(519) 375 - 5120 shannon@shannondeckers.com

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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

BOTTLES OF PERRIER

SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

New Listings

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LOADING

For sale
$2,481,100
215588 CONCESSION 4, chatsworth, Ontario

215588 Concession 4

Chatsworth, Ontario

Nestled on the outskirts of Owen Sound, this stone-sided bungalow offers a tranquil retreat on a sprawling 50-acre property. Boasting 3+1 bedrooms & 2 baths this home exudes comfort & functionality. Step inside to discover a spacious living rm, seamlessly connected to the kitchen with ample cabinetry. The adjacent dining room provides the perfect space for hosting gatherings. A single car attached garage, provides access into a mudroom + wine cellar. Additionally, a main floor laundry room doubles as a pantry. This bungalow offers 4 bedrms with another on the lower level. The finished walkout lower level is designed for versatility, ideal for an in-law suite offering direct access out for easy separate living arrangements. Storage abounds in this home. Outdoor enthusiasts will delight in the array of outbuildings, including a heated workshop measuring 30'x60' with a hydraulic lift, running water, a wood stove, hydro and more perfect for woodworking or pursuing various trades & hobbies. Additionally, a barn/storage building measuring 50'x60' with hydro. A run-in 16'x28' offers a shelter for horses or cattle. Just minutes from McCullough and Williams Lake, and a 30-minute drive to Beaver Valley and Story Book Park. Nearby hiking, snowmobiling trails, and the renowned Saugeen River. This property is ideal for hobby farmers, entrepreneurs, or anyone who appreciates the beauty of the countryside, offering endless possibilities. Don't miss out on this extraordinary opportunity to own a scenic landscape. (20 Acres Workable. Hardwood & Softwood Throughout). (id:22681)

4 Bedroom 2 Bathroom 3533

Exp Realty

For sale
$495,000
1816 6TH Avenue E, owen sound, Ontario

1816 6th Avenue E

Owen Sound, Ontario

Move in ready East side bungalow! This tidy, well kept home has enjoyed the same owner for many years and is ready to welcome new owners to make it theirs. When you walk in the door, you are greeted by an open living room with plenty of natural light and a gas fireplace. The galley style kitchen makes for convenient cooking with an ideal amount of cupboard space. The first floor has two bedrooms, a full bath and ample closet space. The partially finished lower level offers a large rec room with a built in bar and another gas fireplace. The large laundry room has a huge amount of storage space and plenty of clearance making it ready to be finished for more living space, if desired. Attached garage leads you to a private and easy maintenance backyard complete with garden shed. Close to schools, amenities and the hospital making it a wonderful location. (id:22681)

2 Bedroom 1 Bathroom 1264.0900

Exp Realty

For sale
$299,000
PT LT 6 BASELINE Road, grey highlands, Ontario

Pt Lt 6 Baseline Road

Grey Highlands, Ontario

Discover tranquility on this spacious 2-acre lot nestled within the serene beauty of Grey Highlands. Adorned with lovely maple trees, this property offers a rare opportunity for those seeking a pristine building lot in the area. Set on a quiet dead-end road, it provides a peaceful backdrop for your future home. With potential for a walkout basement, ample room for a workshop, and even a treehouse for the little ones, there's plenty of space to bring your dreams to life. Enjoy the desirable east-west orientation for soaking in sunrise and sunset views. Conveniently located between Markdale and Flesherton, and just a short drive from Irish Lake, this property offers the perfect blend of rural tranquility and accessibility for your family's enjoyment. **a laneway on the neighboring property (vacant land) has given permission to park and walk into this parcel from the south side for convenience. All access is at a buyers own risk and liability. Front corner boundaries marked with additional pink wooden stakes. (id:22681)

RE/MAX Summit Group Realty Brokerage

For sale Open House
$829,900
247 PENETANGORE Row, kincardine, Ontario

247 Penetangore Row

Kincardine, Ontario

Been looking for more parking? How about an indoor Pickle Ball court? Cross off the whole wants and needs list with this single property! The standard Pickle Ball Court is 20' wide and 44' long.. This could work and still with room to have for friends and seats! Or.. use for the purpose of a shop, home gym, etc. So many options with this property and in town! You are 1 block from Lake Huron shores! Let's not forget about the home... 3 bedrooms, 2 bath in this one-owner home built in 2003. Offering one garage attached to the home with a fully fenced yard and electric awning. Great for children, pets and peace and quiet privacy. The home has a finished basement with all new finishes including the gas fireplace and HWT (Owned) and 1 bedroom with a private bathroom and a walk-up to the attached garage for private entrance. Could this be used for a guest? Absolutely it can be! With all of these upgrades you can imagine the meticulous owner who must have adored this property. Upgrade list included for your approval: New Roof (2020), Central Air (2019), Natural Gas Furnace with Air Exchanger (2021), New Hot Water Tank (2023) - Owned, Reverse Osmosis and Water Softener System (2019), Central Vac. (2002), Spa motor in Jet-Tub (2024), New Siding and Eavestrough (2021), Paved driveway re-coated every summer, New flooring throughout upstairs (2022), New carpet and vinyl downstairs (2023), New Gas Fireplace downstairs (2023), Lawn Sprinkler System (2022) - front yard, New Windows (2023), Outside Awning (2021) - 10'x14' and finally the back of the property boasts a 30'x60' massive, with 2 propane heaters, a Cunningham Woodstove (installed by Heritage Fire in Tiverton) and a separate electrical panel (wired by a professional electrician). This property is ready for anything and is fully updated from top to bottom and less than 20 minutes from Bruce Nuclear Power Plant. Will not disappoint and is ready for its new owner with flexible possession. Contact your REALTOR® today. (id:22681)

3 Bedroom 2 Bathroom 2482

Wilfred Mcintee & Co Ltd Brokerage (Southampton)

For sale
$899,000
58 GREY Street N, southampton, Ontario

58 Grey Street N

Southampton, Ontario

Welcome to 58 Grey St. North. This charming 2 bedroom home, nestled in the heart of Southampton offers an exquisite blend of comfort and convenience, perfectly situated just steps away from Fairy Lake, the Chantry Centre, and downtown shops. Crafted in 2021 with an attention to detail by Devitt Uttley Traditional builders, this home boasts a mix of timeless architecture and contemporary amenities. Step inside to experience the detail and warmth. Encompassing modern comforts, this residence features gas forced air heating, air conditioning, and a gas fireplace, ensuring year-round comfort regardless of the season. Take a moment to unwind and soak in the serene surroundings on the inviting covered front porch, where mornings begin with a cup of coffee and evenings are spent watching the world go by. Embracing the ethos of sustainability, the property showcases eco-friendly landscaping, offering a lush backdrop while minimizing environmental impact. A concrete driveway and a robust steel roof system provide durability and longevity, ensuring peace of mind for years to come. Convenience is key with an attached garage, providing ample space for parking and storage, while enhancing the overall functionality of the home. Whether you're hosting intimate gatherings or enjoying quiet moments of solitude, this residence offers the perfect canvas for creating lasting memories. Don't miss the opportunity to make this your forever home or 4 season cottage and start a new chapter, living in Southampton's most coveted locale. Schedule your private viewing today. (id:22681)

2 Bedroom 3 Bathroom 1423

Royal LePage D C Johnston Realty Brokerage

For sale
$939,900
084552 SIDEROAD 6, bognor, Ontario

084552 Sideroad 6

Bognor, Ontario

Discover your dream home in this stunning 5-bed, 3-bath chalet-style raised bungalow, situated just 15 minutes from Owen Sound and Meaford, and an easy 40-min commute to Blue Mountain ski area. This splendid one-level living home offers an ideal work-from-home environment with a dedicated office boasting fiber optic internet, alongside a cozy family room and exercise area. The hub of the home features a bespoke Van Dolder kitchen equipped with a breakfast bar, stainless appliances including a gas stove top, and an elegant backsplash with a convenient pot filler. The master suite is a true retreat, complete with a walk-in closet, a custom wardrobe and entertainment cabinet, and a luxurious ensuite that includes a jacuzzi tub, walk-in shower, and a dbl vanity. Interior comforts include sustainable bamboo flooring, floor to ceiling stone fireplace, convenient main floor laundry, built-in closet organizers and custom window treatments. Outdoors, the home boasts a large stamped concrete patio, two sheltered porches and a fully fenced backyard perfect for entertaining & furry friends. Additional features include an additional detached garage, concrete driveway & dedicated trailer parking areas. The property is nestled among beautifully curated perennial gardens with the nearby river offering seasonal trout and salmon fishing. This home merges style, convenience, and natural beauty, making it an ideal choice for those seeking a peaceful yet connected lifestyle. (id:22681)

5 Bedroom 3 Bathroom 3025

Chestnut Park Real Estate Limited

For sale
$589,000
528 ALFRED Street, point clark, Ontario

528 Alfred Street

Point Clark, Ontario

Every attention to detail has been put into this lovely year round home that has actively been rented out as a successful rental. This home sits on a large 112 ft x 165ft lot that backs onto E.P. forest. Three spacious bedrooms with an En-suite 2pc bathroom in the master bedroom. Open floorplan makes entertaining your guests an absolute dream with an updated kitchen, beautiful gas fireplace, and dining area that flows out to your sunroom. This home comes totally furnished to enhance first time home buyers, or cottage owner. Pack your bags and move right in!! (id:22681)

3 Bedroom 2 Bathroom 1100

RE/MAX Land Exchange Ltd Brokerage (Pc)

For sale Open House
$1,150,000
318561 GREY ROAD 1, georgian bluffs, Ontario

318561 Grey Road 1

Georgian Bluffs, Ontario

An enviable property and dream lake house spanning more than 97 feet of pristine shoreline, where every day begins with a breathtaking sunrise over the endless blues of Georgian Bay. This exquisite walk-out bungalow with private dock, boat launch, and boathouse is all about life at the lake. Presenting 3 bedrooms and 2 bathrooms across almost 1,800 square feet of elevated living space, all with the beauty of Georgian Bay as your backdrop. Skylights, vaulted ceilings, and big picture windows flood the home with natural light. The interior exudes contemporary elegance with an open-concept design, sleek, high-end finishes, and a palette that reflects the coastal setting. Equipped with sophisticated granite countertops and a black stainless steel appliance package, the kitchen promises the utmost convenience for your culinary endeavours. Outdoor living is taken to new heights with multiple captivating spaces for al fresco dining all while relishing in panoramic vistas. A glass railing staircase takes you to the lower level featuring multiple walkouts, custom live edge crafted bar, and, of course, a games room. The decadent primary suite is a true retreat tucked behind French doors, featuring a private media room, four-piece bath with his and her sinks, and sliding glass doors leading to the water’s edge. Here, you can indulge in the ultimate waterfront lifestyle with a variety of outdoor amenities. At the shore, the crystal-clear, Caribbean blue waters of Georgian Bay invite you to indulge in swimming, boating, paddling, and fishing right from your doorstep. Improvements include new vinyl siding 2024, new windows and door 2024, interior painting 2024, new septic 2021, custom shoreline stone work 2021, all new electrical 2018, and new HyGrade Steel Roof 2015. An 8 minute drive to the amenities of Owen Sound, an easy 2 hours to Kitchener-Waterloo, and 2.5 hours to Toronto and its International Airport. Simply, this is how you Live the Georgian Bay Lifestyle. (id:22681)

3 Bedroom 2 Bathroom 1754.1500

Keller Williams Realty Centres

For sale
$279,000
83 SILVER LAKE Crescent, sauble beach south, Ontario

83 Silver Lake Crescent

Sauble Beach South, Ontario

Discover your dream home site in the heart of South Sauble Beach! Nestled in a prime residential enclave, this exceptional vacant lot offers an opportunity for your ideal retreat. Situated just steps away from the serene shores of Silver Lake, offering convenience and natural beauty. 100 feet of width and 150 feet of depth, this picturesque lot boasts a gentle slope towards the rear, perfectly accommodating a walk-out basement design. With its lush canopy of trees, the property sets the stage for a tranquil oasis where your architectural vision can come to life. Whether envisioning a cozy cottage getaway or a year-round haven, this versatile parcel promises endless possibilities. Enjoy the best of both worlds with proximity to Sauble Beach's amenities and the convenience of easy access to Wiarton, Saugeen Shores, and Owen Sound. Embrace a lifestyle enriched by recreational opportunities galore, from swimming and boating to cross-country skiing and ATV adventures. Natural gas is available, a well and septic system will need to be done. Don't miss this chance to build your ideal living space amid the charm of Sauble Beach! (id:22681)

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$359,000
16 SHORE Road, saugeen indian reserve #29, Ontario

16 Shore Road

Saugeen Indian Reserve #29, Ontario

Welcome to your dream beach getaway! Situated right on the pristine sandy shores of Sauble Beach, this charming property offers the ultimate beachfront living experience, with crystal-clear waters just steps away. Step into this cute and well-maintained cottage, where you'll immediately feel the cozy ambiance enhanced by the rustic pine walls and ceilings, giving it that authentic cottage charm. Enjoy breathtaking panoramic views of the famous Lake Huron sunsets from the comfort of your own retreat, providing a tranquil escape from the hustle and bustle of everyday life. Relax and unwind in your private side yard, complete with a fire pit, perfect for cozy evenings under the stars. This property features 3 bedrooms and 1 bath, ensuring plenty of space for family and friends to come together and create lasting memories. Additionally, three storage sheds offer extra space for storing beach essentials. Please note: The property requires a septic system upgrade. Lease fee: $9600, Service fee $1200. (id:22681)

3 Bedroom 1 Bathroom 715

Wilfred Mcintee & Co Ltd Brokerage (Southampton)

For sale
$539,000
381056 CONCESSION 17 Concession, georgian bluffs, Ontario

381056 Concession 17 Concession

Georgian Bluffs, Ontario

Imagine your perfect escape on this expansive 11-acre property, ideally situated to offer both seclusion and accessibility. Located just outside the charming town of Wiarton and approx. 20-minute drive to Owen Sound, this lot provides the perfect canvas for building your dream home or a picturesque cottage retreat. The property boasts a substantial 3,000+ square foot shop with concrete floor (40'x80'), offering endless possibilities for use. Whether you envision it as a workspace for large-scale projects, possibility of conversion to living space as a shouse, storage for recreational vehicles, or the hub of a thriving hobby farm, this shop provides the space and versatility to bring your vision to life. The surrounding area is rich in natural beauty and recreational opportunities, making it a coveted destination for both residents and visitors. Wiarton, known as the gateway to the Bruce Peninsula, offers unique shops, cozy cafes, and community festivals, all set against the backdrop of stunning landscapes and crystal-clear waterfront of Georgian Bay. Outdoor enthusiasts will appreciate the close proximity to hiking trails, cycling routes, and water activities that define this region. A short drive brings you to Owen Sound, where you can enjoy access to larger retailers, a vibrant arts scene, and excellent dining options, all while living away from the hustle and bustle. This lot represents a rare opportunity to own a significant piece of land in one of Ontario's most beautiful settings. With ample space for personalization and the potential to develop a hobby farm or private residence, this property invites you to build not just a home, but a lifestyle. Don't miss the chance to own a piece of paradise in Grey County, where your rural dream can become a reality. (id:22681)

Keller Williams Realty Centres

For sale
$2,425,000
161 HURON Road, point clark, Ontario

161 Huron Road

Point Clark, Ontario

Introducing a rare opportunity to own a brand new home on one of the last remaining lakefront lots in the lakeside community of Point Clark. This stunning 2-story home has been meticulously designed to take full advantage of the breathtaking views of some of the nicest sunsets in the world, along with everything else that you’d expect from a new home on the beach. Not only will you have picturesque views from the main floor primary bedroom, the kitchen/dining room, and the great room, the home also consists of an upper level balcony off of one of the additional bedrooms (which would make for a great home office). Boasting 4 bedrooms & 4 full bathrooms & 2659sf of finished living space, this home is perfect for a wide variety of potential buyers, especially those who appreciate living in luxury by the water. The Tarion certified builder is well known for his attention to every detail & you won’t be disappointed with the carefully selected interior finishes throughout. Key features you can expect inside the home is “main-floor living” with the mudroom off the attached 2-car garage, 4pc bathroom, large primary bedroom along with the 4pc ensuite & walk-in closet, laundry room, den, open concept kitchen/dining equipped with island & stainless steel appliances offering direct access to the expansive patio space, perfect for BBQ’ing, walk-in pantry, and a spacious great room with a charming natural gas fireplace. The upper level consists of a large open loft space, a junior suite bedroom with 3pc ensuite, 2 additional bedrooms & a 4th full bathroom. The finished product will include natural gas FA heating & cooling with heat-pump, spacious crawl space for storage, a private double-wide asphalt laneway, a side deck off the north side of the house, & the perfect blend of deck/patio and green space only steps away from the sandy shores of Lake Huron. This is a special opportunity, don’t miss out. (id:22681)

4 Bedroom 4 Bathroom 2659

Royal LePage Exchange Realty Co. Brokerage (Kin)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.