(519) 375 - 5120 shannon@shannondeckers.com

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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

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SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$625,000
7 ALBERY Court, meaford, Ontario

7 Albery Court

Meaford, Ontario

Embrace coastal living in this charming Meaford retreat just moments from downtown. With captivating Georgian Bay views right from your main living areas, every glance out the window is a breath of fresh air. Step into the backyard oasis and immerse yourself in serenity, with a gentle creek adding to the natural beauty of the surroundings. Inside, recent renovations offer a blank canvas for your imagination for some simple cosmetic renovations in order to truly make it your own. Private tours now available by appointment. (id:22681)

3 Bedroom 2 Bathroom 1655

Brand Realty Group Inc.

For sale
$819,000
1100 DORCAS BAY Road, northern bruce peninsula, Ontario

1100 Dorcas Bay Road

Northern Bruce Peninsula, Ontario

Welcome to your waterfront retreat on the pristine shores of Lake Huron! Nestled in the heart of the breathtaking Bruce Peninsula, this charming cottage offers the perfect blend of tranquility and adventure. Boasting beautiful views of the shimmering waters, this 4-bedroom, 2-bathroom haven invites you to unwind in style. As you step inside, you'll be greeted by a warm and inviting atmosphere. When it's time to retire for the night, the cottage offers four cozy bedrooms, providing comfortable accommodations for family and guests alike. Outside, the enchanting beauty of Lake Huron awaits. Step onto the expansive deck and breathe in the fresh, invigorating air as you soak in the breathtaking scenery. Spend your days swimming, fishing, or simply lounging by the water's edge. As the sun sets, gather around the firepit to roast marshmallows and share stories under the starlit sky. For those seeking adventure, this cottage is ideally situated close to Tobermory, Singing Sands, and Cyprus Lake Provincial Park, offering endless opportunities for hiking, biking, and exploring the natural wonders of the Bruce Peninsula. After a day of adventure, retreat to your own private oasis and unwind with a game of horseshoes or simply relax in the tranquility of your surroundings. With its desirable location, charming features, and potential for rental income, this waterfront cottage could be a perfect match. Don't miss your chance to make cherished memories in this idyllic retreat on the shores of Lake Huron. Schedule your private showing today with your REALTOR® and start living the cottage lifestyle you've always dreamed of! (id:22681)

4 Bedroom 2 Bathroom 1536

RE/MAX Grey Bruce Realty Inc Brokerage (Wiarton)

For sale
$1,690,000
143 C LINE, south bruce peninsula, Ontario

143 C Line

South Bruce Peninsula, Ontario

Welcome to this stunning farm property, offering approximately 107 acres of prime land for your agricultural endeavors. With approximately 90 acres of workable and cleared land, this property presents an exceptional opportunity for farming enthusiasts. The land features 11 acres of mixed bush, predominantly hardwood, providing a beautiful natural backdrop and potential for additional uses. The majority of the farmland is comprised of Harkaway Stony Silt Loam, known for its fertility and suitability for a variety of crops. Additionally, there is a small section on the southeast corner of the property with Chesley silty clay loam, adding versatility to your farming options.The farm is currently set up for cow/calf operations, with well-designed infrastructure to support your livestock needs. The 50x130 foot barn, newly constructed in 2013, features 3 maternity pens and 3 major pens, providing ample space and functionality for your cattle. Additionally, there is an insulated drive shed, plumbed for in-floor heating, offering convenient storage and workspace for your equipment and supplies.The property also includes a charming 5-bedroom, 2-bathroom century home, ready for you to move in and enjoy. With its historic charm and modern amenities, this home provides a comfortable and inviting living space amidst the beauty of the surrounding farmland.Don't miss this opportunity to own a piece of agricultural paradise. Whether you're looking to expand your farming operations or start a new venture, this property has everything you need to make your dreams a reality. Contact your REALTOR® today to schedule a viewing and experience the beauty and potential of this exceptional farm property! (id:22681)

5 Bedroom 2 Bathroom 2446.3200

RE/MAX Grey Bruce Realty Inc Brokerage (Chesley)

For sale
$998,000
221 PELLISIER Street, eugenia, Ontario

221 Pellisier Street

Eugenia, Ontario

This 4-bedroom, 3-bath home is your perfect escape into a world that's a little unconventional, a lot fun, and entirely different from the everyday. Step into the great room, with its abundance of windows and a wood-burning fireplace wrapped in stone, that invites you to kick back, relax, and maybe host some epic gatherings. It’s the kind of space that becomes the backdrop for your best memories, opening up to a backyard that’s ready for anything from garden parties to starlit hot tub soaks. Imagine a home that’s as perfect for a lively Saturday on the ski slopes as a lazy Sunday morning with a coffee near the lake. Here, every corner tells a story and every space invites you to make it your own. Plus, if you're eager to put your own twist on the design, this home is an ideal canvas. Whether you’re looking to enhance a few details or redesign entire rooms, we can ignite your creativity with inspired ideas that will transform this property into something truly extraordinary. Let’s make this space uniquely yours, where every day feels like a getaway. This home blends the energy of village life with the tranquility of the countryside. The kitchen is bright & welcoming. A main floor bedroom & a 4-piece bath are perfect for overnight guests. The upper level has 2 bedrooms, each with a balcony, a 2nd bath & a large walk-in closet. The lower level offers a bar area, laundry room, & a sauna for relaxation après-ski. The primary bedroom, separate from the rest, is where you'll find a sitting area, a walk-in closet, & a 3-piece bath. Outside, a double-car garage offers both convenience with a loft that holds potential for transformation into a separate entertaining area. The lushly treed lot provides privacy year-round, with a backdrop of OPG-owned land where a river flows from the lake, eventually leading to Eugenia Falls. If you're looking for an active atmosphere or a moment of relaxation, this property has you covered. (id:22681)

4 Bedroom 3 Bathroom 2808

RE/MAX Summit Group Realty Brokerage

For sale
$459,990
279 1ST AVE S, chesley, Ontario

279 1st Ave S

Chesley, Ontario

NEW PRICE! If it's super spacious you are looking for, look no further than this 2 storey brick home, with high ceilings, and abundant character traits of a true Century family home. The XXL mudroom is great for storage of outdoor gear. Enter onto the brand new hand scraped quality laminate floors throughout the main level, except in the beautiful formal living room which has hardwood floors! There is also a main floor oversized Bedroom that could be used for an office or den. Enjoy bubble baths in the recently renovated large main floor spa/bath! The dining room features a large 16' wood stove that provides the majority of the heat for the house. The updated kitchen has ample cupboard space, & the convenient laundry/ pantry finish out the main floor. Backyard access from the kitchen onto the deck is perfect for entertaining friends and overlooking a completely fenced XL yard! with a Brand new 8x16 wooden shed and an above ground swimming pool. There is a driveway on each side of the property for plenty of parking. On the upper level you will find a good sized 4 pc bath and 4 extraordinarily sized bedrooms, including a gigantic 20' 5 x 13' 2 primary. Lots of updates done, too many to list!. This home is located only 40 mins to Bruce Power, 20 minutes from Hanover and 25 min. from Owen Sound. This is a unique family home that is priced to sell. (id:22681)

5 Bedroom 2 Bathroom 2217

RE/MAX Land Exchange Ltd Brokerage (Hanover)

For sale
$949,900
821346 SIDEROAD 1, chatsworth (twp), Ontario

821346 Sideroad 1

Chatsworth (Twp), Ontario

Welcome to your slice of paradise! Nestled just off of a main county road, south of Keady and the popular Keady Market, this approximately 50 acre parcel of land offers a harmonious blend of natures elements. With 35 acres of prime workable Elderslie Silty Clay Loam, your agricultural aspirations are within reach. Boasting a healthy mix of hardwood bush, and fertile fields, this property offers endless possibilities. And for those dreaming of their ideal homestead, look no further. With ample space to build your dream home, this parcel provides the ultimate canvas. Just 15 mins to Owen Sound, less than 45 mins to the Blue Mountain area, and with the snowmobile trail at your back yard, the location is ideal. Seize the opportunity to make your rural living dreams a reality. (id:22681)

RE/MAX Grey Bruce Realty Inc Brokerage (Chesley)
RE/MAX Grey Bruce Realty Inc Brokerage (Os)

For sale
$350,000
735 BRUCE ROAD 13, saugeen indian reserve #29, Ontario

735 Bruce Road 13

Saugeen Indian Reserve #29, Ontario

There is something about the water that is so calming. Yet purchasing lakefront property can sometimes feel out of reach! That’s not the case here. Welcome to 735 Bruce Road 13. A place to make memories. Located on Lake Huron between Southampton and Sauble Beach. Known for magnificent sunset and endless summer nights. Features that set this cottage apart include; Outdoor patio and bar, Easy access to water, Setback from the road for added private and parking. This cottage offers a spacious open layout with 3 bedroom and new vinyl plank flooring throughout. The addition by Dale's Carpentry provides over sized widows to take in the stunning water-views from both the living area and primary bedroom. Immediate possession is available to make the most of your summer getaway retreat. Book a private tour today. (id:22681)

3 Bedroom 1 Bathroom 1243

Royal LePage Exchange Realty Co.(P.e.)

For sale
$850,000
433 8TH AVENUE A E, owen sound, Ontario

433 8th Avenue A E

Owen Sound, Ontario

First time on the market. This beautiful home with 4 bedrooms all on the second floor featuring hardwood floors throughout the main floor and the second floor. Upgraded ensuite master bedroom bathroom. Upgraded kitchen with beautiful quartz counter tops in the kitchen with the benefit of nook area and access to private back deck and yard. Larger backyard due to its pie shape. Entertainment made easy with main floor family room, good size dining room and living room. A fully developed lower level with a 3 piece bath, bedroom and two other decent sized rooms for a exercise, media room or workshop. Double car garage 20 x 17 and interlocking stone driveway. Pie shaped lot in desirable neighborhood. Inground irrigation system. Located in a circle, in a quiet family neighbourhood with park nearby. Easy access to main amenities. Well maintained home, perfect for the family. (id:22681)

5 Bedroom 4 Bathroom 3111

Homelife Bayside Realty Ltd Brokerage
Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$729,000
45 MAPLE Street, tiverton, Ontario

45 Maple Street

Tiverton, Ontario

If you are searching for a solid home and garage, plus detached shop on half acre then this may be it! Welcome to this 3 bedroom (possibly 4), 1.5 bath home with attached garage and detached workshop (24' x 36'), in the charming Village of Tiverton. The home has enjoyed one family lovingly caring for it and residing in it all of its life and there were many details encompassed and engineered by them in the construction, that are still evident in the home today. Features to highlite are the solid all-brick home, genuine hardwood floors in many rooms, drywall in excellent condition, original Van Dolder kitchen cabinets, closets in all bedrooms, recently added natural gas stove (first option for your budget)with electric baseboard backup, 200 amp service, attached 20' x 24' garage and then outside features are detached workshop, the double concrete driveway (only driveway on this non-through area of Maple Street), veranda 23.8 feet long at main level entrance, covered patio at rear, outside entrance to lower level and all so perfectly situated on the square-shaped landscaped lot showcased with many mature trees (that probably share close to the same birthday as the home). Living here at the edge of the village or the edge of country whichever way you say it gives you a quiet, private setting while enjoying the amenities of the area and overlooking the surrounding fields. Tiverton has a Restaurant/Pub, Pizza (take-out), general store with LCBO outlet, walking trails, playgrounds, arena, community centre, churches, nearby schools with bus route and much more. Lake Huron beaches and many employers (including Bruce Power) are only a 10-15 minute drive. Always exciting activities by organizations throughout the year right here or a short drive away. (id:22681)

3 Bedroom 2 Bathroom 2334

Coldwell Banker Peter Benninger Realty

For sale Open House
$759,000
30 EASTWOOD Crescent, kincardine, Ontario

30 Eastwood Crescent

Kincardine, Ontario

Looking for that perfect home with a large lot just outside of town and within budget? Look no further than 30 Eastwood Cres. Located in the prestigious Lake Huron Highland subdivision only minutes drive to Kincardine. The area offers a mix of houses from multi-million dollar lakefronts, to smaller quaint 3 and 4 bedroom homes. Take a stroll around this property and you’ll quickly notice loads of potential along with ample space to build that dream shop. Inside is tastefully decorated and offers open concept on the main floor with large centre island, eat-in kitchen area and entertaining space. Sliding doors open to the large deck, hot tub and beautifully stamped concrete patio; perfect for outdoor entertaining. The upper level has 3 ideal bedrooms and large 4pc bathroom complimented with in-floor heating. Downstairs is a fourth bedroom and additional living area complete with gas fireplace and large windows allowing for loads of natural light. There is also a separate entrance from outside which could lend itself to a separate in-law suit if desired. The updated 3 pc bathroom with tile flooring and glass shower is a plus for any family, while additional storage is provided in the crawlspace. A double car garage and only a 4 minute walk to the water and park make this home and location ideal for many families. Eastwood is a quiet crescent, great for kids to play without the worry of traffic. With summer just around the corner, be sure to enjoy the newly installed walking and biking path that leads into the heart of Kincardine to take in all the summer festivals, concerts, car shows and more. Properties in Lake Huron Highland don’t come to market very often. Book your viewing today. (id:22681)

4 Bedroom 2 Bathroom 1791

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$1,172,500
960 BOGDANOVIC Way, huron-kinloss, Ontario

960 Bogdanovic Way

Huron-Kinloss, Ontario

Located in Crimson Oak Valley, a lakeside subdivision just south of Kincardine this modern, four bedroom, executive style two-storey is now under construction with much to offer a growing family. Complimented by a modern facade, ornate rooflines and large windows, all specialties of Bogdanovic Homes, this home has many highlights: a large welcoming covered porch leading to a grand foyer and large study or den with French doors; a staircase with landing up to the second level; two piece bathroom for guests; open plan great room with gas fireplace, plenty of windows and large dinette area with door onto large covered patio, so practical for barbecuing year round! The well-planned kitchen is a chef’s dream enjoying a large island, abundance of lower and upper cabinetry, plenty of counter space plus what every kitchen should have: the walk-in pantry! Completing the main floor is a large laundry/ mudroom with access to the garage. The second level enjoys four good size bedrooms including the primary retreat: gorgeous, bright bedroom with large walk-in closet and ensuite offering double vanity, large glass and tile shower plus bathtub. Completing this home are engineered hardwood and tile floors throughout main floor; second floor offers hardwood and tile with carpeted floors in bedrooms; granite/ quartz countertops through out; a full unfinished basement with roughed in plumbing; double car insulated garage, concrete driveway and sodded yard. (id:22681)

4 Bedroom 3 Bathroom 2709

RE/MAX Land Exchange Ltd Brokerage (Kincardine)

For sale
$459,000
342 MAIN STREET NORTH, mount forest, Ontario

342 Main Street North

Mount Forest, Ontario

Welcome home to this beautifully updated home located close to amenities! It's practically like walking into a new house - spacious kitchen, living room, bathroom, floors, roof, plumbing, fixtures, electric all new in 2022. Attached garage, also new in 2022 with both front and back garage doors for easy access to the backyard. Wonderfully big backyard - privacy and space for gardens and summer bbqs. Bright and spacious open concept kitchen with cupboards galore, dining and livingroom ideal for entertaining and family time. Additional family room - perfect for games room, movie nights - or easily a 3rd bedroom if needed. The lower level has tons of storage and bonus room (currently used as a bedroom), great for a den or workout area. Located on Main Street - perfect for a home business! Forced air natural gas and central air complete the package. There is nothing left do do but move in and enjoy! (id:22681)

2 Bedroom 1 Bathroom 1250

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

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Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.