(519) 375 - 5120 shannon@shannondeckers.com

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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

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SHANNON DECKERS

Why Choose Us

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Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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LOADING

For sale
$518,700
711 PALMATEER Drive, kincardine, Ontario

711 Palmateer Drive

Kincardine, Ontario

Are you ready to buy your first home? This modest side split was built in 1978 and over the years has had several updates. Windows were replaced in 2004 and the shingles in 2014. The hydro bills were significantly reduced when the ductless heat pump was added in 2021. One unit is in the kitchen and the second is in the primary bedroom; keeps the home cozy and comfortable all year. Hardwood flooring is found in the living room and eat-in kitchen while the carpets were removed in all the bedrooms and replaced with laminate flooring. The four piece bathroom has tile. The appliances are all less than 2 years old. The lower level flooring was improved in April 2024 - soft grey vinyl laminate. The laundry room offers great shelving. The new laminate flooring extends down the hall of the lower level to a spot that is a perfect at home office. From the eat-in kitchen one can access the back yard. Gardens create a side yard border and the mature trees/shrubs create a welcoming private space ready for BBQ dinners and evenings by the firepit. The access to the Kincardine Trails is just around the corner. Several of the schools are a short walk away, as is the Davidson Centre. Come take a look - (id:22681)

3 Bedroom 1 Bathroom 1378

Century 21 In-Studio Realty Inc.

For sale
$449,900
908 HURON Terrace, kincardine, Ontario

908 Huron Terrace

Kincardine, Ontario

Welcome to this affordable bungalow with attached garage. This prime location offers easy access to all amenities, making it a convenient and desirable place to live. This bungalow is perfect for the 1st time, retirement or cottage buyer. 2 bedrooms, 4 piece bath, kitchen/dining area, living room with wood stove and hardwood floors. The attached garage offers convenience for parking inside and a full unfinished basement with walkout offers an abundance of space for storage. Sunroom overlooks the backyard full of perennials and flowering bushes. There's even a spot for the firepit. Located just 2 blocks to the lighthouse, marina, restaurants and shops. Spend this summer soaking up the small town charm that Kincardine has to offer. (id:22681)

2 Bedroom 1 Bathroom 846

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$595,000
373 BRUCE ROAD 13, saugeen first nations, Ontario

373 Bruce Road 13

Saugeen First Nations, Ontario

Welcome to 373 Bruce Road 13. Nestled along the scenic shore of Lake Huron, this immaculate waterfront cottage offers a rare opportunity to experience the peace & tranquility of lakeside living. Perfectly positioned on a 66’ x 200’ lot that gently slopes down to meet the water's edge, providing easy access to the pristine shoreline, this 3-season home or summer retreat is a haven of relaxation and comfort. Step inside to discover a warm and inviting interior, thoughtfully maintained and adorned with modern updates. Inside, the heart of the summer home unfolds with an open-concept kitchen, featuring newer cabinets, and a center island with breakfast bar. Updated kitchen and bath, along with newer windows and doors, ensure both style and functionality are seamlessly integrated. Retreat to the cozy living room, where a fireplace sets the perfect ambiance for intimate gatherings or quiet evenings in. Double patio doors beckon you to the screened porch and sundeck, where panoramic views of the lake await your admiration. Whether basking in the sunshine on the lakeside deck or seeking shelter on the leeward side flagstone patio, every moment promises to be enchanting. With a new roof installed in 2023 and meticulous landscaping enhancing the outdoor space, every aspect of this cottage exudes care and attention to detail. A detached 12' x 24' bunkhouse also awaits, complete with a bar area and convenient 2-piece bath, offering additional space for family or guests to enjoy leisure activities. Conveniently located close to Southampton shopping, this waterfront oasis offers easy access to amenities while preserving a sense of seclusion and serenity. Leased Land is by far the most economical way to enjoy your very own waterfront cottage. Don't miss your chance to experience the epitome of lakeside living – schedule your viewing today and make this enchanting cottage your own slice of paradise. (id:22681)

3 Bedroom 3 Bathroom 1200

Royal LePage D C Johnston Realty Brokerage

For sale
$699,000
516 LYNDEN Crescent, kincardine, Ontario

516 Lynden Crescent

Kincardine, Ontario

Introducing a spacious and comfortable home located in Lynden Estates, an established upscale neighbourhood in Kincardine. This well-maintained 5-bedroom (3+2) home is well situated on a private lot with great curb appeal showcasing mature trees and landscaping. The home's proximity to the lake allows for leisurely walks to the beach and along the boardwalk, close to the trail system and the shops and restaurants downtown.The large, bright foyer provides access to the 1.5 car garage with built in storage and walks out to a private yard with patterned concrete patio, perennial gardens and fenced in area ideal for children or pets. On the main level, the open floor plan allows for seamless flow between the main living areas including the kitchen with a large island, and bright living and dining spaces perfect for entertaining or spending quality time with family. This floor also includes the primary bedroom with double closet and cheater ensuite and 2 additional bedrooms as well as a large main bathroom with a jetted jacuzzi tub and separate shower. On the lower level is the very large family room with large above grade windows that flood the room with natural light and a cozy propane fireplace, as well as the second 4-piece washroom and a large bedroom with oversized walk-in closet with closet organizer and a 5th bedroom or office, utility/laundry room and separate storage area. This level would make an ideal in-law/guest suite or could be converted into an income unit.The home is unoccupied and unfurnished which provides a great opportunity to imagine your own dream living space with endless possibilities. (id:22681)

5 Bedroom 2 Bathroom 2412

RE/MAX Land Exchange Ltd Brokerage (Kincardine)

For sale
$529,900
471 4TH Street, hanover, Ontario

471 4th Street

Hanover, Ontario

This attractive brick bungalow is nestled in a quiet neighborhood in Hanover. The attached carport and a fenced back yard of a manageable size, are perfect for children, pets, or gardening. Inside, the home has undergone many thoughtful upgrades for modern living, boosting energy savings and comfort! Plus the owners had an Energy Audit completed as well as an Electrical Safety Check, allowing them to make smart upgrades for reduced energy use. Enjoy a new kitchen and appliances, updated bathrooms, flooring, fixtures, lighting, plumbing and electrical, windows, front door, hot water heater, upgraded insulation, reconditioned water softener, fireplace, concrete driveway and rear patio, leaf guard on eaves and so much more! The furnace receives regular servicing annually and roof shingles appear to be in good condition. The main floor laundry provides convenience for any age group as does the walk-up from the basement to the rear yard. With front and side entrance, potential exists, should you wish to convert the basement level to an in-law suite. The carport ceiling is high, allowing you to park small or larger vehicles. Add to this, the clean and stylish decor, a landscaped lot and lots of storage, with little to do except position your furniture! Finally, the prime location provides easy access to schools, parks, shopping and all the neighborhood amenities that families desire. With its updates and curb appeal, this charming brick bungalow is move-in ready for the lucky new owners. (id:22681)

3 Bedroom 2 Bathroom 2452

Exp Realty

For sale
$1,999,900
56 BOILER BEACH Road, huron-kinloss, Ontario

56 Boiler Beach Road

Huron-Kinloss, Ontario

Welcome to the elegance of The Lake House on Kincardine’s scenic Boiler Beach. This waterfront oasis has wonderful lake views and is just a step or two from Lake Huron with traveled road between. You will be in your glory with all the options both outdoors and indoors. This tastefully built upscale Bogdanovic brick home offers over 4,200 square feet of finished living space with forced air gas, central air and essential wiring for a generator. The spacious Living Room with vaulted ceiling and gas fireplace cries out for entertaining and relaxation.This great room space includes the dining room and kitchen.The roomy kitchen has quartz countertops, gas stove, refined backsplash and a functional island.The adjacent dining room will easily accommodate those extra guests on holidays.The lake view den provides solitude and scenery.The master bedroom is special.It is large, overlooks the lake, has a walk-in closet plus large ensuite with separate luxury shower and stand alone tub. The upstairs offers two more comfortable bedrooms, lake views & a full bath. The lower level is a wonderful playground with an open space of approx 1100 finished sq’ of play space and a comfy seating area. The fourth bedroom, a bathroom with an airy, open tiled shower, a workshop/craft room all complete this level. What's not to love? Outdoors, the lovely sand beach & famous sunsets are less populated than other areas so offers more privacy. The property is over a half acre of landscaped yard, with an in-ground sprinkling system and groundwater tiling. The rear yard has a upscale Hot Tub with a remote controlled top, a stone patio with separate dining area with built in cantilever umbrella and a custom fire pit. Complete with the concrete drive to the double attached garage, it is perfect for all interests - recreational or residential. This sumptuous opportunity calls Families, Cottagers, Entertainers and Recreational Enthusiasts! All measurements are approximate. Book your showing today. (id:22681)

4 Bedroom 4 Bathroom 4263

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$940,000
532 ATTAWANDARON ROAD Road, point clark, Ontario

532 Attawandaron Road Road

Point Clark, Ontario

This custom designed home has all the elegance and attention to detail you would ever want in your next home. With over 1900 sq feet of living space, this home has been designed with 3 spacious bedrooms, two bathrooms, and an Open Concept main living area in the center of the home. The kitchen or heart of the home has soft close drawers, stone counter tops, stainless steel appliances and undermount lighting. From the dining area you have direct access to a large 30x9 covered porch to enjoy the serenity Point Clark is known for. The master suite is on the opposite side of the home and features a walk in closet and large spa like en-suite. Laundry and Pantry completes this wing of the home with direct access directly out to your double garage. Upgrades to this home include full generator, complete fenced in rear yard, concrete double driveway, trees and shrubs and storage shed. Everything you are looking for is in this home and must be seen to be appreciated. (id:22681)

3 Bedroom 2 Bathroom 1900

RE/MAX Land Exchange Ltd Brokerage (Pc)

For sale
$875,000
554 KINCARDINE Avenue, kincardine, Ontario

554 Kincardine Avenue

Kincardine, Ontario

A RARE FIND INDEED- A 2.3 acre parcel right in the Town of Kincardine. If you have ever wanted to live in a country setting, while maintaining the comfort of town amenities, then your wait is over. A custom built, 1500 sq ft, 3 +2 bedroom bungalow has ample room for your growing family. Some features include large master bedroom with walk in closet, 4pc bath with Jacuzzi tub, 50 year fiberglass shingles installed 2021, main floor laundry, attached double garage and more. The full basement offering 2 bedrooms, full bath, rec room, exercise room, and ample storage area will lend itself nicely to your family’s needs. For your entertaining pleasure, the house sports a deck off the dining room. Sit back and relax on your covered front verandah, while listening to the sights and sounds of nature. Surrounded by trees, this property offers total privacy, in a park like setting with pond and trails. For the hobbyist enjoy the 1150 sq foot insulated, heated workshop with 2pc washroom. Enjoy the tranquility this location has to offer right in town and only a short drive to the sandy beaches of Lake Huron. Severance is possible- Buyers to do their own due diligence. Natural gas is at the lot line. Call your Realtor today. (id:22681)

5 Bedroom 3 Bathroom 2800

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$1,699,999
112900 GREY ROAD 14, southgate, Ontario

112900 Grey Road 14

Southgate, Ontario

This extremely picturesque 26.88 acre property has it all! A fantastic 6 bedroom bungalow, an awesome 30x40 Shop heated & insulated shop, an attractive swimming pond stocked with trout & acres of Managed Forest with trails leading to over 2000 feet of private Saugeen River frontage! The stone custom bungalow is completely finished, decorated in tasteful neutrals & perfect for an active family and entertaining. Generous principal rooms & open floor plan offer lots of living space & the landscaped grounds feature spaces for dining, relaxing in the hot tub, swimming, skating, fishing (there’s even a zip line!) relaxing at the fieldstone fire pit or walks through the woods to the river. Recent updates including new roof, full bathroom, Kitchen & Mud Room renos, new water purification system, new cedar decking, epoxy floor in garage and MANY more. Detailed list available. Bright finished lower level featuring high ceilings & large windows in every room for lots of natural light includes a spacious Family Room with walk-out to hot tub, 3 generous bedrooms, Cold Room and Utility Room. Insulated garage holds 2 large vehicles + convenient entrance to Utility Room. Workshop has 2x10' bay doors, raised storage, LED lighting & separate panel. Acres of hardwood & mixed bush incl maple, black cherry, cedar, beech, ash & more. This true country escape is located just 15 mins from amenities in Flesherton, Dundalk & Markdale. Ski clubs, golf, cycling routes, Lake Eugenia & Bruce Trail all within 20min. 45min to Collingwood/Thornbury, 1hr to K-W, under 2hrs to GTA. (id:22681)

6 Bedroom 4 Bathroom 3986

Forest Hill Real Estate Inc. Brokerage

For sale Open House
$712,500
267 PARK Street, kincardine, Ontario

267 Park Street

Kincardine, Ontario

Welcome to 267 Park Street in the Subdivision of Stonehaven. This well maintained 4 bedroom, 3 full bath raised bungalow is located right across the street from the popular municipal trails, just a short walk to the dog park, soccer fields and playground. This is a sought after family friendly subdivision. Interior provides; 2770 square feet of living space, open concept kitchen, dining and living room, oak hardwood floors, primary bedroom with ensuite & walk-in closet, an additional 4 piece bath on the main floor, a spacious pantry with an extra laundry hook up, natural gas forced air furnace and stove, central air, fibre optic internet connection, full finished basement with a large 4th bedroom, laundry room, surround sound speakers, high end central vac & a 3rd/3 piece bathroom w/shower. Exterior features; 2 car attached garage, a spacious concrete driveway, large covered back deck, shed with electrical hook up, a garden box with a sprinkler system and a fully fenced in back yard. Don't forget to check out the virtual tour! Call your REALTOR® today for your own private viewing. (id:22681)

4 Bedroom 3 Bathroom 2770

Lake Range Realty Ltd. Brokerage (Kincardine)

For sale
$1,149,000
20 SANDY PINES Trail, sauble beach, Ontario

20 Sandy Pines Trail

Sauble Beach, Ontario

Escape to your own slice of paradise in Sauble Beach with this stunning three-level log-sided home complete with over 2100 sq ft of living space. The main floor welcomes you with an open concept layout flooded with natural light from numerous windows, creating a bright and inviting atmosphere. Cozy up on chilly evenings by the WETT certified wood stove in the spacious living area. This floor also features two bedrooms, a four-piece bathroom, and a convenient laundry area. Head downstairs to the lower level and discover the ultimate entertainment space in the family games room. With an extra bedroom and a two-piece bathroom, this level offers versatility and comfort for both family and guests. Retreat to the upper level where the primary bedroom awaits, complete with a luxurious four-piece ensuite bathroom. Step outside onto the expansive 800-square-foot composite deck, perfect for outdoor living and entertaining. Relax in the sunken hot tub or fire up the barbecue for al fresco dining while taking in the tranquility of the surrounding nature. The .5-acre private lot offers plenty of space for outdoor activities and includes a large detached heated 600 sq ft garage and two outbuildings 1-10' x 16' and the other is 10'x32 total 480 additional sq ft which could be utilized for storage or potentially transformed into extra sleeping quarters. Conveniently located within walking distance to Lake Huron and Silver Lake access, this property provides easy access to the area's pristine beaches and recreational opportunities. Whether you're seeking a full-time residence or a vacation getaway, this Sauble Beach home offers the perfect combination of comfort, luxury, and natural beauty. Don't miss your chance to make this dream home yours! (id:22681)

4 Bedroom 3 Bathroom 2100

Sutton-Sound Realty Inc. Brokerage (Wiarton)

For sale
$749,900
5202 HIGHWAY 6, northern bruce peninsula, Ontario

5202 Highway 6

Northern Bruce Peninsula, Ontario

*BRAND NEW ROOF* Welcome Home to this well situated raised BUNGALOW surrounded by 96.5 acres of serene privacy! The lower level provides 2 spacious bedrooms, a 4pc bathroom and a family/rec room complete with a freestanding propane stove to cozy up too while enjoying a good movie or book. The upper level offers an open concept living/dining/kitchen area that flows seamlessly onto a spacious deck overlooking your backyard pool. The primary bedroom and recent updated 4pc bathroom provide privacy with the convenience of the laundry room on the upper level. The interior features beautiful wainscoting and a cathedral ceiling finished with cedar for added charm and warmth. The outdoor space is just as impressive, explore the beauty of nature by taking advantage of the walking trails that stretch across the property. This picturesque setting ensures privacy while still being conveniently located on a year-round road. For those who enjoy boating, Dyers Bay public boat ramp is only a short drive away. The detached 79'x21' workshop/garage has high doors to accommodate large watercraft or motor homes. If you're seeking a property that offers abundant bushland, utmost privacy, trails, and even space for your mancave dreams to come true - look no further! You've found it here! (id:22681)

3 Bedroom 2 Bathroom 1686.8400

Exp Realty

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.