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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

BOTTLES OF PERRIER

SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$2,499,000
151 4 Concession E, brockton, Ontario

151 4 Concession E

Brockton, Ontario

Executive Rural Property For Sale. Welcome to this excellent opportunity to own a spectacular 67.5 acre farm minutes from Hanover and Walkerton, offering a perfect blend of agricultural productivity and luxury living. With the potential of 58-60+/- fertile, workable acres, this farm is suitable for a variety of crops or livestock. With 3 paddocks, sand ring, round pen and quonset shed that will accommodate 3 horse stalls, this farm is appealing to the equestrians at heart as well. The spectacular 5000+ sq. ft. 4 level side split home with 3+1 bedrooms, 3.5 bathrooms and oversized, double car, attached garage is a masterpiece of design and functionality. Chef's dream cherry kitchen and 4 expansive living/entertainment areas are just a few features that define this home. Private outdoor oasis featuring an inviting inground pool and pool house plus a pond on the farm to enjoy. The property includes a 60 ft. x 150 ft. shed (built in 2010) with income producing solar panels, a 40 ft. x 150 ft. barn most recently used for pigs (600), and a 30 ft. x 40 ft. quonset shed. These structures provide abundant space for agricultural activities, storage, workshops, or any other venture you may have in mind. This is more than just a property, it's a lifestyle waiting for you! (id:22681)

4 Bedroom 4 Bathroom 7487

Wilfred Mcintee & Co Ltd Brokerage (Walkerton)

For sale
$850,000
433 8TH A Avenue E, owen sound, Ontario

433 8th A Avenue E

Owen Sound, Ontario

First time on the market. This beautiful home with 4 bedrooms all on the second floor featuring hardwood floors through out the main floor and the second floor. Upgraded ensuite master bedroom bathroom. Upgraded kitchen with beautiful quartz counter tops in the kitchen with the benefit of nook area and access to private back deck and yard. Larger backyard due to it's pie shape. Entertainment made easy with main floor family room, good size dining room and living room. A fully developed lower level with a 3 piece bath, bedroom and two other decent sized rooms for a exercise, media room or workshop. Double car garage 20 x 17 and interlocking stone driveway. Pie shaped lot in desirable neighborhood. Inground irrigation system. Located in a circle, in a quiet family neighbourhood with park nearby. Easy access to main amenities. Well maintained home, perfect for the family. (id:22681)

5 Bedroom 4 Bathroom 3111

Homelife Bayside Realty Ltd Brokerage
Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$440,000
119 7TH Street, hanover, Ontario

119 7th Street

Hanover, Ontario

Are you looking for your first home, or maybe looking to downsize? This wonderfully maintained 2 bedroom home just feels welcoming, from the charming enclosed front porch right through the bright and larger than you think main level. Offering a number of updates over the past few years, this home with a fully fenced rear yard backs onto ravine space and is close to walking trails and the river. With additional finished space in the lower level, including room for a second bathroom, you likely don't want to miss out on this one, so if an efficient, affordable, and turnkey home is on your wish list for 2024, it's definitely worth your time to set up an appointment to view today! (id:22681)

2 Bedroom 1 Bathroom 1420

Exp Realty

For sale
$849,900
683355 CHATSWORTH RD 24, chatsworth (twp), Ontario

683355 Chatsworth Rd 24

Chatsworth (Twp), Ontario

Gorgeous Country Bungalow on 4 Acres! This lovely home is located on a quiet country road just outside Chatsworth. Featuring large living spaces - there are 5 generous sized bedrooms and 3 full baths. The kitchen features updated counters and backsplash and fabulous stainless steel appliances. The kitchen overlooks the expansive property. The dining room leads out to a large tiered deck with above ground pool. The large master suite features a 3 pc ensuite and generous sized walk in closet. 2 additional beds, another bath, and main floor laundry/mudroom complete this level. The fabulous spacious lower level rec room is perfect for entertaining with wet bar and wired in speakers. There is plenty of light with large windows, and a walk out to the back yard. This could easily be converted to an inlaw suite as 2 additional large bedrooms and a full bath are also on this floor. Outside awaits your gorgeous 4 acre property featuring woods and trails - a pristine place to enjoy nature in peace. Ample parking and storage with a large laneway and 2 car attached garage. Updates include: Water Softener -2024 Main Floor Bath Reno -2023 Kitchen Update (Counters/Backsplash) -2023 Dishwasher, Microwave/hoodfan, Washer -2023 Furnace and A/C -2020 Roof Shingles -2019 Ensuite Bath -2018 Basement Reno -2012 Utilities Average: Propane - $250/m, Hydro - $160/m, Internet (GB Telecom Fibre) - $100/m (id:22681)

5 Bedroom 3 Bathroom 3460

Royal LePage Rcr Realty Brokerage (Os)

For sale
$1,149,900
155 PINE VIEW DRIVE, west grey, Ontario

155 Pine View Drive

West Grey, Ontario

New build in a desired community! Approximately 1900 sq. ft. on one and a half acres. Private wooded setting. Many upgrades in home that are seldom found in new builds. Appliance package available as well as contractor will negotiate finishing lower level. (id:22681)

3 Bedroom 3 Bathroom 1890

Exp Realty

For sale
$749,900
115 CONNERY Road, mount forest, Ontario

115 Connery Road

Mount Forest, Ontario

The wait is over, with over 2,600 square feet of finished living space this 4-bedroom bungalow with an inground pool is everything you've been looking for! The main floor has an abundance of natural light, hardwood floors in the living room and dining room, and a generous open-plan kitchen area with stainless steel appliances. Patio doors lead you to the expansive fenced backyard with a deck, inground lap swimming pool, and tons of yard space for kids, pets, and gardening. The home has been painted throughout, has three generous sized bedrooms on the main floor, and a large 4-piece bathroom. The primary bedroom has a walk in closet, and all bedrooms have had new carpet installed. The basement is fully finished with a large recreation room with new carpets and built-in bar for entertaining guests. Fourth bedroom, 3-piece washroom, and a large bonus room that can used as a workout room, office, or storage room. There is access to the two car garage from inside the home and a durable metal roof. The location couldn’t get any better as the home is in a friendly neighbourhood and a short walk away from the walking track, splash pad, children's park, baseball diamonds, soccer field, and seasonal Farmers Market. Mount Forest is located 1 hour from Guelph, Kitchener/Waterloo, and 50 minutes to Orangeville. What more could you want?! Don’t miss this amazing opportunity, to call this house your home. (id:22681)

4 Bedroom 2 Bathroom 2611

Coldwell Banker Win Realty Brokerage

For sale
$1,259,000
151 COBBLE BEACH Drive, kemble, Ontario

151 Cobble Beach Drive

Kemble, Ontario

Welcome To Your Cobble Beach Dream Home, A Stunning Former Model Residence With High-End Finishes And Designed For Both Comfort and Elegance (3059 SqFt Finished). Positioned To Capture The Serene Views Of Georgian Bay, This Property Boasts A Myriad Of Upgrades, Making It A Standout Offering In The Market. Step Inside To Discover A Chef's Kitchen, Where Cambria Countertops, A Large Island, A Farmhouse Sink And Porcelain Tiles Ensure A Delightful Culinary Experience. The Kitchen Seamlessly Flows Into The Living Areas, Highlighted By 16 Foot Coffered Ceilings And A Floor-To-Ceiling Stone Gas Fireplace, Perfect For Cozy Evenings. Double Doors And Custom Built-Ins Make Entertaining In Your Separate Dining Room A Breeze. Natural Light Floods The Home Through An Abundance Of Windows, Creating A Bright and Inviting Atmosphere. With Ample Bedrooms, This Home Accommodates Large Families Or Guests With Ease, While The Completely Finished Walk-Out Basement With 9 Foot Ceilings Offers Additional Living/Sleeping/Office Space, Rough-In For Wet Bar And Access To The Outdoors. Entertain In Style On The Balcony, Featuring Glass Railings For Uninterrupted Views Of Georgian Bay, Or Relax Amidst The Beautifully Landscaped Garden Equipped With A Hassle-Free Irrigation System. Double Car Garage With Inside Entry, Driveway Parking For An Additional 4 Cars And An Interlock Walk-Way That Leads To Your Front Door. Cobble Beach...This Is Not Just A House, This Is A Lifestyle. Don't Miss The Opportunity To Make This Exquisite Former Model Home Yours. Schedule A Viewing Now! Utilities Approximate - Water: $390/2 Months, Hydro: $102/Month, Gas: $120/Month (id:22681)

5 Bedroom 3 Bathroom 3059

Century 21 In-Studio Realty Inc.

For sale
$995,000
105 FOREST CREEK Trail, west grey, Ontario

105 Forest Creek Trail

West Grey, Ontario

This impressive new home on a 2 acre lot in a preferred neighbourhood is a must see! Set on a rural estate lot, this stone bungalow shines with an abundance of natural light. Hardwood floors grace the open concept living area. The kitchen is both lovely and practical, with lots of counter space and storage, built-in appliances and a generous island. The living room features a fireplace and large front window overlooking the lawn. In the privacy of a back corner, the spacious primary bedroom is enhanced by a four piece ensuite and large walk-in closet. On the other side of the home you will find 2 more generous sized bedrooms and another four piece bath. To top of the efficiency of this home, the laundry is tucked behind the stairs to the basement. Two covered porches lead to the yard which is sheltered on all sides by trees. Downstairs is yet to be finished but has a roughed in bath, is fully insulated, and has a ton of potential. A second set of stairs leads to the basement from the huge three-bay garage which is lined with Trusscore, is very bright and has included built-in workbench/tool boxes. A well-built home with 2”x6” walls and Fir plywood on the complete exterior. Forced air system with the heat pump providing heating and cooling and a propane furnace as a secondary source if needed. An electric car charging port, fibre optic internet, an installed standby generator, and a 10'x16' shed with a roll up door. A delightful country property for your family in a great area right at Boyd Lake. (id:22681)

3 Bedroom 2 Bathroom 1756

Exp Realty

For sale
$219,000
55 GRAHAM Crescent, sauble beach, Ontario

55 Graham Crescent

Sauble Beach, Ontario

Welcome to this prime vacant lot located in the charming community of Sauble Beach, Ontario. Situated in a family-friendly neighborhood, this property offers the perfect opportunity to build your dream home or cottage getaway. Conveniently located close to Lake Huron, residents will enjoy easy access to the beach and all the amenities that Sauble Beach has to offer. Additionally, outdoor enthusiasts will appreciate the proximity to the Bruce Trails, providing opportunities for hiking and skiing adventures. With dimensions measuring 100’ by 164’ this spacious lot offers ample room for a variety of building possibilities. Municipal water and natural gas are available, adding convenience and ease to the building process. Sauble Beach boasts a range of amenities, including shops, restaurants, and recreational facilities, ensuring residents have everything they need within reach. The central location provides easy access to neighboring towns such as Southampton, Port Elgin, Owen Sound, and Wiarton, offering even more opportunities for exploration and entertainment. For those looking to explore further afield, Tobermory is approximately 90 kilometers away, offering stunning natural beauty and exciting attractions such as the Grotto, Bruce Peninsula National Park and the Fathom Five National Marine Park. Don't miss out on this incredible opportunity to create your own slice of paradise in the heart of Sauble Beach. Whether you're seeking a year-round residence or a vacation retreat, this vacant lot offers endless possibilities for you and your family to enjoy the beauty of Ontario's lakefront living. (id:22681)

Sutton-Sound Realty Inc. Brokerage (Wiarton)

For sale
$525,000
789 16TH Street E, owen sound, Ontario

789 16th Street E

Owen Sound, Ontario

This charming 3-bedroom residence is a perfect blend of comfort, style, and convenience. Step into this beautiful haven that exudes the warmth and character of a century home together with modern elegance. The main floor boasts a spacious bedroom, offering the utmost in accessibility and flexibility. The recently renovated 5 piece main floor bathroom is a sanctuary featuring contemporary fixtures and tasteful finishes, with a large storage room/laundry off the side. There's a huge kitchen with loads of storage. Both living room and family room have natural gas fireplaces to warm the space. Details such as the restored wide trim, original hardwood floors, French doors and radiators create a homey atmosphere while freshly painted walls throughout provide a blank canvas for your personal touch. Other updates include some windows/doors, electrical, natural gas boiler, and low maintenance metal roof and vinyl siding. As you step outside the spacious family room, you'll discover a covered deck, perfect for entertaining or simply unwind with a cup of coffee. Beyond the deck lies a large fenced in backyard, providing ample space for outdoor activities, gardening, or creating your own private oasis. The property also features a newly built garage, with hydro and oversized doors on each side for drive through convenience, offering secure parking or storage space for tools or toys. With plenty of parking available, 2 more bedrooms upstairs with a full bathroom, entertaining is a breeze. The kitchenette is a fantastic addition, providing a convenient and functional space for overnight guests or boarding family or tenants. It could also work as a great space for a small home business. Walkable to all eastside amenities. This home is not just a residence; it's a lifestyle. Imagine enjoying the tranquility of the backyard, and relishing the convenience of main floor living all while still having the space and function to entertain! This property is ready to welcome you home. (id:22681)

3 Bedroom 2 Bathroom 1998

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

For sale
$674,900
384 URSTADT Street, georgian bluffs, Ontario

384 Urstadt Street

Georgian Bluffs, Ontario

Welcome to this stunning contemporary bungalow nestled in the highly coveted area of Georgian Bluffs! Boasting a captivating exterior with modern clean lines, this one-of-a-kind property is sure to turn heads. This home was designed and built by 'Urstadt Construction' and features an impressive floor plan with three main floor bedrooms, a sleek bathroom, and an open-concept living space. The updated kitchen is a chef's dream, adorned with beautiful stainless steel appliances, while the bright dining room, illuminated by skylights, leads to a spacious tiered deck – perfect for outdoor entertaining. Enjoy the convenience of a main floor laundry, storage cabinets, and garage access. The lower level offers ample natural light through extra-large windows, highlighting the expansive finished recreation room, additional bathroom, and storage areas. A generously sized utility room provides space for your workshop or hobbies and includes a workbench for your tools. Plus, enjoy practical walk-up access to the side yard. With a brand-new metal roof installed in 2021. The geothermal heat pump provides economical, quiet and clean heating and cooling year round. NO oil or propane or natural gas bills. Sellers hydro cost are approx. $80 per month. This lovely home is as stylish and ready for you to move in and make it your own! Schedule your viewing today. (id:22681)

3 Bedroom 2 Bathroom 2124

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

For sale
$2,499,000
151 4 Concession E, brockton, Ontario

151 4 Concession E

Brockton, Ontario

Executive Rural Property For Sale. Welcome to this excellent opportunity to own a spectacular 67.5 acre farm minutes from Hanover and Walkerton, offering a perfect blend of agricultural productivity and luxury living. With the potential of 58-60+/- fertile, workable acres, this farm is suitable for a variety of crops or livestock. With 3 paddocks, sand ring, round pen and quonset shed that will accommodate 3 horse stalls, this farm is appealing to the equestrians at heart as well. The spectacular 5000+ sq. ft. 4 level side split home with 3+1 bedrooms, 3.5 bathrooms and oversized double car, attached garage, is a masterpiece of design and functionality. Chef's dream cherry kitchen and 4 expansive living/entertainment areas are just a few features that define this home. Private outdoor oasis featuring an inviting inground pool and pool house plus a pond on the farm to enjoy. The property includes a 60 ft. x 150 ft. shed (built in 2010) with income producing solar panels, a 40 ft. x 150 ft. barn most recently used for pigs (600), and a 30 ft. x 40 ft. quonset shed. These structures provide abundant space for agricultural activities, storage, workshops, or any other venture you may have in mind. This is more than just a property, it's a lifestyle waiting for you! (id:22681)

4 Bedroom 4 Bathroom 7487

Wilfred Mcintee & Co Ltd Brokerage (Walkerton)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.