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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

BOTTLES OF PERRIER

SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

New Listings

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For sale Open House
$524,900
594 MILLER Street, meaford, Ontario

594 Miller Street

Meaford, Ontario

Enjoy everything that Meaford and the surrounding area has to offer with room for the whole family and space to add your finishing touches! This 5 bedroom, 1 bathroom, 1150 sqft home on a corner lot includes bright living and dining rooms, kitchen, three generous bedrooms and bathroom all on the main floor. Downstairs, you'll find tons of storage space, an additional two bedrooms, generator connection hook up and panel and a layout to complete your dream recreation room. Your new backyard can fit all of your toys and features a natural living wall for privacy throughout the summer. Located minutes to local amenities such as golf courses, shopping, restaurants, hiking trails, and community centres as well as the hospital and waterfront. (id:22681)

5 Bedroom 1 Bathroom 1150

RE/MAX Grey Bruce Realty Inc Brokerage (Tara)

For sale
$1,299,000
317343 3RD Line, meaford, Ontario

317343 3rd Line

Meaford, Ontario

Step into a captivating reconstructed rural log home that seamlessly blends history and craftsmanship, delivering an unparalleled living experience in the Meaford countryside. Exuding an air of historical elegance, this beautiful dwelling was assembled from two separate log structures. The front house has a historic charm, originating from the local area and dating back to the pioneer days of the 1800s, imbuing the home with a sense of timelessness. Continuing the enchantment, the rear section embraces an extension crafted from an authentic Quebecois log cabin. A true labor of affection, this dwelling showcases meticulous assembly and attention to every detail. The staircase stands as a testament to artisanal mastery, with each step handcrafted for unique functionality. The kitchen and lower level have undergone tasteful modernization, thoughtfully curated by designers who infused each facet with care. Adjacent to the main house there is a conveniently positioned studio and double-car garage, treating you to scenic vistas from the second-story vantage point. When relaxation calls, surrender to the allure of a cozy double-sided fireplace, enveloped in the warmth of a good book. Indulge in the best of both worlds, as this charming log house is nestled in the serene countryside next to a verdant ravine. Enjoy nature at your doorstep from the expansive view over the countryside to a beautiful pond jumping with frogs and visited by wildlife. The health of the pond is maintained by a functioning overlooking windmill that serves a double purpose as it aerates the pond and enhances the property’s rural farm appeal. The property finds itself conveniently positioned between Meaford and Thornbury, assuring swift access to an array of recreational activities, conveniences, and services. A heartfelt welcome awaits you in this remarkable log abode, where the echoes of the past harmonize with the pleasures of modern living. Welcome to your new home! (id:22681)

3 Bedroom 2 Bathroom 1412.8800

Sea And Ski Realty Limited Brokerage (Kim)

For sale
$950,000
195 BLUE MOUNTAIN MAPLES Road, eugenia, Ontario

195 Blue Mountain Maples Road

Eugenia, Ontario

Welcome to your own slice of paradise nestled on the serene shores of Lake Eugenia. Situated in the heart of the Beaver Valley, this idyllic retreat promises boundless opportunities for outdoor adventure and relaxation. Step into this 2-bedroom waterfront cottage and be greeted by its inviting open-concept layout, seamlessly connecting the living, dining, and kitchen areas. Bathed in sunlight from its south-facing position, you'll enjoy warmth and brightness throughout the day. A true highlight awaits outside—a coveted boat house complete with a marine railway, ensuring effortless access to the water for endless summer fun. During the off-season, rest easy knowing your boat is securely stored away. Privacy abounds on the expansive, tree-covered lot, providing a tranquil escape from the hustle and bustle of everyday life. Imagine unwinding on the spacious outdoor deck, soaking in the stunning waterfront vistas, or gathering with loved ones around the crackling fire pit on starlit evenings. Whether you're seeking relaxation or adventure, this waterfront oasis offers the perfect balance for creating cherished memories with family and friends. Embrace the beauty of lakeside living and make this cottage your ultimate getaway retreat. Note $225.00 per year for maintenance of the private road servicing the property. (id:22681)

2 Bedroom 1 Bathroom 606.4000

Sea And Ski Realty Limited Brokerage (Kim)

For sale Open House
$1,190,000
403 ECKFORD Avenue, southampton, Ontario

403 Eckford Avenue

Southampton, Ontario

Welcome to your private oasis by Lake Huron! This stunning lakeview home offers the perfect blend of tranquility, luxury, and potential for lucrative short-term vacation rentals. With over three bedrooms and three bathrooms, this spacious retreat promises comfort for both family gatherings and rental guests seeking a memorable escape. Nestled amidst lush foliage, this property boasts a captivating garden that serves as your own slice of paradise. Imagine sipping your morning coffee surrounded by vibrant blooms and the soothing sounds of nature, just steps away from the pristine shores of Lake Huron. As you step inside, you're greeted by an open lofted concept design adorned with soaring windows that flood the space with natural light. The expansive living area seamlessly flows into the dining and kitchen areas, creating an inviting space for entertaining or simply relaxing with loved ones. Whether you're cooking up a feast in the gourmet kitchen or unwinding by the fireplace after a day of exploration, every moment is infused with a sense of serenity and comfort. The main floor features multiple bedrooms and bathrooms, providing ample accommodation for guests or family members. Upstairs, the loft area offers additional sleeping quarters or a versatile space that can be tailored to your needs. One of the highlights of this property is its potential for short-term vacation rentals. With its picturesque location and modern amenities, this home is sure to attract travelers seeking a memorable getaway by the lake. Whether you choose to enjoy it as your own private retreat or capitalize on its rental potential, this lakeview oasis offers endless possibilities for relaxation and investment alike. Don't miss out on the opportunity to make this dream home yours – schedule a viewing today and experience the allure of lakeside living at its finest! (id:22681)

4 Bedroom 3 Bathroom 2800

Royal LePage D C Johnston Realty Brokerage

For sale Open House
$364,900
26 ALICE Street, allenford, Ontario

26 Alice Street

Allenford, Ontario

Welcome to your perfect village retreat, where affordability meets charm in the heart of a quaint Allenford, centrally located close to Southampton, Sauble Beach and Owen Sound. Located on a large corner lot on a dead end street. This cozy and bright house offers a an ideal blend of comfort and convenience making it a perfect place to call home. Step inside to be greeted by a warm and inviting atmosphere. Take in the ambiance of the soft flickering glow of the gas fireplace in the cozy living room. The open-concept layout seamlessly connects dining, living and kitchen area. Enjoy peace of mind with recent upgrades, including new water heater (2023) new propane fireplace (2021), new electrical panel (2023) and all new energy efficient windows throughout (2023) But the allure of this property extends beyond the home itself. Outside, a spacious yard offers ample room for outdoor activities, gardening, or simply unwinding on the large deck. And for those who enjoy tinkering or pursuing hobbies, the 25'x25' heated garage provides the perfect space to work on projects year-round. Heated by a new propane garage heater (2022) and recently newly insulated (2022), you'll be toasty warm year round in your detached shop, complete with new, bright (2023) LED lighting. New steel roof and spray foam insulated ceiling on the shop ensures more peace of mind. Perfect for first time buyers or weekend getaway, this charming home offers endless possibilities for making memories and creating the life you've always dreamed of. Don't miss your chance to own a piece of village paradise – schedule a showing today! (id:22681)

1 Bedroom 1 Bathroom 860

Royal LePage D C Johnston Realty Brokerage

For sale
$759,000
30 EASTWOOD Crescent, kincardine, Ontario

30 Eastwood Crescent

Kincardine, Ontario

Looking for that perfect home with a large lot just outside of town and within budget? Look no further than 30 Eastwood Cres. Located in the prestigious Lake Huron Highland subdivision only minutes drive to Kincardine. The area offers a mix of houses from multi-million dollar lakefronts, to smaller quaint 3 and 4 bedroom homes. Take a stroll around this property and you’ll quickly notice loads of potential along with ample space to build that dream shop. Inside is tastefully decorated and offers open concept on the main floor with large centre island, eat-in kitchen area and entertaining space. Sliding doors open to the large deck, hot tub and beautifully stamped concrete patio; perfect for outdoor entertaining. The upper level has 3 ideal bedrooms and large 4pc bathroom complimented with in-floor heating. Downstairs is a fourth bedroom and additional living area complete with gas fireplace and large windows allowing for loads of natural light. There is also a separate entrance from outside which could lend itself to a separate in-law suit if desired. The updated 3 pc bathroom with tile flooring and glass shower is a plus for any family, while additional storage is provided in the crawlspace. A double car garage and only a 4 minute walk to the water and park make this home and location ideal for many families. Eastwood is a quiet crescent, great for kids to play without the worry of traffic. With summer just around the corner, be sure to enjoy the newly installed walking and biking path that leads into the heart of Kincardine to take in all the summer festivals, concerts, car shows and more. Properties in Lake Huron Highland don’t come to market very often. Book your viewing today. (id:22681)

4 Bedroom 2 Bathroom 1791

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$599,000
66 SYDENHAM Street, flesherton, Ontario

66 Sydenham Street

Flesherton, Ontario

This bungalow is nestled within the village on a beautiful half-acre lot, offering an open concept living space that showcases its charm and elegance. Upon entering, prepare to be entranced by the exquisite hardwood flooring in the front living room. The kitchen seamlessly integrates with a dining area that extends effortlessly to the rear deck, creating an uninterrupted flow between indoor and outdoor spaces. Completing the original layout are classic amenities such as a four-piece bathroom and second bedroom. An extension adds even more convenience with its private primary bedroom and three-piece bathroom - perfect for those seeking added comfort and privacy. With separate entrances leading to both the garage and back deck, this additional space presents limitless possibilities as an ideal granny-suite option. Venture into the basement where you'll discover another bedroom and rec room, providing the perfect setting for hosting game nights or movie marathons with loved ones. Imagination knows no bounds as you update this space to match your own unique design preferences. Outside, a paved double wide driveway awaits, offering ample room for easy maneuvering. Experience the enchantment of Flesherton, a quaint village adorned with talented artisans and scenic walking paths. Don't let this extraordinary opportunity slip away - seize the chance to own such a treasure in this charming village! (id:22681)

3 Bedroom 2 Bathroom 1438.5500

Royal LePage Rcr Realty Brokerage (Flesherton)

For sale
$549,900
439021 LAKESHORE Drive, annan, Ontario

439021 Lakeshore Drive

Annan, Ontario

This sweet bungalow is located in the quaint village of Annan, just far enough out of Owen Sound to provide peace and tranquility, with only a 6 minute drive to all the amenities of the east side. Enjoy the expansive view of the sky out the large west facing windows. Sitting on just over 2 acres, you have the space to make dreams come true! Gardens, a pool, a hen house? You have three good sized bedrooms, a large, functional kitchen and an inviting living room on the main floor. The large Blaze King woodstove will keep the house cozy warm in the winter months. The lower level is a great space for the kids and family fun nights! Sit and enjoy the sounds of nature on the covered side porch. This home is ready for your family to move in and enjoy! (id:22681)

3 Bedroom 1 Bathroom 1173

Royal LePage Rcr Realty Brokerage (Os)

For sale
$599,900
359261 GREY ROAD 15, meaford (municipality), Ontario

359261 Grey Road 15

Meaford (Municipality), Ontario

Introducing a charming 2-bedroom, 1-bathroom bungalow nestled along the picturesque East Bayshore Road, just beyond Hibou Park. This cozy abode boasts captivating water views and exclusive deeded water access conveniently situated across the road. Enjoy the tranquility of municipal water services while relishing a mere 10-minute commute to town. Step inside to discover a recently updated interior with new flooring, paint and light fixtures throughout, offering comfortable living spaces complete with a view of Georgian Bay from the living room and kitchen windows. The detached 20' x 40' garage provides not only ample storage but also an added bonus—a convenient bathroom and a recreational room featuring a cozy propane fireplace, perfect for unwinding after a day on the water. Whether you're seeking a peaceful retreat or an active lifestyle by the water, this property presents an unparalleled opportunity to embrace the best of both worlds. Don't miss your chance to make this your own slice of paradise. (id:22681)

2 Bedroom 2 Bathroom 1510

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$269,900
16 CHEROKEE Lane, meneset, Ontario

16 Cherokee Lane

Meneset, Ontario

Introducing 16 Cherokee Lane at Meneset on the Lake ! This meticulously maintained property shows like new, offers 780 sq.ft of living space, features 2 bedrooms, 1 bath and is tailored for a 55+ adult lifestyle. Enjoy exclusive gated access to the beach, clubhouse, outdoor activity park and unwind in this quality built 2013 mobile home. The property boasts a spacious deck perfect for outdoor relaxation, double wide paved drive as well as a 10x10 shed with hydro for added convenience. Located just minutes from Goderich where you will find golf courses, restaurants, theatre and other arts and cultural experiences. This home offers a perfect blend of tranquility and recreation. Contact your agent today to schedule a viewing and make this beautiful property your own. (id:22681)

2 Bedroom 1 Bathroom 780

RE/MAX Land Exchange Ltd Brokerage (Pc)

For sale
$1,125,000
92 MOORE Street, lion's head, Ontario

92 Moore Street

Lion's Head, Ontario

Beautiful - combination Timberframe and 2 storey home on the escarpment! Stunning views of Georgian Bay, the harbour and sandy beach in Lion’s Head. Second floor has vaulted ceilings, wood flooring, custom designed kitchen, large combination family/dining room with walkout to deck. There is also a walkout to deck from kitchen and from living area; fireplace with insert, master bedroom en-suite, and with a walkout to deck; additional bedroom and a four piece bathroom. Extensive deck for enjoying the gorgeous views of the bay! Main level features terra cotta tiles, large guest master bedroom with a walk in closet, a three piece bathroom, a large sitting area with cozy woodstove to enjoy on those cool mornings and evenings, and with a walkout. Main level also has a workshop – great for woodworking. Computer/office room, laundry/utility room with plenty of closets and storage space. Active security system, in-floor heating throughout the home. There is a double detached garage with a loft that allows for extra storage! Private setting; gardens in spring and summer and early fall. Circular driveway. Updates include new stove in kitchen in 2020, main level renovations were done in 2010, sliding doors were replaced in 2014, roof shingles were replaced in 2014, replaced pump in toilet on main level, new French doors and exterior of home was stained in 2015, decks repaired in 2019. Property size is 100 feet x 375 feet and comes with an adjacent lot (233 feet x 300 feet in size Roll Number 410962000713000) which offers additional privacy. Bruce Trails close by, downtown shopping, beautiful sandy beach and marina, school, hospital, and all other amenities that the village has to offer. This property offers the complete blend of comfort, functionality, and natural beauty. Combined taxes with adjacent lot included: $5900.89. Yearly hydro costs approximately $2300; propane approximately $2350. Situated in an exclusive area of Lion's Head and a great neighbourhood! (id:22681)

3 Bedroom 3 Bathroom 3200

RE/MAX Grey Bruce Realty Inc Brokerage (Lh)

For sale
$409,900
501 SCOTT Street, wiarton, Ontario

501 Scott Street

Wiarton, Ontario

Affordabe, well kept 1200 sq ft bungalow with detached garage/workshop and bunkie located on the flats in Wiarton. This bungalow sits on a large 71 X 198 lot with 3 apple trees and a berry bush and located a minute walk to public pool, Bluewater Park/playground and beach. Home offers 2 bedrooms, large primary with his and hers closets 1 bathroom, eat in kitchen, living room, sunroom and a bonus room that could be potentially a third bedroom. Attic has upgraded blown in insulation and gas forced furnace approximately 10 yrs. Call a REALTOR® today ! (id:22681)

2 Bedroom 1 Bathroom 1200

Royal LePage Rcr Realty Brokerage (Wiarton)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.