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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

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SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$359,900
203 MCNAB Street Unit# 404, walkerton, Ontario

203 Mcnab Street Unit# 404

Walkerton, Ontario

Wanting Carefree living? Consider this condo! Located on the top floor at the north east corner, which is great as it has extra exterior windows, no one above and only the stairwell on one side. Offering 2 bedrooms, full bath, ample cabinets in the eat in kitchen, in suite laundry, living room is spacious with patio doors that lead to the balcony. A great spot to sit and watch the morning sunrise or the evening stars. 4 appliances included. Storage space in front garage parking 7' X 9.6'. Common room to host your guests should you have a large gathering. Building has elevator and controlled entrance. Located a short distance from the picturesque Saugeen River trails and mere minutes to the heart of Walkerton's downtown. (id:22681)

2 Bedroom 1 Bathroom 960

Coldwell Banker Peter Benninger Realty Brokerage (Walkerton)

For sale
$699,000
64 OTTAWA Avenue, southampton, Ontario

64 Ottawa Avenue

Southampton, Ontario

Completely renovated top to bottom! Gorgeous raised bungalow on a quiet street in one of Southampton's most sought after neighborhoods. Chippawa Hill is on the edge of town and this lovely property is only a 600 meters from the house, down Copway Trail to a beautiful natural beach (https://maps.app.goo.gl/d4eUjH6M57rovUux6). This raised bungalow sits on a large 80 X 150' lot and backs onto a forest. The entrance leads into a large foyer with a double closet, access to the garage and backyard. The upper level has beautiful engineered hardwood floors throughout. Large picture windows facing east let is the morning sunlight and the gorgeous kitchen has stainless steel appliances, gas stove, and a centre island with quartz countertops. There are 3 good sized main floor bedrooms with the master bedroom having a semi-ensuite. The pretty and bright 4-piece bathroom has jet soaker tub. The lower level is fully finished with a rec room, games room area, office with a French door, 2 additional bedrooms, a 3-piece bathroom and laundry/utility room. This back yard is partially fenced (2023) and has a patio great for afternoon and early evening sun. Roof (2017), Furnace and A/C (2020), Hot water on-demand (2020), Renos to Kitchen, bathrooms, basement, etc. (2020-2024). (id:22681)

5 Bedroom 2 Bathroom 2276

Wilfred Mcintee & Co Ltd Brokerage (Southampton)

For sale
$289,900
850 ALPHA Street W Unit# 206, owen sound, Ontario

850 Alpha Street W Unit# 206

Owen Sound, Ontario

Embrace the joy of low-maintenance living while basking in the natural beauty that surrounds you. This 2-bedroom life lease is not just a home; it's a lifestyle upgrade that prioritizes your comfort, convenience, and well-being. Welcome to Pottawatomi Gardens! This is a fully accessible 55+ community situated alongside the Pottawatomi Conservation Authority. Situated in a quiet, safe family neighbourhood, which is accessible to many amenities in the area. You'll find yourself surrounded by the beauty of nature at every turn, with the beautifully manicured gardens with barbecue area and common patios. The bright and airy 2 bedroom suite comes equipped with modern amenities, ensuring you have everything you need at your fingertips. A well-appointed kitchen, modern appliances, and efficient heating and cooling systems add to the convenience and comfort of your new home. Your designated indoor parking spot ensures that your vehicle is always conveniently accessible. Rest easy knowing that you're part of a vibrant and supportive community that provides you with a sense of security and camaraderie that enhances your overall quality of life. Don't miss the opportunity to make this serene sanctuary your new haven. (id:22681)

2 Bedroom 1 Bathroom 873

RE/MAX Grey Bruce Realty Inc Brokerage (Os)
RE/MAX Grey Bruce Realty Inc Brokerage (Chesley)

For sale
$260,000
192 HURON Road, point clark, Ontario

192 Huron Road

Point Clark, Ontario

Welcome to your future dream home location! This prime vacant land, zoned R2, is perfectly situated in the beautiful and tranquil community of Point Clark. Offering a generous 70 feet of frontage and a depth of 150 feet, this lot provides ample space for building your ideal home or cottage. Imagine waking up every morning just 2 minute walk from the stunning beach, with easy access across the street. Whether you're looking to build a permanent residence or a seasonal getaway, this property offers the perfect blend of convenience and natural beauty. The lot is already landscaped and provides a perfect, empty pallet for your building needs, giving you the freedom to create your vision from the ground up. Additionally, the property includes a 16' x 12' bunkie. (id:22681)

RE/MAX Land Exchange Ltd Brokerage (Pc)
RE/MAX Land Exchange Ltd Brokerage (Goderich)

For sale
$125,000
PT LT 20 SIDEROAD 40, west grey, Ontario

Pt Lt 20 Sideroad 40

West Grey, Ontario

Discover your own piece of untouched natural beauty with this remarkable 8+ acres of vacant land, nestled atop a rugged hill, boasting awe-inspiring views and a pristine stretch of the Rocky Saugeen River running through its lower terrain. Located in NE (natural environment) zoning, this property provides a unique opportunity for those who cherish the serenity of nature and have a passion for fishing. Perched high on the hill, this property offers sweeping vistas that you’re sure to love. From here, you can relish in the beauty of every season, from the lush greenery of spring and summer to the vibrant foliage of fall, and the serene, snow-covered landscape of winter. Approximately 966 feet of the Rocky Saugeen River meanders through the lower portion of the property, providing not only a stunning natural feature but also an ideal spot for fishing enthusiasts. Spend your days casting your line, enjoying the soothing sounds of the flowing river. While this land presents a canvas for your dream escape, it's important to note that development possibilities will require permission from the local conservation authority. The status of such permissions is currently unknown, and the responsibility for inquiring about development permits lies with the prospective buyer. This ensures that the property's pristine natural state is preserved and allows you to explore the potential for your vision within the bounds of local regulations. Fronting on Sideroad 40 and running along Grey Road 12, this property offers convenient access to nearby amenities and outdoor recreational activities. Whether you're seeking a tranquil retreat or an opportunity to create a nature-inspired haven, this property's location provides a perfect balance of seclusion and accessibility. *Note, the boundaries on Geowarehouse are different than on Grey County maps. No survey is available. (id:22681)

RE/MAX Summit Group Realty Brokerage

For sale
$1,350,000
204542 HIGHWAY 26, meaford (municipality), Ontario

204542 Highway 26

Meaford (Municipality), Ontario

Tucked in on an expansive 14-acre property, surrounded by hardwood and cedar trees, this large ranch bungalow offers the perfect blend of luxury, comfort, and tranquility. Immerse yourself in the beauty of nature as you explore private trails that wind through the lush greenery surrounding your new home. Boasting a spacious and well-designed layout, this residence features five bedrooms and four bathrooms, ensuring space for everyone. This home would be perfect for multi-generational family living or a single family that loves to entertain. The heart of the home is a new kitchen that opens seamlessly to the dining area, perfect for hosting family gatherings and social events. The large island in the center of it all is a perfect space for baking, crafting or sitting around and enjoying a glass of wine. The highlight of this home is the sunroom that overlooks the beautifully landscaped backyard. Bask in natural sunlight or enjoy the tranquility of the evening breeze as you unwind in this versatile space. The backyard is adorned with a waterfall feature illuminated by enchanting lights, creating a picturesque setting for relaxation and entertainment. On a stormy day, there's a lower level rec room with a bar and exercise room so you'll never feel bored. Many updates already taken care of such as natural gas furnace, tankless water heater, and steel hygrade roof. Indulge in the convenience of a triple garage and a separate shop, providing ample space for your vehicles or storage needs. There's also an indoor workshop in the lower level for the carpenter in the family. Whether you're a nature enthusiast or a DIY aficionado, this property has the space and facilities to accommodate your passion. This offers a rare combination of privacy and accessibility, being just a short 10 min drive away from local amenities in Owen Sound and Meaford or a 30 min drive to Blue Mountain. Make this breathtaking property your forever home! (id:22681)

5 Bedroom 4 Bathroom 3866

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

For sale
$799,900
175 QUEEN Street, paisley, Ontario

175 Queen Street

Paisley, Ontario

A Grand Home in the Heritage Village of Paisley, Upgrades begin on the main floor with a beautiful custom Kitchen that opens in to the dining area and has wonderful natural Light as well as a gorgeous chandelier. The Huge living room features hardwood floors, custom built-in for the Tv and library, and a lovely propane fireplace. Upstairs we find 3 ample bedrooms and a dreamy 4 piece bath with claw foot tub and separate shower. Out side we are situated on a double Lot with a huge 3 bay coach house garage and a fully finished loft; built in 2000, it received new shingles in 2019 as well as being finished upstairs and a retail/office space in one bay downstairs. The Home was completely rewired, and new windows added in approximately 1999, spray foam insulation also was added where applicable. All 3 bathrooms have heated floors. If you're ready for a gorgeous forever home in a Small town that's close to everything; here it is...Our Sellers are ready to move on to a new challenge... (id:22681)

3 Bedroom 2 Bathroom 2300

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$399,900
536 11TH Avenue Unit# 304, hanover, Ontario

536 11th Avenue Unit# 304

Hanover, Ontario

Welcome to 536 11th Ave. Unit #304 in the town of Hanover. With a great location for those looking for a convenient lifestyle within walking distance to amenities and the downtown core. This two bedroom condo is located on the third floor of the building with western exposure. With a large open concept living/dining area, functional kitchen space, utility room with laundry and storage. The master bedroom has a 4pc ensuite and double closets. The guest bedroom is ample size and there is a 3-pc guest bath. Low maintenance living coming in hot. (id:22681)

2 Bedroom 2 Bathroom 1230

Exp Realty

For sale
$1,198,900
381439 CONCESSION 4 NDR, west grey, Ontario

381439 Concession 4 Ndr

West Grey, Ontario

Calling All Nature Lovers!! Take a look at this beautiful 86 acre property with a variety of trees including a white pine plantation. Approximately 35 acres are covered by a wet marsh with year round stream and a fully equipped cabin for a break from hiking/skiing the 30+ km trails. When strolling, one can marvel at the abundance of wildflowers and wildlife ( deer, coyotes, rabbits etc. ) plus birds of prey such as eagles, hawks and a variety of owls. Take a refreshing dip in the crystal clear pond or sit and relax while fishing for a variety of fish including Northern Pike! This unique property is located only ten minutes from Hanover and has a solid three bedroom, 1500 sq. ft. bungalow with sunroom, propane fireplace, fully finished basement with a built in safe room. Two decks set the scene for lots of relaxation time. There are also two sheds … one 1200 sq. ft and one 1536 sq. ft. with concrete floors and hydro. This is Country living at its best (id:22681)

3 Bedroom 3 Bathroom 2426

Exp Realty

For sale
$599,000
15 SPENCER Street, hepworth, Ontario

15 Spencer Street

Hepworth, Ontario

UNIQUE OPPOERTUNITY! Spacious 3 unit building with loads of character - centrally located to Owen Sound, Sauble Beach and Wiarton. The building has been a local landmark in the Hepworth community for many generations! An ideal multi generational home or could be three separate units. Located in the quaint community of Hepworth with its own public school, coffee shop, automotive garage, and more. The main floor unit offers a large, bright living room, eat-in kitchen, a 2 room 4 piece bath, and a possible den entering into a sun filled bedroom with a small deck leading to a side yard. Featured on the 2nd level is a 2 bedroom unit, it with a large bright foyer, small balcony, eat-in kitchen, living room, 4 piece bath, and an option for an additional bedroom. And the 3rd floor unit offers an open concept kitchen, dinette, living room, 3 piece bath, 2 bedrooms. The house has 200 amp service, laundry in the basement. Outside you will find a gazebo, small green house, shed, firepit, a some garden area, and even a horse shoe pit. 2 car garage and ample parking. A portion of this property was previously zoned commercial. Approx. 3000 sq. ft. filled with a blend of old fashioned charm and modern amenities. The possibilities are endless (id:22681)

5 Bedroom 3 Bathroom 3000

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$529,900
264 SARATOGA Road Unit# 27, kincardine, Ontario

264 Saratoga Road Unit# 27

Kincardine, Ontario

Welcome to Aberdeen Estates. A very popular 'adult style living' condominium community. This bungalow is ideal for retirees and the investors with 1120 square feet of comfortable living space, two bedrooms, one 3pc washroom and a 4pc ensuite bathroom. Extra features include; a newly 'gas powered' in-floor heat, a ductless air conditioning unit. Exterior features include; an in-ground sprinkler system, a single car attached garage, a storage shed, and a concrete driveway with room for two parking spaces. The very affordable monthly condo fee of $200.00 covers; grass cutting, snow plowing, garbage / recycling, visitor parking and exterior maintenance. Only a short walk to beautiful Lake Huron (Boiler Beach) as well as Kincardine's incredible trail system. Call to schedule your personal viewing today! (id:22681)

2 Bedroom 2 Bathroom 1120

RE/MAX Land Exchange Ltd Brokerage (Kincardine)

For sale
$995,000
78 LAKEWOOD COUNTRY Lane, northern bruce peninsula, Ontario

78 Lakewood Country Lane

Northern Bruce Peninsula, Ontario

Welcome to Lakewood Country Lane, where luxury meets tranquility in this stunning waterfront home. Boasting a spacious layout with over 3000 square feet of living space, this picturesque retreat offers the perfect blend of comfort and elegance. Step inside to discover vaulted ceilings that soar above the expansive living area, creating an atmosphere of grandeur and openness. The focal point of the living room is a charming fireplace, ideal for cozy evenings spent curled up with a good book or entertaining guests. Prepare to be captivated by the gourmet kitchen, complete with modern appliances, ample storage space, and a large, central island. Adjacent to the dining room is a three-season sunroom, providing the perfect spot to enjoy your morning coffee while soaking in panoramic views of the serene waterfront setting. This home features three generously sized bedrooms, including a luxurious primary suite with a spa-like bathroom. In total, there are three full bathrooms, ensuring comfort and convenience for all. For those who love to tinker or work on DIY projects, the double detached garage with a workshop is sure to impress. Imagine having ample space to pursue your hobbies while taking in the beauty of the surrounding landscape. Designed with relaxation in mind, the walkout basement offers direct access to the waterfront, where you can indulge in activities such as paddleboarding, kayaking, or simply basking in the sun. The timber frame construction adds rustic charm and durability to this remarkable home. Built in 2007, this residence has been meticulously maintained over the years. Other notable features include an open loft area, perfect for use as a home office or additional living space. Don't miss your chance to own this exquisite waterfront retreat on Lakewood Country Lane. Experience the epitome of lakeside living in this truly exceptional home. Only 10 minutes from Sandy Beach Schedule your private viewing today and start living the lifestyle you deserve. (id:22681)

3 Bedroom 3 Bathroom 3317

Keller Williams Realty Centres Brokerage (Wiarton)
Keller Williams Realty Centres

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.