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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

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SHANNON DECKERS

Why Choose Us

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Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$1,399,900
40 ALBERT Road, inverhuron, Ontario

40 Albert Road

Inverhuron, Ontario

Executive Estate property located in the Lakeside community of Inverhuron in close proximity to the beautiful sand beaches of Inverhuron Provincial Park and Bruce Power. This striking 2864 sq.ft two storey home has been completely renovated from top to bottom, inside and out and done very extravagantly cutting no corners with finishes or detail. The 4 bedroom, 3 bathroom home sitting on 1.53 acres of incredibly landscaped and manicured grounds comes complete with vast outdoor concrete patio's, huge games room, a detached party/entertainment room along with two oversized, heated and insulated garage/workshops (24'x60' & 24'x56'). A new high quality ultra violet water treatment system has also been recently installed. The long list of attributes and fine features that accompany this property are simply to extensive to index. Call your REALTOR® to book your personnel viewing today! (id:22681)

4 Bedroom 3 Bathroom 2864

RE/MAX Land Exchange Ltd Brokerage (Kincardine)

For sale
$549,900
228 SPENCE Street, southampton, Ontario

228 Spence Street

Southampton, Ontario

Built with quality in mind, this 1.5 storey charmer is sure to steal your heart. This is a tidy home that has been lovingly maintained and tastefully decorated, located a short walk from the beach, the quaint shops and the many eateries in downtown Southampton. Featuring 3 bedrooms, 1.5 baths, an eat-in kitchen with comfortable family room, a main floor bedroom and 4 piece bath, this home offers the opportunity for main floor living. The second floor has a large primary bedroom with 2 pc ensuite and an additional, good sized 2nd bedroom. Whether starting up or slowing down this is easy living - ample storage space, a generous laundry room with built-in cabinets, a small workshop for the hobbyist and a dry basement for additional storage. The compact lot is composed of a large sunny front yard, perfect for gardening and complimented with a quiet and private back yard which borders on uninhabited space and comes complete with an electrified garden shed, perfect for storing your garden tools and furniture. Notable upgrades include a gas furnace and gas hot water heater (2020), new windows (2021-22) and a sump pump, providing peace of mind. As an alternative this is a viable investment opportunity in a sought-after rental area without STR restrictions. Don't miss out on the chance to own this property. Schedule a viewing today and make this charming 1.5 storey your new home or cottage. Be sure to click on the MULTIMEDIA BUTTON for the floorplans and more! (id:22681)

3 Bedroom 2 Bathroom 1771

Royal LePage D C Johnston Realty Brokerage

For sale
$565,000
545 ATTAWANDARON Road, point clark, Ontario

545 Attawandaron Road

Point Clark, Ontario

Cottage or year round home in Point Clark is now available and features 3 bedrooms, one bath and laundry. Most of the furnishings are included so you can just pack your bags and enjoy the cottage lifestyle you so desire. Three large out buildings that will store all your toys, and one can easily serve as a Bunkie for guest overflow. Short walk to the Sand Beach and Historic Point Clark Lighthouse...what more could you ask for in a cottage!! (id:22681)

3 Bedroom 1 Bathroom 1020

RE/MAX Land Exchange Ltd Brokerage (Pc)

For sale Open House
$824,900
22 CHURCH Street, tiverton, Ontario

22 Church Street

Tiverton, Ontario

Exquisitely built and better-than-new raised bungalow on a quiet street in Tiverton! Situated on an extra-deep lot, this beautiful 4-year old home is impeccably maintained and basking in natural light on both levels. The attention to detail is evident, from the functional layout, to the careful chosen quality finishes. The main floor features a custom kitchen with abundant cabinetry, oversized island, stainless steel LG appliances, large pantry, and walk-out to the spacious covered deck. The living room is enhanced by a natural gas fireplace and vaulted ceiling for a greater sense of space and a focus on the peaceful backyard that it is overlooking. Three large, bright bedrooms round out the main floor, including the primary with en-suite and walk-in closet. The entire home features hard surface flooring throughout (pristine engineered hardwood and tile in all of the bathrooms, luxury plank vinyl on the lower level). On the lower level you will be surprised by how bright it is with extra large windows and the southern exposure in the back. There is a full bathroom and two more bedrooms (or one bedroom + den) downstairs, plus the laundry room, a well organized utility room and a spacious rec room that could be finished to suit your future needs whether that is more living space or an in-law or income suite. The rec room is already studded, insulated and wired for electrical. From this location, you are only a short drive to Bruce Power, 5kms to spectacular Inverhuron and the beach, and 10 minutes from Kincardine. A huge concrete driveway and that oversized backyard round out the limitless potential with this property. Don't wait! (id:22681)

4 Bedroom 3 Bathroom 2417

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$324,000
85 FIFTH Avenue, wellington north, Ontario

85 Fifth Avenue

Wellington North, Ontario

Welcome to 85 5th Avenue, a double wide mobile home within the park of Conestoga Estates. The main living area of the home is open concept with a large area that includes the kitchen, living room and dining areas. The kitchen includes newer cabinetry and an island with breakfast bar. The front area of the home includes one bedroom as well as the main 4-pc bathroom. Off the back of the home are 2 further bedrooms, one being the primary suite which includes a walk-in closet as well as an ensuite bathroom. The ensuite bathroom has double sinks and a beautiful deep soaker tub. The laundry is also included in the ensuite bathroom. The main living area has patios doors that lead to a side deck; with no neighbours to the north side, the deck offers privacy and a view of a wooded area that has farmers fields on the other side. Both the front and rear entrances of the home are enclosed with 3-season rooms that can be used for storage or finished to create a formal mud room entrance. This home offers incredible value and being an end-unit, offers a certain degree of privacy not normally found in these settings. Appliances are included. Book your showing today! (id:22681)

3 Bedroom 2 Bathroom 1430

Coldwell Banker Win Realty Brokerage

For sale
$349,000
945 3RD Avenue E Unit# 405, owen sound, Ontario

945 3rd Avenue E Unit# 405

Owen Sound, Ontario

Welcome to stress-free living in the heart of downtown Owen Sound! This one-bedroom residential condo, nestled on the 4th floor of a professional building, is a true gem. Conveniently located within a short walk to the theatre, quaint shops, and renowned eateries, this condo offers a lifestyle of comfort and convenience. Step into a lovingly maintained space featuring a well-appointed bathroom with a luxurious soaker tub. The master bedroom and great room boast large towering windows with a west exposure, flooding the space with natural light. The kitchen is a chef's delight with stainless steel appliances and quartz countertops, creating a perfect blend of style and functionality. Premium finishes abound, including engineered hardwood flooring throughout, 9-foot ceilings, and a utility room housing the mechanical equipment. The in-suite laundry, equipped with an energy star washer and dryer, adds to the practicality of this residence. Stay comfortable year-round with a natural gas furnace, air conditioning, and a heat ventilator (HRV). For those seeking outdoor relaxation, the rooftop terrace awaits, complete with gas barbecues and a lounge area. This condo is not just a home; it's a lifestyle. Enjoy numerous amenities, including designated parking and a large storage locker. The third floor hosts a common social area and gym, providing ample opportunities to stay active and socialize. The large party room, featuring a pool table and big-screen TV, is perfect for game nights and entertaining friends. Additionally, a modern exercise room is available for those seeking a more active lifestyle. Don't miss the chance to own a bright and spacious condo that offers stress-free living with amenities galore. Call today to schedule a viewing and make this your new home in the heart of downtown Owen Sound! (id:22681)

1 Bedroom 1 Bathroom 771

Royal LePage D C Johnston Realty Brokerage

For sale
$549,900
166 SECOND Avenue N, sauble beach, Ontario

166 Second Avenue N

Sauble Beach, Ontario

This charming 3 Season cottage is situated in one of the most coveted spots in Sauble Beach. Just 80 steps away from the sandy shores, you'll find yourself immersed in the breathtaking beauty of the shore line with some of the best sunsets. Not only that, but you're also a mere 600 meters from the vibrant downtown core, where you can indulge in the hustle and bustle of fantastic shopping, delectable food, and the company of wonderful people. With an array of activities for both kids and adults, this cottage offers the perfect retreat. Boasting three cozy bedrooms one bathroom, this turnkey haven has been lovingly cared for over the past three decades. It's truly a haven ready and waiting for your family to create unforgettable summer memories. (id:22681)

3 Bedroom 1 Bathroom 538.6400

Exp Realty

For sale
$849,000
929 16TH Street W, georgian bluffs, Ontario

929 16th Street W

Georgian Bluffs, Ontario

Welcome to 929 16th St. West, a fully renovated home with a double attached garage and shop situated on 1.48 acres just outside of Owen Sound. Georgian Bluff Taxes and city water. This property offers modern amenities, functionality, and outdoor appeal. The house features three bedrooms and two bathrooms, providing ample space for comfortable living. The kitchen is a standout feature, boasting a chef's kitchen design with high-quality finishes, including New countertops, a double built-in oven, and a 6-burner gas stove top. The spacious island serves as a focal point for meal preparation, dining, and socializing. Upstairs, three good-sized bedrooms and a beautiful 4-piece bathroom await, offering comfort and privacy. Recent upgrades such as new windows, doors, Navien tankless dual boiler to ensure efficiency and modernity. The property includes a partially fenced yard a spring-fed pond in the back enhances the natural beauty and provides a tranquil feature for relaxation or recreation. A renovated shop with a new concrete pad, insulation, and furnace offers additional space for storage, hobbies, or even a home business, adding versatility and value to the property. R1C zoning offers a range of possibilities. Properties like this are hard to find and rarely come available in this desirable Georgian Bluffs location. (id:22681)

3 Bedroom 2 Bathroom 1702

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$519,000
831 MILL Street, port elgin, Ontario

831 Mill Street

Port Elgin, Ontario

This lovely bungalow is located in town on a but on a very quiet street. It's close to the high school, dog park and a short distance to the downtown area with great shopping and excellent dining. There are 3+1 bedrooms, 2 full bathroom and a full finished basement so plenty of space for the whole family. There are hardwood floors throughout the main floor. With a back door access to basement, there is the potential for an in-law suite. The basement is fully finished with new laminate floors (2024), new 3-piece bathroom (2023) and a rec room with a gas stove, games room with bar, laundry room and workshop and a 4th bedroom. The lot is a large corner lot measuring 76 frontage X 98.3 depth. There is a large back deck with new hot tub (2022) and lovely gazebo and a 10 X 10' shed for extra storage. Electrical panel updated (2022). Back flow replacement (2023). Hot water heather owned (2020). Convenient sand point watering system. (id:22681)

4 Bedroom 2 Bathroom 1083

Wilfred Mcintee & Co Ltd Brokerage (Southampton)

For sale
$1,299,900
10 MILLER LAKE SHORE Road, northern bruce peninsula, Ontario

10 Miller Lake Shore Road

Northern Bruce Peninsula, Ontario

Custom built year-round home on Miller Lake. This Spacious (4 bedroom, 4 bathroom, 2 kitchen) home was completely renovated in 2013 and offers 3 floors of quality built cottage feel charm. Approx. 3,600 sq feet in size on private lot making the ideal vacation cottage, investment property or year round lake front living (with Granny suite). Current owners rented property in summer months for $3,500 weekly. There's a detached double garage for all your toys and storage. Beautifully landscaped shoreline is perfect for kids, pets, swimming and lake activities with gradual, sandy lakebed. Custom built private dock is perfect to park your boat and public boat launch a short distance away. This spring fed inland lake offers great fishing. Unique octagon shaped home offers panoramic views of the lake out the oversized windows. More view walking out oversized doors onto newly constructed partially covered, wrap around deck (2020). Interior constructed in white cedar, ceramic and hardwood flooring. Feature include, sky lights, vaulted ceilings and loft area boasts massive BC timbers with more gorgeous views. Stunning stone fireplace with propane insert. Open concept main floor combination living/dining/kitchen area along with 2 bedrooms (both with ensuite). There is another bedroom in loft with large bathroom - whirlpool tub, sitting area/den, large walk-in closet with additional storage and laundry facilities. Marvel more lake views from the lower level with walkout to patio and lake. Lower levels offers more additional living quarters with another propane insert stove, a second kitchen, extra bedroom, ceramic floors, bathroom and sauna, a second laundry room and tons of workspace and storage. Heats with propane furnace with central air conditioning. Propane Water Heater and water filtration system installed in 2022. New septic system installed in 2018. All appliances included and furniture negotiable. Ample parking for over 10 vehicles. (id:22681)

4 Bedroom 4 Bathroom 3642

RE/MAX Grey Bruce Realty Inc Brokerage (Chesley)

For sale
$599,000
333 ROBERT ALLEN Drive, tobermory, Ontario

333 Robert Allen Drive

Tobermory, Ontario

WATERFRONT - 3/4 acre property located on sheltered Campbell’s Bay that offers shallow water access to Lake Huron for kids, kayaks & swimming. Minutes away To Tobermory and Top Attractions like The Grotto, Bruce Peninsula National Park, Flower Pot Island, Singing Sands Beach, and The Bruce Trail. TURNKEY – All furniture and contents included. Open Concept - 2 bedroom, 1 bath cottage with guest bunk house (hydro and water). Amazing views immediately upon entering, overseeing crystal clear water and million dollar sunsets both inside and out. Property offers 110.5ft shoreline featuring a concrete dock and boat launch. Interior of the cottage boasts inviting, spacious entrance, stone fireplace, and step out to oversized deck and outdoor entertaining area. Ample parking and space for your extra family and friends. Level waterfront grassed area in front of cottage and deck for campfires and stargazing. Another plus - the 23.5' x 18' detached garage with concrete floor and hydro is perfect for the hobbyist or storage for your toys. Roof done in 2019. Septic in 1996. Don't wait to see this one. (id:22681)

2 Bedroom 1 Bathroom 966

RE/MAX Grey Bruce Realty Inc Brokerage (Chesley)

For sale
$459,000
342 MAIN STREET NORTH, mount forest, Ontario

342 Main Street North

Mount Forest, Ontario

Welcome home to this beautifully updated home located close to amenities! It's practically like walking into a new house - spacious kitchen, living room, bathroom, floors, roof, plumbing, fixtures, electric all new in 2022. Attached garage, also new in 2022 with both front and back garage doors for easy access to the backyard. Wonderfully big backyard - privacy and space for gardens and summer bbqs. Bright and spacious open concept kitchen with cupboards galore, dining and livingroom ideal for entertaining and family time. Additional family room - perfect for games room, movie nights - or easily a 3rd bedroom if needed. The lower level has tons of storage and bonus room (currently used as a bedroom), great for a den or workout area. Forced air natural gas and central air complete the package. There is nothing left do do but move in and enjoy! (id:22681)

2 Bedroom 1 Bathroom 1250

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.