(519) 375 - 5120 shannon@shannondeckers.com

GREY & BRUCE COUNTIES

Find & Sell
Your Home

Search a Street, City, Province, RP Number or MLS® Number

SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

BOTTLES OF PERRIER

SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

New Listings

1490 results | Page 1 of 125
12 24 48
Search/Filter Properties


LOADING

For sale
$1,025,000
123 INGLIS Drive, grey highlands, Ontario

123 Inglis Drive

Grey Highlands, Ontario

Immerse yourself in the tranquil melody of a meandering river. Nestled at the end of a serene cul-de-sac, this riverside retreat beckons those seeking solace in the sounds of water. As you step inside this 4 bed, 4 bath home, you'll immediately feel the warm & inviting atmosphere. Featuring an updated & well-appointed kitchen with a breakfast bar & granite countertops, perfect for sharing meals & stories. Solid wood interior doors & beech plank flooring add a touch of rustic elegance to the space. These floors have been well loved by little feet but could easily be refinished to update & refresh this space. Entertain with ease in the expansive open-concept living & dining areas, each with a walkout to the back deck & enhanced by 9-foot ceilings & oversized windows that offer views of the Beaver River. Imagine spending lazy afternoons fishing by the water's edge & enjoying the serenity of nature. The main floor bedroom provides a versatile space that can be used as a toy room for the little ones or as an office for work or study. The mudroom is accessed off the att’d garage, plus the laundry room & a 2 pc bath add to the convenience of this level. Upstairs, the master suite awaits, offering a 4 pc ensuite & walk-in closet. There are additionally 2 bedrms & a 4 pc bath. Downstairs, the fully finished walkout basement provides addt'l living space for family fun, with a family room & games area perfect for movie nights or friendly competitions, complete with a bonus 2-piece bath. ICF construction ensures your warmth & comfort on this level. Outside, the fenced backyard offers plenty of room for outdoor activities & is perfect for kids & 4-legged family members. The insulated double car garage is convenient & adds storage space. Addt'l updates include a new roof in 2021 & a propane furnace in 2022, ensuring your comfort throughout the year. In its peaceful surroundings & inviting atmosphere, this riverside home is a haven for creating lasting memories. (id:22681)

4 Bedroom 4 Bathroom 3112 sqft

RE/MAX Summit Group Realty Brokerage

For sale
$729,900
480 WELLINGTON Street E, mount forest, Ontario

480 Wellington Street E

Mount Forest, Ontario

Move right in to this impeccably maintained 2 year old bungalow located in a mature neighborhood. 3 bed, 2 bath, open living, dining, kitchen with walkout to deck and fenced in yard. Attached garage. Walking distance to water park and baseball diamonds. Take a look, you won't be disappointed. (id:22681)

3 Bedroom 2 Bathroom 1249 sqft

Century 21 Heritage House Ltd.

For sale
$389,900
501 SCOTT Street, wiarton, Ontario

501 Scott Street

Wiarton, Ontario

Affordabe, well kept 1200 sq ft bungalow with detached garage/workshop and bunkie located on the flats in Wiarton. This bungalow sits on a large 71 X 198 lot with 3 apple trees and a berry bush and located a minute walk to public pool, Bluewater Park/playground and beach. Home offers 2 bedrooms, large primary with his and hers closets 1 bathroom, eat in kitchen, living room, sunroom and a bonus room that could be potentially a third bedroom. Attic has upgraded blown in insulation and gas forced furnace approximately 10 yrs. Call a REALTOR® today ! (id:22681)

2 Bedroom 1 Bathroom 1200 sqft

Royal LePage Rcr Realty

For sale
$1,649,800
2 WHITE PINE Avenue, kincardine, Ontario

2 White Pine Avenue

Kincardine, Ontario

Introducing Huron Breeze, a 1.7 acre, lakeside sanctuary nestled along the serene shores of Lake Huron. This stunning, custom-built bungalow, completed in 2022, exudes timeless elegance with its luxury finishes and meticulously crafted cabinetry throughout. Boasting three bedrooms and two and a half bathrooms, residence offers the epitome of comfort and sophistication. Step inside to discover the allure of in-floor heating that extends seamlessly throughout the house and garage, ensuring warmth and comfort even on the chilliest of days. The open-concept layout, with 10' ceilings throughout, creates an inviting ambiance, perfect for both entertaining guests and everyday living. The great room offers spectacular lake views and a 16' vaulted ceiling. The designer kitchen features a stunning Turkish porcelain tile backsplash to the ceiling and quartz countertops, plus a hammered, country sink. The large island features ample storage and seating, perfect for entertaining. Indulge in cozy evenings by the floor-to-ceiling, river-rock, propane fireplace creating the perfect atmosphere for intimate gatherings or quiet moments of reflection. Just steps away from pristine sand beaches, where each day is punctuated by awe-inspiring sunsets over the shimmering waters of Lake Huron. Convenience meets sustainability with an electric vehicle charging station, exemplifying the commitment to modern amenities and environmental responsibility. SNS soundproofing in all interior walls for added privacy. The 27' x 23' garage, with 4 - 10' x 10' automatic doors, Trusscore walls and ceilings offers ample room for vehicles and water toys. Escape the hustle and bustle of everyday life at while being just 15 minutes away from the vibrant communities of Port Elgin and Kincardine, offering numerous shopping and dining options. Don't miss the opportunity to make this lakeside haven your own. Waterfront travelled road between. (id:22681)

3 Bedroom 3 Bathroom 1494 sqft

Coldwell Banker Peter Benninger Realty

For sale
$675,000
457 DYERS BAY Road, northern bruce peninsula, Ontario

457 Dyers Bay Road

Northern Bruce Peninsula, Ontario

SPRAWLING 25 ACRE HOMESTEAD! Two-story 3 bedroom, 2 bathroom, 1,585sqft home with detached two-story shop, another separate detached garage, multiple garden sheds, wood shed, and chicken-coop! Half hardwood and softwood bush with trails all throughout. Over 1,000sqft+ of well-established vegetable gardens (all fenced in) - they have even been planted for this year already! Chicken-coop with oversized fenced-in area has successfully raised 50 large chickens (10-20lbs) at a time. Home has been almost primarily heated with wood the last 13 years sustainably collected from the property (also baseboard heating throughout)! Delicious Maple Syrup made start to finish right from the property as well - covered 8ft by 8ft structure with stainless steel maple syrup evaporator. Between the 25+ acres of land, expansive vegetable gardens, chicken-coop, hardwood bush for heating, and even Maple Syrup pit this is truly a self-sustainable lifestyle! Massive 34ft X 24ft two-story shop with 10ft X 24ft workshop on the back and wood stove for heating - loft area is a huge open blank slate for anything you desire! Power and outlets throughout the entire shop on both levels. Another large 17.5ft X 18ft detached garage, then two garden sheds, and 12ft X 12.5ft wood shed - you’ll never run out of storage! Inside features tons of updates including a newer sunroom, hardwood floors, new double pane windows, updated bathroom with rainfall shower and 4 wall jets, newer SS appliances, and much more! Immaculately maintained inside and out with a true pride in ownership and care for detail. Located just minutes to the Georgian Bay shoreline (Dyers Bay-5km)! The towns of Tobermory and Lion’s Head are both just a short 20min drive for all your shopping essentials! The property is a must see, be sure to add this one to your tour list! Kubota tractor 2014 with 250hrs and all attachments (snow blower, bucket, trenching arm, & forks), and Honda Rubicon 2016 with 650km available for purchase separately! (id:22681)

3 Bedroom 2 Bathroom 1585 sqft

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)
Wilfred Mcintee & Co Ltd Brokerage (Southampton)

For sale
$739,900
360 ROSNER Drive, port elgin, Ontario

360 Rosner Drive

Port Elgin, Ontario

The foundation is poured for this brand new 2 storey freehold townhome at 360 Rosner Drive in Port Elgin. This model is 1703 sqft with a full unfinished basement that can be finished for an additional $30,000 including HST. The basement would include a family room with gas fireplace, full bath, den and 4th bedroom. The main floor will feature 9ft ceilings, Quartz counters in the kitchen, hardwood and ceramic flooring, 9ft patio doors to a covered back deck measuring 10 x 12'6, primary bedroom with ensuite and laundry. Upstairs there are 2 bedrooms and a 4pc bath. The yard will be entirely sodded and the driveway will be concrete. HST is included in the asking price provided the Buyer qualifies for the rebate and assigns it to the Seller on closing. Interior colour selections maybe available for those that act early. (id:22681)

3 Bedroom 3 Bathroom 1703 sqft

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale Open House
$1,049,000
230 IRONWOOD Way, kemble, Ontario

230 Ironwood Way

Kemble, Ontario

Welcome to one of the most prestigious communities on Georgian Bay - Cobble Beach Waterfront Golf Resort! This spacious home is situated perfectly on the 16th hole, with sweeping views of Georgian Bay! Imagine taking in the sunrises every morning from your back deck with a cup of coffee in hand! This immaculate 3 bedroom townhouse offers plenty of space for your family, and guests. Step inside the beautiful foyer and be greeted with an open concept design and sweeping vaulted ceilings, with elegant ship lap finishes. The floor to ceiling stone fireplace is inviting and cozy. The elegant kitchen has an island that's perfect for entertaining. Off the kitchen, you'll find a large laundry room/mudroom that has access to the garage. The main floor primary bedroom has an abundance of light pouring in from the south/east window - with an adorable window seat - a great space for reading a book in the sun or watching the golfers trying to improve their game. A beautiful 3pc ensuite and walk in closet complete the primary room. The 2nd floor loft area features a wonderful space that could be an office or 2nd living room. Plus another bedroom and 4pc bathroom - a perfect space for guests! The lower level is beautifully finished with a generous sized family room, stunning shiplap accents, a 3rd bedroom (or workout room!) and a 3pc bathroom. There is also plenty of storage in the utility room. That Cobble Beach Lifestyle awaits you! A four season playground - from golfing to hiking, boating and swimming. Enjoy the private Cobble Beach fitness room, pool, hot tub, beach, tennis courts and 260' dock. The 18 hole golf course is one of Canada's best courses, and is right at your fingertips! Enjoy dinner in the Clubhouse at the Sweetwater restaurant, or an evening drink under the stars on their beautiful patio overlooking the bay. Life just doesn't get any better! Come, call this place your home! (id:22681)

3 Bedroom 4 Bathroom 2729 sqft

Royal LePage Rcr Realty

For sale
$2,750,000
215 BALMY BEACH Road, georgian bluffs, Ontario

215 Balmy Beach Road

Georgian Bluffs, Ontario

Spectacular views and amazing sunrises with over 150 feet of pristine Georgian Bay waterfront in sought after Balmy Beach could be yours! Custom built stone bungalow with a full walkout lower level offers an extensive list of upgrades both inside and out. Spend your days by the waterfront with 2 separate private beach areas perfect for swimming and docking the boat. Lush gardens, mature trees and beautifully manicured lawns enhance the professionally designed landscaping found at 215 Balmy. Inside is as equally impressive. Views of the water can be seen throughout this well designed home. Great room with cathedral ceilings and wood burning fireplace. Large primary suite, gourmet kitchen and oversized sunroom are highlights of the main floor. The lower level features an oversized family room with gas fireplace, Theater Room, plus a separate Sauna and Steam Shower and a third bedroom. Geothermal heating and cooling with the a Generac system. Home also features a smarthome Control4 system. Natural gas and municipal water service the property. This property also boasts a detached double car garage that is heated and has a 2nd private laneway. Schedule a viewing today and make this waterfront paradise your dream home! (id:22681)

3 Bedroom 3 Bathroom 4006 sqft

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$599,900
133 WESTFALL Crescent, bentinck twp, Ontario

133 Westfall Crescent

Bentinck Twp, Ontario

Are you looking for a home just outside of town with a shop? This 3 + 1 bedroom raised bungalow is located minutes from Hanover in a small country sub-division might be the one! The main floor features include open concept design with new flooring & with patio doors leading to deck, 3 bedrooms upstairs - primary bedroom with 2 pce. ensuite & built-in cabinetry and main bathroom. The lower level features a rec. room, office, laundry room, bathroom and large fourth bedroom. Outside there is a fully insulated 25' x 25' detached garage/workshop, fully fenced yard, playset for the kids, storage shed and lovely mature trees. (id:22681)

3 Bedroom 3 Bathroom 2100 sqft

Royal LePage Rcr Realty

For sale
$929,000
86529 AMBERLEY BEACH Road, ashfield-colborne-wawanosh (twp), Ontario

86529 Amberley Beach Road

Ashfield-Colborne-Wawanosh (Twp), Ontario

Introducing your own private oasis on Lake Huron at Amberley Beach: a small yet charming seasonal log cabin nestled amongst cedars and sand dunes, a tranquil lakefront setting offering breathtaking views and a serene ambience. The cottage itself is older but still exudes rustic charm and coziness offering two bedrooms and a large living /dining area, just enough space to unwind. The atmosphere is further enhanced by the natural wood finishes and the wood burning stove, creating the perfect setting for memorable family gatherings. Outdoor activities could include simply relaxing on the beach, a peaceful stroll along the lake, hiking, canoeing, paddle boarding ...and only a twenty minute drive to the amenities of Kincardine. The cottage is being sold as is, most furnishings and contents included. The area provides for year round living, many older cottages have now been replaced by new builds, all enjoying the beauty of the Lake Huron shoreline. (id:22681)

2 Bedroom 1 Bathroom 832 sqft

RE/MAX Land Exchange Ltd Brokerage (Kincardine)

For sale
$875,000
245 MELROSE Avenue, kitchener, Ontario

245 Melrose Avenue

Kitchener, Ontario

This REMARKABLE property is centrally located near Kitchener Auditorium, Downtown Kitchener, Schools, Stanley Park, Churches, Public Transit and much more! Focus attention on the beautiful FENCED in yard, 20'x 24' deck with hot tub and 10 ft. OUTDOOR kitchen! Main floor features a fully remodeled Kitchen with all new Appliances, ample counter space and sitting area for guests. A main floor bedroom, a bright living room and 4 pc bathroom. 2 additional bedrooms, and another 2 pc bath on Upper Level. Basement highlights an incredible rec room, bar, guest room, plus stackable washer/dryer. The 20' x 16' heated GARAGE includes an airtight wood stove. It is a MUST see! (id:22681)

4 Bedroom 2 Bathroom 1425 sqft

Century 21 Heritage House Ltd.

For sale
$215,000
302694 DOUGLAS Street Unit# 15, west grey, Ontario

302694 Douglas Street Unit# 15

West Grey, Ontario

SENIORS/RETIREES. Inexpensive living in this year round adult mobile home park. Conveniently located minutes from all amenities. Approximately 1100 sq.ft. of living area, consists of family room, kitchen, living room, 2 bedrooms, bathroom, and separate laundry area. This home has extensive updates including newer kitchen, bathroom, and flooring throughout. Large pantry in kitchen and lots of closets and storage through out. Includes all newer appliances. Large storage shed in rear yard. Enjoy the views at the rear of mobile from your patio area or from porch at front. Paved double wide driveway with parking for 4 cars. Buyers must be approved by Durham Mobile Home Park Owners. Park fees include land lease, water, septic, taxes, and garbage bins. This mobile is nicely decorated and very clean. A must see!! Call for appointment to view. (id:22681)

2 Bedroom 1 Bathroom 1100 sqft

Wilfred Mcintee & Co Ltd Brokerage (Dur)

Interested?
Your Favourites

 

No Favourites Found

 

WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

{

Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

{

Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

{

Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

Explore Grey & Bruce Communities

AREAS OF INTEREST

SEARCH>>

ONTARIO’S CREDITS AND PROGRAMS

You Could Be Saving Money!

Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.