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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

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SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$579,000
7 THIRD AVE N Avenue, sauble beach, Ontario

7 Third Ave N Avenue

Sauble Beach, Ontario

Discover unmatched commercial and residential potential nestled in the vibrant heart of Sauble Beach, a gem with partial water views of the shores and waterfront of Lake Huron. This unique opportunity allows entrepreneurs and dreamers to establish a presence steps away from the clear waters and golden sands of one of Ontario's most picturesque beach destinations. With commercial zoning, it serves as a blank canvas for a variety of ventures, from a quaint beachside café to a charming boutique, including a delightful cottage that echoes the tranquil lifestyle Sauble Beach is famed for. Sauble Beach, resting on the stunning shores of Lake Huron, is celebrated for its breathtaking 7-mile long beach, where sunsets dazzle with vibrant hues and the gentle lapping of waves creates a serene backdrop for relaxation and recreation. This thriving community, alive with seasonal festivities, markets, and outdoor activities, offers an engaging lifestyle against the backdrop of one of the largest freshwater lakes in the world. Its clear waters and expansive beaches draw visitors and locals alike, offering a perfect blend of natural beauty, community warmth, and vibrant tourism. Strategically located at the core of Sauble Beach's bustling atmosphere, this property is an ideal spot for capturing the attention of the myriad of visitors drawn to Lake Huron's shores each year. Its proximity to the beachfront ensures a unique opportunity to blend business aspirations with the laid-back beach lifestyle, inviting you to become part of a community that values sustainability, natural beauty, and a vibrant local economy. In Sauble Beach, your entrepreneurial ventures can thrive in a locale celebrated for its stunning lakefront setting, community spirit, and the endless possibilities that come with lakeside living. This is more than a property; it's an invitation to join a lifestyle where your business dreams can flourish alongside the natural splendor of Lake Huron. Church is 798 square feet (id:22681)

2 Bedroom 1 Bathroom 526.9900

Keller Williams Realty Centres

For sale
$599,999
710 ANDREW MALCOLM Drive, kincardine, Ontario

710 Andrew Malcolm Drive

Kincardine, Ontario

This beautiful home, spanning five levels, offers over an impressive 2,200 sq. ft. of exquisite living space. Prime location near schools, shopping, and the Davidson Recreation Centre adds to its allure. Stepping into the front breezeway, you'll be greeted by a generously sized open concept kitchen, dining, and living area, perfect for entertaining. The lower level showcases a full bath, a storage room, and a recreational room that leads to a stunning south-facing sunroom. As you venture further, the basement reveals another family room, as well as a private office or den on the lower level, offering versatile space to suit your needs. Upstairs, the upper level presents three bedrooms and an updated full bathroom. Upgrades throughout the property include a renovated kitchen featuring granite countertops, a delightful sunroom, an updated main bath, upgraded windows and blinds, flooring, and a ductless heating/cooling system. The versatility of this home caters to a variety of purposes, making it ideal for a growing family seeking ample space both indoors and outdoors, a potential income property, or even a downsizing option. If you're in search of a high-quality home your search ends here. (id:22681)

3 Bedroom 2 Bathroom 1800

Exp Realty

For sale
$1,155,000
34 ORCHID Trail, northern bruce peninsula, Ontario

34 Orchid Trail

Northern Bruce Peninsula, Ontario

This one has it all so look no further – a four season home, a double garage, a shed, a Bunkie, a boathouse with a concrete boat ramp, on a double lot with 200 ft of waterfrontage - all on the shores of Lake Huron! What more could you ask for? This stunning property offers something for everyone. Inside, the home's layout is designed to accommodate all ages. With three bedrooms and three bathrooms spread across almost 2300 square feet of living space, there's room to relax and unwind. The lower level offers a bedroom, 3pc bath, laundry facilities and a large rec room with endless possibilities for entertainment and a walkout to your own hot tub and outdoor shower. The open-plan living, dining, and kitchen areas on the main floor provide for a great gathering and entertaining space. From the living room, venture out onto the main deck which boasts glass panels, providing unobstructed ocean like views over Warner Bay. It’s the perfect spot for savoring your morning coffee or hosting al fresco gatherings with friends and family. For the outdoor enthusiasts, a detached garage stands ready to house all your recreational toys, and a convenient shed offers additional space for storage. The lakeside bunkie will become a favourite retreat with its own deck and outdoor fireplace/grill, perfect for dining and cozy evenings spent under the stars. But wait, there’s more! A dry boathouse has lots of clean dry storage for your water craft and toys with a concrete launch into the water. The upper storey of this boathouse is a haven for kids, providing a delightful space for sleepovers with a small seating area – the perfect spot to hide away. Whether you're seeking a weekend getaway, a retirement retreat, or a full-time residence, this property offers the best of lakeside living and a place where memories are made and will be cherished for years to come. Conveniently situated near the charming town of Tobermory, where you'll find amenities, restaurants, and tourist activities. (id:22681)

3 Bedroom 3 Bathroom 2295

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

For sale
$324,900
471 BRUCE ROAD 13, saugeen indian reserve #29, Ontario

471 Bruce Road 13

Saugeen Indian Reserve #29, Ontario

Just move in! Lake-front living at a fraction of the cost. Enjoy direct beach frontage with large front and back yards, expansive deck areas, parking for 6 PLUS vehicles, an outdoor shower, a bunkie and a shed that houses your own washer and dryer!! House has no wasted space and embraces 4 bedrooms, a renovated bathroom and galley kitchen, huge dining area with Amish-style table from Country Charm and a comfortable Living Room complete with wood burning fireplace. Complete cottage renovation done in 2018, including upgrading the 200 amp breaker panel. (Extra pony panel in shed). Home comes with furnishings and other house-keeping and kitchen items including a dishwasher which many cottages don't have. Notice the walk-in Pantry off of the kitchen, plenty of storage there! Turn-key ~ you just move in with a quick closing possible. Patio doors off of the Dining Room lead to a large deck with incredible Lake views. To the right is a bunkie which is also used for storage depending on your desires. Further is a firepit for those magical summer nights along with a newer stairway down to the water. Stones and sand combine on the beach, look for fossils and shells! For birders and fishermen, there are added dimensions in nature that will keep you captivated. Little chipmunks will eat out of your hand!! What makes this cottage different from the rest? The way it lives with 4 bedrooms, and large principle spaces. Huge deck, expansive parking and inviting cottage floorplan accommodate your favourite friends and family. Buy now and enjoy your summer!!!! Roof shingles, new Hot Water Heater (owned), interior cosmetics including kitchen, blinds, some light fixtures, bathroom and more were completed in 2018. Pack your bags and move in!! (id:22681)

4 Bedroom 1 Bathroom 914

Coldwell Banker Peter Benninger Realty

For sale
$990,000
363 DEVONSHIRE Road, port elgin, Ontario

363 Devonshire Road

Port Elgin, Ontario

Exceptional 5-bedroom, 3-bathroom stone bungalow. Constructed by Snyders in 2019. Situated on an oversized town lot 57' x 131' and easy access to shopping amenities. Upon entering the home, you will immediately appreciate the quality craftsmanship. Beautiful Opus hardwood flooring runs seamlessly throughout living areas and bedrooms. Complemented by an oversized custom kitchen. Accompanied with high-end fishes and upgrades such as; 7'x4' kitchen island, build in range, gas stove, upgraded cabinets pullouts, quartz countertop and stainless steel appliances. Sliding doors lead to covered patio. Main floor laundry room off garage entrance. Basement is fully finished with; large family room, office nook, storage, cold room, 2 bedrooms and full bathroom. Exterior is professional landscaped. Providing the perfect backdrop for your summer relaxation and entertainment. Detached shop 20 x 20 if currently used a woodworking shop. Insulted, heated and plenty of power. Double gate allows access the trail system. Perfect access for your recreational vehicles. Contact your REALTOR® to book a private tour! (id:22681)

5 Bedroom 3 Bathroom 2782

Royal LePage Exchange Realty Co.(P.e.)

For sale Open House
$569,900
1093 WATERLOO Street N, port elgin, Ontario

1093 Waterloo Street N

Port Elgin, Ontario

NEW Freehold Townhomes in Port Elgin. These 2 bedroom, 2 bathroom townhouses are centrally located close to shopping and area walking trails. Forget the condo fees! These units feature radiant in-floor heat, large single car garage, primary ensuite bath and a walk-in closet. The open concept kitchen, living room and dining area makes for easy, convenient living. Front patio and walk-out to the rear patio add to the enjoyment of these single level units. Price includes HST after rebate is assigned to the Builder. Buyer must qualify for the New Home HST rebate, or if not must credit the Seller with the same amount on closing. (id:22681)

2 Bedroom 2 Bathroom 1184

Royal LePage D C Johnston Realty Brokerage

For sale
$1,749,900
125 BOILER BEACH Road, huron-kinloss, Ontario

125 Boiler Beach Road

Huron-Kinloss, Ontario

Enjoy Luxury Lakeside Living along the shores of Lake Huron on the highly coveted stretch of Boiler Beach Road! This carefully designed custom built home sits on a large double lot and offers over 2000 square feet of high quality living space. The 3 bedroom, 2 bathroom bungalow home has been meticulously maintained and cared for since its build in 2012. The home offers an impressive open concept kitchen, living room with vaulted ceilings and dining room which all overlook an unobstructed view of some of the worlds greatest sunsets. With high end finishes, hardwood and tiled floor throughout this lakeside home is sure to impress. A wrap around covered porch makes watching the Lake Huron sunsets a dream and features a convenient outdoor natural gas BBQ hook-up. The well manicured landscaping throughout the property is complimented with both lighting and irrigation. Don't miss out on your chance to own your dream home on Lake Huron, call your REALTOR® today! Waterfront travelled road between. (id:22681)

3 Bedroom 2 Bathroom 2035

RE/MAX Land Exchange Ltd Brokerage (Kincardine)

For sale
$299,900
709 BRUCE ROAD 13, saugeen indian reserve #29, Ontario

709 Bruce Road 13

Saugeen Indian Reserve #29, Ontario

Welcome to your waterfront retreat on the stunning shores of Lake Huron! This charming cottage sits perched atop a hill with breathtaking views of the beautiful blue waters of Lake Huron. Every evening, savor the world-famous sunsets right from your 750 sqft deck. Step inside, and you'll be enchanted by the open concept design. The kitchen flows into the living room, complete with a cozy propane fireplace. The spacious 25' X 10' sunroom provides the perfect space to relax while listening to the soothing waves. With two bedrooms and an updated 3pc bathroom, this cottage effortlessly combines modern comfort with rustic charm. For guests or extra privacy, the 15' X 8' heated Bunkie serves as a delightful 3rd bedroom. Storage space is abundant with a new 10' X 8' shed and additional outdoor cubbies, ideal for all your outdoor gear. Access to sandy beaches and amenities just minutes away!This exceptional cottage even includes its own EV charging station, catering to your electric vehicle needs. To make your move seamless, furnishings are included - just pack your bags and get ready for summers at the beach! Leased land cottage- Annual Lease Fee $9000, Service Fee $1200. (id:22681)

2 Bedroom 1 Bathroom 855

Royal LePage Rcr Realty Brokerage (Os)

For sale
$725,000
238 LAIRD Lane, southampton, Ontario

238 Laird Lane

Southampton, Ontario

Welcome to your dream cottage in the breathtaking Southampton Beach area! Get ready to be enchanted by this charming year-round home, a true gem that has been waiting just for you! Nestled among majestic cedars on one of Southampton's tranquil lanes, this haven is a mere 5-minute stroll away from mesmerizing nightly sunsets and a warm, welcoming sandy beach that awaits your presence. Originally built in 1991, this enchanting abode underwent a substantial renovation in 2014, transforming it into a delightful fusion of classic charm and modern comforts. As you step inside, an open-concept layout greets you, featuring a splendid kitchen, dining area, and a living space adorned with a beautiful stone fireplace - perfect for cozy gatherings with friends and family. With three lovely bedrooms, a stylish 4PC bathroom, and convenient laundry facilities, every aspect of comfort has been thoughtfully considered. You will revel in the luxury of updated windows, top-notch insulation, a tankless water heater, and the inviting allure of engineered hardwood flooring throughout. Prepare to be amazed by the tastefully appointed kitchen, boasting elegant quartz countertops and a custom dining table that adds a touch of sophistication to every meal. Outside, the property is a sight to behold, with impeccable curb appeal in the front and a peaceful haven of privacy in the back. The thoughtful construction includes a 2 1/2-foot crawl space offering storage possibilities, thanks to a concrete floor and efficient spray foam insulation. Now, imagine this remarkable property having played numerous roles for its current owners: a cozy year-round home, a cherished family retreat, and even a potential income property. This incredible property is being offered completely furnished, turnkey, and ready to embrace the life you have always envisioned. Step into a new beginning, do not wait any longer. This is where you truly want to be. (id:22681)

3 Bedroom 1 Bathroom 924

Sutton-Huron Shores Realty Inc. Brokerage

For sale
$360,000
5007 HIGHWAY 21 Unit# 1407, saugeen shores, Ontario

5007 Highway 21 Unit# 1407

Saugeen Shores, Ontario

Welcome to 1407 White Cedar Drive in Port Elgin Estates and Resorts. Save paying the HST on the purchase of a new home. This beautiful 2 bedroom, 2 bath modular home is just over a yr old and is located in a 4-season community on the south side of Port Elgin near the sandy beaches and beautiful sunsets of Lake Huron and close to shopping, schools, churches and trails. With over 1000 sq. ft of living space, the open concept and high ceilings make this home feel very spacious and is a great way to downsize and simplify your life. The kitchen has quartz counter tops, a large island and white back splash. From the Master Bedroom, a walk in closet leads right into your 3 piece private en suite with quartz counter top, and a step in shower with glass doors. The second bedroom could be used for an office while working from home. The large covered deck out the patio doors is a perfect spot for entertaining, bbq-ing or just relaxing while taking in the beautiful sunsets on summer nights. 12 X 8 shed for all your storage and gardening needs and golf cart pad included. (id:22681)

2 Bedroom 2 Bathroom 1008

Coldwell Banker Peter Benninger Realty

For sale
$549,900
228 SPENCE Street, southampton, Ontario

228 Spence Street

Southampton, Ontario

Built with quality in mind, this 1.5 storey charmer is sure to steal your heart. This is a tidy home that has been lovingly maintained and tastefully decorated, located a short walk from the beach, the quaint shops and the many eateries in downtown Southampton. Featuring 3 bedrooms, 1.5 baths, an eat-in kitchen with comfortable family room, a main floor bedroom and 4 piece bath, this home offers the opportunity for main floor living. The second floor has a large primary bedroom with 2 pc ensuite and an additional, good sized 2nd bedroom. Whether starting up or slowing down this is easy living - ample storage space, a generous laundry room with built-in cabinets, a small workshop for the hobbyist and a dry basement for additional storage. The compact lot is composed of a large sunny front yard, perfect for gardening and complimented with a quiet and private back yard which borders on uninhabited space and comes complete with an electrified garden shed, perfect for storing your garden tools and furniture. Notable upgrades include a gas furnace and gas hot water heater (2020), new windows (2021-22) and a sump pump, providing peace of mind. As an alternative this is a viable investment opportunity in a sought-after rental area without STR restrictions. Don't miss out on the chance to own this property. Schedule a viewing today and make this charming 1.5 storey your new home or cottage. Be sure to click on the MULTIMEDIA BUTTON for the floorplans and more! (id:22681)

3 Bedroom 2 Bathroom 1771

Royal LePage D C Johnston Realty Brokerage

For sale
$1,190,000
403 ECKFORD Avenue, southampton, Ontario

403 Eckford Avenue

Southampton, Ontario

Welcome to your private oasis by Lake Huron! This stunning lakeview home offers the perfect blend of tranquility, luxury, and potential for lucrative short-term vacation rentals. With over three bedrooms and three bathrooms, this spacious retreat promises comfort for both family gatherings and rental guests seeking a memorable escape. Nestled amidst lush foliage, this property boasts a captivating garden that serves as your own slice of paradise. Imagine sipping your morning coffee surrounded by vibrant blooms and the soothing sounds of nature, just steps away from the pristine shores of Lake Huron. As you step inside, you're greeted by an open lofted concept design adorned with soaring windows that flood the space with natural light. The expansive living area seamlessly flows into the dining and kitchen areas, creating an inviting space for entertaining or simply relaxing with loved ones. Whether you're cooking up a feast in the gourmet kitchen or unwinding by the fireplace after a day of exploration, every moment is infused with a sense of serenity and comfort. The main floor features multiple bedrooms and bathrooms, providing ample accommodation for guests or family members. Upstairs, the loft area offers additional sleeping quarters or a versatile space that can be tailored to your needs. One of the highlights of this property is its potential for short-term vacation rentals. With its picturesque location and modern amenities, this home is sure to attract travelers seeking a memorable getaway by the lake. Whether you choose to enjoy it as your own private retreat or capitalize on its rental potential, this lakeview oasis offers endless possibilities for relaxation and investment alike. Don't miss out on the opportunity to make this dream home yours – schedule a viewing today and experience the allure of lakeside living at its finest! (id:22681)

4 Bedroom 3 Bathroom 2800

Royal LePage D C Johnston Realty Brokerage

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

You Could Be Saving Money!

Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.