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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

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SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$424,900
CON 3 EGR PT LOT 63 PCL 3 CONCESSION, chatsworth, Ontario

Con 3 Egr Pt Lot 63 Pcl 3 Concession

Chatsworth, Ontario

Discover the perfect opportunity to own 12+ acres of pristine, forested vacant land, ideal for building your dream home or creating a private retreat. This expansive property offers tranquility and natural beauty, with mature trees and a variety of native plants. The gently rolling terrain provides multiple potential building sites, whether you envision a cozy cabin, a modern home, or a rustic retreat. Enjoy the vibrant colors of fall foliage and the fresh greenery of spring in this serene, secluded haven. Despite its privacy, the property is conveniently located just a short drive from nearby towns and amenities. This exceptional 12-acre forested land offers both privacy and proximity, making it a rare find for those seeking a connection with nature. Whether you're looking to build, explore, or simply escape, this beautiful property is ready to become your sanctuary. One of three neighbouring properties being sold separately. (id:22681)

Grey County Real Estate Inc. Brokerage

For sale
$424,900
CON 3 EGR PT LOT 63 PCL 2 CONCESSION, chatsworth, Ontario

Con 3 Egr Pt Lot 63 Pcl 2 Concession

Chatsworth, Ontario

Discover the perfect opportunity to own 12+ acres of pristine, forested vacant land, ideal for building your dream home or creating a private retreat. This expansive property offers tranquility and natural beauty, with mature trees, some hardwoods and a variety of native plants. The gently rolling terrain provides multiple potential building sites, whether you envision a cozy cabin, a modern home, or a rustic retreat. Enjoy the vibrant colors of fall foliage and the fresh greenery of spring in this serene, secluded haven. Despite its privacy, the property is conveniently located just a short drive from nearby towns and amenities. This exceptional 12-acre forested land offers both privacy and proximity, making it a rare find for those seeking a connection with nature. Whether you're looking to build, explore, or simply escape, this beautiful property is ready to become your sanctuary. One of three neighbouring properties being sold separately. (id:22681)

Grey County Real Estate Inc. Brokerage

For sale Open House
$1,595,000
3 SPARK Lane, kincardine, Ontario

3 Spark Lane

Kincardine, Ontario

A lakefront with frontage like no other, something you rarely see.. a substantial flat usable grassy area plus excellent mixed sand beach with privacy you will appreciate, wow will be the words out of your mouth! Imagine the endless summer days with your family in your own back yard oasis. Cared for by the original owner since 1981 this home has been well kept from day one & was built with much thought and detail. As you approach the home you will notice the neutral vinyl exterior and fiberglass shingled roof, flag stone patio and beautiful gardens. As you enter you will find a space for everyone in the family, a large foyer with tile flooring, traveling to the kitchen where you will find a solid cherry Vandolder kitchen with Corian counters and a dining space overlooking the lake. Living room boasts maple hardwood, large picture windows and a wood burning fireplace, 2 nice sized bedrooms (one with lakeview) and one 4pc bath complete the main level. As you travel to the walk out basement you will find a cozy space, insulated floor, one bedroom, laundry/furnace room, family room with wood burning fireplace, another bedroom currently acting as a exercise room, one 4pc bath and a utility/work shop. There is a bright 3 season sunroom with 2 entry points from the home, a great space to enjoy, plus a large low maintenance Trex composite deck. The home has a propane furnace & heat pump with central air conditioning, plus a 12KW automatic Millbank generator. Vinyl triple glaze low e argon filled windows with retractable screens throughout majority of the home. If you enjoy convenience of living close to town but with fabulous privacy, this property will be one to consider! (id:22681)

4 Bedroom 2 Bathroom 1911

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$800,000
LOT 14-15 CONCESSION 11, south bruce peninsula, Ontario

Lot 14-15 Concession 11

South Bruce Peninsula, Ontario

200 acres in South Bruce Peninsula of which 95% in hardwood, predominantly maple. Last cut 10+ years ago. Possible maintenance cut available now. In an area of good sugar bushes. Corner lot on 2 unserviced road frontages. Good trails throughout the property. 10 minutes north of Wiarton. Property is under Forest Management. (id:22681)

Royal LePage Rcr Realty Brokerage (Flesherton)

For sale
$1,239,000
151 COBBLE BEACH Drive, kemble, Ontario

151 Cobble Beach Drive

Kemble, Ontario

Welcome To Your Cobble Beach Dream Home, A Stunning Former Model Residence With High-End Finishes And Designed For Both Comfort and Elegance (3059 SqFt Finished). Positioned To Capture The Serene Views Of Georgian Bay, This Property Boasts A Myriad Of Upgrades, Making It A Standout Offering In The Market. Step Inside To Discover A Chef's Kitchen, Where Cambria Countertops, A Large Island, A Farmhouse Sink And Porcelain Tiles Ensure A Delightful Culinary Experience. The Kitchen Seamlessly Flows Into The Living Areas, Highlighted By 16 Foot Coffered Ceilings And A Floor-To-Ceiling Stone Gas Fireplace, Perfect For Cozy Evenings. Double Doors And Custom Built-Ins Make Entertaining In Your Separate Dining Room A Breeze. Natural Light Floods The Home Through An Abundance Of Windows, Creating A Bright and Inviting Atmosphere. With Ample Bedrooms, This Home Accommodates Large Families Or Guests With Ease, While The Completely Finished Walk-Out Basement With 9 Foot Ceilings Offers Additional Living/Sleeping/Office Space, Rough-In For Wet Bar And Access To The Outdoors. Entertain In Style On The Balcony, Featuring Glass Railings For Uninterrupted Views Of Georgian Bay, Or Relax Amidst The Beautifully Landscaped Garden Equipped With A Hassle-Free Irrigation System. Double Car Garage With Inside Entry, Driveway Parking For An Additional 4 Cars And An Interlock Walk-Way That Leads To Your Front Door. Cobble Beach...This Is Not Just A House, This Is A Lifestyle. Don't Miss The Opportunity To Make This Exquisite Former Model Home Yours. Schedule A Viewing Now! Utilities Approximate - Water: $390/2 Months, Hydro: $102/Month, Gas: $120/Month (id:22681)

5 Bedroom 3 Bathroom 3059

Century 21 In-Studio Realty Inc.

For sale
$529,900
190 HURON RD, point clark, Ontario

190 Huron Rd

Point Clark, Ontario

GREAT NEW PRICE ! Just in time for summer !! Your relaxing coastal lifestyle awaits ! Come check out this charming bungalow in Point Clark, featuring 3 bedrooms, full 4 pc bath, lots of closets, storage and laundry. There is an attached garage, fully fenced backyard, storage shed with hydro and concrete floor. The interior is nicely updated with open concept layout. This property is within a few feet of the beach access just across the road for you to enjoy swimming, kayaking or sit and watch those famous Lake Huron sunsets. Summer is coming fast and properties this close to the water in this price range don't come up everyday ! Call your agent today to schedule a private viewing. (id:22681)

3 Bedroom 1 Bathroom 1100

RE/MAX Land Exchange Ltd Brokerage (Pc)
RE/MAX Land Exchange Ltd Brokerage (Goderich)

For sale Open House
$799,900
210 SOUTH WATER Street, mount forest, Ontario

210 South Water Street

Mount Forest, Ontario

This raised bungalow sits on an almost 1 acre lot on the edge of Mount Forest. This home is only a short walk to the Saugeen River, Trails, Playground and open space. With 3 bedrooms on the main floor and 1 in the basement as well as 2 full baths, this home can suit any family’s needs. The country style eat in kitchen has doors to the vast patio/deck in the back with treed country views. It also features a fenced dog run or kids play area for peace of mind. The main floor living room features an electric fireplace and the basement recreation room is accented with a natural gas fireplace. Also in the basement is a bonus room for an exercise room or office. The oversized single car garage leaves lots of room to park your vehicle inside while also having space for workbenches and storage. (id:22681)

4 Bedroom 2 Bathroom 2000

Coldwell Banker Win Realty Brokerage

For sale
$679,900
8 CARTER Road, northern bruce peninsula, Ontario

8 Carter Road

Northern Bruce Peninsula, Ontario

Imagine waking up to breathtaking sunrises over the turquoise waters of Georgian Bay, and spending your days soaking in the serenity of this one-of-a-kind 15-sided cottage. Nestled among towering trees and lush greenery, this whimsical retreat is a true gem for those seeking an unforgettable getaway. 8 Carter Rd is designed to take in the natural beauty of the Niagara Escarpment and the stunningly clear blue waters of Georgian Bay. Built into the bedrock, this unique structure features two levels with three (3) bedrooms, a 2-piece bathroom and a separate insulated shower room. Currently set up to sleep 10 - this is an ideal spot to spend time with friends and family! Enjoyed for many years as a 3-season retreat, this cottage has been lovingly maintained and upgraded with a newer water storage and treatment system, newer roof shingles (hurricane grade IKO), and a well maintained septic system (pumped in 2022). Heading down the escarpment via the metal stairs you will find a beautiful white rocky beach and a composite deck perfect for quiet evenings or watching as the kids and grandkids tirelessly splash in the water. Access to the Bruce Trail is just steps away down Carter Rd with endless opportunities for exploration. Hurry to book your private viewing and make this spectacular waterfront retreat yours for the summer of 2024! (id:22681)

3 Bedroom 2 Bathroom 1329

Royal LePage Rcr Realty Brokerage (Wiarton)

For sale Open House
$899,900
115 COLCLEUGH Avenue, mount forest, Ontario

115 Colcleugh Avenue

Mount Forest, Ontario

Reminiscent of the McCallister household from Home Alone, this stately home is situated on one of the prettiest streets in Mount Forest. 115 Colcleugh is a home that certainly turns some heads. As you drive down the road you are greeted by soaring trees that line the street. Enter the driveway and you will feel right at home. Between the attached double car garage and the main home is a mudroom for daily entry which also has a secondary staircase to the basement and the beautifully updated laundry room (2021). Off the mudroom is a modern kitchen with breakfast nook. The high ceiling and large windows of the formal dining room are complimented with hardwood floors. When company comes, the large entry foyer allows lots of room for the extended family and friends to pile in. The formal living room is accented with a wood fireplace and carpet installed in 2024. At the rear there is a large family room with access to the rear deck. A main floor office is perfect for those who want to work from home while watching the kids swim in the heated inground salt water pool (sand filter 3yrs old, Chlorinator 4 yrs old). A 2pc bathroom rounds out the main floor. Upstairs you will find the primary bedroom as well as 4 other bedrooms. A 5pc family bath allows for ease of use for the whole family. The 3rd floor attic is perfect for seasonal storage. In the basement you will find a rec room with gas fireplace (carpet 2021), storage room which can be converted to a bathroom easily, a 6th bedroom with walkthrough to the laundry room. One of the best rooms in the house is the screened in Muskoka room that wraps around the back of the garage and overlooks the rear yard and pool. This large room is perfect for rainy summer nights and eating outside all summer. This along with the pool and tree fort mean that there's no need for a summer cottage. This home has it all and more. Don't worry, unlike Kevin's house in the movie, there is no free range tarantula like Buzz's. (id:22681)

6 Bedroom 2 Bathroom 3270

Coldwell Banker Win Realty Brokerage

For sale
$534,500
264 SARATOGA Road Unit# 6, kincardine, Ontario

264 Saratoga Road Unit# 6

Kincardine, Ontario

Yes, at certain times of the year you can actually see the sun melting into Lake Huron from your porch at this delightful 2 bedroom, 2 bathroom condo in Aberdeen Estates, an adult living development in Kincardine, close to the beach and offering a quieter, quainter way of life. With its warm sense of community and only moments to downtown, this home provides all the elements of comfortable, safe and east care living. Located at the Saratoga Road entrance, the unit offers a bright, welcoming foyer and second bedroom/den plus guest bathroom; laundry closet with stackable washer and dryer; open plan kitchen with plenty of cabinetry and counter space, dinette and living room enjoying cathedral ceilings and patio doors leading to large concrete patio. The primary bedroom is graced with plenty of storage space, closet and 3 piece bathroom. Further complimented by the convenience of in-floor heat and air conditioning; laminate flooring in living and dining area, carpet in bedrooms and tile in hallways and bathroom, this easy flow of space could be the perfect little home for you. (id:22681)

2 Bedroom 2 Bathroom 1120

RE/MAX Land Exchange Ltd Brokerage (Kincardine)

For sale
$125,000
LOT 18 HARKINS Road, northern bruce peninsula, Ontario

Lot 18 Harkins Road

Northern Bruce Peninsula, Ontario

SWEEPING VIEWS OF GEORGIAN BAY AND THE ESCARPMENT! These two adjacent properties (being sold separately) are located in the highly sought-after north end of Dyers Bay. Located just a quick 5 minute walk to multiple public access points on the pristine Georgian Bay shoreline! Both properties have frontage on two paved roads - Harkins Road on the top level of the Escarpment and Shoreline Drive down below. The upper level provides stunning vistas of Georgian Bay and the Niagara Escarpment. The lower level currently provides driveway access into the properties and a usable day-use area; otherwise, they remain undeveloped. The properties feature over 80 feet of frontage along both roads with nearly 230 feet of depth making them great sized properties with lots of possibilities! If purchasing both properties together they provide nearly 1 acre of mature wooded land. The properties may be combined into one large property or developed separately - where friends/family wish to locate adjacently. Lots of new development in the area of modern homes and cottages. The public dock and boat ramp is just down the road and accommodates all recreational boating needs! Spend your days on the crystal clear turquoise waters of Georgian Bay. Access to the Bruce Trail is also just a short 5 min walk from the property! The iconic Cabot Head lighthouse is accessed nearby (closed for 2024 season). Access to the Bruce Peninsula National Park which is at the core of UNESCO’s Niagara Escarpment World Biosphere Reserve is only a short 19 min drive. If you are looking for a warm sandy beach, Singing Sands Beach is only 23 min drive. The world famous town of Tobermory is just 29 min drive offering all your town amenities! Grab your favourite ice cream and walk the marina there! There is SO MUCH nearby either walking distance or just a short drive, be sure to add this property to your tour list! Lot 19 Harkins Road for sale separately MLS® 40588144. (id:22681)

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

For sale
$125,000
LOT 19 HARKINS Road, northern bruce peninsula, Ontario

Lot 19 Harkins Road

Northern Bruce Peninsula, Ontario

Expansive panoramas overlooking Georgian Bay and the Escarpment! These two adjacent properties (being sold individualy) are situated in the highly coveted northern area of Dyers Bay. A mere 5-minute stroll will lead you to several public access points along the pristine Georgian Bay shoreline. Both parcels boast frontage on two paved roads - Harkins Road atop the Escarpment and Shoreline Drive below. The elevated section offers breathtaking views of Georgian Bay and the Niagara Escarpment. The lower section currently provides driveway access and a functional day-use area; otherwise, it remains undeveloped. With over 80 feet of frontage along each road and nearly 230 feet of depth, these properties offer ample space and numerous possibilities. Together, they comprise nearly 1 acre of mature wooded land. The properties can either be combined into one large estate or a great opportunity to have friends or family purchase beside and build with you! The area has new development with modern homes and cottages. A public dock and boat ramp are conveniently located nearby, catering to all boating enthusiasts. Spend your days on the crystal-clear turquoise waters of Georgian Bay, or take a leisurely stroll along the Bruce Trail, accessible within a short 5-minute walk from the property. The iconic Cabot Head lighthouse is accessible nearby (please note it's closed for the 2024 season), the Bruce Peninsula National Park, a UNESCO World Biosphere Reserve, is just a quick 19-minute drive away. For those craving a sandy beach experience, Singing Sands Beach is a mere 23-minute drive, complete with a concession stand serving delicious ice cream for your enjoyment as you wander the boardwalk. The charming town of Tobermory is also within easy reach, just a 29-minute drive away, offering all the amenities you might need. An abundance of attractions within walking distance or a short drive away, this property is a must-add to your tour list! Lot 18 for sale separately MLS® 40588137 (id:22681)

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

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Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.