GREY & BRUCE COUNTIES
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Your Home
SHANNON DECKERS
Not Just Another Realtor®
Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.
As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.
Extensive experience in the Owen Sound area
Specializes in buying and selling residential, rural properties
Has the local knowledge needed for buying and selling in Grey & Bruce Counties
YEAR EXPERIENCE
HOUSES PURCHASED
HOUSES SOLD
BOTTLES OF PERRIER
SHANNON DECKERS
Why Choose Us
Honesty
Truthful assessments and real estimates based on current markets.
Availability
Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.
Determination
Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.
New Listings
143 C Line
South Bruce Peninsula, Ontario
Welcome to this stunning farm property, offering approximately 107 acres of prime land for your agricultural endeavors. With approximately 90 acres of workable and cleared land, this property presents an exceptional opportunity for farming enthusiasts. The land features 11 acres of mixed bush, predominantly hardwood, providing a beautiful natural backdrop and potential for additional uses. The majority of the farmland is comprised of Harkaway Stony Silt Loam, known for its fertility and suitability for a variety of crops. Additionally, there is a small section on the southeast corner of the property with Chesley silty clay loam, adding versatility to your farming options.The farm is currently set up for cow/calf operations, with well-designed infrastructure to support your livestock needs. The 50x130 foot barn, newly constructed in 2013, features 3 maternity pens and 3 major pens, providing ample space and functionality for your cattle. Additionally, there is an insulated drive shed, plumbed for in-floor heating, offering convenient storage and workspace for your equipment and supplies.The property also includes a charming 5-bedroom, 2-bathroom century home, ready for you to move in and enjoy. With its historic charm and modern amenities, this home provides a comfortable and inviting living space amidst the beauty of the surrounding farmland.Don't miss this opportunity to own a piece of agricultural paradise. Whether you're looking to expand your farming operations or start a new venture, this property has everything you need to make your dreams a reality. Contact your REALTOR® today to schedule a viewing and experience the beauty and potential of this exceptional farm property! (id:22681)
RE/MAX Grey Bruce Realty Inc Brokerage (Chesley)
434 D Line
Sauble Beach, Ontario
CUSTOM Built home. This 3 bedroom 2 bath home was custom built to last you a lifetime. One floor open concept living, can allow you to enjoy Sauble lifestyle at any age. Primary Bedroom is large and has a big walk in closet with a 3 piece ensuite, with walk in shower, Open concept living, dining kitchen for entertaining, and 2 spacious bedrooms with a second full bathroom, make this home SIZE PERFECT. Main floor laundry, and a double sized garage. Walk to the beach, hike, bike, and enjoy Sauble year round or seasonal. (id:22681)
RE/MAX Grey Bruce Realty Inc Brokerage (Os)
418485 Concession Road A
Meaford, Ontario
Welcome to Blissful Countryhaven! This stunning property offers the perfect blend of comfort, tranquility, and convenience. This beautiful home features 3 bedrooms and 2 washrooms on the main floor, providing ample space for a family or guests. Additionally, the basement boasts a fantastic granny suite with 2 bedrooms, 1 washroom and kitchenette, offering flexible living arrangements. Step outside and be captivated by the expansive deck off the back of the house, where you can relax and entertain while enjoying the breathtaking views of the surrounding natural beauty. For horse enthusiasts, this property is a dream come true. With 19.82 acres of land, there is plenty of space to accommodate horses. The property is equipped with paddocks that have electric fencing and water hook up, 2 frost taps, shelter and a water bowl ensuring the safety and year round convenience of your equine companions. Sports lovers will also appreciate the proximity to the Owen Sound soccer complex, which is just a five-minute drive away. Additionally, downtown amenities are easily accessible, with a short eight-minute drive putting you in the heart of the vibrant downtown area. This is an incredible opportunity that should not be missed. If you have any questions or would like to schedule a viewing, please contact your REALTOR®. Don't wait, make this blissful country haven your own! The deck was constructed approximately 2022. New windows, approx. 2023 & 2021. The furnace was installed approximately in 2016, and the property is equipped with a 200 amp breaker. (id:22681)
Keller Williams Realty Centres Brokerage (Wiarton)
Keller Williams Realty Centres
418485 Concession Road A
Meaford, Ontario
Welcome to Blissful Countryhaven! This stunning property offers the perfect blend of comfort, tranquility, and convenience. This beautiful home features 3 bedrooms and 2 washrooms on the main floor, providing ample space for a family or guests. Additionally, the basement boasts a fantastic granny suite with 2 bedrooms, 1 washroom and kitchenette, offering flexible living arrangements. Step outside and be captivated by the expansive deck off the back of the house, where you can relax and entertain while enjoying the breathtaking views of the surrounding natural beauty. For horse enthusiasts, this property is a dream come true. With 19.82 acres of land, there is plenty of space to accommodate horses. The property is equipped with paddocks that have electric fencing and water hook up, 2 frost taps, shelter and a water bowl ensuring the safety and year round convenience of your equine companions. Sports lovers will also appreciate the proximity to the Owen Sound soccer complex, which is just a five-minute drive away. Additionally, downtown amenities are easily accessible, with a short eight-minute drive putting you in the heart of the vibrant downtown area. This is an incredible opportunity that should not be missed. If you have any questions or would like to schedule a viewing, please contact your REALTOR®. Don't wait, make this blissful country haven your own! The deck was constructed approximately 2022. New windows, approx. 2023 & 2021. The furnace was installed approximately in 2016, and the property is equipped with a 200 amp breaker. (id:22681)
Keller Williams Realty Centres Brokerage (Wiarton)
Keller Williams Realty Centres
11 Sandy Pines Trail
Sauble Beach, Ontario
Welcome to this custom-built Frontier Log Home that combines the timeless appeal of traditional craftsmanship with modern amenities, creating a sanctuary that celebrates the beauty of nature and offers a refuge from the hustle and bustle of everyday life. Stepping inside, you are greeted by the warm ambiance of exposed log walls, soaring ceilings, and expansive windows that flood the interior with natural light. The open floor plan seamlessly integrates the living, dining, and kitchen areas, fostering a sense of spaciousness and connectivity. The living room features a gas fireplace, perfect for cozying up on chilly evenings. The kitchen boasts a center island with waterfall granite countertops, making it a chef's delight and ideal for entertaining. The main floor primary bedroom offers a cozy retreat for rest and rejuvenation, while the main floor bathroom provides a spa-like experience. A generously sized loft, overlooking the central living area, leads to a private balcony. This space lends itself well as a guest bedroom, den or office providing ample storage. The lower level is a freshly updated space including an expansive family room with a gas fireplace, a generously sized bedroom, a modern and sleek 3 piece bathroom with wi-fi sound and a large laundry room. Enjoy your morning coffee on your front porch and dinner on your huge back deck. This 1/2 acre lot offers opportunity to plant a large range of both floral and vegetable gardens and a great sized shed to keep the lawn mower and gardening tools. All of your summer toys can be stored in the 30x35 heated detached garage. It's approximately a 15 minute walk to the beach, a 5 minute walk to Silver Lake for a few hours of kayaking/canoeing. An 8 minute drive to Sauble Falls. Updates: 2018 Main floor Bathroom, 2019 Windows, Armour Stone, Kitchen, Re-stained Indoor Logs, 2021 Front Door, Cedar Back Deck, 2023 Basement (family room, bedroom, bathroom), Flooring (including new subfloor) (id:22681)
Century 21 In-Studio Realty Inc.
56 Boiler Beach Road
Huron-Kinloss, Ontario
Welcome to the elegance of The Lake House on Kincardine’s scenic Boiler Beach. This waterfront oasis has wonderful lake views and is just a step or two from Lake Huron with traveled road between. You will be in your glory with all the options both outdoors and indoors. This tastefully built upscale Bogdanovic brick home offers over 4,200 square feet of finished living space with forced air gas, central air and essential wiring for a generator. The spacious Living Room with vaulted ceiling and gas fireplace cries out for entertaining and relaxation.This great room space includes the dining room and kitchen.The roomy kitchen has quartz countertops, gas stove, refined backsplash and a functional island.The adjacent dining room will easily accommodate those extra guests on holidays.The lake view den provides solitude and scenery.The master bedroom is special.It is large, overlooks the lake, has a walk-in closet plus large ensuite with separate luxury shower and stand alone tub. The upstairs offers two more comfortable bedrooms, lake views & a full bath. The lower level is a wonderful playground with an open space of approx 1100 finished sq’ of play space and a comfy seating area. The fourth bedroom, a bathroom with an airy, open tiled shower, a workshop/craft room all complete this level. What's not to love? Outdoors, the lovely sand beach & famous sunsets are less populated than other areas so offers more privacy. The property is over a half acre of landscaped yard, with an in-ground sprinkling system and groundwater tiling. The rear yard has a upscale Hot Tub with a remote controlled top, a stone patio with separate dining area with built in cantilever umbrella and a custom fire pit. Complete with the concrete drive to the double attached garage, it is perfect for all interests - recreational or residential. This sumptuous opportunity calls Families, Cottagers, Entertainers and Recreational Enthusiasts! All measurements are approximate. Book your showing today. (id:22681)
Royal LePage Exchange Realty Co. Brokerage (Kin)
194109 Grey 13 Road
Grey Highlands, Ontario
This expansive 21.68-acre property showcases a thoughtfully designed home by its current owners, who wanted a space that felt like a retreat for everyday living & leisure. This property, known for its beauty, offers a harmonious blend of sophisticated design & practical luxury. The interior features a striking two-story living room with a stone fireplace & floor-to-ceiling windows that overlook the serene backyard. The kitchen is a haven for culinary enthusiasts, equipped with a gas range & wall oven for crafting meals. A large island, with seating & a prep sink, sits adjacent to a butler’s pantry with a sink, optimizing flow & functionality. Designed for hosting, the dining room has been the setting for countless gatherings, echoing with laughter & love. A sitting room opens onto a covered back deck, offering a seamless transition from inside to outside. Practicality is also considered with a large mudroom off the front porch side entry, thoughtfully designed to accommodate the comings & goings of family life. The main floor includes a primary suite with doors opening onto the back deck equipped with a power canopy. The 2nd level includes a loft, 3 bedrms & a full bath. The walkout lower level offers a 5th bedroom, den/office, cold room & a full bath. It boasts a family room plus a full kitchen, suitable for an in-law suite. Refined touches include antique hemlock floors, main floor laundry, a walk-in fridge, & Generac generator blending convenience with style. Above the attached triple car garage is an unfinished loft. Outside, the property features a small orchard of fruit trees & professionally designed perennial gardens. The detached 40’ x 64’ shop offers a heated & insulated two-bay area, office with a washroom, & a large open area for addt'l cars or projects. This property is perfectly suited for full-time or weekend escapes, offering a seamless blend of comfort, space, and privacy in a preferred location. Discover all this lovely Eugenia estate has to offer. (id:22681)
RE/MAX Summit Group Realty Brokerage
366 4th Avenue
Hanover, Ontario
JUST LISTED! 3 bedroom, 2 bathroom, 1700+/- total sqft. Main Floor features: kitchen with ample cabinets; dining area with patio doors; living room with lots of natural light. Main floor flooring is 2 years old. Upstairs features: Kings n Queens size primary bedroom with 2 closets; 2 additional bedrooms and 4 piece bathroom. Lower level finds: Large family room with lots of space to kick back “N” relax; Special Features are the beautiful windows that go almost the full length of the room so you can watch your children on their new pay set (included) and still lots of room for a trampoline. Basement has laundry room, workshop, and storage space to keep things neat and tidy. Round out this package with double wide driveway; Quiet cul-de-sac. Enjoy the end of the day or morning coffee on your new deck 21' x 22' with the tranquil sounds of nature. BBQ is connected to gas and will stay. There are optional gas hook-ups for stove, dryer. Nice garden shed in backyard. Shopping, restaurants, parks, schools, playgrounds. Book your personal viewing and get ready to make this your new home. (id:22681)
Royal LePage Rcr Realty Brokerage (Hanover)
27 Mercedes Crescent
Kincardine, Ontario
Discover the epitome of serene living with these six exquisite freehold townhomes nestled in the prestigious Golf Sands Subdivision. Embrace the luxury of no condo fees and relish in the allure of being an end unit. Situated adjacent to the picturesque Kincardine Golf and Country Club and mere steps away from a pristine sand beach, each townhome offers unparalleled convenience and elegance. Indulge in the convenience of single-floor living with over 1345 square feet of meticulously crafted space. Experience the seamless flow of open-concept living and dining areas, complemented by a spacious kitchen featuring a large pantry and 9-foot ceilings. Unwind in two generously sized bedrooms and revel in the opulence of two full bathrooms boasting acrylic tubs, showers, and quartz countertops. Enjoy the convenience of an attached garage, complete with an automatic opener, and a meticulously landscaped front yard adorned with lush shrubs. Relax on the charming front porch or retreat to the covered rear deck, perfect for enjoying tranquil moments outdoors. Experience ultimate comfort with in-floor heating and ductless air conditioning, ensuring year-round comfort. With thoughtful features such as a concrete driveway, topsoil, sod/hydroseed, and designer Permacon Stone exterior finishing, each townhome exudes timeless elegance and quality craftsmanship. Rest assured with the peace of mind provided by a full Tarion warranty. Don't miss your opportunity to secure your dream home today. *All photos are for illustrative purposes only. (id:22681)
Royal LePage Exchange Realty Co. Brokerage (Kin)
32 Mercedes Crescent
Kincardine, Ontario
Discover the epitome of serene living with these six exquisite freehold townhomes nestled in the prestigious Golf Sands Subdivision. Embrace the luxury of no condo fees and relish in the allure of being an end unit. Situated adjacent to the picturesque Kincardine Golf and Country Club and mere steps away from a pristine sand beach, each townhome offers unparalleled convenience and elegance. Indulge in the convenience of single-floor living with over 1345 square feet of meticulously crafted space. Experience the seamless flow of open-concept living and dining areas, complemented by a spacious kitchen featuring a large pantry and 9-foot ceilings. Unwind in two generously sized bedrooms and revel in the opulence of two full bathrooms boasting acrylic tubs, showers, and quartz countertops. Enjoy the convenience of an attached garage, complete with an automatic opener, and a meticulously landscaped front yard adorned with lush shrubs. Relax on the charming front porch or retreat to the covered rear deck, perfect for enjoying tranquil moments outdoors. Experience ultimate comfort with in-floor heating and ductless air conditioning, ensuring year-round comfort. With thoughtful features such as a concrete driveway, topsoil, sod/hydroseed, and designer Permacon Stone exterior finishing, each townhome exudes timeless elegance and quality craftsmanship. Rest assured with the peace of mind provided by a full Tarion warranty. Don't miss your opportunity to secure your dream home today. *All photos are for illustrative purposes only. (id:22681)
Royal LePage Exchange Realty Co. Brokerage (Kin)
31 Mercedes Crescent
Kincardine, Ontario
Discover the epitome of serene living with these six exquisite freehold townhomes nestled in the prestigious Golf Sands Subdivision. Embrace the luxury of no condo fees and relish in the allure of being one floor. unit. Situated adjacent to the picturesque Kincardine Golf and Country Club and mere steps away from a pristine sand beach, each townhome offers unparalleled convenience and elegance. Indulge in the convenience of single-floor living with over 1345 square feet of meticulously crafted space. Experience the seamless flow of open-concept living and dining areas, complemented by a spacious kitchen featuring a large pantry and 9-foot ceilings. Unwind in two generously sized bedrooms and revel in the opulence of two full bathrooms boasting acrylic tubs, showers, and quartz countertops. Enjoy the convenience of an attached garage, complete with an automatic opener, and a meticulously landscaped front yard adorned with lush shrubs. Relax on the charming front porch or retreat to the covered rear deck, perfect for enjoying tranquil moments outdoors. Experience ultimate comfort with in-floor heating and ductless air conditioning, ensuring year-round comfort. With thoughtful features such as a concrete driveway, topsoil, sod/hydroseed, and designer Permacon Stone exterior finishing, each townhome exudes timeless elegance and quality craftsmanship. Rest assured with the peace of mind provided by a full Tarion warranty. Don't miss your opportunity to secure your dream home today. *All photos are for illustrative purposes only. (id:22681)
Royal LePage Exchange Realty Co. Brokerage (Kin)
30 Mercedes Crescent
Kincardine, Ontario
Discover the epitome of serene living with these six exquisite freehold townhomes nestled in the prestigious Golf Sands Subdivision. Embrace the luxury of no condo fees and relish in the allure of being one floor. unit. Situated adjacent to the picturesque Kincardine Golf and Country Club and mere steps away from a pristine sand beach, each townhome offers unparalleled convenience and elegance. Indulge in the convenience of single-floor living with over 1345 square feet of meticulously crafted space. Experience the seamless flow of open-concept living and dining areas, complemented by a spacious kitchen featuring a large pantry and 9-foot ceilings. Unwind in two generously sized bedrooms and revel in the opulence of two full bathrooms boasting acrylic tubs, showers, and quartz countertops. Enjoy the convenience of an attached garage, complete with an automatic opener, and a meticulously landscaped front yard adorned with lush shrubs. Relax on the charming front porch or retreat to the covered rear deck, perfect for enjoying tranquil moments outdoors. Experience ultimate comfort with in-floor heating and ductless air conditioning, ensuring year-round comfort. With thoughtful features such as a concrete driveway, topsoil, sod/hydroseed, and designer Permacon Stone exterior finishing, each townhome exudes timeless elegance and quality craftsmanship. Rest assured with the peace of mind provided by a full Tarion warranty. Don't miss your opportunity to secure your dream home today. *All photos are for illustrative purposes only. (id:22681)
Royal LePage Exchange Realty Co. Brokerage (Kin)
WHAT PEOPLE ARE SAYING
Featured Comments
“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”
Doug & Sue Reider
WOODFORD, ON
“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”
Jennifer Ageeb
OWEN SOUND, ON
“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”
Charlene Hellens
KITCHENER, ON
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Owen Sound, Ontario
Where Is Owen Sound?
Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.
Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.
Nature, Outdoors, and Activity
Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.
If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.
There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.
Education
Local Amenities and Attractions
Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!
If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.
RRSP HOME BUYER'S PLAN
This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.
Home buyer's tax credit
The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.
First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.
If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.
Genworth Canada Energy-Efficient Housing Program
Land Transfer Tax Refunds for First-Time Home Buyers
Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.
The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.
GST/HST Tax Credit
The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.
CMHC Green Home
If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.
Northern Locations Energy Credit
Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.
The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.
Ontario Every And Property Credit
Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.
Options For Homes
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity
You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity
Municipal Land Transfer Tax Rebate Program
If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.
Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!
Daniels FirstHome Boost Program
Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.
The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.
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