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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

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SHANNON DECKERS

Why Choose Us

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Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$325,000
125 ROSEWOOD Drive, georgian bluffs, Ontario

125 Rosewood Drive

Georgian Bluffs, Ontario

Welcome to Northpark Estates, where tranquility meets convenience in this vibrant 55+ community. Step into your own piece of paradise with this charming bungalow boasting 2 bedrooms and 2 baths, all within an inviting open concept layout. As you enter the home, you're greeted by abundant natural light streaming through the windows, illuminating the spacious living area. To your right is an open concept kitchen complete with an island and room for a breakfast nook. Retreat to the master suite, complete with a luxurious ensuite bath and plenty of closet space. A versatile second bedroom offers flexibility for guests or a home office, ensuring every inch of space is utilized to suit your needs. Outside, enjoy the peaceful surroundings from your private patio, ideal for morning coffee or evening relaxation. Experience the ease of homeownership combined with the benefits of community living at Northpark Estates. Don't miss your chance to make this delightful bungalow your own in this sought-after 55+ enclave. Schedule your showing today! (id:22681)

2 Bedroom 2 Bathroom 1108

RE/MAX Grey Bruce Realty Inc Brokerage (Chesley)

For sale
$1,265,000
424 HURON Road, red bay, Ontario

424 Huron Road

Red Bay, Ontario

Multi-Family Opportunity tucked away between Sauble Beach and Tobermory along the shores of Lake Huron. With the rising costs of housing affordability, this home has it all. With over 5000sq ft luxurious living space and enough room for Mum and Dad and the rest of the growing family this exceptional home offering unparalleled comfort and elegance across three levels of meticulously crafted living space. The lower level offers, basically a separate living space perfect for parents or grand parents with 2 more levels of sophistication and charm with large windows Crown molding and 9-foot ceilings on the main floor with hardwood flooring that creates a sense of warmth and luxury. The large chef's kitchen offers a commercial Garland propane stove and custom exhaust hood with Corion countertops and island, stainless steel prep areas, triple sinks, two refrigerators and two dishwashers and large pantry. There is a large spacious dining room that makes entertaining with room for the whole family a pleasure. The main floor office with propane fireplace offers a cozy retreat for work or relaxation or add another main floor bedroom. Upstairs, four bedrooms with two expansive ensuite bedrooms with heated floors in two bathrooms provide comfort and luxury. Descend to the lower level to discover a private haven of relaxation and recreation, with a bedroom suite, sauna, and spacious bathroom featuring heated floors and a large shower. A laundry room with steam closet and sewing area, workshop, and ample storage space. There lots of private outdoor living space with a pergola, Trex decking with fire table and swings, fire pit, and Arctic Spa hot tub, perfect for enjoying the breathtaking sunsets of Red Bay or gazing at the stars. Additional features such as a cabana with hammocks and a shed with covered wood storage ensure that every need is met. There is a privacy fence and parking for 8 vehicles offering convenience and security. This is a terrific multi-family residence. (id:22681)

6 Bedroom 6 Bathroom 5418

Royal LePage Rcr Realty Brokerage (Wiarton)

For sale
$875,000
245 MELROSE Avenue, kitchener, Ontario

245 Melrose Avenue

Kitchener, Ontario

This REMARKABLE property is centrally located near Kitchener Auditorium, Downtown Kitchener, Schools, Stanley Park, Churches, Public Transit and much more! Focus attention on the beautiful FENCED in yard, 20'x 24' deck with hot tub and 10 ft. OUTDOOR kitchen! Main floor features a fully remodeled Kitchen with all new Appliances, ample counter space and sitting area for guests. A main floor bedroom, a bright living room and 4 pc bathroom. 2 additional bedrooms, and another 2 pc bath on Upper Level. Basement highlights an incredible rec room, bar, guest room, plus stackable washer/dryer. The 20' x 16' heated GARAGE includes an airtight wood stove. It is a MUST see! (id:22681)

4 Bedroom 2 Bathroom 903.0500

Century 21 Heritage House Ltd.

For sale
$224,900
1086 FRENCH BAY Road, saugeen indian reserve #29, Ontario

1086 French Bay Road

Saugeen Indian Reserve #29, Ontario

Dreaming of owning a cottage at Sauble Beach? Here is your very affordable opportunity. Welcome to 1086 French Bay road, just steps to the clean, sandy, family friendly shores of Sauble Beach. This 3 bedroom, 2 bath, 700sq foot 3 season cottage has been completely updated with new septic system and water system, Beautiful new Kitchen, 1 new 3pc bathroom and a new 2 pc ensuite. New flooring, forced air heating system, new windows and doors, new appliances and a fresh coat of paint throughout. This affordable 3 season cottage comes furnished so all it needs is you. The open concept makes it feel larger than it looks but still offer the cottage life charm with a touch of elegance. The large 80ft X 200ft lot backs on to greenspace that is well treed. The large front deck offer retractable awning and BBQ with storage bind, the large rear decks offers views of the lush rear green space. And lets not forget the extended family space or the memory making firepit. This exceptional turn-key cottage is ready to start your family memories on the shores of Sauble Beach and lets not forget the world famous sunsets over lake huron. Yearly lease is $4,660.00, service fee is $1,200. You can hear the seagulls calling, you better too. (id:22681)

3 Bedroom 2 Bathroom 693

Royal LePage Rcr Realty Brokerage (Wiarton)

For sale
$324,900
471 BRUCE ROAD 13, saugeen indian reserve #29, Ontario

471 Bruce Road 13

Saugeen Indian Reserve #29, Ontario

Just move in! Lake-front living at a fraction of the cost. Enjoy direct beach frontage with large front and back yards, expansive deck areas, parking for 6 PLUS vehicles, an outdoor shower, a bunkie and a shed that houses your own washer and dryer!! House has no wasted space and embraces 4 bedrooms, a renovated bathroom and galley kitchen, huge dining area with Amish-style table from Country Charm and a comfortable Living Room complete with wood burning fireplace. Complete cottage renovation done in 2018, including upgrading the 200 amp breaker panel. (Extra pony panel in shed). Home comes with furnishings and other house-keeping and kitchen items including a dishwasher which many cottages don't have. Notice the walk-in Pantry off of the kitchen, plenty of storage there! Turn-key ~ you just move in with a quick closing possible. Patio doors off of the Dining Room lead to a large deck with incredible Lake views. To the right is a bunkie which is also used for storage depending on your desires. Further is a firepit for those magical summer nights along with a newer stairway down to the water. Stones and sand combine on the beach, look for fossils and shells! For birders and fishermen, there are added dimensions in nature that will keep you captivated. Little chipmunks will eat out of your hand!! What makes this cottage different from the rest? The way it lives with 4 bedrooms, and large principle spaces. Huge deck, expansive parking and inviting cottage floorplan accommodate your favourite friends and family. Buy now and enjoy your summer!!!! Roof shingles, new Hot Water Heater (owned), interior cosmetics including kitchen, blinds, some light fixtures, bathroom and more were completed in 2018. Pack your bags and move in!! (id:22681)

4 Bedroom 1 Bathroom 914

Coldwell Banker Peter Benninger Realty

For sale Open House
$160,000
809 BRUCE ROAD 13, saugeen indian reserve #29, Ontario

809 Bruce Road 13

Saugeen Indian Reserve #29, Ontario

Welcome to 809 Bruce Road 13 on the beautiful West facing shores of Lake Huron between sandy Sauble Beach and the beautiful lakeside town of Southampton. This classic leased land waterfront cottage offers a good-size living/dining area with woodstove, galley kitchen, large sunroom with plenty of room for entertaining, 2 bedrooms and a renovated 3 pc bathroom. The main bedroom is spacious, and the 2nd bedroom has two bunk beds for all the kids or grand kids. Enjoy beautiful, elevated water views from the cottage or one of 2 lakeside decks or cozy up beside the campfire as you watch a breathtaking sunset. There are stairs that lead down to the shore below where you can enjoy the water and launch your kayak/SUP. There are 3 sheds, one serving as a small workshop with extra beverage fridge. Roof shingles replaced 2020. This cottage comes fully furnished and is ready for you and your family to start making memories. Great opportunity to get into the cottage market for a very reasonable price! Bonus – New Septic System installed in 2023. (id:22681)

2 Bedroom 1 Bathroom 800

Wilfred Mcintee & Co Ltd Brokerage (Southampton)

For sale Open House
$235,000
1153 2ND Avenue S, saugeen indian reserve #29, Ontario

1153 2nd Avenue S

Saugeen Indian Reserve #29, Ontario

Awesome leased land cottage near Sand Beach & Sunsets! It's time to kick back and relax at this great family cottage! Perched atop a sand dune and set amongst the wind swept pines & cedars, on a private lot, this well-appointed leased land cottage comes with most furniture and appliances and ready for you to enjoy South Sauble beach life. Offering 2 good sized bedrooms, a 3-piece bathroom, open concept living/dining/kitchen with woodburning fireplace and access to the large L-shaped deck. The outdoor space offers plenty of different areas to take in the summer sun with a cold drink or hide out in the shade with good book. There is a firepit area, space to play your favourite summer games, and 3 good storage sheds, one attached to the deck off the cottage, one tucked in the trees with an extra beverage fridge and a tin shed for the tools. The septic system was replaced in 2004 and is approved by the Saugeen Band. Take a leisurely bike ride or 5-minute drive to downtown Sauble Beach for fun, food, and shopping. The iconic Trading Post is just around the corner for sunset ice cream or morning coffee on the beach. This well cared for cottage benefits from an excellent location and deserves your attention! (id:22681)

2 Bedroom 1 Bathroom 704

Wilfred Mcintee & Co Ltd Brokerage (Southampton)

For sale
$759,000
362511 LINDENWOOD Road, georgian bluffs, Ontario

362511 Lindenwood Road

Georgian Bluffs, Ontario

A remarkably beautiful and private setting for an immaculate home in the country. This 4 bedroom 2 full bath home offers main floor living plus a full lower level. Located just 20 minutes to Owen Sound & 25 to Wiarton, it is centrally located with Georgian Bay to the East, Lake Huron to the West and the Bruce Peninsula to the north. You have easy access to a variety of inland lakes, fishing, golf courses, Bruce Trail, museums, music festivals and of course hospitals, shopping and all amenities. This home has been extensively renovated & meticulously updated, including flooring, bathrooms, kitchen, lighting & more. The custom designed ‘Chefs’ kitchen includes professional craftmanship cabinetry plus all high-quality appliances just 2 years old. Looking for 'one floor living?' This home has everything you desire on the main level ~ 3 spacious bedrooms, large bright living room, open concept kitchen, tastefully updated bathroom & laundry room. The lower level has a spacious family room, 4th bedroom, full bath plus a walk-out basement. You get all the bells and whistles - central air, beautiful steel roof, propane & wood heating and more. Relax on the back deck – a perfect place to enjoy the perennial gardens plus - 2 apple trees, 2 plum trees, lilac bush, red maple, flowering shrubs plus so much more. And did we mention the detached heated 30’X30’ garage - 2 automatic garage doors, large workshop and space for all your toys. This gem of a property has been immaculately maintained and updated with special attention to detail. Almost an acre of land and your next door neighbors are the deer, birds, butterflies, trees and Mother Nature. (id:22681)

4 Bedroom 2 Bathroom 2688

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

For sale Open House
$949,900
379 NORTHPORT Drive, port elgin, Ontario

379 Northport Drive

Port Elgin, Ontario

If you're looking for a brick bungalow with an inground swimming pool that shows like brand new; then this home is just what you've been waiting for. Move in ready; the attention to detail is sure to impress you. All the things that add to the cost of a new home are already here. A heated 12 x 25 fibreglass inground saltwater heated pool was installed in 2021, the fully fenced, landscaped yard with inground sprinklers is yours to enjoy. With just one bedroom on the main floor there is plenty of space for entertaining; put the company or the kids in the fully finished basement. Some of the additional features that are sure to impress, a potfiller for the coffee bar, black stainless appliances, tiled backsplash in the kitchen, luxury ensuite, California shutters, custom cabinets in the laundry room & home office...... do we have your attention. Located on the north end of town just a short walk to Northport Elementary, Food Basics and the beach. (id:22681)

3 Bedroom 3 Bathroom 2480

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$799,000
26 ELGIN Street, tobermory, Ontario

26 Elgin Street

Tobermory, Ontario

Welcome to 26 Elgin Street. Newly priced , this incredible Investment STA cottage is surrounded by trees and located in a highly desirable area of Tobermory. Enter off the large upper deck and step into the main open concept living, dining and kitchen area. Take in the vaulted ceiling, cozy propane fireplace, pine floors and wood details. The wall of floor to ceiling windows offer plenty of natural light and a view of the trees. The upper level deck is perfect for entertaining, outdoor dining or relaxing with friends and family. The main level has one spacious bedroom with walk in closet and a full bath. Down the unique spiral staircase to the lower level find an additional two bedrooms, a 3 piece bathroom, another propane fireplace and an amazing games room! A second covered lower level deck is spacious and quiet and perfect for early morning coffee and taking in the wooded views and wildlife. This property is offered with most of the existing furnishings on both floors. The location of this 1 acre property is key only 1 km to the bustling Village of Tobermory on Little Tub Harbour. An enjoyable walk or bike ride on a nice day to enjoy all the restaurants, shops, diving, and boat tours. Access to the Bruce Trails are only steps away . Endless possibilities for full time living, a cottage or as an investment Short Term Accommodation Business. Definitely a MUST see to appreciate! (id:22681)

3 Bedroom 2 Bathroom 1845

Shanahan Realty Inc.

For sale Open House
$299,900
793 BRUCE ROAD 13, saugeen indian reserve #29, Ontario

793 Bruce Road 13

Saugeen Indian Reserve #29, Ontario

GREAT OPPORTUNITY TO GET INTO THE WATERFRONT COTTAGE MARKET! This cozy and charming LEASED LAND WATERFRONT cottage offers 2 Bedrooms/1 Bathroom and packs a lot of punch with the 2 awesome bunkies and stunning Sunset views! Situated on a nice deep lot with plenty of privacy from the road and neighbour’s…you will feel like you have truly found your escape. Take in the panoramic postcard lake views from many vantages including the cottage, lakeside deck, and elevated shoreline. The property has seen many improvements in recent years; new septic system (2017), new gravel driveway with additional parking (2020), ez-log bunk (2021), shoreline stability stonework (2020), and newer storage shed. The main cottage is nicely updated throughout and is just what a cottage should be, cute & cozy, but provides plenty of space for entertaining friends and family with the spacious lot, 2 large decks, and the bunks. There are also stairs to access the water below. Bonus, this cottage comes with appliances and most furnishings. This is the perfect retreat for you and your loved ones! Now grab a drink, sit back, relax and listen to the waves roll in as you feel the weight of the world lift from your shoulders...Enjoy! (id:22681)

2 Bedroom 1 Bathroom 660

Wilfred Mcintee & Co Ltd Brokerage (Southampton)

For sale Open House
$699,000
188 OLD BEACH Drive, georgian bluffs, Ontario

188 Old Beach Drive

Georgian Bluffs, Ontario

Welcome to your idyllic waterfront (road between) escape—a captivating two-story cottage that effortlessly marries classic charm with modern comforts. This enchanting residence sits on a generous parcel of land, featuring a detached garage perfect for vehicles and hobbies. The living room, bathed in natural light, becomes a cozy haven with a fireplace and panoramic water views. Venture outside to the expansive private rear yard—a meticulously landscaped oasis perfect for family gatherings or quiet moments by the water's edge. The detached garage offers practical storage and versatile space for hobbies. Beyond the cottage, imagine lazy afternoons along the shoreline launching a kayak into the water. One distinctive feature is the morning sunrise that bathes the waterfront in golden hues. The road between the house and water ensures privacy and easy access to the waterfront, providing the best of both worlds. In summary, this cottage/home offers a harmonious blend of comfort, style, and natural beauty, transcending the ordinary to create a perpetual vacation home. (id:22681)

4 Bedroom 2 Bathroom 2300

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.