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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

BOTTLES OF PERRIER

SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

New Listings

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For sale
$859,900
478 CREEKWOOD Drive, southampton, Ontario

478 Creekwood Drive

Southampton, Ontario

Stylish and functional this beautiful 2 + 2 bedroom 4 bath bungalow built by Berner Contracting is a true gem. Located in the much sought after Creekwood subdivision in Southampton, it's just a 7 minute walk to the sandy shores of Lake Huron and South Street Beach. The main floor is flooded with natural light from the floor to ceiling windows surrounding the gas fireplace. The vaulted ceiling in the living room adds drama and interest. The kitchen has loads of quality cabinetry with matching black appliances and an adorable window seat area. The Primary bedroom is carpeted with Walk-in Closet, a beautiful coffered ceiling and a 3 pc bath. The second bedroom could double as a main floor office or den. A 4pc bath and laundry room with garage entrance completes the main floor. Walk-out from the full size Dining area, onto a two tiered spacious covered deck, truly your own private Oasis! The grounds are maintenance free grass cutting only required in the front! The lower level is fully finished with an extra large recreation room with fireplace and wet bar. There is a large bedroom with a walk-in closet and a 3pc bath, as well as a newly renovated area with a 3 pc bath an extra bedroom for guests, and a bonus room that would make a great office or craft room. This quality home is waiting for you. (id:22681)

4 Bedroom 4 Bathroom 2943 sqft

Royal LePage Exchange Realty Co.(P.e.)

For sale
$825,000
683355 CHATSWORTH RD 24, chatsworth (twp), Ontario

683355 Chatsworth Rd 24

Chatsworth (Twp), Ontario

Gorgeous Country Bungalow on 4 Acres! This lovely home is located on a quiet country road just outside Chatsworth. Featuring large living spaces - there are 5 generous sized bedrooms and 3 full baths. The kitchen features updated counters and backsplash and fabulous stainless steel appliances. The kitchen overlooks the expansive property. The dining room leads out to a large tiered deck with above ground pool. The large master suite features a 3 pc ensuite and generous sized walk in closet. 2 additional beds, another bath, and main floor laundry/mudroom complete this level. The fabulous spacious lower level rec room is perfect for entertaining with wet bar and wired in speakers. There is plenty of light with large windows, and a walk out to the back yard. This could easily be converted to an inlaw suite as 2 additional large bedrooms and a full bath are also on this floor. Outside awaits your gorgeous 4 acre property featuring woods and lots of potential for trails. This is a pristine place to enjoy nature in peace. Ample parking and storage with a large laneway and 2 car attached garage. Updates include: Water Softener -2024 Main Floor Bath Reno -2023 Kitchen Update (Counters/Backsplash) -2023 Dishwasher, Microwave/hoodfan, Washer -2023 Furnace and A/C -2020 Roof Shingles -2019 Ensuite Bath -2018 Basement Reno -2012 Utilities Average: Propane - $250/m, Hydro - $160/m, Internet (GB Telecom Fibre) - $100/m (id:22681)

5 Bedroom 3 Bathroom 3460 sqft

Royal LePage Rcr Realty

For sale
$899,900
178 SUTACRITI Street, kemble, Ontario

178 Sutacriti Street

Kemble, Ontario

IS THIS YOUR FOREVER HOME? Imagine sitting on the front porch admiring the commanding views of Georgian Bay. Situated on an elevated lot in the desirable Sutacriti community, this custom built 3 bed, 2.5 bath home has been loved and meticulously maintained by the same family for 30 years. The front tiled entrance features 17'ceilings with an open staircase. The Bay window from the front living room continue the view of the bay with beautiful french doors leading onto a side verandah. Picture yourself preparing meals in the open kitchen while watching the children in the cozy family room with gas fireplace. The sliding doors lead out to the tranquility of the back yard. Enjoy your evening dinner in the formal dining room. The upper level showcases a full bath with laundry and 3 spacious bedrooms including the primary bedroom which offers a large ensuite and walk-in closet. Large unfinished basement with high ceilings and development potential. Double long driveway with 2 car garage for parking up to 12 vehicles when hosting family events. Steps away from public access to water. Truly a wonderful family home to start creating your memories in. (id:22681)

3 Bedroom 3 Bathroom 1860 sqft

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$1,349,000
61 FOX Trail, northern bruce peninsula, Ontario

61 Fox Trail

Northern Bruce Peninsula, Ontario

This BUNGALOW situated on the stunning WATERFRONT of Lake Huron, is impeccably designed for year-round luxury offering unparalleled views and access to the water. Boasting 4 bedrooms and 2 bathrooms, with the potential for a third on the lower level, this residence exudes quality craftsmanship with solid wood trim, doors, and flooring throughout. The open-concept great room features a spacious living area, kitchen, and dining room with a bay window, ideal for hosting gatherings with friends and family. A stone fireplace with an air-tight woodstove adds warmth and ambiance to the living space, while large windows and a waterside deck provide panoramic vistas of the lake. The primary bedroom is a retreat in itself, featuring a walk-out deck, expansive walk-in closet, and a luxurious ensuite bathroom with a jet tub and heated flooring. The lower level, partially finished, offers additional living space with a rec room, games room, and walk-out access to the water's edge. Situated facing West, residents can enjoy breathtaking Lake Huron SUNSETS and easy access to amenities, boat launches, beaches, hiking trails, and more in the surrounding area. Don't miss out on the opportunity to own this exceptional waterfront property that truly embodies luxury living on the shores of Lake Huron. (id:22681)

4 Bedroom 3 Bathroom 3052 sqft

Exp Realty

For sale
$1,250,000
284 CONCESSION 12 W, arran twp, Ontario

284 Concession 12 W

Arran Twp, Ontario

Welcome to your one-of-a-kind natural retreat where the silence is golden and nature is at your door. Nestled within 98 acres of enchanting woods and trails, this unique property boasts a charming yellow brick farmhouse, originally built in 1890, and thoughtfully expanded over the years by the owner & craftsman to seamlessly blend historical elegance with modern comfort. Step inside to discover updated bathrooms and a modern kitchen, complete with a central island, perfect for casual gatherings. Adjacent to the kitchen, the combined dining and living room features a cozy wood-burning fireplace, creating an inviting ambiance for entertaining or unwinding after a long day and supplement the cozy comfort of hot water heating. The main floor also offers a versatile family room with a second fireplace and “Murphy Bed” effortlessly converting to an additional bedroom when needed. Practicality meets convenience with a main floor laundry, ensuring everyday chores are a breeze. For leisure and entertainment, the billiard room provides a perfect spot to relax and have fun with friends and family. The property extends its appeal to the outdoors, featuring a raised bed garden in the ruins of the old barn and a tranquil pond, ideal for moments of reflection or playful afternoons. This estate caters to both hobbyists and professionals with its array of workshops: one large and two smaller ones, perfect for any handyman or woman. Additional storage and workspaces are found in the attached double car garage and the recently built detached 40' x 54' drive shed, which includes an air conditioned shop and loft. The home has been meticulously restored and lovingly maintained, preserving its historical charm while ensuring modern durability. The durable steel roof promises longevity and peace of mind. Experience the perfect blend of history, nature, and functionality in this breathtaking property. Don't miss the opportunity to own this lovingly maintained home. Call your Realtor today. (id:22681)

2 Bedroom 2 Bathroom 3400 sqft

Royal LePage D C Johnston Realty Brokerage

For sale
$729,000
45 MAPLE Street, tiverton, Ontario

45 Maple Street

Tiverton, Ontario

If you are searching for a solid home and garage, plus detached shop on half acre then this may be it! Welcome to this 3 bedroom (possibly 4), 1.5 bath home with attached garage and detached workshop (24' x 36'), in the charming Village of Tiverton. The home has enjoyed one family lovingly caring for it and residing in it all of its life and there were many details encompassed and engineered by them in the construction, that are still evident in the home today. Features to highlite are the solid all-brick home, genuine hardwood floors in many rooms, drywall in excellent condition, original Van Dolder kitchen cabinets, closets in all bedrooms, recently added natural gas stove (first option for your budget)with electric baseboard backup, 200 amp service, attached 20' x 24' garage and then outside features are detached workshop, the double concrete driveway (only driveway on this non-through area of Maple Street), veranda 23.8 feet long at main level entrance, covered patio at rear, outside entrance to lower level and all so perfectly situated on the square-shaped landscaped lot showcased with many mature trees (that probably share close to the same birthday as the home). Living here at the edge of the village or the edge of country whichever way you say it gives you a quiet, private setting while enjoying the amenities of the area and overlooking the surrounding fields. Tiverton has a Restaurant/Pub, Pizza (take-out), general store with LCBO outlet, walking trails, playgrounds, arena, community centre, churches, nearby schools with bus route and much more. Lake Huron beaches and many employers (including Bruce Power) are only a 10-15 minute drive. Always exciting activities by organizations throughout the year right here or a short drive away. (id:22681)

3 Bedroom 2 Bathroom 2334 sqft

Coldwell Banker Peter Benninger Realty

For sale
$599,000
246 GREY Street S Unit# 2, southampton, Ontario

246 Grey Street S Unit# 2

Southampton, Ontario

Welcome to carefree and easy living at Grenville Estates! This charming brick bungalow condominium offers an inviting blend of comfort and convenience, featuring 2 bedrooms and 2 baths and an open floor plan. Designed with easy-care tile and vinyl plank flooring throughout, this home ensures low-maintenance living, allowing you to spend more time enjoying what Saugeen Shores has to offer. The well-appointed kitchen is a culinary delight, plenty of cabinet space, under-cabinet lighting, a built-in microwave, stainless steel appliances, and a breakfast bar perfect for casual dining. Adjacent to the kitchen, the dining area is enhanced by garden doors that lead to a spacious patio and gazebo, ideal for outdoor entertaining. The living room is a bright and cozy, with plenty of windows that flood the area with natural light. The primary bedroom features a luxurious ensuite complete with a tower cabinet, oversized shower, and linen closet. The second bedroom offers generous storage with double closet, and there is a second bathroom which provides convenience for family and guests. This home includes thoughtful touches such as a laundry closet with a stacking washer and dryer and convenient pantry next to the kitchen. The full-width concrete patio faces South and includes a gazebo, allowing you to enjoy both sunshine and cool afternoon shade. An extra deep attached single car garage provides ample storage space, while the gas fired on-demand water heater ensures endless hot water and the comfort of in-floor radiant heat along with a ductless heat pump that provides heat & air conditioning for year-round comfort. Say goodbye to lawn mowers and snow shovels, and embrace a maintenance-free lifestyle at Grenville Estates. This delightful community could be your new home today! (id:22681)

2 Bedroom 2 Bathroom 1233 sqft

Royal LePage D C Johnston Realty Brokerage

For sale
$819,900
2 SAUBLE WOODS CRES N, sauble beach, Ontario

2 Sauble Woods Cres N

Sauble Beach, Ontario

This pristine updated 3 +1 bedroom bungalow home with attached 1.5 car garage is tucked back in a very quiet area but within walking distance of the Beach and all the shopping and entertainment! It sits on a beautifully landscaped half acre lot finished with Shouldice Designer Stone and aluminum siding for low exterior maintenance. It has main floor living with a separate entrance to the basement through the garage. The detached 22 x 14 garage/workshop or perhaps bunkie in the backyard is insulated and has hydro. The updates include new roof 2019, new furnace with new central air 2018, applied epoxy coating on front step, constructed cement patio in backyard with coloured and stamped edging , updated all kitchen appliances, installed new windows except for the front living room, new water softener system 2022, installed quartz countertops in kitchen, marble countertop and surround tub in main bathroom, marble countertop in ensuite, new flooring in living room, kitchen, family room and all bathrooms and painted the entire house. Move in and enjoy this spacious home with plenty of room for family and entertaining! (id:22681)

4 Bedroom 3 Bathroom 2500 sqft

Homelife Bayside Realty Ltd Brokerage

For sale
$999,000
6806 HIGHWAY 21, south bruce peninsula, Ontario

6806 Highway 21

South Bruce Peninsula, Ontario

Custom Built One Level Stone Finished Exterior Home on 43.5 ACRES and just a few minutes to Southampton. Indoor parking for up to 4 vehicles, outdoor space with 30 Amp RV hookup. NEW UPGRADES include: Natural Gas Line, Furnace/AC, Generator that runs the entire property for peace of mind in bad weather, New Drilled well with water pressure as good or better than City water. New fenced front yard for children and pets, amazing flower gardens surround the Home to relax and be one with nature. New Gas Stove, New Refrigerator, New Weber Gas BBQ, New Highend screen doors for front & back. List of New changes to property and Home are extensive. New, New, New is the theme, just needs New Owners!! (id:22681)

3 Bedroom 2 Bathroom 2000 sqft

Keller Williams Realty Centres Brokerage (Wiarton)
Keller Williams Realty Centres

For sale
$549,000
401 5TH Avenue, hanover, Ontario

401 5th Avenue

Hanover, Ontario

This charming, well-maintained 2-storey home features 3 bedrooms, 1.5 bathrooms, a covered front porch, private rear deck and detached two-car garage. The updated kitchen and baths pair well with original features such as hardwood flooring and woodwork, glass-paneled French doors and 9 foot ceilings on the main floor. The oversized carriage house-style garage is ideal for two cars with plenty of storage. Relax outside at the end of the day in the landscaped backyard, featuring some lovely perennial flower beds. Home inspection report on file from 2022, please ask for details. (id:22681)

3 Bedroom 2 Bathroom 1220 sqft

Exp Realty

For sale
$478,300
133 SE 3RD Avenue SE, chesley, Ontario

133 Se 3rd Avenue Se

Chesley, Ontario

Beautifully Updated 2-Story Home! Welcome to 133 3rd Ave., a tastefully decorated 2-story home is centrally located in the charming town of Chesley. Perfectly positioned within a short walk of downtown, the Chesley Arena & Curling Club, Chesley Community School, South Grey Hospital, the location of this home will make you question needing a car. This lovely residence features many recent updates, making it move-in ready. The main floor boasts an updated 3-piece bath and laundry room, adding modern functionality to its classic charm. The chef’s dream kitchen is the highlight of the home, featuring a center island with a breakfast bar, a built-in microwave and oven, gas range, and plenty of cabinet & counterspace. Patio doors lead from the dining area to a private covered rear deck, complete with a cozy sitting area and built-in hot tub, perfect for relaxing and entertaining. The second floor offers two beautifully appointed bedrooms, a main 3-piece bath, and a luxurious 4-piece ensuite. The ensuite bath includes a separate tub and a glass wall shower, providing a spa-like retreat within your own home. Energy efficiency is another hallmark of this property, with a modern heat pump system ensuring you stay warm in the winter and cool in the summer. For those with a passion for DIY projects or needing extra storage, the large detached 24' x 32' workshop is a fantastic addition. It comes complete with a second level for additional storage, making it ideal for the handyman or woman. This home seamlessly blends modern amenities with classic charm, all within a desirable location in Chesley. Don't miss the chance to make this beautiful house your new home. Contact your Realtor today to schedule a viewing and experience the perfect blend of comfort, convenience, and style. (id:22681)

2 Bedroom 3 Bathroom 1522 sqft

Royal LePage D C Johnston Realty Brokerage

For sale
$229,000
53 CHERRY HILL Road, northern bruce peninsula, Ontario

53 Cherry Hill Road

Northern Bruce Peninsula, Ontario

Seeking privacy while being close to conveniences? Consider this five-acre parcel, 447 feet in width with an irregular shape. The property fronts on Cherry Hill Road and Highway 6, featuring roadside hydro and telephone access. It is largely forested with some cleared areas and includes an installed driveway. An ideal location for a permanent residence, the property is zoned as a building lot, permitting the construction of a single-family home. Situated about 10 minutes from Lion's Head and centrally between Wiarton and Tobermory, the property taxes are $47.00. (id:22681)

RE/MAX Grey Bruce Realty Inc Brokerage (Lh)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.