates based on current markets.
Availability
Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.
Determination
Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.
New Listings
173 Cobble Beach Drive
Georgian Bluffs, Ontario
Welcome to Cobble Beach, where an exceptional lifestyle awaits. Enjoy amenities like walking trails, a Communal Waterfront Area, Exercise Room, Pool, Shared Beach, Tennis Court, spa, events, and fine dining with Georgian Bay views. Curb appeal galore from the concrete drive with stamped concrete edging this home is a quality build by Berner Construction, this 3-bedroom, 3-bathroom bungalow features an open-concept living area with a wall of windows leading to a landscaped backyard with an impressive 18 x 36' pool. The primary bedroom, tucked off the kitchen, offers cove lighting, a walk-in closet, and an ensuite with a spacious tiled shower. The kitchen boasts ample storage, granite counters, and space for family cooking. Downstairs, find a 1960's pool table, waiting for your personal touch to create the perfect escape. This home offers a unique lifestyle and opportunity. Experience stunning sunrises at Cobble Beach. Come see it today! (id:22681)
Exp Realty
Pt Lt 8 4th Line
Town Of Blue Mountains, Ontario
For the first time in over 100 years, you have the opportunity to own a beautiful 25.31 acre hardwood lot! With a very desirable Town of the Blue Mountains address, you'll find picture perfect seclusion and privacy in your own piece of nature. The topography of the landscape, with small hills and valleys combined with a variety of beautiful mature trees overhead, gives you so many options for the perfect location to build your dream home. This prime location puts you just minutes from Blue Mountains and a short drive to Collingwood and all the neighbouring artisanal towns. With countless activities available, adventures to be had, and memories to be made, let this lot be the starting point to creating the life you've always wanted to have! (id:22681)
Exp Realty
140 Gold Street W
Dundalk, Ontario
Back To Back Semi-Detached. 1825 Square Ft. Open Concept. Will Be Built For Possession June 2024. Built-In Oversize Garage. On Demand Hot Water Tank (Rental) Excellent Layout. Quality Finishing. Full Basement Ready To Finish. (id:22681)
Royal LePage Rcr Realty Brokerage (Flesherton)
270 Young Street
Dundalk, Ontario
Development Potential. 3.025 Acres Of Vacant Land In Dundalk. Potential For Development Of Single Detached Residential Or Multi Family Residential. Major Development In Dundalk With 800 New Homes Now Being Built. Zoned R2- H, R3-341- H And Ep. Inquire For More Information. (id:22681)
Royal LePage Rcr Realty Brokerage (Flesherton)
209 Bruce Street S
West Grey, Ontario
2 storey home with 4 bedrooms, 1.5 baths and attached garage on corner lot in Durham. Spacious entry with closet, eat-in kitchen with updated appliances, powder room and huge living room all on main level. Second level with 4 bedrooms (all with closets) and full bathroom. Balcony off the primary bedroom. Handy entrance from the garage through an enclosed porch and in to the kitchen. Garage is 18’7x24’. Concrete driveway. Mature trees on two boundaries provide some privacy to enjoy the yard and fire pit. Breaker panel has been wired for hot tub. Shed 6x8. Natural gas furnace (10 years), gas hot water heater (rented), shingles (4 years). Great location close to new dog park, arena, ball park and soccer field. Corners on 2 dead end streets - no through traffic. (id:22681)
Royal LePage Rcr Realty Brokerage (Flesherton)
27 Shamrock Boulevard
Oliphant, Ontario
Welcome to your cozy retreat in Oliphant! Just moments away from Lake Huron, this charming 2-bedroom bungalow offers the perfect blend of comfort and convenience. Step inside to discover a warm and inviting open-concept living space with lots of natural light, where the kitchen seamlessly flows into the living room, creating an ideal area for entertaining or simply unwinding after a long day. The focal point of the living room is a beautiful propane fireplace, adding both ambiance and warmth during cooler evenings. Adjacent to the main living area, you'll find a separate dining room which is currently used as a plant filled sitting room and boasting patio doors that lead out to your own private back deck. Imagine savoring your morning coffee al fresco or hosting delightful summer barbecues with friends and family in this tranquil outdoor space. Step outside and embrace nature in your private backyard, where lush greenery and privacy abound. Whether you're lounging in the sun, gardening, or simply enjoying the peace and quiet, this secluded retreat offers endless possibilities for relaxation and recreation. Conveniently located just north of Sauble Beach and close to Lake Huron, outdoor enthusiasts will delight in the abundance of recreational activities right at their doorstep. From swimming and sunbathing on sandy beaches to boating and fishing adventures, the possibilities for lakeside fun are endless. Don't miss your chance to experience the best of Oliphant living in this charming bungalow. Schedule your private showing today and make this your new home sweet home! (id:22681)
RE/MAX Grey Bruce Realty Inc Brokerage (S.b.)
314 Tyendinaga Road
Point Clark, Ontario
Tastefully remodelled bungalow in desirable Point Clark municipality. This home has undergone extensive renovations to make this into the owners own personal touch. Open floor plans enable family to enjoy all aspects of the kitchen, dining and living room with direct access to the deck from the Dining area. Three bedrooms along with a remodeled 4pc bathroom completes the main living. Property also features a large 1.5 car garage with room to spare for storage and workshop area. This all sits on a large 115 foot frontage lot on a quiet street in Point Clark. Short stroll to sand beach and Historical light house for the family to enjoy cottage style living year round. (id:22681)
RE/MAX Land Exchange Ltd Brokerage (Pc)
235145 Grey Road 13
Grey Highlands, Ontario
Magnificent Log Home situated in the corner of a private 5+acre lot that offers captivating views across Beaver Valley. The home was handcrafted over a 5 year span by renowned builder Scott Hay, and must be viewed to truly appreciate the meticulous attention to detail and array of exceptional features perfect proportions. With over 8,500 square feet of living space, and an additional 2,500 square feet of covered wraparound decks you'll have ample room to create lasting memories with loved ones for generations to come. As you step inside the Main floor this stunning residence, you are immediately greeted by a floor to celling wood fireplace in the Great room, in the West wing there is a Chef inspired kitchen and 12 person Dining area, perfect for hosting family gatherings or entertaining guests. The East wing is home to the Primary Master suite with 5 piece En-Suite, walk in closet and private walkout to the extensive decking. The Second level offers and additional 4 bedroom areas and 2 full bathrooms that could be converted to create additional bedrooms if required. The lower level showcases the ultimate entertainment area offering a 16-foot wet bar, large wood burning fireplace and ample room for games room, office or private Gym. Additionally there is a indoor 10 person Sauna with large separate shower located on the lower level as well as a large Mudroom with ample storage for all your ski gear after a day on the slopes. The nearly 800 square foot workshop is designed to be converted into an additional primary suite or bedrooms as needed. Adding to the charm, the property also features a separate Bunkie in the replica style of the main house, a private pond and a sloping lot that is suited for tobogganing or to add a rope tow and create your own ski hill. Located only 2 minute's drive from BVSC Don't miss the opportunity to experience the beauty and charm of this magnificent log home in person. This is truly one of a kind home offered at less than build cost. (id:22681)
Forest Hill Real Estate Inc. Brokerage
571607 Southgate Sideroad 57
Southgate, Ontario
25 acres in Southgate with open fields, mixed bush, a ravine and creek. Great country views from the highest point of this property where the driveway and civic number are located. The mixed bush is a beautiful setting overlooking the hillside and open fields. Approximately 8 acres crop land. Good opportunity for someone looking to build a country home, hobby farm or enjoy for recreation. (id:22681)
Royal LePage Rcr Realty Brokerage (Flesherton)
407047 Grey Road 4
Grey Highlands, Ontario
Nestled on approximately 16 acres, this extraordinary property is a haven of natural beauty and wonder. From the moment you step onto its grounds, you are transported into a realm of enchantment and serenity that captures the imagination. At the heart of this magical wonderland stands a charming 5-bedroom home featuring a full in-law suite with separate kitchen, its architecture blending seamlessly with the natural surroundings. Large windows offer panoramic views of the expansive ponds from every corner of the home while multiple outdoor seating areas bring you at one with nature. This property is more than just place to live, its a place to unwind, relax and call home. Whether its the vibrant colours of Spring, the lazy days of summer by the ponds, the fiery foliage of autumn, or the Narnia-like splendor of winter, this magical wonderland offers an ever-changing canvas of beauty and joy that captures the hearts of all who step foot within its boundaries. This spectacular property is located 15 mins from Beaver Valley Ski Club or 20 mins from Devils Glen Country Club. 90 mins for KW, Guelph or Barrie and under 2hrs from the GTA. (id:22681)
Forest Hill Real Estate Inc. Brokerage
102164 Grey Rd 5
Georgian Bluffs, Ontario
The ultimate country estate package, located minutes SW of Owen Sound on 28 acres of incredible beauty, this updated all brick 3 bed 2 bath bungalow with attached and detached 30'X40' garage, features a beautiful pond with its own island and is surrounded by picturesque landscapes and trails. The recently renovated home offers a bright and spacious living space with new flooring, lighting, paint, and trim throughout. Large windows overlook the peaceful grounds, birds and wildlife. Patio doors off of dinette lead to upgraded deck and railings. Recent updates to roof, insulation, kitchen countertops, sink and backsplash. The walk out semi-finished full basement offers plenty of additional living space or opportunity for an additional dwelling unit. Enjoy 2 beautiful fieldstone and brick hearths with wood burning fireplaces, and an efficient ground source heat pump furnace with a/c. This property embodies the best of country living, with its expansive acreage, fruit trees & berry patches, privacy, storage and proximity to amenities. Step outside to discover the beauty of the forest and take up that hobby or store your toys in the detached garage. Don't miss your chance to make this exceptional retreat your own. Call your REALTOR® to schedule a private tour today! (id:22681)
Royal LePage Rcr Realty Brokerage (Os)
805 Leonard Court
Point Clark, Ontario
If your looking for the perfect cottage on the water that is Lake Level with stunning views, than this rustic cottage is for you! This property features 3 bedrooms, 3 pc bathroom, Open concept Living room and Dining Room with new decks on both sides of the property. This cottage comes totally furnished and is ready for the next family to start making their own personal memories on the shores of Lake Huron. This is just a stone throw from historic lighthouse, children's park and boat launch and is just waiting for you. (id:22681)
RE/MAX Land Exchange Ltd Brokerage (Pc)
Pt Park Lot 3 100 Somers Street
Georgian Bluffs, Ontario
RARE! One acre building lot in a very sought-after Georgian Bluffs location. The perfect parcel to build the home of your dreams. Call your REALTOR® to take a walk of this beautiful property. (id:22681)
Sutton-Sound Realty Inc. Brokerage (Owen Sound)
Lot 6 And 7 North Avenue
Tara, Ontario
A RARE FIND! THIS IS A BEAUTIFUL BUILDING LOT. Located on North Avenue in the Town of Tara, with farm field behind you. Quiet street, but the vicinity to downtown Tara is Ideal. TARY AWHILE IN TARA. (id:22681)
RE/MAX Grey Bruce Realty Inc Brokerage (Os)
110 Cottage Lane
Georgian Bluffs, Ontario
If you've dreamt of quiet waterfront living, you've found it! Offered for the first time on the market and built for the Seller by Tom Clancy, this hidden gem is for you. Located on Cottage Lane in the heart of the Balmy Beach community, you'll have the tranquility of a dead-end road, gorgeous sunrises, a covered front porch overlooking the bay, and easy water access (waterfront travelled road between).. This beautiful home has been lovingly maintained by the owner. Interested? You should be! (id:22681)
Royal LePage Rcr Realty Brokerage (Os)
1076 Bruce Road 15
Brockton, Ontario
Set against the backdrop of a rolling pastoral landscape, this charming country farmhouse with heated 2,700+ square foot shop is nestled on 1 full acre of land peppered with grand evergreens and deciduous trees. This picturesque property in Brockton offers the best of both worlds: an idyllic country retreat secluded enough for you to enjoy the tranquility of a rural lifestyle yet just an easy 20 minute drive to Kincardine for all your amenities. Large, updated, and well maintained family home with 4 bedrooms, 2 bathrooms, and fabulous backyard. The sparkling pool offers a refreshing escape on warm summer days, while the hot tub provides year-round luxury. The inviting wrap around porch beckons you inside, where you'll find spacious principle rooms, wide plank hardwood floors, and a bright and cheery open concept design. With 4 ample bedrooms upstairs, there's room for family, guests, or even a home office: country living with the convenience of the city allows you to work from home with high-speed Internet. New flooring has been installed in the living room, bathroom and two bedrooms in 2024. Behind the home you’ll find an impressive 36x76 detached shop with 3 bays, a new commercial-grade hoist (2020), and 200 amp service. Whether you're a car enthusiast, do-it-yourselfer, or a small business owner, this shop provides the ultimate space for all your endeavours. The 1-acre lot provides plentiful room for gardening, outdoor play, or simply soaking up the beauty of nature. Isn't it time you moved to the country? (id:22681)
Keller Williams Realty Centres
76 Fischer Dairy Road
Walkerton, Ontario
3 bedroom 2 1/2 bath 2,270 ft.² home ready for immediate occupancy. Situated in a modern neighbourhood located close to schools and recreation areas. Many quality features of this home include quartz countertops, ground floor laundry, large en-suite washroom & WIC in the principal bedroom, ground floor office/den, a covered front porch & an overhead door at the back of the attached double car garage to allow access to the large rear yard. Quality JEMA home built by this Tarion registered builder. (id:22681)
Coldwell Banker Win Realty Brokerage
232 Concession Road
Kincardine, Ontario
Good Working Crop Farm, 12 tiles have been added and hooked to any existing tile, subject to severance of excess farm buildings; will leave approximately 93 acres workable and 2 acres bush at rear. Hydro tower easement across north of farm. (id:22681)
RE/MAX Land Exchange Ltd Brokerage (Pe)
499 Andrew Street
Port Elgin, Ontario
Bungaloft condo in desirable Lakeridge Estates. Conveniently located at the south end of Port Elgin, close to shopping and beach accesses. Ideal opportunity to simplify your lifestyle with this well-maintained unit. Everything you need is on the main level; eat-in kitchen, dining area, living room, primary bedroom, and 4-piece ensuite with laundry area. Upstairs you will find a loft overlooking the main living area, ideal for a family room or office, plus a second bedroom and 3 piece washroom. Full unfinished basement with 2-piece washroom and cold room. Features include; a gas fireplace, patio doors to the deck, covered front deck, hardwood flooring, high ceilings, storage/pantry closets and spacious foyer with entry into the garage. The condo fee is $240 per month and includes lawn maintenance and snow removal. Ideal for first-time buyers, retirees or investors. Check out the 3D Tour and call your realtor for an appointment to view. Quick possession date available. (id:22681)
RE/MAX Land Exchange Ltd Brokerage (Pe)
549 Stokes Bay Road
Stokes Bay, Ontario
In the Bruce Peninsula village of Stokes Bay, you will find a sweet house on a large lot. This one and a half story home is fully renovated and could have been plucked out of a fairy tale with it's idyllic charm. Being 4 season, this could be your forever home or the perfect cottage getaway. The double wide drive way lends extra space for company parking. Coming in through the main side door, there is a mudroom for all of your outerwear. The galley kitchen has ample counter and cupboard space, to make sure you can cook, bake and entertain in comfort. Turn the corner to the front of the house where you will find the living room, bathroom (with laundry) and primary bedroom. Wonder upstairs to find two conjoined bedrooms that could be utilized in many different ways to suit your unique needs. All three bedrooms have been renovated in the past year, with new drywall, ceilings, lighting and flooring. This property comes fully furnished. Stokes Bay is located in the center of the Bruce Peninsula, with all of the natural attractions, including Sauble Beach, Tobermory, The Grotto only a drive away. If you want to stick closer to home, Black Creek provincial, with it's sandy beach, is a short 5km down the road. (id:22681)
RE/MAX Grey Bruce Realty Inc Brokerage (Wiarton)
9638 4 Concession N
Wellington North, Ontario
Sitting just outside the charming Town of Mount Forest lies a cozy country home that offers the best of both worlds – a peaceful rural setting yet proximity to all the convenience of town. The tree-lined laneway with beautiful red maples lead to a well-maintained “Quality” manufactured home was built in 2001 and will suit all ages! The eat-in kitchen features patio doors that open to the backyard, allowing natural light to flood the space and create and airy, welcoming atmosphere. The living room provides a comfortable gathering place for both family and guests. Three bedroom and 1.5 baths, including a walk-in shower in the main bath offer ample space for a family or retirees. The full basement awaits creative finishing ideas and houses laundry facilities (with hook-ups also being on main floor at side entrance), a utility room, area for a rec room and a spare room which would make a great playroom, office, or gym. The true gem of this property is the sizeable, 2-storey three-bay shop measuring 30 x 40 ft. with hydro service, concrete floor, and stairs to upper level. Additionally, there is a 20 x 10 ft. add-on section for more storage at the back. The upper level features a 60ft. long utility ramp (10 ft at the top, 8 ft. at the bottom - approx.) for easy storage access. Additional storage space on the 1.62-acre property provides ample room for hobbies, tools and more. Propane furnace was installed in 2012 and central A/C is the same age. A steel roof on both the home and shop add longevity to its life. A back-up generator was installed approx. 2-3 years ago for peace of mind. This parcel provides the perfect setting for country living, with all the perks of being close to an energetic small town! (id:22681)
Exp Realty
114 Lindsay Road 5
Northern Bruce Peninsula, Ontario
Neat starter home, located just a short drive to Lion's Head. Home is situated on an acre size lot (165 feet x 264 feet) that is landscaped and treed. Nice setting overlooking the landscape! Home is a storey and half, main floor kitchen/dining, living room with propane fireplace, primary bedroom, three piece bathroom with laundry, foyer and large mudroom. Second level has bedroom, a two piece bathroom and a hobby/craft room that could be used as a third bedroom. Attached double garage. Corner lot, circular driveway. Property makes for a good home for the Buyer who is enjoys country living and yet within minutes to amenities. Property is located on a year round paved road. Rural services available. Taxes: $1453.37. (id:22681)
RE/MAX Grey Bruce Realty Inc Brokerage (Lh)
190 Louise Creek Crescent
West Grey, Ontario
Located minutes from either Hanover or Durham, this spectacular custom-built stone home sits on 2+ acres in a quiet, treed cul-de-sac at Forest Creek Estates. Panoramic views of wetlands and stunning sunsets are enjoyed from the timber-frame back patio or hot tub. Over 3400 square feet of finished space on two levels and a 1200 square foot (3 car) garage. This 4 bedroom/3 bath home was thoughtfully designed, with many upgraded features, including: main level --- engineered hickory flooring; transoms, solid wood trim and doors, shiplap cathedral ceiling and fireplace, heated floor in primary bath, built-in closet system in primary bedroom and cabinetry in laundry; 2 gas fireplaces; 3 covered porches and a stamped concrete patio; triple-glazed windows; walk-up from basement to garage; Generac whole-home generator. List of full upgrades and floor plan available upon request. Completed in late 2021 by a well established and respected builder, includes remaining Tarion warranty. Enjoy the warm community spirit of Forest Creek Estates, together with trails, kayaking, fishing and skating on Boyd Lake. High speed internet. (id:22681)
Century 21 Heritage House Ltd.
Century 21 Cedar Glen Ltd Brokerage
154 Sutter Street
Grey Highlands, Ontario
Eugenia – located on a prime 128’x274’ lot on a great street, this 1500 square foot bungalow is adaptable to any lifestyle. Living room with vaulted ceilings, spacious dining room with walkout to covered porch and kitchen overlooking back yard. Spacious foyer 7’10”x15’1” and additional closet room. Main floor bedroom and a den that could easily be a 2nd bedroom. Two full baths and laundry hook ups complete the main level. Lower level walkout could be a self-contained unit or additional living space with a family room, 2 more bedrooms, laundry, full bath and kitchen. Fully fenced back yard, patio, shed and storage shelter. Many updates in recent years: dual on-demand water heater (2020), water filter system(2021), 30 year shingles (2021), most interior painting (2023). Located in a community setting a short walk to the public access at Lake Eugenia, just minutes to Beaver Valley, Flesherton and 25 minutes to Collingwood. (id:22681)
Royal LePage Rcr Realty Brokerage (Flesherton)
WHAT PEOPLE ARE SAYING
Featured Comments
“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”
Doug & Sue Reider
WOODFORD, ON
“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”
Jennifer Ageeb
OWEN SOUND, ON
“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”
Charlene Hellens
KITCHENER, ON
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Owen Sound, Ontario
Where Is Owen Sound?
Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.
Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.
Nature, Outdoors, and Activity
Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.
If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.
There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.
Education
Local Amenities and Attractions
Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!
If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.
RRSP HOME BUYER'S PLAN
This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.
Home buyer's tax credit
The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.
First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.
If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.
Genworth Canada Energy-Efficient Housing Program
Land Transfer Tax Refunds for First-Time Home Buyers
Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.
The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.
GST/HST Tax Credit
The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.
CMHC Green Home
If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.
Northern Locations Energy Credit
Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.
The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.
Ontario Every And Property Credit
Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.
Options For Homes
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity
You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity
Municipal Land Transfer Tax Rebate Program
If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.
Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!
Daniels FirstHome Boost Program
Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.
The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.
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